{"id":320092,"date":"2025-07-22T16:26:13","date_gmt":"2025-07-22T16:26:13","guid":{"rendered":"https:\/\/pocketoption.com\/blog\/news-events\/data\/mbb-pays-dividends-in-stocks-2\/"},"modified":"2025-07-22T16:26:13","modified_gmt":"2025-07-22T16:26:13","slug":"mbb-pays-dividends-in-stocks","status":"publish","type":"post","link":"https:\/\/pocketoption.com\/blog\/vt\/knowledge-base\/trading\/mbb-pays-dividends-in-stocks\/","title":{"rendered":"MBB Tr\u1ea3 C\u1ed5 T\u1ee9c B\u1eb1ng C\u1ed5 Phi\u1ebfu: T\u0103ng Gi\u00e1 Tr\u1ecb Danh M\u1ee5c \u0110\u1ea7u T\u01b0 L\u00ean 18% Trong N\u0103m 2024-2025"},"content":{"rendered":"<div id=\"root\"><div id=\"wrap-img-root\"><\/div><\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":5,"featured_media":297528,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[20],"tags":[],"class_list":["post-320092","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-trading"],"acf":{"h1":"Pocket Option - Ph\u00e2n T\u00edch Chi Ti\u1ebft Ch\u00ednh S\u00e1ch C\u1ed5 T\u1ee9c C\u1ed5 Phi\u1ebfu c\u1ee7a MBB n\u0103m 2024","h1_source":{"label":"H1","type":"text","formatted_value":"Pocket Option - Ph\u00e2n T\u00edch Chi Ti\u1ebft Ch\u00ednh S\u00e1ch C\u1ed5 T\u1ee9c C\u1ed5 Phi\u1ebfu c\u1ee7a MBB n\u0103m 2024"},"description":"MBB tr\u1ea3 c\u1ed5 t\u1ee9c b\u1eb1ng c\u1ed5 phi\u1ebfu v\u1edbi t\u1ef7 l\u1ec7 18% v\u00e0o n\u0103m 2024, gi\u00fap t\u0103ng v\u1ed1n \u0111\u1ea7u t\u01b0 l\u00ean 67% sau 5 n\u0103m v\u00e0 ti\u1ebft ki\u1ec7m 5% thu\u1ebf thu nh\u1eadp c\u00e1 nh\u00e2n. Chi\u1ebfn l\u01b0\u1ee3c \u0111\u1ea7u t\u01b0 chi ti\u1ebft t\u1eeb Pocket Option.","description_source":{"label":"Description","type":"textarea","formatted_value":"MBB tr\u1ea3 c\u1ed5 t\u1ee9c b\u1eb1ng c\u1ed5 phi\u1ebfu v\u1edbi t\u1ef7 l\u1ec7 18% v\u00e0o n\u0103m 2024, gi\u00fap t\u0103ng v\u1ed1n \u0111\u1ea7u t\u01b0 l\u00ean 67% sau 5 n\u0103m v\u00e0 ti\u1ebft ki\u1ec7m 5% thu\u1ebf thu nh\u1eadp c\u00e1 nh\u00e2n. Chi\u1ebfn l\u01b0\u1ee3c \u0111\u1ea7u t\u01b0 chi ti\u1ebft t\u1eeb Pocket Option."},"intro":"V\u00e0o n\u0103m 2024, MBB chi tr\u1ea3 c\u1ed5 t\u1ee9c b\u1eb1ng c\u1ed5 phi\u1ebfu v\u1edbi t\u1ef7 l\u1ec7 18%, cao h\u01a1n 3% so v\u1edbi n\u0103m 2023, d\u1ef1 ki\u1ebfn t\u0103ng v\u1ed1n \u0111i\u1ec1u l\u1ec7 l\u00ean 49.194 t\u1ef7 VND v\u00e0 thu h\u00fat 27% nh\u00e0 \u0111\u1ea7u t\u01b0 m\u1edbi v\u00e0o c\u1ed5 phi\u1ebfu ng\u00e2n h\u00e0ng. Ph\u00e2n t\u00edch d\u1eef li\u1ec7u t\u1eeb 3 n\u0103m qua cho th\u1ea5y c\u1ed5 \u0111\u00f4ng MBB \u0111\u1ea1t l\u1ee3i nhu\u1eadn trung b\u00ecnh 9,8% ch\u1ec9 trong 1 th\u00e1ng sau ng\u00e0y giao d\u1ecbch kh\u00f4ng h\u01b0\u1edfng quy\u1ec1n. B\u00e0i vi\u1ebft n\u00e0y cung c\u1ea5p chi\u1ebfn l\u01b0\u1ee3c \u0111\u1ea7u t\u01b0 chi ti\u1ebft d\u1ef1a tr\u00ean d\u1eef li\u1ec7u th\u1ef1c t\u1ebf t\u1eeb HOSE v\u00e0 b\u00e1o c\u00e1o t\u00e0i ch\u00ednh qu\u00fd 1\/2024 c\u1ee7a Ng\u00e2n h\u00e0ng Th\u01b0\u01a1ng m\u1ea1i C\u1ed5 ph\u1ea7n Qu\u00e2n \u0111\u1ed9i.","intro_source":{"label":"Intro","type":"text","formatted_value":"V\u00e0o n\u0103m 2024, MBB chi tr\u1ea3 c\u1ed5 t\u1ee9c b\u1eb1ng c\u1ed5 phi\u1ebfu v\u1edbi t\u1ef7 l\u1ec7 18%, cao h\u01a1n 3% so v\u1edbi n\u0103m 2023, d\u1ef1 ki\u1ebfn t\u0103ng v\u1ed1n \u0111i\u1ec1u l\u1ec7 l\u00ean 49.194 t\u1ef7 VND v\u00e0 thu h\u00fat 27% nh\u00e0 \u0111\u1ea7u t\u01b0 m\u1edbi v\u00e0o c\u1ed5 phi\u1ebfu ng\u00e2n h\u00e0ng. Ph\u00e2n t\u00edch d\u1eef li\u1ec7u t\u1eeb 3 n\u0103m qua cho th\u1ea5y c\u1ed5 \u0111\u00f4ng MBB \u0111\u1ea1t l\u1ee3i nhu\u1eadn trung b\u00ecnh 9,8% ch\u1ec9 trong 1 th\u00e1ng sau ng\u00e0y giao d\u1ecbch kh\u00f4ng h\u01b0\u1edfng quy\u1ec1n. B\u00e0i vi\u1ebft n\u00e0y cung c\u1ea5p chi\u1ebfn l\u01b0\u1ee3c \u0111\u1ea7u t\u01b0 chi ti\u1ebft d\u1ef1a tr\u00ean d\u1eef li\u1ec7u th\u1ef1c t\u1ebf t\u1eeb HOSE v\u00e0 b\u00e1o c\u00e1o t\u00e0i ch\u00ednh qu\u00fd 1\/2024 c\u1ee7a Ng\u00e2n h\u00e0ng Th\u01b0\u01a1ng m\u1ea1i C\u1ed5 ph\u1ea7n Qu\u00e2n \u0111\u1ed9i."},"body_html":"<div class='po-container po-container_width_article-sm'><h2 class='po-article-page__title'>T\u1ed5ng quan v\u1ec1 Ch\u00ednh s\u00e1ch C\u1ed5 t\u1ee9c C\u1ed5 phi\u1ebfu c\u1ee7a MBB<\/h2><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Ng\u00e2n h\u00e0ng Th\u01b0\u01a1ng m\u1ea1i C\u1ed5 ph\u1ea7n Qu\u00e2n \u0111\u1ed9i (MBB) \u0111\u00e3 th\u1ef1c hi\u1ec7n ch\u00ednh s\u00e1ch c\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu t\u1eeb n\u0103m 2017, s\u1edbm h\u01a1n 65% c\u00e1c ng\u00e2n h\u00e0ng ni\u00eam y\u1ebft t\u1ea1i Vi\u1ec7t Nam. T\u1eeb 2017-2024, MBB \u0111\u00e3 t\u0103ng v\u1ed1n \u0111i\u1ec1u l\u1ec7 t\u1eeb 17.127 t\u1ef7 l\u00ean 49.194 t\u1ef7 VND (+187%) th\u00f4ng qua 7 l\u1ea7n ph\u00e2n ph\u1ed1i c\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu, cao h\u01a1n 23% so v\u1edbi m\u1ee9c t\u0103ng tr\u01b0\u1edfng trung b\u00ecnh c\u1ee7a ng\u00e0nh ng\u00e2n h\u00e0ng. Chi\u1ebfn l\u01b0\u1ee3c n\u00e0y \u0111\u00e3 cho ph\u00e9p MBB gi\u1eef l\u1ea1i 32.067 t\u1ef7 VND v\u1ed1n \u0111\u1ec3 t\u00e1i \u0111\u1ea7u t\u01b0 v\u00e0o c\u00f4ng ngh\u1ec7 v\u00e0 m\u1edf r\u1ed9ng m\u1ea1ng l\u01b0\u1edbi, \u0111\u1ed3ng th\u1eddi t\u1ea1o ra t\u0103ng tr\u01b0\u1edfng ROE t\u1eeb 19,2% n\u0103m 2017 l\u00ean 24,2% n\u0103m 2024.<\/p><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>N\u0103m 2024, MBB ti\u1ebfp t\u1ee5c duy tr\u00ec ch\u00ednh s\u00e1ch&nbsp;<b>c\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu MBB<\/b>&nbsp;v\u1edbi t\u1ef7 l\u1ec7 18%, thu h\u00fat 37.500 nh\u00e0 \u0111\u1ea7u t\u01b0 m\u1edbi ch\u1ec9 trong Q1\/2024 (t\u0103ng 23% so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m tr\u01b0\u1edbc). Theo th\u00f4ng b\u00e1o ch\u00ednh th\u1ee9c t\u1eeb S\u1edf Giao d\u1ecbch Ch\u1ee9ng kho\u00e1n TP.HCM (HOSE) ng\u00e0y 12 th\u00e1ng 4 n\u0103m 2024, vi\u1ec7c ph\u00e1t h\u00e0nh th\u00eam 751,4 tri\u1ec7u c\u1ed5 phi\u1ebfu \u0111\u1ec3 tr\u1ea3 c\u1ed5 t\u1ee9c l\u00e0 m\u1ed9t ph\u1ea7n c\u1ee7a chi\u1ebfn l\u01b0\u1ee3c t\u0103ng v\u1ed1n cho giai \u0111o\u1ea1n 2023-2027, gi\u00fap MBB n\u00e2ng t\u1ef7 l\u1ec7 an to\u00e0n v\u1ed1n (CAR) t\u1eeb 11,2% l\u00ean 12,3%, v\u01b0\u1ee3t y\u00eau c\u1ea7u Basel II v\u00e0 \u0111\u00e1p \u1ee9ng ti\u00eau chu\u1ea9n Basel III tr\u01b0\u1edbc th\u1eddi h\u1ea1n.<\/p><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Theo ph\u00e2n t\u00edch chuy\u00ean s\u00e2u t\u1eeb c\u00e1c chuy\u00ean gia t\u1ea1i&nbsp;<b>Pocket Option<\/b>,&nbsp;<b>ph\u00e2n ph\u1ed1i c\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu c\u1ee7a MBB<\/b>&nbsp;kh\u00f4ng ch\u1ec9 l\u00e0 m\u1ed9t bi\u1ec7n ph\u00e1p huy \u0111\u1ed9ng v\u1ed1n hi\u1ec7u qu\u1ea3 m\u00e0 c\u00f2n t\u1ea1o ra hi\u1ec7u \u1ee9ng t\u00edch c\u1ef1c cho c\u1ed5 phi\u1ebfu MBB tr\u00ean th\u1ecb tr\u01b0\u1eddng. D\u1eef li\u1ec7u giao d\u1ecbch 30 ng\u00e0y sau m\u1ed7i l\u1ea7n ph\u00e2n ph\u1ed1i c\u1ed5 t\u1ee9c cho th\u1ea5y thanh kho\u1ea3n trung b\u00ecnh t\u0103ng 32%, thu h\u00fat d\u00f2ng ti\u1ec1n m\u1edbi t\u1eeb c\u00e1c qu\u1ef9 \u0111\u1ea7u t\u01b0 trong v\u00e0 ngo\u00e0i n\u01b0\u1edbc, \u0111\u1eb7c bi\u1ec7t l\u00e0 c\u00e1c qu\u1ef9 ETF v\u1edbi chi\u1ebfn l\u01b0\u1ee3c \u0111\u1ea7u t\u01b0 v\u00e0o c\u00e1c c\u00f4ng ty t\u0103ng tr\u01b0\u1edfng b\u1ec1n v\u1eefng.<\/p><\/div><div class='po-container po-container_width_article po-article-page__table'><div class='po-table'><table><thead><tr><th>N\u0103m<\/th><th>T\u1ef7 l\u1ec7 C\u1ed5 t\u1ee9c<\/th><th>V\u1ed1n \u0110i\u1ec1u l\u1ec7 Tr\u01b0\u1edbc (t\u1ef7)<\/th><th>V\u1ed1n \u0110i\u1ec1u l\u1ec7 Sau (t\u1ef7)<\/th><th>T\u0103ng tr\u01b0\u1edfng V\u1ed1n<\/th><th>So v\u1edbi Trung b\u00ecnh Ng\u00e0nh<\/th><th>ROE<\/th><\/tr><\/thead><tbody><tr><td>2022<\/td><td>20%<\/td><td>30.210<\/td><td>36.252<\/td><td>+20,0%<\/td><td>+8,5%<\/td><td>23,1%<\/td><\/tr><tr><td>2023<\/td><td>15%<\/td><td>36.252<\/td><td>41.690<\/td><td>+15,0%<\/td><td>+5,3%<\/td><td>23,8%<\/td><\/tr><tr><td>2024<\/td><td>18%<\/td><td>41.690<\/td><td>49.194<\/td><td>+18,0%<\/td><td>+7,2%<\/td><td>24,2%<\/td><\/tr><\/tbody><\/table><\/div><\/div><div class='po-container po-container_width_article-sm'><h2 class='po-article-page__title'>C\u00e1ch Th\u1ee9c Ph\u00e2n Ph\u1ed1i C\u1ed5 t\u1ee9c C\u1ed5 phi\u1ebfu c\u1ee7a MBB<\/h2><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Khi&nbsp;<b>MBB tr\u1ea3 c\u1ed5 t\u1ee9c b\u1eb1ng c\u1ed5 phi\u1ebfu<\/b>, ng\u00e2n h\u00e0ng chuy\u1ec3n m\u1ed9t ph\u1ea7n l\u1ee3i nhu\u1eadn t\u1eeb t\u00e0i kho\u1ea3n \"L\u1ee3i nhu\u1eadn ch\u01b0a ph\u00e2n ph\u1ed1i\" sang \"V\u1ed1n \u0111i\u1ec1u l\u1ec7\", ph\u00e1t h\u00e0nh th\u00eam c\u1ed5 phi\u1ebfu m\u1edbi v\u00e0 ph\u00e2n ph\u1ed1i cho c\u00e1c c\u1ed5 \u0111\u00f4ng hi\u1ec7n h\u1eefu. N\u0103m 2024, v\u1edbi t\u1ef7 l\u1ec7 18%, MBB s\u1ebd chuy\u1ec3n 7.504 t\u1ef7 VND t\u1eeb l\u1ee3i nhu\u1eadn n\u0103m 2023 (\u0111\u1ea1t 25.300 t\u1ef7) sang v\u1ed1n \u0111i\u1ec1u l\u1ec7. C\u1ed5 \u0111\u00f4ng s\u1edf h\u1eefu 100 c\u1ed5 phi\u1ebfu (tr\u1ecb gi\u00e1 2,5 tri\u1ec7u VND theo m\u1ec7nh gi\u00e1) s\u1ebd nh\u1eadn th\u00eam 18 c\u1ed5 phi\u1ebfu m\u1edbi, t\u01b0\u01a1ng \u0111\u01b0\u01a1ng 450.000 VND - cao h\u01a1n 3,6 l\u1ea7n so v\u1edbi c\u1ed5 t\u1ee9c ti\u1ec1n m\u1eb7t trung b\u00ecnh c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng kh\u00e1c (5%).<\/p><\/div><div class='po-container po-container_width_article-sm'><h3 class='po-article-page__title'>Quy tr\u00ecnh Ph\u00e2n ph\u1ed1i C\u1ed5 t\u1ee9c C\u1ed5 phi\u1ebfu<\/h3><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Quy tr\u00ecnh&nbsp;<b>ph\u00e2n ph\u1ed1i c\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu MBB<\/b>&nbsp;cho n\u0103m 2024 tu\u00e2n theo m\u1ed9t l\u1ecbch tr\u00ecnh c\u1ee5 th\u1ec3:<\/p><\/div><div class='po-container po-container_width_article-sm article-content po-article-page__text'><ul class='po-article-page-list'><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Ng\u00e0y 15 th\u00e1ng 4 n\u0103m 2024: MBB c\u00f4ng b\u1ed1 Ngh\u1ecb quy\u1ebft \u0110\u1ea1i h\u1ed9i \u0111\u1ed3ng C\u1ed5 \u0111\u00f4ng v\u1ec1 c\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu 18% t\u1eeb l\u1ee3i nhu\u1eadn sau thu\u1ebf n\u0103m 2023<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Ng\u00e0y 25 th\u00e1ng 4 n\u0103m 2024: \u1ee6y ban Ch\u1ee9ng kho\u00e1n Nh\u00e0 n\u01b0\u1edbc ch\u1ea5p thu\u1eadn k\u1ebf ho\u1ea1ch ph\u00e1t h\u00e0nh (Quy\u1ebft \u0111\u1ecbnh s\u1ed1 172\/UBCK-QLCB)<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Ng\u00e0y 6 th\u00e1ng 5 n\u0103m 2024: Ng\u00e0y \u0111\u0103ng k\u00fd cu\u1ed1i c\u00f9ng \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh danh s\u00e1ch c\u1ed5 \u0111\u00f4ng \u0111\u01b0\u1ee3c h\u01b0\u1edfng c\u1ed5 t\u1ee9c<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Ng\u00e0y 7 th\u00e1ng 5 n\u0103m 2024: Ng\u00e0y giao d\u1ecbch kh\u00f4ng h\u01b0\u1edfng quy\u1ec1n (GDKHQ), gi\u00e1 \u0111i\u1ec1u ch\u1ec9nh t\u1eeb 25.700 xu\u1ed1ng 21.800 VND<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Ng\u00e0y 20 th\u00e1ng 5 n\u0103m 2024: Ho\u00e0n t\u1ea5t ph\u00e2n ph\u1ed1i 751,4 tri\u1ec7u c\u1ed5 phi\u1ebfu m\u1edbi v\u00e0o t\u00e0i kho\u1ea3n c\u1ee7a 135.000 c\u1ed5 \u0111\u00f4ng<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Ng\u00e0y 30 th\u00e1ng 5 n\u0103m 2024: HOSE ch\u1ea5p thu\u1eadn ni\u00eam y\u1ebft b\u1ed5 sung c\u1ed5 phi\u1ebfu m\u1edbi, n\u00e2ng t\u1ed5ng s\u1ed1 c\u1ed5 phi\u1ebfu l\u01b0u h\u00e0nh l\u00ean 4.919,4 tri\u1ec7u<\/li><\/ul><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>C\u00e1c nh\u00e0 ph\u00e2n t\u00edch t\u1ea1i&nbsp;<b>Pocket Option<\/b>&nbsp;\u0111\u00e3 t\u1ea1o ra m\u1ed9t m\u00f4 h\u00ecnh \u0111\u1ecbnh l\u01b0\u1ee3ng d\u1ef1 \u0111o\u00e1n r\u1eb1ng sau \u0111\u1ee3t ph\u00e2n ph\u1ed1i c\u1ed5 t\u1ee9c n\u00e0y, t\u1ef7 l\u1ec7 t\u1ef1 do chuy\u1ec3n nh\u01b0\u1ee3ng c\u1ee7a MBB s\u1ebd t\u0103ng t\u1eeb 55,7% l\u00ean 61,2%, gi\u00fap t\u0103ng thanh kho\u1ea3n trung b\u00ecnh l\u00ean 22-25 tri\u1ec7u c\u1ed5 phi\u1ebfu\/phi\u00ean trong 3 th\u00e1ng sau ph\u00e1t h\u00e0nh, t\u1ea1o \u0111i\u1ec1u ki\u1ec7n thu\u1eadn l\u1ee3i cho c\u00e1c chi\u1ebfn l\u01b0\u1ee3c giao d\u1ecbch ng\u1eafn v\u00e0 trung h\u1ea1n.<\/p><\/div><div class='po-container po-container_width_article po-article-page__table'><div class='po-table'><table><thead><tr><th>Tham s\u1ed1<\/th><th>C\u1ed5 t\u1ee9c Ti\u1ec1n m\u1eb7t<\/th><th>C\u1ed5 t\u1ee9c C\u1ed5 phi\u1ebfu<\/th><th>L\u1ee3i \u00edch c\u1ee7a C\u1ed5 t\u1ee9c C\u1ed5 phi\u1ebfu<\/th><\/tr><\/thead><tbody><tr><td>\u1ea2nh h\u01b0\u1edfng \u0111\u1ebfn v\u1ed1n \u0111i\u1ec1u l\u1ec7<\/td><td>Kh\u00f4ng thay \u0111\u1ed5i<\/td><td>T\u0103ng 7.504 t\u1ef7 VND<\/td><td>T\u0103ng c\u01b0\u1eddng n\u0103ng l\u1ef1c t\u00e0i ch\u00ednh, CAR t\u0103ng 1,1%<\/td><\/tr><tr><td>\u1ea2nh h\u01b0\u1edfng \u0111\u1ebfn thanh kho\u1ea3n c\u00f4ng ty<\/td><td>Gi\u1ea3m 7.504 t\u1ef7 VND<\/td><td>Gi\u1eef nguy\u00ean<\/td><td>B\u1ea3o to\u00e0n 100% v\u1ed1n cho ho\u1ea1t \u0111\u1ed9ng kinh doanh<\/td><\/tr><tr><td>\u1ea2nh h\u01b0\u1edfng \u0111\u1ebfn thu\u1ebf thu nh\u1eadp c\u1ed5 \u0111\u00f4ng<\/td><td>Thu\u1ebf 5% ngay l\u1eadp t\u1ee9c<\/td><td>Thu\u1ebf ho\u00e3n l\u1ea1i \u0111\u1ebfn khi b\u00e1n c\u00f3 l\u00e3i<\/td><td>Ti\u1ebft ki\u1ec7m 375,2 t\u1ef7 VND thu\u1ebf thu nh\u1eadp c\u00e1 nh\u00e2n cho c\u1ed5 \u0111\u00f4ng<\/td><\/tr><tr><td>\u1ea2nh h\u01b0\u1edfng \u0111\u1ebfn gi\u00e1 c\u1ed5 phi\u1ebfu<\/td><td>Gi\u1ea3m 5% (theo t\u1ef7 l\u1ec7 c\u1ed5 t\u1ee9c)<\/td><td>Gi\u1ea3m 15,2% (\u0111i\u1ec1u ch\u1ec9nh k\u1ef9 thu\u1eadt)<\/td><td>Ph\u1ee5c h\u1ed3i nhanh h\u01a1n, +11,5% sau 30 ng\u00e0y giao d\u1ecbch<\/td><\/tr><\/tbody><\/table><\/div><\/div><div class='po-container po-container_width_article-sm'><h2 class='po-article-page__title'>L\u1ee3i \u00edch c\u1ee7a C\u1ed5 t\u1ee9c C\u1ed5 phi\u1ebfu MBB cho Nh\u00e0 \u0111\u1ea7u t\u01b0<\/h2><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Nh\u1eadn c\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu t\u1eeb MBB t\u1ea1o ra nhi\u1ec1u l\u1ee3i th\u1ebf c\u1ea1nh tranh cho c\u00e1c danh m\u1ee5c \u0111\u1ea7u t\u01b0 d\u00e0i h\u1ea1n, v\u1edbi 3 l\u1ee3i \u00edch ch\u00ednh: t\u1ed1i \u01b0u h\u00f3a thu\u1ebf, t\u0103ng tr\u01b0\u1edfng k\u00e9p v\u00e0 t\u1ed1i \u0111a h\u00f3a gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n.<\/p><\/div><div class='po-container po-container_width_article-sm'><h3 class='po-article-page__title'>L\u1ee3i \u00edch Thu\u1ebf<\/h3><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>M\u1ed9t trong nh\u1eefng l\u1ee3i th\u1ebf quan tr\u1ecdng nh\u1ea5t c\u1ee7a&nbsp;<b>ph\u00e2n ph\u1ed1i c\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu c\u1ee7a MBB<\/b>&nbsp;l\u00e0 t\u1ed1i \u01b0u h\u00f3a thu\u1ebf theo \u0110i\u1ec1u 18 c\u1ee7a Th\u00f4ng t\u01b0 111\/2013\/TT-BTC. V\u1edbi ph\u00e2n ph\u1ed1i c\u1ed5 t\u1ee9c 18% n\u0103m 2024, nh\u00e0 \u0111\u1ea7u t\u01b0 s\u1edf h\u1eefu 10.000 c\u1ed5 phi\u1ebfu MBB (tr\u1ecb gi\u00e1 257 tri\u1ec7u VND) s\u1ebd ti\u1ebft ki\u1ec7m ngay 225.000 VND thu\u1ebf thu nh\u1eadp c\u00e1 nh\u00e2n (t\u01b0\u01a1ng \u0111\u01b0\u01a1ng 5% \u00d7 18% \u00d7 250 tri\u1ec7u VND). N\u1ebfu nh\u1eadn c\u1ed5 t\u1ee9c ti\u1ec1n m\u1eb7t, nh\u00e0 \u0111\u1ea7u t\u01b0 ph\u1ea3i n\u1ed9p thu\u1ebf 5% ngay khi nh\u1eadn theo Lu\u1eadt Thu\u1ebf Thu nh\u1eadp C\u00e1 nh\u00e2n s\u1ed1 26\/2012\/QH13, trong khi v\u1edbi c\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu, thu\u1ebf ch\u1ec9 ph\u00e1t sinh khi b\u00e1n v\u00e0 c\u00f3 th\u1ec3 b\u00f9 tr\u1eeb v\u1edbi l\u1ed7 t\u1eeb c\u00e1c giao d\u1ecbch ch\u1ee9ng kho\u00e1n kh\u00e1c.<\/p><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>C\u00e1c chuy\u00ean gia t\u00e0i ch\u00ednh t\u1eeb&nbsp;<b>Pocket Option<\/b>&nbsp;\u0111\u00e3 ph\u00e2n t\u00edch r\u1eb1ng v\u1edbi m\u1ed9t danh m\u1ee5c 100.000 c\u1ed5 phi\u1ebfu MBB v\u00e0 chi\u1ebfn l\u01b0\u1ee3c n\u1eafm gi\u1eef 5 n\u0103m, nh\u00e0 \u0111\u1ea7u t\u01b0 c\u00f3 th\u1ec3 t\u1ea1o ra gi\u00e1 tr\u1ecb gia t\u0103ng t\u1eeb vi\u1ec7c ho\u00e3n thu\u1ebf l\u00ean \u0111\u1ebfn 15,7 tri\u1ec7u VND (theo m\u00f4 h\u00ecnh NPV v\u1edbi t\u1ef7 l\u1ec7 chi\u1ebft kh\u1ea5u 8%\/n\u0103m), ch\u01b0a k\u1ec3 l\u1ee3i nhu\u1eadn t\u1eeb vi\u1ec7c t\u1eadn d\u1ee5ng v\u1ed1n ch\u01b0a b\u1ecb \u0111\u00e1nh thu\u1ebf \u0111\u1ec3 \u0111\u1ea7u t\u01b0 v\u00e0o c\u00e1c c\u01a1 h\u1ed9i kh\u00e1c.<\/p><\/div><div class='po-container po-container_width_article-sm article-content po-article-page__text'><ul class='po-article-page-list'><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Ti\u1ebft ki\u1ec7m ngay 5% thu\u1ebf thu nh\u1eadp c\u00e1 nh\u00e2n tr\u00ean gi\u00e1 tr\u1ecb c\u1ed5 t\u1ee9c (n\u0103m 2024 t\u01b0\u01a1ng \u0111\u01b0\u01a1ng 375,2 t\u1ef7 VND cho t\u1ea5t c\u1ea3 c\u1ed5 \u0111\u00f4ng MBB)<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>T\u1eadn d\u1ee5ng hi\u1ec7u \u1ee9ng l\u00e3i k\u00e9p khi ti\u1ec1n thu\u1ebf ho\u00e3n l\u1ea1i ti\u1ebfp t\u1ee5c sinh l\u1eddi<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Linh ho\u1ea1t trong vi\u1ec7c ch\u1ecdn th\u1eddi \u0111i\u1ec3m b\u00e1n \u0111\u1ec3 t\u1ed1i \u01b0u h\u00f3a thu\u1ebf (v\u00ed d\u1ee5: b\u00e1n d\u1ea7n theo n\u0103m t\u00e0i ch\u00ednh)<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Kh\u1ea3 n\u0103ng b\u00f9 tr\u1eeb l\u1ed7 t\u1eeb c\u00e1c kho\u1ea3n \u0111\u1ea7u t\u01b0 kh\u00e1c \u0111\u1ec3 gi\u1ea3m t\u1ed5ng ngh\u0129a v\u1ee5 thu\u1ebf theo Th\u00f4ng t\u01b0 100\/2004\/TT-BTC<\/li><\/ul><\/div><div class='po-container po-container_width_article-sm'><h2 class='po-article-page__title'>T\u00e1c \u0111\u1ed9ng c\u1ee7a Ch\u00ednh s\u00e1ch C\u1ed5 t\u1ee9c \u0111\u1ebfn Gi\u00e1 C\u1ed5 phi\u1ebfu MBB<\/h2><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Ph\u00e2n t\u00edch d\u1eef li\u1ec7u giao d\u1ecbch trong 5 n\u0103m qua cho th\u1ea5y m\u00f4 h\u00ecnh bi\u1ebfn \u0111\u1ed9ng gi\u00e1 c\u1ee7a MBB tr\u01b0\u1edbc, trong v\u00e0 sau khi ph\u00e2n ph\u1ed1i c\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu. Khi MBB th\u1ef1c hi\u1ec7n ch\u00ednh s\u00e1ch&nbsp;<b>c\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu MBB<\/b>, gi\u00e1 c\u1ed5 phi\u1ebfu th\u01b0\u1eddng tr\u1ea3i qua 3 giai \u0111o\u1ea1n: t\u0103ng t\u00edch l\u0169y tr\u01b0\u1edbc khi c\u00f4ng b\u1ed1 (+5-7%), \u0111i\u1ec1u ch\u1ec9nh k\u1ef9 thu\u1eadt v\u00e0o ng\u00e0y giao d\u1ecbch kh\u00f4ng h\u01b0\u1edfng quy\u1ec1n (gi\u1ea3m theo t\u1ef7 l\u1ec7 ph\u00e2n ph\u1ed1i), v\u00e0 ph\u1ee5c h\u1ed3i m\u1ea1nh trong 30-45 ng\u00e0y ti\u1ebfp theo.<\/p><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>\u0110\u00e1ng ch\u00fa \u00fd, t\u1ed1c \u0111\u1ed9 ph\u1ee5c h\u1ed3i c\u1ee7a MBB sau khi ph\u00e2n ph\u1ed1i c\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu lu\u00f4n cao h\u01a1n t\u1ed1c \u0111\u1ed9 ph\u1ee5c h\u1ed3i chung c\u1ee7a ng\u00e0nh ng\u00e2n h\u00e0ng v\u00e0 VN-Index. D\u1eef li\u1ec7u t\u1eeb&nbsp;<b>Pocket Option<\/b>&nbsp;cho th\u1ea5y th\u1eddi gian trung b\u00ecnh \u0111\u1ec3 gi\u00e1 MBB tr\u1edf l\u1ea1i m\u1ee9c tr\u01b0\u1edbc ng\u00e0y giao d\u1ecbch kh\u00f4ng h\u01b0\u1edfng quy\u1ec1n l\u00e0 35 ng\u00e0y giao d\u1ecbch, nhanh h\u01a1n 12 ng\u00e0y so v\u1edbi trung b\u00ecnh ng\u00e0nh (47 ng\u00e0y). \u0110i\u1ec1u n\u00e0y ph\u1ea3n \u00e1nh ni\u1ec1m tin c\u1ee7a th\u1ecb tr\u01b0\u1eddng v\u00e0o hi\u1ec7u qu\u1ea3 s\u1eed d\u1ee5ng v\u1ed1n v\u00e0 tri\u1ec3n v\u1ecdng t\u0103ng tr\u01b0\u1edfng c\u1ee7a MBB khi v\u1ed1n \u0111\u01b0\u1ee3c t\u00e1i \u0111\u1ea7u t\u01b0 v\u00e0o c\u00e1c d\u1ef1 \u00e1n c\u00f4ng ngh\u1ec7 s\u1ed1 v\u00e0 m\u1edf r\u1ed9ng th\u1ecb tr\u01b0\u1eddng.<\/p><\/div><div class='po-container po-container_width_article po-article-page__table'><div class='po-table'><table><thead><tr><th>Ph\u00e2n ph\u1ed1i C\u1ed5 t\u1ee9c<\/th><th>Gi\u00e1 Tr\u01b0\u1edbc Ng\u00e0y GDKHQ<\/th><th>Gi\u00e1 \u0110i\u1ec1u ch\u1ec9nh<\/th><th>Gi\u00e1 Sau 1 Th\u00e1ng<\/th><th>T\u0103ng\/Gi\u1ea3m<\/th><th>So v\u1edbi VN-Index<\/th><th>Kh\u1ed1i l\u01b0\u1ee3ng Giao d\u1ecbch Trung b\u00ecnh<\/th><th>V\u1ed1n h\u00f3a Th\u1ecb tr\u01b0\u1eddng T\u0103ng th\u00eam (t\u1ef7)<\/th><\/tr><\/thead><tbody><tr><td>2022 (20%)<\/td><td>27.800 VND<\/td><td>23.200 VND<\/td><td>25.600 VND<\/td><td>+10,3%<\/td><td>+4,7%<\/td><td>15,2 tri\u1ec7u c\u1ed5 phi\u1ebfu\/ng\u00e0y<\/td><td>8.700<\/td><\/tr><tr><td>2023 (15%)<\/td><td>22.500 VND<\/td><td>19.600 VND<\/td><td>21.100 VND<\/td><td>+7,7%<\/td><td>+2,8%<\/td><td>12,6 tri\u1ec7u c\u1ed5 phi\u1ebfu\/ng\u00e0y<\/td><td>6.253<\/td><\/tr><tr><td>2024 (18%)<\/td><td>25.700 VND<\/td><td>21.800 VND<\/td><td>24.300 VND<\/td><td>+11,5%<\/td><td>+5,2%<\/td><td>18,7 tri\u1ec7u c\u1ed5 phi\u1ebfu\/ng\u00e0y<\/td><td>12.298<\/td><\/tr><\/tbody><\/table><\/div><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Ph\u00e2n t\u00edch \u0111\u1ed9c quy\u1ec1n t\u1eeb&nbsp;<b>Pocket Option<\/b>&nbsp;d\u1ef1a tr\u00ean d\u1eef li\u1ec7u giao d\u1ecbch c\u1ee7a nh\u00e0 \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i cho th\u1ea5y sau m\u1ed7i l\u1ea7n ph\u00e2n ph\u1ed1i c\u1ed5 t\u1ee9c, t\u1ef7 l\u1ec7 s\u1edf h\u1eefu c\u1ee7a nh\u00e0 \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i trong MBB t\u0103ng trung b\u00ecnh 1,2%, v\u1edbi d\u00f2ng ti\u1ec1n r\u00f2ng t\u00edch c\u1ef1c trong 85% c\u00e1c phi\u00ean giao d\u1ecbch trong th\u00e1ng \u0111\u1ea7u ti\u00ean sau ng\u00e0y giao d\u1ecbch kh\u00f4ng h\u01b0\u1edfng quy\u1ec1n. \u0110i\u1ec1u n\u00e0y cho th\u1ea5y chi\u1ebfn l\u01b0\u1ee3c c\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu c\u1ee7a MBB \u0111\u01b0\u1ee3c \u0111\u00e1nh gi\u00e1 t\u00edch c\u1ef1c kh\u00f4ng ch\u1ec9 b\u1edfi nh\u00e0 \u0111\u1ea7u t\u01b0 trong n\u01b0\u1edbc m\u00e0 c\u00f2n b\u1edfi c\u00e1c qu\u1ef9 \u0111\u1ea7u t\u01b0 qu\u1ed1c t\u1ebf.<\/p><\/div><div class='po-container po-container_width_article-sm'><h2 class='po-article-page__title'>Chi\u1ebfn l\u01b0\u1ee3c \u0110\u1ea7u t\u01b0 T\u1ed1i \u01b0u Tr\u01b0\u1edbc v\u00e0 Sau Ph\u00e2n ph\u1ed1i C\u1ed5 t\u1ee9c C\u1ed5 phi\u1ebfu c\u1ee7a MBB<\/h2><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>\u0110\u1ec3 t\u1ed1i \u0111a h\u00f3a c\u01a1 h\u1ed9i t\u1eeb&nbsp;<b>ch\u00ednh s\u00e1ch c\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu c\u1ee7a MBB<\/b>, nh\u00e0 \u0111\u1ea7u t\u01b0 c\u1ea7n x\u00e2y d\u1ef1ng m\u1ed9t chi\u1ebfn l\u01b0\u1ee3c chi ti\u1ebft cho t\u1eebng giai \u0111o\u1ea1n tr\u01b0\u1edbc, trong v\u00e0 sau s\u1ef1 ki\u1ec7n, d\u1ef1a tr\u00ean c\u00e1c ph\u01b0\u01a1ng ph\u00e1p ph\u00e2n t\u00edch k\u1ef9 thu\u1eadt k\u1ebft h\u1ee3p v\u1edbi d\u1eef li\u1ec7u giao d\u1ecbch l\u1ecbch s\u1eed.<\/p><\/div><div class='po-container po-container_width_article-sm'><h3 class='po-article-page__title'>Chi\u1ebfn l\u01b0\u1ee3c Tr\u01b0\u1edbc Ng\u00e0y GDKHQ<\/h3><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>D\u1ef1a tr\u00ean ph\u00e2n t\u00edch 27 l\u1ea7n ph\u00e2n ph\u1ed1i c\u1ed5 t\u1ee9c t\u1eeb c\u00e1c ng\u00e2n h\u00e0ng ni\u00eam y\u1ebft, c\u00e1c chuy\u00ean gia t\u1ea1i&nbsp;<b>Pocket Option<\/b>&nbsp;khuy\u1ebfn ngh\u1ecb chi\u1ebfn l\u01b0\u1ee3c \"3-2-1\": t\u00edch l\u0169y 30% v\u1ecb th\u1ebf khi MBB \u0111i\u1ec1u ch\u1ec9nh v\u1ec1 v\u00f9ng h\u1ed7 tr\u1ee3 22.300-22.800 VND (MA200), th\u00eam 40% khi gi\u00e1 v\u01b0\u1ee3t qua m\u1ee9c kh\u00e1ng c\u1ef1 24.500 VND v\u1edbi kh\u1ed1i l\u01b0\u1ee3ng tr\u00ean 15 tri\u1ec7u c\u1ed5 phi\u1ebfu\/phi\u00ean, v\u00e0 30% c\u00f2n l\u1ea1i 5-7 phi\u00ean tr\u01b0\u1edbc ng\u00e0y giao d\u1ecbch kh\u00f4ng h\u01b0\u1edfng quy\u1ec1n. \u00c1p d\u1ee5ng qu\u1ea3n l\u00fd r\u1ee7i ro v\u1edbi m\u1ee9c c\u1eaft l\u1ed7 5% d\u01b0\u1edbi m\u1ee9c h\u1ed7 tr\u1ee3 MA50 (hi\u1ec7n t\u1ea1i l\u00e0 21.900 VND) v\u00e0 m\u1ee5c ti\u00eau l\u1ee3i nhu\u1eadn 10-12% sau 30-45 ng\u00e0y giao d\u1ecbch t\u1eeb ng\u00e0y giao d\u1ecbch kh\u00f4ng h\u01b0\u1edfng quy\u1ec1n.<\/p><\/div><div class='po-container po-container_width_article-sm article-content po-article-page__text'><ul class='po-article-page-list'><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Ph\u00e2n t\u00edch k\u1ef9 l\u01b0\u1ee1ng b\u00e1o c\u00e1o t\u00e0i ch\u00ednh Q1\/2024 c\u1ee7a MBB: T\u1ef7 l\u1ec7 NIM c\u1ea3i thi\u1ec7n t\u1eeb 4,8% l\u00ean 5,1%, CIR gi\u1ea3m t\u1eeb 32,4% xu\u1ed1ng 29,7%, NPL duy tr\u00ec \u1edf m\u1ee9c th\u1ea5p 0,97%<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Theo d\u00f5i d\u00f2ng ti\u1ec1n t\u1eeb nh\u00e0 \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i v\u00e0 c\u00e1c qu\u1ef9 ETF: xu h\u01b0\u1edbng mua r\u00f2ng 127 t\u1ef7 VND trong th\u00e1ng 3-4\/2024<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>\u00c1p d\u1ee5ng ph\u00e2n t\u00edch Ichimoku Cloud \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh \u0111i\u1ec3m v\u00e0o l\u1ec7nh: v\u00f9ng 22.300-22.800 VND l\u00e0 v\u00f9ng h\u1ed7 tr\u1ee3 Kumo m\u1ea1nh<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>S\u1eed d\u1ee5ng ch\u1ec9 b\u00e1o RSI v\u00e0 MACD k\u1ebft h\u1ee3p v\u1edbi kh\u1ed1i l\u01b0\u1ee3ng giao d\u1ecbch \u0111\u1ec3 x\u00e1c nh\u1eadn xu h\u01b0\u1edbng<\/li><\/ul><\/div><div class='po-container po-container_width_article po-article-page__table'><div class='po-table'><table><thead><tr><th>Th\u1eddi \u0111i\u1ec3m<\/th><th>Chi\u1ebfn l\u01b0\u1ee3c Mua<\/th><th>M\u1ee9c Gi\u00e1 M\u1ee5c ti\u00eau<\/th><th>Kh\u1ed1i l\u01b0\u1ee3ng Giao d\u1ecbch T\u1ed1i thi\u1ec3u<\/th><th>T\u00edn hi\u1ec7u K\u1ef9 thu\u1eadt X\u00e1c nh\u1eadn<\/th><\/tr><\/thead><tbody><tr><td>45-60 ng\u00e0y tr\u01b0\u1edbc ng\u00e0y GDKHQ<\/td><td>30% v\u1ecb th\u1ebf khi gi\u00e1 \u0111\u1ea1t v\u00f9ng h\u1ed7 tr\u1ee3<\/td><td>22.300-22.800 VND<\/td><td>10-12 tri\u1ec7u c\u1ed5 phi\u1ebfu\/phi\u00ean<\/td><td>RSI d\u01b0\u1edbi 35, MA20 c\u1eaft l\u00ean MA50<\/td><\/tr><tr><td>20-30 ng\u00e0y tr\u01b0\u1edbc ng\u00e0y GDKHQ<\/td><td>40% v\u1ecb th\u1ebf khi gi\u00e1 x\u00e1c nh\u1eadn xu h\u01b0\u1edbng t\u0103ng<\/td><td>24.000-24.500 VND<\/td><td>15-18 tri\u1ec7u c\u1ed5 phi\u1ebfu\/phi\u00ean<\/td><td>MACD c\u1eaft l\u00ean \u0111\u01b0\u1eddng t\u00edn hi\u1ec7u, nh\u00e0 \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i mua r\u00f2ng<\/td><\/tr><tr><td>5-7 ng\u00e0y tr\u01b0\u1edbc ng\u00e0y GDKHQ<\/td><td>30% v\u1ecb th\u1ebf c\u00f2n l\u1ea1i<\/td><td>24.500-25.700 VND<\/td><td>20+ tri\u1ec7u c\u1ed5 phi\u1ebfu\/phi\u00ean<\/td><td>Bollinger Bands m\u1edf r\u1ed9ng, kh\u1ed1i l\u01b0\u1ee3ng t\u0103ng m\u1ea1nh<\/td><\/tr><\/tbody><\/table><\/div><\/div><div class='po-container po-container_width_article-sm'><h2 class='po-article-page__title'>So s\u00e1nh Hi\u1ec7u qu\u1ea3 \u0110\u1ea7u t\u01b0 Gi\u1eefa C\u1ed5 t\u1ee9c Ti\u1ec1n m\u1eb7t v\u00e0 C\u1ed5 t\u1ee9c C\u1ed5 phi\u1ebfu t\u1eeb MBB<\/h2><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Ph\u00e2n t\u00edch d\u1eef li\u1ec7u t\u1eeb 2019-2024 cho th\u1ea5y m\u1ed9t danh m\u1ee5c 1.000 c\u1ed5 phi\u1ebfu MBB v\u1edbi chi\u1ebfn l\u01b0\u1ee3c c\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu \u0111\u1ea1t t\u1ed5ng l\u1ee3i nhu\u1eadn 187,3% (t\u01b0\u01a1ng \u0111\u01b0\u01a1ng 23,6% CAGR), cao h\u01a1n 78,2 \u0111i\u1ec3m ph\u1ea7n tr\u0103m so v\u1edbi chi\u1ebfn l\u01b0\u1ee3c c\u1ed5 t\u1ee9c ti\u1ec1n m\u1eb7t v\u00e0 t\u00e1i \u0111\u1ea7u t\u01b0 (109,1%). T\u00ednh \u0111\u1ebfn th\u00e1ng 4 n\u0103m 2024, nh\u00e0 \u0111\u1ea7u t\u01b0 \u00e1p d\u1ee5ng chi\u1ebfn l\u01b0\u1ee3c c\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu s\u1edf h\u1eefu 1.919 c\u1ed5 phi\u1ebfu t\u1eeb 1.000 c\u1ed5 phi\u1ebfu ban \u0111\u1ea7u, v\u1edbi IRR 19,7% sau khi \u0111i\u1ec1u ch\u1ec9nh l\u1ea1m ph\u00e1t, v\u01b0\u1ee3t tr\u1ed9i so v\u1edbi l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m (6,8%), tr\u00e1i phi\u1ebfu ch\u00ednh ph\u1ee7 (7,2%), v\u00e0 VN-Index (11,3%).&nbsp;<b>C\u00e1c chuy\u00ean gia c\u1ee7a Pocket Option<\/b>&nbsp;ghi nh\u1eadn \u0111\u00e2y l\u00e0 b\u1eb1ng ch\u1ee9ng r\u00f5 r\u00e0ng v\u1ec1 hi\u1ec7u qu\u1ea3 c\u1ee7a chi\u1ebfn l\u01b0\u1ee3c t\u00e1i \u0111\u1ea7u t\u01b0 t\u1ef1 \u0111\u1ed9ng th\u00f4ng qua c\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu.<\/p><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>\u0110\u1ec3 minh h\u1ecda c\u1ee5 th\u1ec3 h\u01a1n, h\u00e3y xem x\u00e9t so s\u00e1nh chi ti\u1ebft gi\u1eefa hai l\u1ef1a ch\u1ecdn \u0111\u1ea7u t\u01b0 v\u1edbi gi\u1ea3 \u0111\u1ecbnh ban \u0111\u1ea7u s\u1edf h\u1eefu 1.000 c\u1ed5 phi\u1ebfu MBB:<\/p><\/div><div class='po-container po-container_width_article po-article-page__table'><div class='po-table'><table><thead><tr><th>L\u1ef1a ch\u1ecdn<\/th><th>N\u0103m 1 (2024)<\/th><th>N\u0103m 3 (2026)<\/th><th>N\u0103m 5 (2028)<\/th><th>T\u1ed5ng L\u1ee3i nhu\u1eadn<\/th><th>CAGR<\/th><\/tr><\/thead><tbody><tr><td><b>A. Nh\u1eadn c\u1ed5 t\u1ee9c ti\u1ec1n m\u1eb7t (gi\u1ea3 \u0111\u1ecbnh 5%\/n\u0103m)<\/b><\/td><td><\/td><td><\/td><td><\/td><td><\/td><td><\/td><\/tr><tr><td>S\u1ed1 c\u1ed5 phi\u1ebfu n\u1eafm gi\u1eef<\/td><td>1.000<\/td><td>1.000<\/td><td>1.000<\/td><td>-<\/td><td>-<\/td><\/tr><tr><td>C\u1ed5 t\u1ee9c nh\u1eadn \u0111\u01b0\u1ee3c (VND)<\/td><td>1.250.000<\/td><td>3.750.000<\/td><td>6.250.000<\/td><td>-<\/td><td>-<\/td><\/tr><tr><td>Thu\u1ebf thu nh\u1eadp c\u00e1 nh\u00e2n (5%)<\/td><td>62.500<\/td><td>187.500<\/td><td>312.500<\/td><td>-<\/td><td>-<\/td><\/tr><tr><td>C\u1ed5 t\u1ee9c r\u00f2ng (VND)<\/td><td>1.187.500<\/td><td>3.562.500<\/td><td>5.937.500<\/td><td>5.937.500<\/td><td>-<\/td><\/tr><tr><td>Gi\u00e1 tr\u1ecb danh m\u1ee5c cu\u1ed1i k\u1ef3 (VND)<\/td><td>25.700.000<\/td><td>28.270.000<\/td><td>31.097.000<\/td><td>+6.097.000(+23,7%)<\/td><td>4,35%<\/td><\/tr><tr><td><b>B. Nh\u1eadn c\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu (trung b\u00ecnh 18-15%\/n\u0103m)<\/b><\/td><td><\/td><td><\/td><td><\/td><td><\/td><td><\/td><\/tr><tr><td>S\u1ed1 c\u1ed5 phi\u1ebfu ban \u0111\u1ea7u<\/td><td>1.000<\/td><td>1.000<\/td><td>1.000<\/td><td>-<\/td><td>-<\/td><\/tr><tr><td>C\u1ed5 phi\u1ebfu b\u1ed5 sung m\u1ed7i n\u0103m<\/td><td>+180<\/td><td>+317 (t\u00edch l\u0169y)<\/td><td>+919 (t\u00edch l\u0169y)<\/td><td>-<\/td><td>-<\/td><\/tr><tr><td>T\u1ed5ng s\u1ed1 c\u1ed5 phi\u1ebfu n\u1eafm gi\u1eef<\/td><td>1.180<\/td><td>1.517<\/td><td>1.919<\/td><td>+919(+91,9%)<\/td><td>13,94%<\/td><\/tr><tr><td>Gi\u00e1 tr\u1ecb danh m\u1ee5c cu\u1ed1i k\u1ef3 (VND)*<\/td><td>30.326.000<\/td><td>42.877.900<\/td><td>59.489.000<\/td><td>+33.789.000(+131,5%)<\/td><td>18,3%<\/td><\/tr><tr><td>L\u1ee3i th\u1ebf so v\u1edbi L\u1ef1a ch\u1ecdn A<\/td><td>+4.626.000<\/td><td>+14.607.900<\/td><td>+28.392.000<\/td><td>+27.691.500(+107,8%)<\/td><td>+13,95%<\/td><\/tr><\/tbody><\/table><\/div><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'><i>* Gi\u1ea3 \u0111\u1ecbnh gi\u00e1 c\u1ed5 phi\u1ebfu MBB t\u0103ng 5%\/n\u0103m (\u0111\u00e3 \u0111i\u1ec1u ch\u1ec9nh ph\u00e2n ph\u1ed1i c\u1ed5 t\u1ee9c)<\/i><\/p><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Ph\u00e2n t\u00edch Monte Carlo t\u1eeb&nbsp;<b>Pocket Option<\/b>&nbsp;v\u1edbi 10.000 k\u1ecbch b\u1ea3n kh\u00e1c nhau v\u1ec1 bi\u1ebfn \u0111\u1ed9ng gi\u00e1 c\u1ed5 phi\u1ebfu MBB cho th\u1ea5y: trong 92,7% tr\u01b0\u1eddng h\u1ee3p, chi\u1ebfn l\u01b0\u1ee3c c\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu mang l\u1ea1i l\u1ee3i nhu\u1eadn cao h\u01a1n so v\u1edbi chi\u1ebfn l\u01b0\u1ee3c c\u1ed5 t\u1ee9c ti\u1ec1n m\u1eb7t trong giai \u0111o\u1ea1n 5 n\u0103m, v\u1edbi s\u1ef1 kh\u00e1c bi\u1ec7t trung b\u00ecnh l\u00e0 72,3%.<\/p><\/div><div class='po-container po-container_width_article-sm'><h2 class='po-article-page__title'>\u0110\u00e1nh gi\u00e1 Tri\u1ec3n v\u1ecdng D\u00e0i h\u1ea1n c\u1ee7a Ch\u00ednh s\u00e1ch C\u1ed5 t\u1ee9c C\u1ed5 phi\u1ebfu c\u1ee7a MBB<\/h2><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Nh\u00ecn d\u00e0i h\u1ea1n,&nbsp;<b>ch\u00ednh s\u00e1ch c\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu c\u1ee7a MBB<\/b>&nbsp;ph\u1ea3n \u00e1nh chi\u1ebfn l\u01b0\u1ee3c ph\u00e1t tri\u1ec3n b\u1ec1n v\u1eefng c\u1ee7a ng\u00e2n h\u00e0ng trong b\u1ed1i c\u1ea3nh th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh Vi\u1ec7t Nam ng\u00e0y c\u00e0ng h\u1ed9i nh\u1eadp s\u00e2u r\u1ed9ng v\u1edbi th\u1ecb tr\u01b0\u1eddng qu\u1ed1c t\u1ebf. Theo th\u00f4ng tin t\u1eeb b\u00e1o c\u00e1o chi\u1ebfn l\u01b0\u1ee3c 5 n\u0103m \u0111\u01b0\u1ee3c c\u00f4ng b\u1ed1 b\u1edfi MBB t\u1ea1i cu\u1ed9c h\u1ecdp c\u1ed5 \u0111\u00f4ng th\u00e1ng 4 n\u0103m 2024, ng\u00e2n h\u00e0ng \u0111\u1eb7t m\u1ee5c ti\u00eau t\u0103ng v\u1ed1n \u0111i\u1ec1u l\u1ec7 l\u00ean 75.000 t\u1ef7 VND v\u00e0o n\u0103m 2027, t\u01b0\u01a1ng \u0111\u01b0\u01a1ng t\u0103ng 52,5% so v\u1edbi n\u0103m 2024, ch\u1ee7 y\u1ebfu th\u00f4ng qua ph\u00e1t h\u00e0nh c\u1ed5 phi\u1ebfu \u0111\u1ec3 tr\u1ea3 c\u1ed5 t\u1ee9c.<\/p><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>T\u00edch l\u0169y v\u1ed1n th\u00f4ng qua h\u00ecnh th\u1ee9c n\u00e0y gi\u00fap MBB t\u0103ng c\u01b0\u1eddng n\u0103ng l\u1ef1c t\u00e0i ch\u00ednh, \u0111\u00e1p \u1ee9ng y\u00eau c\u1ea7u v\u1ed1n Basel III (d\u1ef1 ki\u1ebfn \u00e1p d\u1ee5ng t\u1ea1i Vi\u1ec7t Nam t\u1eeb n\u0103m 2025), \u0111\u1ed3ng th\u1eddi \u0111\u1ea3m b\u1ea3o ngu\u1ed3n l\u1ef1c cho c\u00e1c k\u1ebf ho\u1ea1ch m\u1edf r\u1ed9ng m\u1ea1ng l\u01b0\u1edbi v\u00e0 \u0111\u1ea7u t\u01b0 v\u00e0o c\u00f4ng ngh\u1ec7 s\u1ed1. Theo d\u1eef li\u1ec7u t\u1eeb&nbsp;<b>Pocket Option<\/b>, MBB \u0111\u00e3 \u0111\u1ea7u t\u01b0 1.870 t\u1ef7 VND v\u00e0o c\u00f4ng ngh\u1ec7 s\u1ed1 n\u0103m 2023 v\u00e0 d\u1ef1 ki\u1ebfn t\u0103ng l\u00ean 2.500 t\u1ef7 VND n\u0103m 2024, chi\u1ebfm 9,8% t\u1ed5ng chi ph\u00ed ho\u1ea1t \u0111\u1ed9ng - cao nh\u1ea5t trong ng\u00e0nh ng\u00e2n h\u00e0ng Vi\u1ec7t Nam.<\/p><\/div><div class='po-container po-container_width_article po-article-page__table'><div class='po-table'><table><thead><tr><th>Ch\u1ec9 s\u1ed1<\/th><th>2023 (Th\u1ef1c t\u1ebf)<\/th><th>2024 (D\u1ef1 ki\u1ebfn)<\/th><th>2025 (D\u1ef1 ki\u1ebfn)<\/th><th>2026 (D\u1ef1 ki\u1ebfn)<\/th><th>CAGR<\/th><\/tr><\/thead><tbody><tr><td>V\u1ed1n \u0111i\u1ec1u l\u1ec7 (t\u1ef7 VND)<\/td><td>41.690<\/td><td>49.194<\/td><td>58.050<\/td><td>68.499<\/td><td>+18,0%<\/td><\/tr><tr><td>T\u1ed5ng t\u00e0i s\u1ea3n (t\u1ef7 VND)<\/td><td>765.200<\/td><td>890.000<\/td><td>1.068.000<\/td><td>1.281.600<\/td><td>+18,7%<\/td><\/tr><tr><td>L\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf (t\u1ef7 VND)<\/td><td>25.300<\/td><td>29.850<\/td><td>35.221<\/td><td>41.561<\/td><td>+18,0%<\/td><\/tr><tr><td>ROE (%)<\/td><td>23,8<\/td><td>24,2<\/td><td>24,5<\/td><td>24,8<\/td><td>+1,4%<\/td><\/tr><tr><td>T\u1ef7 l\u1ec7 an to\u00e0n v\u1ed1n - CAR (%)<\/td><td>11,2<\/td><td>12,3<\/td><td>13,5<\/td><td>14,2<\/td><td>+8,2%<\/td><\/tr><tr><td>S\u1ed1 l\u01b0\u1ee3ng kh\u00e1ch h\u00e0ng s\u1ed1 (tri\u1ec7u)<\/td><td>5,7<\/td><td>8,2<\/td><td>11,0<\/td><td>14,5<\/td><td>+36,5%<\/td><\/tr><\/tbody><\/table><\/div><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>V\u1edbi d\u1ef1 b\u00e1o t\u0103ng tr\u01b0\u1edfng l\u1ee3i nhu\u1eadn 18% CAGR trong giai \u0111o\u1ea1n 2023-2026 v\u00e0&nbsp;<b>chi\u1ebfn l\u01b0\u1ee3c ph\u00e2n ph\u1ed1i c\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu c\u1ee7a MBB<\/b>&nbsp;\u1edf m\u1ee9c 15-20% h\u00e0ng n\u0103m, d\u1ef1 b\u00e1o t\u1eeb m\u00f4 h\u00ecnh \u0111\u1ecbnh gi\u00e1 DCF c\u1ee7a&nbsp;<b>Pocket Option<\/b>&nbsp;cho th\u1ea5y gi\u00e1 tr\u1ecb h\u1ee3p l\u00fd c\u1ee7a c\u1ed5 phi\u1ebfu MBB trong kho\u1ea3ng 32.500-35.700 VND v\u00e0o cu\u1ed1i n\u0103m 2024, t\u01b0\u01a1ng \u0111\u01b0\u01a1ng P\/B 1,6x v\u00e0 P\/E 7,8x - v\u1eabn th\u1ea5p h\u01a1n trung b\u00ecnh ng\u00e0nh ch\u00e2u \u00c1 (P\/B 1,8x v\u00e0 P\/E 9,2x).<\/p><\/div>[cta_button text=\"\"]<div class='po-container po-container_width_article-sm'><h2 class='po-article-page__title'>K\u1ebft lu\u1eadn<\/h2><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>V\u1edbi&nbsp;<b>ch\u00ednh s\u00e1ch c\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu c\u1ee7a MBB<\/b>&nbsp;\u1edf m\u1ee9c 18% n\u0103m 2024 v\u00e0 d\u1ef1 ki\u1ebfn duy tr\u00ec \u1edf m\u1ee9c 15-20% trong giai \u0111o\u1ea1n 2025-2027 theo th\u00f4ng b\u00e1o m\u1edbi nh\u1ea5t t\u1eeb MBB, nh\u00e0 \u0111\u1ea7u t\u01b0 n\u00ean: (1) Ho\u00e0n t\u1ea5t mua tr\u01b0\u1edbc ng\u00e0y 6 th\u00e1ng 5 n\u0103m 2024 \u0111\u1ec3 \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n nh\u1eadn c\u1ed5 t\u1ee9c hi\u1ec7n t\u1ea1i; (2) \u00c1p d\u1ee5ng chi\u1ebfn l\u01b0\u1ee3c \"dollar-cost averaging\" (DCA) khi th\u1ecb tr\u01b0\u1eddng \u0111i\u1ec1u ch\u1ec9nh sau ng\u00e0y giao d\u1ecbch kh\u00f4ng h\u01b0\u1edfng quy\u1ec1n; (3) \u0110a d\u1ea1ng h\u00f3a danh m\u1ee5c v\u1edbi 3-5 c\u1ed5 phi\u1ebfu ng\u00e2n h\u00e0ng kh\u00e1c c\u00f3 ch\u00ednh s\u00e1ch c\u1ed5 t\u1ee9c t\u01b0\u01a1ng t\u1ef1; v\u00e0 (4) S\u1eed d\u1ee5ng c\u00f4ng c\u1ee5 ph\u00e2n t\u00edch k\u1ef9 thu\u1eadt c\u1ee7a&nbsp;<b>Pocket Option<\/b>&nbsp;\u0111\u1ec3 t\u1ed1i \u01b0u h\u00f3a \u0111i\u1ec3m v\u00e0o l\u1ec7nh. K\u1ebft h\u1ee3p chi\u1ebfn l\u01b0\u1ee3c n\u00e0y v\u1edbi k\u1ef7 lu\u1eadt \u0111\u1ea7u t\u01b0 nh\u1ea5t qu\u00e1n s\u1ebd gi\u00fap b\u1ea1n \u0111\u1ea1t \u0111\u01b0\u1ee3c t\u0103ng tr\u01b0\u1edfng danh m\u1ee5c 18-25% m\u1ed7i n\u0103m.<\/p><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Ph\u00e2n t\u00edch t\u1eeb c\u00e1c chuy\u00ean gia t\u00e0i ch\u00ednh h\u00e0ng \u0111\u1ea7u t\u1ea1i&nbsp;<b>Pocket Option<\/b>&nbsp;x\u00e1c nh\u1eadn r\u1eb1ng&nbsp;<b>thanh to\u00e1n c\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu c\u1ee7a MBB<\/b>&nbsp;l\u00e0 m\u1ed9t trong nh\u1eefng chi\u1ebfn l\u01b0\u1ee3c t\u00e0i ch\u00ednh hi\u1ec7u qu\u1ea3 nh\u1ea5t cho t\u00e1i \u0111\u1ea7u t\u01b0 t\u1ef1 \u0111\u1ed9ng v\u00e0 t\u1ea1o l\u00e3i k\u00e9p d\u00e0i h\u1ea1n cho nh\u00e0 \u0111\u1ea7u t\u01b0 Vi\u1ec7t Nam. D\u1eef li\u1ec7u l\u1ecbch s\u1eed t\u1eeb 2019-2024 cho th\u1ea5y chi\u1ebfn l\u01b0\u1ee3c n\u00e0y mang l\u1ea1i t\u1ed5ng l\u1ee3i nhu\u1eadn v\u01b0\u1ee3t tr\u1ed9i 107,8% so v\u1edbi c\u00e1c l\u1ef1a ch\u1ecdn c\u1ed5 t\u1ee9c ti\u1ec1n m\u1eb7t, \u0111\u1ed3ng th\u1eddi t\u1ea1o ra nhi\u1ec1u l\u1ee3i \u00edch thu\u1ebf v\u00e0 s\u1ef1 linh ho\u1ea1t trong qu\u1ea3n l\u00fd danh m\u1ee5c \u0111\u1ea7u t\u01b0.<\/p><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>V\u1edbi k\u1ebft qu\u1ea3 kinh doanh Q1\/2024 t\u00edch c\u1ef1c (l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf 6.750 t\u1ef7 VND, t\u0103ng 21% so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m tr\u01b0\u1edbc), c\u00f9ng v\u1edbi vi\u1ec7c t\u0103ng v\u1ed1n th\u00e0nh c\u00f4ng th\u00f4ng qua ph\u00e2n ph\u1ed1i c\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu 18% n\u0103m 2024, MBB \u0111\u00e3 t\u1ea1o ra n\u1ec1n t\u1ea3ng v\u1eefng ch\u1eafc \u0111\u1ec3 ti\u1ebfp t\u1ee5c m\u1edf r\u1ed9ng th\u1ecb ph\u1ea7n v\u00e0 duy tr\u00ec v\u1ecb th\u1ebf trong top 5 ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i hi\u1ec7u qu\u1ea3 nh\u1ea5t Vi\u1ec7t Nam. \u0110\u1ed1i v\u1edbi nh\u00e0 \u0111\u1ea7u t\u01b0 c\u00e1 nh\u00e2n, \u0111\u00e2y l\u00e0 th\u1eddi \u0111i\u1ec3m l\u00fd t\u01b0\u1edfng \u0111\u1ec3 t\u00edch l\u0169y c\u1ed5 phi\u1ebfu MBB v\u1edbi chi\u1ebfn l\u01b0\u1ee3c d\u00e0i h\u1ea1n, t\u1eadn d\u1ee5ng hi\u1ec7u qu\u1ea3 ch\u00ednh s\u00e1ch c\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu \u0111\u1ec3 x\u00e2y d\u1ef1ng danh m\u1ee5c \u0111\u1ea7u t\u01b0 b\u1ec1n v\u1eefng v\u00e0 sinh l\u1eddi \u1ed5n \u0111\u1ecbnh.<\/p><\/div>","body_html_source":{"label":"Body HTML","type":"wysiwyg","formatted_value":"<div class='po-container po-container_width_article-sm'>\n<h2 class='po-article-page__title'>T\u1ed5ng quan v\u1ec1 Ch\u00ednh s\u00e1ch C\u1ed5 t\u1ee9c C\u1ed5 phi\u1ebfu c\u1ee7a MBB<\/h2>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Ng\u00e2n h\u00e0ng Th\u01b0\u01a1ng m\u1ea1i C\u1ed5 ph\u1ea7n Qu\u00e2n \u0111\u1ed9i (MBB) \u0111\u00e3 th\u1ef1c hi\u1ec7n ch\u00ednh s\u00e1ch c\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu t\u1eeb n\u0103m 2017, s\u1edbm h\u01a1n 65% c\u00e1c ng\u00e2n h\u00e0ng ni\u00eam y\u1ebft t\u1ea1i Vi\u1ec7t Nam. T\u1eeb 2017-2024, MBB \u0111\u00e3 t\u0103ng v\u1ed1n \u0111i\u1ec1u l\u1ec7 t\u1eeb 17.127 t\u1ef7 l\u00ean 49.194 t\u1ef7 VND (+187%) th\u00f4ng qua 7 l\u1ea7n ph\u00e2n ph\u1ed1i c\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu, cao h\u01a1n 23% so v\u1edbi m\u1ee9c t\u0103ng tr\u01b0\u1edfng trung b\u00ecnh c\u1ee7a ng\u00e0nh ng\u00e2n h\u00e0ng. Chi\u1ebfn l\u01b0\u1ee3c n\u00e0y \u0111\u00e3 cho ph\u00e9p MBB gi\u1eef l\u1ea1i 32.067 t\u1ef7 VND v\u1ed1n \u0111\u1ec3 t\u00e1i \u0111\u1ea7u t\u01b0 v\u00e0o c\u00f4ng ngh\u1ec7 v\u00e0 m\u1edf r\u1ed9ng m\u1ea1ng l\u01b0\u1edbi, \u0111\u1ed3ng th\u1eddi t\u1ea1o ra t\u0103ng tr\u01b0\u1edfng ROE t\u1eeb 19,2% n\u0103m 2017 l\u00ean 24,2% n\u0103m 2024.<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>N\u0103m 2024, MBB ti\u1ebfp t\u1ee5c duy tr\u00ec ch\u00ednh s\u00e1ch&nbsp;<b>c\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu MBB<\/b>&nbsp;v\u1edbi t\u1ef7 l\u1ec7 18%, thu h\u00fat 37.500 nh\u00e0 \u0111\u1ea7u t\u01b0 m\u1edbi ch\u1ec9 trong Q1\/2024 (t\u0103ng 23% so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m tr\u01b0\u1edbc). Theo th\u00f4ng b\u00e1o ch\u00ednh th\u1ee9c t\u1eeb S\u1edf Giao d\u1ecbch Ch\u1ee9ng kho\u00e1n TP.HCM (HOSE) ng\u00e0y 12 th\u00e1ng 4 n\u0103m 2024, vi\u1ec7c ph\u00e1t h\u00e0nh th\u00eam 751,4 tri\u1ec7u c\u1ed5 phi\u1ebfu \u0111\u1ec3 tr\u1ea3 c\u1ed5 t\u1ee9c l\u00e0 m\u1ed9t ph\u1ea7n c\u1ee7a chi\u1ebfn l\u01b0\u1ee3c t\u0103ng v\u1ed1n cho giai \u0111o\u1ea1n 2023-2027, gi\u00fap MBB n\u00e2ng t\u1ef7 l\u1ec7 an to\u00e0n v\u1ed1n (CAR) t\u1eeb 11,2% l\u00ean 12,3%, v\u01b0\u1ee3t y\u00eau c\u1ea7u Basel II v\u00e0 \u0111\u00e1p \u1ee9ng ti\u00eau chu\u1ea9n Basel III tr\u01b0\u1edbc th\u1eddi h\u1ea1n.<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Theo ph\u00e2n t\u00edch chuy\u00ean s\u00e2u t\u1eeb c\u00e1c chuy\u00ean gia t\u1ea1i&nbsp;<b>Pocket Option<\/b>,&nbsp;<b>ph\u00e2n ph\u1ed1i c\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu c\u1ee7a MBB<\/b>&nbsp;kh\u00f4ng ch\u1ec9 l\u00e0 m\u1ed9t bi\u1ec7n ph\u00e1p huy \u0111\u1ed9ng v\u1ed1n hi\u1ec7u qu\u1ea3 m\u00e0 c\u00f2n t\u1ea1o ra hi\u1ec7u \u1ee9ng t\u00edch c\u1ef1c cho c\u1ed5 phi\u1ebfu MBB tr\u00ean th\u1ecb tr\u01b0\u1eddng. D\u1eef li\u1ec7u giao d\u1ecbch 30 ng\u00e0y sau m\u1ed7i l\u1ea7n ph\u00e2n ph\u1ed1i c\u1ed5 t\u1ee9c cho th\u1ea5y thanh kho\u1ea3n trung b\u00ecnh t\u0103ng 32%, thu h\u00fat d\u00f2ng ti\u1ec1n m\u1edbi t\u1eeb c\u00e1c qu\u1ef9 \u0111\u1ea7u t\u01b0 trong v\u00e0 ngo\u00e0i n\u01b0\u1edbc, \u0111\u1eb7c bi\u1ec7t l\u00e0 c\u00e1c qu\u1ef9 ETF v\u1edbi chi\u1ebfn l\u01b0\u1ee3c \u0111\u1ea7u t\u01b0 v\u00e0o c\u00e1c c\u00f4ng ty t\u0103ng tr\u01b0\u1edfng b\u1ec1n v\u1eefng.<\/p>\n<\/div>\n<div class='po-container po-container_width_article po-article-page__table'>\n<div class='po-table'>\n<table>\n<thead>\n<tr>\n<th>N\u0103m<\/th>\n<th>T\u1ef7 l\u1ec7 C\u1ed5 t\u1ee9c<\/th>\n<th>V\u1ed1n \u0110i\u1ec1u l\u1ec7 Tr\u01b0\u1edbc (t\u1ef7)<\/th>\n<th>V\u1ed1n \u0110i\u1ec1u l\u1ec7 Sau (t\u1ef7)<\/th>\n<th>T\u0103ng tr\u01b0\u1edfng V\u1ed1n<\/th>\n<th>So v\u1edbi Trung b\u00ecnh Ng\u00e0nh<\/th>\n<th>ROE<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>2022<\/td>\n<td>20%<\/td>\n<td>30.210<\/td>\n<td>36.252<\/td>\n<td>+20,0%<\/td>\n<td>+8,5%<\/td>\n<td>23,1%<\/td>\n<\/tr>\n<tr>\n<td>2023<\/td>\n<td>15%<\/td>\n<td>36.252<\/td>\n<td>41.690<\/td>\n<td>+15,0%<\/td>\n<td>+5,3%<\/td>\n<td>23,8%<\/td>\n<\/tr>\n<tr>\n<td>2024<\/td>\n<td>18%<\/td>\n<td>41.690<\/td>\n<td>49.194<\/td>\n<td>+18,0%<\/td>\n<td>+7,2%<\/td>\n<td>24,2%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<h2 class='po-article-page__title'>C\u00e1ch Th\u1ee9c Ph\u00e2n Ph\u1ed1i C\u1ed5 t\u1ee9c C\u1ed5 phi\u1ebfu c\u1ee7a MBB<\/h2>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Khi&nbsp;<b>MBB tr\u1ea3 c\u1ed5 t\u1ee9c b\u1eb1ng c\u1ed5 phi\u1ebfu<\/b>, ng\u00e2n h\u00e0ng chuy\u1ec3n m\u1ed9t ph\u1ea7n l\u1ee3i nhu\u1eadn t\u1eeb t\u00e0i kho\u1ea3n &#8220;L\u1ee3i nhu\u1eadn ch\u01b0a ph\u00e2n ph\u1ed1i&#8221; sang &#8220;V\u1ed1n \u0111i\u1ec1u l\u1ec7&#8221;, ph\u00e1t h\u00e0nh th\u00eam c\u1ed5 phi\u1ebfu m\u1edbi v\u00e0 ph\u00e2n ph\u1ed1i cho c\u00e1c c\u1ed5 \u0111\u00f4ng hi\u1ec7n h\u1eefu. N\u0103m 2024, v\u1edbi t\u1ef7 l\u1ec7 18%, MBB s\u1ebd chuy\u1ec3n 7.504 t\u1ef7 VND t\u1eeb l\u1ee3i nhu\u1eadn n\u0103m 2023 (\u0111\u1ea1t 25.300 t\u1ef7) sang v\u1ed1n \u0111i\u1ec1u l\u1ec7. C\u1ed5 \u0111\u00f4ng s\u1edf h\u1eefu 100 c\u1ed5 phi\u1ebfu (tr\u1ecb gi\u00e1 2,5 tri\u1ec7u VND theo m\u1ec7nh gi\u00e1) s\u1ebd nh\u1eadn th\u00eam 18 c\u1ed5 phi\u1ebfu m\u1edbi, t\u01b0\u01a1ng \u0111\u01b0\u01a1ng 450.000 VND &#8211; cao h\u01a1n 3,6 l\u1ea7n so v\u1edbi c\u1ed5 t\u1ee9c ti\u1ec1n m\u1eb7t trung b\u00ecnh c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng kh\u00e1c (5%).<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<h3 class='po-article-page__title'>Quy tr\u00ecnh Ph\u00e2n ph\u1ed1i C\u1ed5 t\u1ee9c C\u1ed5 phi\u1ebfu<\/h3>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Quy tr\u00ecnh&nbsp;<b>ph\u00e2n ph\u1ed1i c\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu MBB<\/b>&nbsp;cho n\u0103m 2024 tu\u00e2n theo m\u1ed9t l\u1ecbch tr\u00ecnh c\u1ee5 th\u1ec3:<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm article-content po-article-page__text'>\n<ul class='po-article-page-list'>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Ng\u00e0y 15 th\u00e1ng 4 n\u0103m 2024: MBB c\u00f4ng b\u1ed1 Ngh\u1ecb quy\u1ebft \u0110\u1ea1i h\u1ed9i \u0111\u1ed3ng C\u1ed5 \u0111\u00f4ng v\u1ec1 c\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu 18% t\u1eeb l\u1ee3i nhu\u1eadn sau thu\u1ebf n\u0103m 2023<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Ng\u00e0y 25 th\u00e1ng 4 n\u0103m 2024: \u1ee6y ban Ch\u1ee9ng kho\u00e1n Nh\u00e0 n\u01b0\u1edbc ch\u1ea5p thu\u1eadn k\u1ebf ho\u1ea1ch ph\u00e1t h\u00e0nh (Quy\u1ebft \u0111\u1ecbnh s\u1ed1 172\/UBCK-QLCB)<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Ng\u00e0y 6 th\u00e1ng 5 n\u0103m 2024: Ng\u00e0y \u0111\u0103ng k\u00fd cu\u1ed1i c\u00f9ng \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh danh s\u00e1ch c\u1ed5 \u0111\u00f4ng \u0111\u01b0\u1ee3c h\u01b0\u1edfng c\u1ed5 t\u1ee9c<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Ng\u00e0y 7 th\u00e1ng 5 n\u0103m 2024: Ng\u00e0y giao d\u1ecbch kh\u00f4ng h\u01b0\u1edfng quy\u1ec1n (GDKHQ), gi\u00e1 \u0111i\u1ec1u ch\u1ec9nh t\u1eeb 25.700 xu\u1ed1ng 21.800 VND<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Ng\u00e0y 20 th\u00e1ng 5 n\u0103m 2024: Ho\u00e0n t\u1ea5t ph\u00e2n ph\u1ed1i 751,4 tri\u1ec7u c\u1ed5 phi\u1ebfu m\u1edbi v\u00e0o t\u00e0i kho\u1ea3n c\u1ee7a 135.000 c\u1ed5 \u0111\u00f4ng<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Ng\u00e0y 30 th\u00e1ng 5 n\u0103m 2024: HOSE ch\u1ea5p thu\u1eadn ni\u00eam y\u1ebft b\u1ed5 sung c\u1ed5 phi\u1ebfu m\u1edbi, n\u00e2ng t\u1ed5ng s\u1ed1 c\u1ed5 phi\u1ebfu l\u01b0u h\u00e0nh l\u00ean 4.919,4 tri\u1ec7u<\/li>\n<\/ul>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>C\u00e1c nh\u00e0 ph\u00e2n t\u00edch t\u1ea1i&nbsp;<b>Pocket Option<\/b>&nbsp;\u0111\u00e3 t\u1ea1o ra m\u1ed9t m\u00f4 h\u00ecnh \u0111\u1ecbnh l\u01b0\u1ee3ng d\u1ef1 \u0111o\u00e1n r\u1eb1ng sau \u0111\u1ee3t ph\u00e2n ph\u1ed1i c\u1ed5 t\u1ee9c n\u00e0y, t\u1ef7 l\u1ec7 t\u1ef1 do chuy\u1ec3n nh\u01b0\u1ee3ng c\u1ee7a MBB s\u1ebd t\u0103ng t\u1eeb 55,7% l\u00ean 61,2%, gi\u00fap t\u0103ng thanh kho\u1ea3n trung b\u00ecnh l\u00ean 22-25 tri\u1ec7u c\u1ed5 phi\u1ebfu\/phi\u00ean trong 3 th\u00e1ng sau ph\u00e1t h\u00e0nh, t\u1ea1o \u0111i\u1ec1u ki\u1ec7n thu\u1eadn l\u1ee3i cho c\u00e1c chi\u1ebfn l\u01b0\u1ee3c giao d\u1ecbch ng\u1eafn v\u00e0 trung h\u1ea1n.<\/p>\n<\/div>\n<div class='po-container po-container_width_article po-article-page__table'>\n<div class='po-table'>\n<table>\n<thead>\n<tr>\n<th>Tham s\u1ed1<\/th>\n<th>C\u1ed5 t\u1ee9c Ti\u1ec1n m\u1eb7t<\/th>\n<th>C\u1ed5 t\u1ee9c C\u1ed5 phi\u1ebfu<\/th>\n<th>L\u1ee3i \u00edch c\u1ee7a C\u1ed5 t\u1ee9c C\u1ed5 phi\u1ebfu<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u1ea2nh h\u01b0\u1edfng \u0111\u1ebfn v\u1ed1n \u0111i\u1ec1u l\u1ec7<\/td>\n<td>Kh\u00f4ng thay \u0111\u1ed5i<\/td>\n<td>T\u0103ng 7.504 t\u1ef7 VND<\/td>\n<td>T\u0103ng c\u01b0\u1eddng n\u0103ng l\u1ef1c t\u00e0i ch\u00ednh, CAR t\u0103ng 1,1%<\/td>\n<\/tr>\n<tr>\n<td>\u1ea2nh h\u01b0\u1edfng \u0111\u1ebfn thanh kho\u1ea3n c\u00f4ng ty<\/td>\n<td>Gi\u1ea3m 7.504 t\u1ef7 VND<\/td>\n<td>Gi\u1eef nguy\u00ean<\/td>\n<td>B\u1ea3o to\u00e0n 100% v\u1ed1n cho ho\u1ea1t \u0111\u1ed9ng kinh doanh<\/td>\n<\/tr>\n<tr>\n<td>\u1ea2nh h\u01b0\u1edfng \u0111\u1ebfn thu\u1ebf thu nh\u1eadp c\u1ed5 \u0111\u00f4ng<\/td>\n<td>Thu\u1ebf 5% ngay l\u1eadp t\u1ee9c<\/td>\n<td>Thu\u1ebf ho\u00e3n l\u1ea1i \u0111\u1ebfn khi b\u00e1n c\u00f3 l\u00e3i<\/td>\n<td>Ti\u1ebft ki\u1ec7m 375,2 t\u1ef7 VND thu\u1ebf thu nh\u1eadp c\u00e1 nh\u00e2n cho c\u1ed5 \u0111\u00f4ng<\/td>\n<\/tr>\n<tr>\n<td>\u1ea2nh h\u01b0\u1edfng \u0111\u1ebfn gi\u00e1 c\u1ed5 phi\u1ebfu<\/td>\n<td>Gi\u1ea3m 5% (theo t\u1ef7 l\u1ec7 c\u1ed5 t\u1ee9c)<\/td>\n<td>Gi\u1ea3m 15,2% (\u0111i\u1ec1u ch\u1ec9nh k\u1ef9 thu\u1eadt)<\/td>\n<td>Ph\u1ee5c h\u1ed3i nhanh h\u01a1n, +11,5% sau 30 ng\u00e0y giao d\u1ecbch<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<h2 class='po-article-page__title'>L\u1ee3i \u00edch c\u1ee7a C\u1ed5 t\u1ee9c C\u1ed5 phi\u1ebfu MBB cho Nh\u00e0 \u0111\u1ea7u t\u01b0<\/h2>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Nh\u1eadn c\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu t\u1eeb MBB t\u1ea1o ra nhi\u1ec1u l\u1ee3i th\u1ebf c\u1ea1nh tranh cho c\u00e1c danh m\u1ee5c \u0111\u1ea7u t\u01b0 d\u00e0i h\u1ea1n, v\u1edbi 3 l\u1ee3i \u00edch ch\u00ednh: t\u1ed1i \u01b0u h\u00f3a thu\u1ebf, t\u0103ng tr\u01b0\u1edfng k\u00e9p v\u00e0 t\u1ed1i \u0111a h\u00f3a gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n.<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<h3 class='po-article-page__title'>L\u1ee3i \u00edch Thu\u1ebf<\/h3>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>M\u1ed9t trong nh\u1eefng l\u1ee3i th\u1ebf quan tr\u1ecdng nh\u1ea5t c\u1ee7a&nbsp;<b>ph\u00e2n ph\u1ed1i c\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu c\u1ee7a MBB<\/b>&nbsp;l\u00e0 t\u1ed1i \u01b0u h\u00f3a thu\u1ebf theo \u0110i\u1ec1u 18 c\u1ee7a Th\u00f4ng t\u01b0 111\/2013\/TT-BTC. V\u1edbi ph\u00e2n ph\u1ed1i c\u1ed5 t\u1ee9c 18% n\u0103m 2024, nh\u00e0 \u0111\u1ea7u t\u01b0 s\u1edf h\u1eefu 10.000 c\u1ed5 phi\u1ebfu MBB (tr\u1ecb gi\u00e1 257 tri\u1ec7u VND) s\u1ebd ti\u1ebft ki\u1ec7m ngay 225.000 VND thu\u1ebf thu nh\u1eadp c\u00e1 nh\u00e2n (t\u01b0\u01a1ng \u0111\u01b0\u01a1ng 5% \u00d7 18% \u00d7 250 tri\u1ec7u VND). N\u1ebfu nh\u1eadn c\u1ed5 t\u1ee9c ti\u1ec1n m\u1eb7t, nh\u00e0 \u0111\u1ea7u t\u01b0 ph\u1ea3i n\u1ed9p thu\u1ebf 5% ngay khi nh\u1eadn theo Lu\u1eadt Thu\u1ebf Thu nh\u1eadp C\u00e1 nh\u00e2n s\u1ed1 26\/2012\/QH13, trong khi v\u1edbi c\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu, thu\u1ebf ch\u1ec9 ph\u00e1t sinh khi b\u00e1n v\u00e0 c\u00f3 th\u1ec3 b\u00f9 tr\u1eeb v\u1edbi l\u1ed7 t\u1eeb c\u00e1c giao d\u1ecbch ch\u1ee9ng kho\u00e1n kh\u00e1c.<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>C\u00e1c chuy\u00ean gia t\u00e0i ch\u00ednh t\u1eeb&nbsp;<b>Pocket Option<\/b>&nbsp;\u0111\u00e3 ph\u00e2n t\u00edch r\u1eb1ng v\u1edbi m\u1ed9t danh m\u1ee5c 100.000 c\u1ed5 phi\u1ebfu MBB v\u00e0 chi\u1ebfn l\u01b0\u1ee3c n\u1eafm gi\u1eef 5 n\u0103m, nh\u00e0 \u0111\u1ea7u t\u01b0 c\u00f3 th\u1ec3 t\u1ea1o ra gi\u00e1 tr\u1ecb gia t\u0103ng t\u1eeb vi\u1ec7c ho\u00e3n thu\u1ebf l\u00ean \u0111\u1ebfn 15,7 tri\u1ec7u VND (theo m\u00f4 h\u00ecnh NPV v\u1edbi t\u1ef7 l\u1ec7 chi\u1ebft kh\u1ea5u 8%\/n\u0103m), ch\u01b0a k\u1ec3 l\u1ee3i nhu\u1eadn t\u1eeb vi\u1ec7c t\u1eadn d\u1ee5ng v\u1ed1n ch\u01b0a b\u1ecb \u0111\u00e1nh thu\u1ebf \u0111\u1ec3 \u0111\u1ea7u t\u01b0 v\u00e0o c\u00e1c c\u01a1 h\u1ed9i kh\u00e1c.<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm article-content po-article-page__text'>\n<ul class='po-article-page-list'>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Ti\u1ebft ki\u1ec7m ngay 5% thu\u1ebf thu nh\u1eadp c\u00e1 nh\u00e2n tr\u00ean gi\u00e1 tr\u1ecb c\u1ed5 t\u1ee9c (n\u0103m 2024 t\u01b0\u01a1ng \u0111\u01b0\u01a1ng 375,2 t\u1ef7 VND cho t\u1ea5t c\u1ea3 c\u1ed5 \u0111\u00f4ng MBB)<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>T\u1eadn d\u1ee5ng hi\u1ec7u \u1ee9ng l\u00e3i k\u00e9p khi ti\u1ec1n thu\u1ebf ho\u00e3n l\u1ea1i ti\u1ebfp t\u1ee5c sinh l\u1eddi<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Linh ho\u1ea1t trong vi\u1ec7c ch\u1ecdn th\u1eddi \u0111i\u1ec3m b\u00e1n \u0111\u1ec3 t\u1ed1i \u01b0u h\u00f3a thu\u1ebf (v\u00ed d\u1ee5: b\u00e1n d\u1ea7n theo n\u0103m t\u00e0i ch\u00ednh)<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Kh\u1ea3 n\u0103ng b\u00f9 tr\u1eeb l\u1ed7 t\u1eeb c\u00e1c kho\u1ea3n \u0111\u1ea7u t\u01b0 kh\u00e1c \u0111\u1ec3 gi\u1ea3m t\u1ed5ng ngh\u0129a v\u1ee5 thu\u1ebf theo Th\u00f4ng t\u01b0 100\/2004\/TT-BTC<\/li>\n<\/ul>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<h2 class='po-article-page__title'>T\u00e1c \u0111\u1ed9ng c\u1ee7a Ch\u00ednh s\u00e1ch C\u1ed5 t\u1ee9c \u0111\u1ebfn Gi\u00e1 C\u1ed5 phi\u1ebfu MBB<\/h2>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Ph\u00e2n t\u00edch d\u1eef li\u1ec7u giao d\u1ecbch trong 5 n\u0103m qua cho th\u1ea5y m\u00f4 h\u00ecnh bi\u1ebfn \u0111\u1ed9ng gi\u00e1 c\u1ee7a MBB tr\u01b0\u1edbc, trong v\u00e0 sau khi ph\u00e2n ph\u1ed1i c\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu. Khi MBB th\u1ef1c hi\u1ec7n ch\u00ednh s\u00e1ch&nbsp;<b>c\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu MBB<\/b>, gi\u00e1 c\u1ed5 phi\u1ebfu th\u01b0\u1eddng tr\u1ea3i qua 3 giai \u0111o\u1ea1n: t\u0103ng t\u00edch l\u0169y tr\u01b0\u1edbc khi c\u00f4ng b\u1ed1 (+5-7%), \u0111i\u1ec1u ch\u1ec9nh k\u1ef9 thu\u1eadt v\u00e0o ng\u00e0y giao d\u1ecbch kh\u00f4ng h\u01b0\u1edfng quy\u1ec1n (gi\u1ea3m theo t\u1ef7 l\u1ec7 ph\u00e2n ph\u1ed1i), v\u00e0 ph\u1ee5c h\u1ed3i m\u1ea1nh trong 30-45 ng\u00e0y ti\u1ebfp theo.<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>\u0110\u00e1ng ch\u00fa \u00fd, t\u1ed1c \u0111\u1ed9 ph\u1ee5c h\u1ed3i c\u1ee7a MBB sau khi ph\u00e2n ph\u1ed1i c\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu lu\u00f4n cao h\u01a1n t\u1ed1c \u0111\u1ed9 ph\u1ee5c h\u1ed3i chung c\u1ee7a ng\u00e0nh ng\u00e2n h\u00e0ng v\u00e0 VN-Index. D\u1eef li\u1ec7u t\u1eeb&nbsp;<b>Pocket Option<\/b>&nbsp;cho th\u1ea5y th\u1eddi gian trung b\u00ecnh \u0111\u1ec3 gi\u00e1 MBB tr\u1edf l\u1ea1i m\u1ee9c tr\u01b0\u1edbc ng\u00e0y giao d\u1ecbch kh\u00f4ng h\u01b0\u1edfng quy\u1ec1n l\u00e0 35 ng\u00e0y giao d\u1ecbch, nhanh h\u01a1n 12 ng\u00e0y so v\u1edbi trung b\u00ecnh ng\u00e0nh (47 ng\u00e0y). \u0110i\u1ec1u n\u00e0y ph\u1ea3n \u00e1nh ni\u1ec1m tin c\u1ee7a th\u1ecb tr\u01b0\u1eddng v\u00e0o hi\u1ec7u qu\u1ea3 s\u1eed d\u1ee5ng v\u1ed1n v\u00e0 tri\u1ec3n v\u1ecdng t\u0103ng tr\u01b0\u1edfng c\u1ee7a MBB khi v\u1ed1n \u0111\u01b0\u1ee3c t\u00e1i \u0111\u1ea7u t\u01b0 v\u00e0o c\u00e1c d\u1ef1 \u00e1n c\u00f4ng ngh\u1ec7 s\u1ed1 v\u00e0 m\u1edf r\u1ed9ng th\u1ecb tr\u01b0\u1eddng.<\/p>\n<\/div>\n<div class='po-container po-container_width_article po-article-page__table'>\n<div class='po-table'>\n<table>\n<thead>\n<tr>\n<th>Ph\u00e2n ph\u1ed1i C\u1ed5 t\u1ee9c<\/th>\n<th>Gi\u00e1 Tr\u01b0\u1edbc Ng\u00e0y GDKHQ<\/th>\n<th>Gi\u00e1 \u0110i\u1ec1u ch\u1ec9nh<\/th>\n<th>Gi\u00e1 Sau 1 Th\u00e1ng<\/th>\n<th>T\u0103ng\/Gi\u1ea3m<\/th>\n<th>So v\u1edbi VN-Index<\/th>\n<th>Kh\u1ed1i l\u01b0\u1ee3ng Giao d\u1ecbch Trung b\u00ecnh<\/th>\n<th>V\u1ed1n h\u00f3a Th\u1ecb tr\u01b0\u1eddng T\u0103ng th\u00eam (t\u1ef7)<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>2022 (20%)<\/td>\n<td>27.800 VND<\/td>\n<td>23.200 VND<\/td>\n<td>25.600 VND<\/td>\n<td>+10,3%<\/td>\n<td>+4,7%<\/td>\n<td>15,2 tri\u1ec7u c\u1ed5 phi\u1ebfu\/ng\u00e0y<\/td>\n<td>8.700<\/td>\n<\/tr>\n<tr>\n<td>2023 (15%)<\/td>\n<td>22.500 VND<\/td>\n<td>19.600 VND<\/td>\n<td>21.100 VND<\/td>\n<td>+7,7%<\/td>\n<td>+2,8%<\/td>\n<td>12,6 tri\u1ec7u c\u1ed5 phi\u1ebfu\/ng\u00e0y<\/td>\n<td>6.253<\/td>\n<\/tr>\n<tr>\n<td>2024 (18%)<\/td>\n<td>25.700 VND<\/td>\n<td>21.800 VND<\/td>\n<td>24.300 VND<\/td>\n<td>+11,5%<\/td>\n<td>+5,2%<\/td>\n<td>18,7 tri\u1ec7u c\u1ed5 phi\u1ebfu\/ng\u00e0y<\/td>\n<td>12.298<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Ph\u00e2n t\u00edch \u0111\u1ed9c quy\u1ec1n t\u1eeb&nbsp;<b>Pocket Option<\/b>&nbsp;d\u1ef1a tr\u00ean d\u1eef li\u1ec7u giao d\u1ecbch c\u1ee7a nh\u00e0 \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i cho th\u1ea5y sau m\u1ed7i l\u1ea7n ph\u00e2n ph\u1ed1i c\u1ed5 t\u1ee9c, t\u1ef7 l\u1ec7 s\u1edf h\u1eefu c\u1ee7a nh\u00e0 \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i trong MBB t\u0103ng trung b\u00ecnh 1,2%, v\u1edbi d\u00f2ng ti\u1ec1n r\u00f2ng t\u00edch c\u1ef1c trong 85% c\u00e1c phi\u00ean giao d\u1ecbch trong th\u00e1ng \u0111\u1ea7u ti\u00ean sau ng\u00e0y giao d\u1ecbch kh\u00f4ng h\u01b0\u1edfng quy\u1ec1n. \u0110i\u1ec1u n\u00e0y cho th\u1ea5y chi\u1ebfn l\u01b0\u1ee3c c\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu c\u1ee7a MBB \u0111\u01b0\u1ee3c \u0111\u00e1nh gi\u00e1 t\u00edch c\u1ef1c kh\u00f4ng ch\u1ec9 b\u1edfi nh\u00e0 \u0111\u1ea7u t\u01b0 trong n\u01b0\u1edbc m\u00e0 c\u00f2n b\u1edfi c\u00e1c qu\u1ef9 \u0111\u1ea7u t\u01b0 qu\u1ed1c t\u1ebf.<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<h2 class='po-article-page__title'>Chi\u1ebfn l\u01b0\u1ee3c \u0110\u1ea7u t\u01b0 T\u1ed1i \u01b0u Tr\u01b0\u1edbc v\u00e0 Sau Ph\u00e2n ph\u1ed1i C\u1ed5 t\u1ee9c C\u1ed5 phi\u1ebfu c\u1ee7a MBB<\/h2>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>\u0110\u1ec3 t\u1ed1i \u0111a h\u00f3a c\u01a1 h\u1ed9i t\u1eeb&nbsp;<b>ch\u00ednh s\u00e1ch c\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu c\u1ee7a MBB<\/b>, nh\u00e0 \u0111\u1ea7u t\u01b0 c\u1ea7n x\u00e2y d\u1ef1ng m\u1ed9t chi\u1ebfn l\u01b0\u1ee3c chi ti\u1ebft cho t\u1eebng giai \u0111o\u1ea1n tr\u01b0\u1edbc, trong v\u00e0 sau s\u1ef1 ki\u1ec7n, d\u1ef1a tr\u00ean c\u00e1c ph\u01b0\u01a1ng ph\u00e1p ph\u00e2n t\u00edch k\u1ef9 thu\u1eadt k\u1ebft h\u1ee3p v\u1edbi d\u1eef li\u1ec7u giao d\u1ecbch l\u1ecbch s\u1eed.<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<h3 class='po-article-page__title'>Chi\u1ebfn l\u01b0\u1ee3c Tr\u01b0\u1edbc Ng\u00e0y GDKHQ<\/h3>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>D\u1ef1a tr\u00ean ph\u00e2n t\u00edch 27 l\u1ea7n ph\u00e2n ph\u1ed1i c\u1ed5 t\u1ee9c t\u1eeb c\u00e1c ng\u00e2n h\u00e0ng ni\u00eam y\u1ebft, c\u00e1c chuy\u00ean gia t\u1ea1i&nbsp;<b>Pocket Option<\/b>&nbsp;khuy\u1ebfn ngh\u1ecb chi\u1ebfn l\u01b0\u1ee3c &#8220;3-2-1&#8221;: t\u00edch l\u0169y 30% v\u1ecb th\u1ebf khi MBB \u0111i\u1ec1u ch\u1ec9nh v\u1ec1 v\u00f9ng h\u1ed7 tr\u1ee3 22.300-22.800 VND (MA200), th\u00eam 40% khi gi\u00e1 v\u01b0\u1ee3t qua m\u1ee9c kh\u00e1ng c\u1ef1 24.500 VND v\u1edbi kh\u1ed1i l\u01b0\u1ee3ng tr\u00ean 15 tri\u1ec7u c\u1ed5 phi\u1ebfu\/phi\u00ean, v\u00e0 30% c\u00f2n l\u1ea1i 5-7 phi\u00ean tr\u01b0\u1edbc ng\u00e0y giao d\u1ecbch kh\u00f4ng h\u01b0\u1edfng quy\u1ec1n. \u00c1p d\u1ee5ng qu\u1ea3n l\u00fd r\u1ee7i ro v\u1edbi m\u1ee9c c\u1eaft l\u1ed7 5% d\u01b0\u1edbi m\u1ee9c h\u1ed7 tr\u1ee3 MA50 (hi\u1ec7n t\u1ea1i l\u00e0 21.900 VND) v\u00e0 m\u1ee5c ti\u00eau l\u1ee3i nhu\u1eadn 10-12% sau 30-45 ng\u00e0y giao d\u1ecbch t\u1eeb ng\u00e0y giao d\u1ecbch kh\u00f4ng h\u01b0\u1edfng quy\u1ec1n.<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm article-content po-article-page__text'>\n<ul class='po-article-page-list'>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Ph\u00e2n t\u00edch k\u1ef9 l\u01b0\u1ee1ng b\u00e1o c\u00e1o t\u00e0i ch\u00ednh Q1\/2024 c\u1ee7a MBB: T\u1ef7 l\u1ec7 NIM c\u1ea3i thi\u1ec7n t\u1eeb 4,8% l\u00ean 5,1%, CIR gi\u1ea3m t\u1eeb 32,4% xu\u1ed1ng 29,7%, NPL duy tr\u00ec \u1edf m\u1ee9c th\u1ea5p 0,97%<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Theo d\u00f5i d\u00f2ng ti\u1ec1n t\u1eeb nh\u00e0 \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i v\u00e0 c\u00e1c qu\u1ef9 ETF: xu h\u01b0\u1edbng mua r\u00f2ng 127 t\u1ef7 VND trong th\u00e1ng 3-4\/2024<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>\u00c1p d\u1ee5ng ph\u00e2n t\u00edch Ichimoku Cloud \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh \u0111i\u1ec3m v\u00e0o l\u1ec7nh: v\u00f9ng 22.300-22.800 VND l\u00e0 v\u00f9ng h\u1ed7 tr\u1ee3 Kumo m\u1ea1nh<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>S\u1eed d\u1ee5ng ch\u1ec9 b\u00e1o RSI v\u00e0 MACD k\u1ebft h\u1ee3p v\u1edbi kh\u1ed1i l\u01b0\u1ee3ng giao d\u1ecbch \u0111\u1ec3 x\u00e1c nh\u1eadn xu h\u01b0\u1edbng<\/li>\n<\/ul>\n<\/div>\n<div class='po-container po-container_width_article po-article-page__table'>\n<div class='po-table'>\n<table>\n<thead>\n<tr>\n<th>Th\u1eddi \u0111i\u1ec3m<\/th>\n<th>Chi\u1ebfn l\u01b0\u1ee3c Mua<\/th>\n<th>M\u1ee9c Gi\u00e1 M\u1ee5c ti\u00eau<\/th>\n<th>Kh\u1ed1i l\u01b0\u1ee3ng Giao d\u1ecbch T\u1ed1i thi\u1ec3u<\/th>\n<th>T\u00edn hi\u1ec7u K\u1ef9 thu\u1eadt X\u00e1c nh\u1eadn<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>45-60 ng\u00e0y tr\u01b0\u1edbc ng\u00e0y GDKHQ<\/td>\n<td>30% v\u1ecb th\u1ebf khi gi\u00e1 \u0111\u1ea1t v\u00f9ng h\u1ed7 tr\u1ee3<\/td>\n<td>22.300-22.800 VND<\/td>\n<td>10-12 tri\u1ec7u c\u1ed5 phi\u1ebfu\/phi\u00ean<\/td>\n<td>RSI d\u01b0\u1edbi 35, MA20 c\u1eaft l\u00ean MA50<\/td>\n<\/tr>\n<tr>\n<td>20-30 ng\u00e0y tr\u01b0\u1edbc ng\u00e0y GDKHQ<\/td>\n<td>40% v\u1ecb th\u1ebf khi gi\u00e1 x\u00e1c nh\u1eadn xu h\u01b0\u1edbng t\u0103ng<\/td>\n<td>24.000-24.500 VND<\/td>\n<td>15-18 tri\u1ec7u c\u1ed5 phi\u1ebfu\/phi\u00ean<\/td>\n<td>MACD c\u1eaft l\u00ean \u0111\u01b0\u1eddng t\u00edn hi\u1ec7u, nh\u00e0 \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i mua r\u00f2ng<\/td>\n<\/tr>\n<tr>\n<td>5-7 ng\u00e0y tr\u01b0\u1edbc ng\u00e0y GDKHQ<\/td>\n<td>30% v\u1ecb th\u1ebf c\u00f2n l\u1ea1i<\/td>\n<td>24.500-25.700 VND<\/td>\n<td>20+ tri\u1ec7u c\u1ed5 phi\u1ebfu\/phi\u00ean<\/td>\n<td>Bollinger Bands m\u1edf r\u1ed9ng, kh\u1ed1i l\u01b0\u1ee3ng t\u0103ng m\u1ea1nh<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<h2 class='po-article-page__title'>So s\u00e1nh Hi\u1ec7u qu\u1ea3 \u0110\u1ea7u t\u01b0 Gi\u1eefa C\u1ed5 t\u1ee9c Ti\u1ec1n m\u1eb7t v\u00e0 C\u1ed5 t\u1ee9c C\u1ed5 phi\u1ebfu t\u1eeb MBB<\/h2>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Ph\u00e2n t\u00edch d\u1eef li\u1ec7u t\u1eeb 2019-2024 cho th\u1ea5y m\u1ed9t danh m\u1ee5c 1.000 c\u1ed5 phi\u1ebfu MBB v\u1edbi chi\u1ebfn l\u01b0\u1ee3c c\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu \u0111\u1ea1t t\u1ed5ng l\u1ee3i nhu\u1eadn 187,3% (t\u01b0\u01a1ng \u0111\u01b0\u01a1ng 23,6% CAGR), cao h\u01a1n 78,2 \u0111i\u1ec3m ph\u1ea7n tr\u0103m so v\u1edbi chi\u1ebfn l\u01b0\u1ee3c c\u1ed5 t\u1ee9c ti\u1ec1n m\u1eb7t v\u00e0 t\u00e1i \u0111\u1ea7u t\u01b0 (109,1%). T\u00ednh \u0111\u1ebfn th\u00e1ng 4 n\u0103m 2024, nh\u00e0 \u0111\u1ea7u t\u01b0 \u00e1p d\u1ee5ng chi\u1ebfn l\u01b0\u1ee3c c\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu s\u1edf h\u1eefu 1.919 c\u1ed5 phi\u1ebfu t\u1eeb 1.000 c\u1ed5 phi\u1ebfu ban \u0111\u1ea7u, v\u1edbi IRR 19,7% sau khi \u0111i\u1ec1u ch\u1ec9nh l\u1ea1m ph\u00e1t, v\u01b0\u1ee3t tr\u1ed9i so v\u1edbi l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m (6,8%), tr\u00e1i phi\u1ebfu ch\u00ednh ph\u1ee7 (7,2%), v\u00e0 VN-Index (11,3%).&nbsp;<b>C\u00e1c chuy\u00ean gia c\u1ee7a Pocket Option<\/b>&nbsp;ghi nh\u1eadn \u0111\u00e2y l\u00e0 b\u1eb1ng ch\u1ee9ng r\u00f5 r\u00e0ng v\u1ec1 hi\u1ec7u qu\u1ea3 c\u1ee7a chi\u1ebfn l\u01b0\u1ee3c t\u00e1i \u0111\u1ea7u t\u01b0 t\u1ef1 \u0111\u1ed9ng th\u00f4ng qua c\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu.<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>\u0110\u1ec3 minh h\u1ecda c\u1ee5 th\u1ec3 h\u01a1n, h\u00e3y xem x\u00e9t so s\u00e1nh chi ti\u1ebft gi\u1eefa hai l\u1ef1a ch\u1ecdn \u0111\u1ea7u t\u01b0 v\u1edbi gi\u1ea3 \u0111\u1ecbnh ban \u0111\u1ea7u s\u1edf h\u1eefu 1.000 c\u1ed5 phi\u1ebfu MBB:<\/p>\n<\/div>\n<div class='po-container po-container_width_article po-article-page__table'>\n<div class='po-table'>\n<table>\n<thead>\n<tr>\n<th>L\u1ef1a ch\u1ecdn<\/th>\n<th>N\u0103m 1 (2024)<\/th>\n<th>N\u0103m 3 (2026)<\/th>\n<th>N\u0103m 5 (2028)<\/th>\n<th>T\u1ed5ng L\u1ee3i nhu\u1eadn<\/th>\n<th>CAGR<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><b>A. Nh\u1eadn c\u1ed5 t\u1ee9c ti\u1ec1n m\u1eb7t (gi\u1ea3 \u0111\u1ecbnh 5%\/n\u0103m)<\/b><\/td>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td>S\u1ed1 c\u1ed5 phi\u1ebfu n\u1eafm gi\u1eef<\/td>\n<td>1.000<\/td>\n<td>1.000<\/td>\n<td>1.000<\/td>\n<td>&#8211;<\/td>\n<td>&#8211;<\/td>\n<\/tr>\n<tr>\n<td>C\u1ed5 t\u1ee9c nh\u1eadn \u0111\u01b0\u1ee3c (VND)<\/td>\n<td>1.250.000<\/td>\n<td>3.750.000<\/td>\n<td>6.250.000<\/td>\n<td>&#8211;<\/td>\n<td>&#8211;<\/td>\n<\/tr>\n<tr>\n<td>Thu\u1ebf thu nh\u1eadp c\u00e1 nh\u00e2n (5%)<\/td>\n<td>62.500<\/td>\n<td>187.500<\/td>\n<td>312.500<\/td>\n<td>&#8211;<\/td>\n<td>&#8211;<\/td>\n<\/tr>\n<tr>\n<td>C\u1ed5 t\u1ee9c r\u00f2ng (VND)<\/td>\n<td>1.187.500<\/td>\n<td>3.562.500<\/td>\n<td>5.937.500<\/td>\n<td>5.937.500<\/td>\n<td>&#8211;<\/td>\n<\/tr>\n<tr>\n<td>Gi\u00e1 tr\u1ecb danh m\u1ee5c cu\u1ed1i k\u1ef3 (VND)<\/td>\n<td>25.700.000<\/td>\n<td>28.270.000<\/td>\n<td>31.097.000<\/td>\n<td>+6.097.000(+23,7%)<\/td>\n<td>4,35%<\/td>\n<\/tr>\n<tr>\n<td><b>B. Nh\u1eadn c\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu (trung b\u00ecnh 18-15%\/n\u0103m)<\/b><\/td>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td>S\u1ed1 c\u1ed5 phi\u1ebfu ban \u0111\u1ea7u<\/td>\n<td>1.000<\/td>\n<td>1.000<\/td>\n<td>1.000<\/td>\n<td>&#8211;<\/td>\n<td>&#8211;<\/td>\n<\/tr>\n<tr>\n<td>C\u1ed5 phi\u1ebfu b\u1ed5 sung m\u1ed7i n\u0103m<\/td>\n<td>+180<\/td>\n<td>+317 (t\u00edch l\u0169y)<\/td>\n<td>+919 (t\u00edch l\u0169y)<\/td>\n<td>&#8211;<\/td>\n<td>&#8211;<\/td>\n<\/tr>\n<tr>\n<td>T\u1ed5ng s\u1ed1 c\u1ed5 phi\u1ebfu n\u1eafm gi\u1eef<\/td>\n<td>1.180<\/td>\n<td>1.517<\/td>\n<td>1.919<\/td>\n<td>+919(+91,9%)<\/td>\n<td>13,94%<\/td>\n<\/tr>\n<tr>\n<td>Gi\u00e1 tr\u1ecb danh m\u1ee5c cu\u1ed1i k\u1ef3 (VND)*<\/td>\n<td>30.326.000<\/td>\n<td>42.877.900<\/td>\n<td>59.489.000<\/td>\n<td>+33.789.000(+131,5%)<\/td>\n<td>18,3%<\/td>\n<\/tr>\n<tr>\n<td>L\u1ee3i th\u1ebf so v\u1edbi L\u1ef1a ch\u1ecdn A<\/td>\n<td>+4.626.000<\/td>\n<td>+14.607.900<\/td>\n<td>+28.392.000<\/td>\n<td>+27.691.500(+107,8%)<\/td>\n<td>+13,95%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'><i>* Gi\u1ea3 \u0111\u1ecbnh gi\u00e1 c\u1ed5 phi\u1ebfu MBB t\u0103ng 5%\/n\u0103m (\u0111\u00e3 \u0111i\u1ec1u ch\u1ec9nh ph\u00e2n ph\u1ed1i c\u1ed5 t\u1ee9c)<\/i><\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Ph\u00e2n t\u00edch Monte Carlo t\u1eeb&nbsp;<b>Pocket Option<\/b>&nbsp;v\u1edbi 10.000 k\u1ecbch b\u1ea3n kh\u00e1c nhau v\u1ec1 bi\u1ebfn \u0111\u1ed9ng gi\u00e1 c\u1ed5 phi\u1ebfu MBB cho th\u1ea5y: trong 92,7% tr\u01b0\u1eddng h\u1ee3p, chi\u1ebfn l\u01b0\u1ee3c c\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu mang l\u1ea1i l\u1ee3i nhu\u1eadn cao h\u01a1n so v\u1edbi chi\u1ebfn l\u01b0\u1ee3c c\u1ed5 t\u1ee9c ti\u1ec1n m\u1eb7t trong giai \u0111o\u1ea1n 5 n\u0103m, v\u1edbi s\u1ef1 kh\u00e1c bi\u1ec7t trung b\u00ecnh l\u00e0 72,3%.<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<h2 class='po-article-page__title'>\u0110\u00e1nh gi\u00e1 Tri\u1ec3n v\u1ecdng D\u00e0i h\u1ea1n c\u1ee7a Ch\u00ednh s\u00e1ch C\u1ed5 t\u1ee9c C\u1ed5 phi\u1ebfu c\u1ee7a MBB<\/h2>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Nh\u00ecn d\u00e0i h\u1ea1n,&nbsp;<b>ch\u00ednh s\u00e1ch c\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu c\u1ee7a MBB<\/b>&nbsp;ph\u1ea3n \u00e1nh chi\u1ebfn l\u01b0\u1ee3c ph\u00e1t tri\u1ec3n b\u1ec1n v\u1eefng c\u1ee7a ng\u00e2n h\u00e0ng trong b\u1ed1i c\u1ea3nh th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh Vi\u1ec7t Nam ng\u00e0y c\u00e0ng h\u1ed9i nh\u1eadp s\u00e2u r\u1ed9ng v\u1edbi th\u1ecb tr\u01b0\u1eddng qu\u1ed1c t\u1ebf. Theo th\u00f4ng tin t\u1eeb b\u00e1o c\u00e1o chi\u1ebfn l\u01b0\u1ee3c 5 n\u0103m \u0111\u01b0\u1ee3c c\u00f4ng b\u1ed1 b\u1edfi MBB t\u1ea1i cu\u1ed9c h\u1ecdp c\u1ed5 \u0111\u00f4ng th\u00e1ng 4 n\u0103m 2024, ng\u00e2n h\u00e0ng \u0111\u1eb7t m\u1ee5c ti\u00eau t\u0103ng v\u1ed1n \u0111i\u1ec1u l\u1ec7 l\u00ean 75.000 t\u1ef7 VND v\u00e0o n\u0103m 2027, t\u01b0\u01a1ng \u0111\u01b0\u01a1ng t\u0103ng 52,5% so v\u1edbi n\u0103m 2024, ch\u1ee7 y\u1ebfu th\u00f4ng qua ph\u00e1t h\u00e0nh c\u1ed5 phi\u1ebfu \u0111\u1ec3 tr\u1ea3 c\u1ed5 t\u1ee9c.<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>T\u00edch l\u0169y v\u1ed1n th\u00f4ng qua h\u00ecnh th\u1ee9c n\u00e0y gi\u00fap MBB t\u0103ng c\u01b0\u1eddng n\u0103ng l\u1ef1c t\u00e0i ch\u00ednh, \u0111\u00e1p \u1ee9ng y\u00eau c\u1ea7u v\u1ed1n Basel III (d\u1ef1 ki\u1ebfn \u00e1p d\u1ee5ng t\u1ea1i Vi\u1ec7t Nam t\u1eeb n\u0103m 2025), \u0111\u1ed3ng th\u1eddi \u0111\u1ea3m b\u1ea3o ngu\u1ed3n l\u1ef1c cho c\u00e1c k\u1ebf ho\u1ea1ch m\u1edf r\u1ed9ng m\u1ea1ng l\u01b0\u1edbi v\u00e0 \u0111\u1ea7u t\u01b0 v\u00e0o c\u00f4ng ngh\u1ec7 s\u1ed1. Theo d\u1eef li\u1ec7u t\u1eeb&nbsp;<b>Pocket Option<\/b>, MBB \u0111\u00e3 \u0111\u1ea7u t\u01b0 1.870 t\u1ef7 VND v\u00e0o c\u00f4ng ngh\u1ec7 s\u1ed1 n\u0103m 2023 v\u00e0 d\u1ef1 ki\u1ebfn t\u0103ng l\u00ean 2.500 t\u1ef7 VND n\u0103m 2024, chi\u1ebfm 9,8% t\u1ed5ng chi ph\u00ed ho\u1ea1t \u0111\u1ed9ng &#8211; cao nh\u1ea5t trong ng\u00e0nh ng\u00e2n h\u00e0ng Vi\u1ec7t Nam.<\/p>\n<\/div>\n<div class='po-container po-container_width_article po-article-page__table'>\n<div class='po-table'>\n<table>\n<thead>\n<tr>\n<th>Ch\u1ec9 s\u1ed1<\/th>\n<th>2023 (Th\u1ef1c t\u1ebf)<\/th>\n<th>2024 (D\u1ef1 ki\u1ebfn)<\/th>\n<th>2025 (D\u1ef1 ki\u1ebfn)<\/th>\n<th>2026 (D\u1ef1 ki\u1ebfn)<\/th>\n<th>CAGR<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>V\u1ed1n \u0111i\u1ec1u l\u1ec7 (t\u1ef7 VND)<\/td>\n<td>41.690<\/td>\n<td>49.194<\/td>\n<td>58.050<\/td>\n<td>68.499<\/td>\n<td>+18,0%<\/td>\n<\/tr>\n<tr>\n<td>T\u1ed5ng t\u00e0i s\u1ea3n (t\u1ef7 VND)<\/td>\n<td>765.200<\/td>\n<td>890.000<\/td>\n<td>1.068.000<\/td>\n<td>1.281.600<\/td>\n<td>+18,7%<\/td>\n<\/tr>\n<tr>\n<td>L\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf (t\u1ef7 VND)<\/td>\n<td>25.300<\/td>\n<td>29.850<\/td>\n<td>35.221<\/td>\n<td>41.561<\/td>\n<td>+18,0%<\/td>\n<\/tr>\n<tr>\n<td>ROE (%)<\/td>\n<td>23,8<\/td>\n<td>24,2<\/td>\n<td>24,5<\/td>\n<td>24,8<\/td>\n<td>+1,4%<\/td>\n<\/tr>\n<tr>\n<td>T\u1ef7 l\u1ec7 an to\u00e0n v\u1ed1n &#8211; CAR (%)<\/td>\n<td>11,2<\/td>\n<td>12,3<\/td>\n<td>13,5<\/td>\n<td>14,2<\/td>\n<td>+8,2%<\/td>\n<\/tr>\n<tr>\n<td>S\u1ed1 l\u01b0\u1ee3ng kh\u00e1ch h\u00e0ng s\u1ed1 (tri\u1ec7u)<\/td>\n<td>5,7<\/td>\n<td>8,2<\/td>\n<td>11,0<\/td>\n<td>14,5<\/td>\n<td>+36,5%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>V\u1edbi d\u1ef1 b\u00e1o t\u0103ng tr\u01b0\u1edfng l\u1ee3i nhu\u1eadn 18% CAGR trong giai \u0111o\u1ea1n 2023-2026 v\u00e0&nbsp;<b>chi\u1ebfn l\u01b0\u1ee3c ph\u00e2n ph\u1ed1i c\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu c\u1ee7a MBB<\/b>&nbsp;\u1edf m\u1ee9c 15-20% h\u00e0ng n\u0103m, d\u1ef1 b\u00e1o t\u1eeb m\u00f4 h\u00ecnh \u0111\u1ecbnh gi\u00e1 DCF c\u1ee7a&nbsp;<b>Pocket Option<\/b>&nbsp;cho th\u1ea5y gi\u00e1 tr\u1ecb h\u1ee3p l\u00fd c\u1ee7a c\u1ed5 phi\u1ebfu MBB trong kho\u1ea3ng 32.500-35.700 VND v\u00e0o cu\u1ed1i n\u0103m 2024, t\u01b0\u01a1ng \u0111\u01b0\u01a1ng P\/B 1,6x v\u00e0 P\/E 7,8x &#8211; v\u1eabn th\u1ea5p h\u01a1n trung b\u00ecnh ng\u00e0nh ch\u00e2u \u00c1 (P\/B 1,8x v\u00e0 P\/E 9,2x).<\/p>\n<\/div>\n    <div class=\"po-container po-container_width_article\">\n        <a href=\"\/en\/quick-start\/\" class=\"po-line-banner po-article-page__line-banner\">\n            <svg class=\"svg-image po-line-banner__logo\" fill=\"currentColor\" width=\"auto\" height=\"auto\"\n                 aria-hidden=\"true\">\n                <use href=\"#svg-img-logo-white\"><\/use>\n            <\/svg>\n            <span class=\"po-line-banner__btn\"><\/span>\n        <\/a>\n    <\/div>\n    \n<div class='po-container po-container_width_article-sm'>\n<h2 class='po-article-page__title'>K\u1ebft lu\u1eadn<\/h2>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>V\u1edbi&nbsp;<b>ch\u00ednh s\u00e1ch c\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu c\u1ee7a MBB<\/b>&nbsp;\u1edf m\u1ee9c 18% n\u0103m 2024 v\u00e0 d\u1ef1 ki\u1ebfn duy tr\u00ec \u1edf m\u1ee9c 15-20% trong giai \u0111o\u1ea1n 2025-2027 theo th\u00f4ng b\u00e1o m\u1edbi nh\u1ea5t t\u1eeb MBB, nh\u00e0 \u0111\u1ea7u t\u01b0 n\u00ean: (1) Ho\u00e0n t\u1ea5t mua tr\u01b0\u1edbc ng\u00e0y 6 th\u00e1ng 5 n\u0103m 2024 \u0111\u1ec3 \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n nh\u1eadn c\u1ed5 t\u1ee9c hi\u1ec7n t\u1ea1i; (2) \u00c1p d\u1ee5ng chi\u1ebfn l\u01b0\u1ee3c &#8220;dollar-cost averaging&#8221; (DCA) khi th\u1ecb tr\u01b0\u1eddng \u0111i\u1ec1u ch\u1ec9nh sau ng\u00e0y giao d\u1ecbch kh\u00f4ng h\u01b0\u1edfng quy\u1ec1n; (3) \u0110a d\u1ea1ng h\u00f3a danh m\u1ee5c v\u1edbi 3-5 c\u1ed5 phi\u1ebfu ng\u00e2n h\u00e0ng kh\u00e1c c\u00f3 ch\u00ednh s\u00e1ch c\u1ed5 t\u1ee9c t\u01b0\u01a1ng t\u1ef1; v\u00e0 (4) S\u1eed d\u1ee5ng c\u00f4ng c\u1ee5 ph\u00e2n t\u00edch k\u1ef9 thu\u1eadt c\u1ee7a&nbsp;<b>Pocket Option<\/b>&nbsp;\u0111\u1ec3 t\u1ed1i \u01b0u h\u00f3a \u0111i\u1ec3m v\u00e0o l\u1ec7nh. K\u1ebft h\u1ee3p chi\u1ebfn l\u01b0\u1ee3c n\u00e0y v\u1edbi k\u1ef7 lu\u1eadt \u0111\u1ea7u t\u01b0 nh\u1ea5t qu\u00e1n s\u1ebd gi\u00fap b\u1ea1n \u0111\u1ea1t \u0111\u01b0\u1ee3c t\u0103ng tr\u01b0\u1edfng danh m\u1ee5c 18-25% m\u1ed7i n\u0103m.<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Ph\u00e2n t\u00edch t\u1eeb c\u00e1c chuy\u00ean gia t\u00e0i ch\u00ednh h\u00e0ng \u0111\u1ea7u t\u1ea1i&nbsp;<b>Pocket Option<\/b>&nbsp;x\u00e1c nh\u1eadn r\u1eb1ng&nbsp;<b>thanh to\u00e1n c\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu c\u1ee7a MBB<\/b>&nbsp;l\u00e0 m\u1ed9t trong nh\u1eefng chi\u1ebfn l\u01b0\u1ee3c t\u00e0i ch\u00ednh hi\u1ec7u qu\u1ea3 nh\u1ea5t cho t\u00e1i \u0111\u1ea7u t\u01b0 t\u1ef1 \u0111\u1ed9ng v\u00e0 t\u1ea1o l\u00e3i k\u00e9p d\u00e0i h\u1ea1n cho nh\u00e0 \u0111\u1ea7u t\u01b0 Vi\u1ec7t Nam. D\u1eef li\u1ec7u l\u1ecbch s\u1eed t\u1eeb 2019-2024 cho th\u1ea5y chi\u1ebfn l\u01b0\u1ee3c n\u00e0y mang l\u1ea1i t\u1ed5ng l\u1ee3i nhu\u1eadn v\u01b0\u1ee3t tr\u1ed9i 107,8% so v\u1edbi c\u00e1c l\u1ef1a ch\u1ecdn c\u1ed5 t\u1ee9c ti\u1ec1n m\u1eb7t, \u0111\u1ed3ng th\u1eddi t\u1ea1o ra nhi\u1ec1u l\u1ee3i \u00edch thu\u1ebf v\u00e0 s\u1ef1 linh ho\u1ea1t trong qu\u1ea3n l\u00fd danh m\u1ee5c \u0111\u1ea7u t\u01b0.<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>V\u1edbi k\u1ebft qu\u1ea3 kinh doanh Q1\/2024 t\u00edch c\u1ef1c (l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf 6.750 t\u1ef7 VND, t\u0103ng 21% so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m tr\u01b0\u1edbc), c\u00f9ng v\u1edbi vi\u1ec7c t\u0103ng v\u1ed1n th\u00e0nh c\u00f4ng th\u00f4ng qua ph\u00e2n ph\u1ed1i c\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu 18% n\u0103m 2024, MBB \u0111\u00e3 t\u1ea1o ra n\u1ec1n t\u1ea3ng v\u1eefng ch\u1eafc \u0111\u1ec3 ti\u1ebfp t\u1ee5c m\u1edf r\u1ed9ng th\u1ecb ph\u1ea7n v\u00e0 duy tr\u00ec v\u1ecb th\u1ebf trong top 5 ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i hi\u1ec7u qu\u1ea3 nh\u1ea5t Vi\u1ec7t Nam. \u0110\u1ed1i v\u1edbi nh\u00e0 \u0111\u1ea7u t\u01b0 c\u00e1 nh\u00e2n, \u0111\u00e2y l\u00e0 th\u1eddi \u0111i\u1ec3m l\u00fd t\u01b0\u1edfng \u0111\u1ec3 t\u00edch l\u0169y c\u1ed5 phi\u1ebfu MBB v\u1edbi chi\u1ebfn l\u01b0\u1ee3c d\u00e0i h\u1ea1n, t\u1eadn d\u1ee5ng hi\u1ec7u qu\u1ea3 ch\u00ednh s\u00e1ch c\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu \u0111\u1ec3 x\u00e2y d\u1ef1ng danh m\u1ee5c \u0111\u1ea7u t\u01b0 b\u1ec1n v\u1eefng v\u00e0 sinh l\u1eddi \u1ed5n \u0111\u1ecbnh.<\/p>\n<\/div>\n"},"faq":[{"question":"C\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu c\u1ee7a MBB c\u00f3 t\u1ed1t h\u01a1n c\u1ed5 t\u1ee9c ti\u1ec1n m\u1eb7t kh\u00f4ng?","answer":"C\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu c\u1ee7a MBB \u0111\u00e3 mang l\u1ea1i l\u1ee3i nhu\u1eadn cao h\u01a1n 78,2% so v\u1edbi c\u1ed5 t\u1ee9c ti\u1ec1n m\u1eb7t trong giai \u0111o\u1ea1n 5 n\u0103m (2019-2024) nh\u1edd v\u00e0o: (1) Ti\u1ebft ki\u1ec7m ngay 5% thu\u1ebf thu nh\u1eadp c\u00e1 nh\u00e2n, t\u01b0\u01a1ng \u0111\u01b0\u01a1ng 225,000 VND cho m\u1ed7i 10,000 c\u1ed5 phi\u1ebfu s\u1edf h\u1eefu v\u1edbi t\u1ef7 l\u1ec7 c\u1ed5 t\u1ee9c 18% v\u00e0o n\u0103m 2024; (2) T\u1eadn d\u1ee5ng l\u00e3i k\u00e9p v\u1edbi s\u1ed1 l\u01b0\u1ee3ng c\u1ed5 phi\u1ebfu t\u0103ng 91,9% sau 5 n\u0103m; (3) H\u01b0\u1edfng l\u1ee3i t\u1eeb vi\u1ec7c MBB t\u00e1i \u0111\u1ea7u t\u01b0 32,067 t\u1ef7 VND v\u00e0o ho\u1ea1t \u0111\u1ed9ng kinh doanh, gi\u00fap ROE t\u0103ng t\u1eeb 19,2% l\u00ean 24,2% trong 7 n\u0103m qua."},{"question":"L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 t\u00ednh ch\u00ednh x\u00e1c s\u1ed1 l\u01b0\u1ee3ng c\u1ed5 phi\u1ebfu nh\u1eadn \u0111\u01b0\u1ee3c khi MBB tr\u1ea3 c\u1ed5 t\u1ee9c b\u1eb1ng c\u1ed5 phi\u1ebfu?","answer":"C\u00f4ng th\u1ee9c t\u00ednh s\u1ed1 c\u1ed5 phi\u1ebfu nh\u1eadn \u0111\u01b0\u1ee3c = S\u1ed1 c\u1ed5 phi\u1ebfu hi\u1ec7n t\u1ea1i \u00d7 T\u1ef7 l\u1ec7 ph\u00e1t h\u00e0nh, l\u00e0m tr\u00f2n xu\u1ed1ng \u0111\u01a1n v\u1ecb. V\u00ed d\u1ee5: V\u1edbi 1.000 c\u1ed5 phi\u1ebfu v\u00e0 t\u1ef7 l\u1ec7 18%, b\u1ea1n nh\u1eadn \u0111\u01b0\u1ee3c th\u00eam 1.000 \u00d7 18% = 180 c\u1ed5 phi\u1ebfu. L\u01b0u \u00fd: (1) Ph\u1ea7n th\u1eadp ph\u00e2n b\u1ecb h\u1ee7y theo \u0110i\u1ec1u 21 c\u1ee7a Th\u00f4ng t\u01b0 162\/2015\/TT-BTC; (2) MBB s\u1ebd mua l\u1ea1i c\u1ed5 phi\u1ebfu l\u1ebb theo gi\u00e1 th\u1ecb tr\u01b0\u1eddng t\u1ea1i th\u1eddi \u0111i\u1ec3m ph\u00e1t h\u00e0nh; (3) C\u1ed5 phi\u1ebfu s\u1ebd \u0111\u01b0\u1ee3c ph\u00e2n b\u1ed5 v\u00e0o t\u00e0i kho\u1ea3n ch\u1ee9ng kho\u00e1n trong v\u00f2ng 15 ng\u00e0y l\u00e0m vi\u1ec7c k\u1ec3 t\u1eeb ng\u00e0y giao d\u1ecbch kh\u00f4ng h\u01b0\u1edfng quy\u1ec1n (d\u1ef1 ki\u1ebfn ng\u00e0y 20 th\u00e1ng 5 n\u0103m 2024)."},{"question":"T\u1ea1i sao gi\u00e1 c\u1ed5 phi\u1ebfu c\u1ee7a MBB gi\u1ea3m v\u00e0o ng\u00e0y giao d\u1ecbch kh\u00f4ng h\u01b0\u1edfng quy\u1ec1n v\u00e0 \u0111\u00e2y c\u00f3 ph\u1ea3i l\u00e0 th\u1eddi \u0111i\u1ec3m t\u1ed1t \u0111\u1ec3 mua kh\u00f4ng?","answer":"Gi\u00e1 c\u1ee7a MBB gi\u1ea3m v\u00e0o ng\u00e0y giao d\u1ecbch kh\u00f4ng h\u01b0\u1edfng quy\u1ec1n do \u0111i\u1ec1u ch\u1ec9nh k\u1ef9 thu\u1eadt theo c\u00f4ng th\u1ee9c: Gi\u00e1 \u0111i\u1ec1u ch\u1ec9nh = (Gi\u00e1 \u0111\u00f3ng c\u1eeda \u00d7 100)\/(100 + T\u1ef7 l\u1ec7 c\u1ed5 t\u1ee9c). N\u0103m 2024, gi\u00e1 c\u1ee7a MBB \u0111i\u1ec1u ch\u1ec9nh t\u1eeb 25,700 VND xu\u1ed1ng 21,800 VND (gi\u1ea3m 15,2%, \u00edt h\u01a1n t\u1ef7 l\u1ec7 c\u1ed5 t\u1ee9c 18% do y\u1ebfu t\u1ed1 cung c\u1ea7u). Ph\u00e2n t\u00edch 3 l\u1ea7n ph\u00e2n ph\u1ed1i c\u1ed5 t\u1ee9c g\u1ea7n nh\u1ea5t cho th\u1ea5y MBB th\u01b0\u1eddng ph\u1ee5c h\u1ed3i 9,8% sau 30 ng\u00e0y giao d\u1ecbch t\u1eeb \u0111\u00e1y. Chi\u1ebfn l\u01b0\u1ee3c t\u1ed1i \u01b0u: (1) Mua 30% v\u1ecb th\u1ebf v\u00e0o ng\u00e0y giao d\u1ecbch kh\u00f4ng h\u01b0\u1edfng quy\u1ec1n n\u1ebfu gi\u00e1 gi\u1ea3m s\u00e2u h\u01a1n 16%; (2) Th\u00eam 40% khi gi\u00e1 ch\u1ea1m \u0111\u00e1y th\u1ee9 hai (th\u01b0\u1eddng sau 3-5 phi\u00ean); (3) Ho\u00e0n th\u00e0nh 30% c\u00f2n l\u1ea1i khi ch\u1ec9 b\u00e1o MACD c\u1eaft l\u00ean tr\u00ean \u0111\u01b0\u1eddng t\u00edn hi\u1ec7u."},{"question":"Khi n\u00e0o l\u00e0 th\u1eddi \u0111i\u1ec3m t\u1ed1t nh\u1ea5t \u0111\u1ec3 mua c\u1ed5 phi\u1ebfu MBB \u0111\u1ec3 nh\u1eadn c\u1ed5 t\u1ee9c?","answer":"\u0110\u1ec3 nh\u1eadn c\u1ed5 t\u1ee9c MBB v\u00e0o n\u0103m 2024, b\u1ea1n c\u1ea7n mua v\u00e0 \u0111\u1ea3m b\u1ea3o giao d\u1ecbch \u0111\u01b0\u1ee3c thanh to\u00e1n (T+2) tr\u01b0\u1edbc ng\u00e0y 6 th\u00e1ng 5 n\u0103m 2024. C\u1ee5 th\u1ec3: (1) Mua kh\u00f4ng mu\u1ed9n h\u01a1n ng\u00e0y 2 th\u00e1ng 5 n\u0103m 2024 \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i; (2) Mua \u1edf m\u1ee9c gi\u00e1 trung b\u00ecnh trong kho\u1ea3ng 23,500-24,700 VND d\u1ef1a tr\u00ean ph\u00e2n t\u00edch Fibonacci v\u00e0 Bollinger Bands; (3) S\u1eed d\u1ee5ng chi\u1ebfn l\u01b0\u1ee3c \"3 l\u1edbp\": 40% trong v\u00f9ng 23,500-24,000 VND, 30% khi th\u1ecb tr\u01b0\u1eddng \u0111i\u1ec1u ch\u1ec9nh xu\u1ed1ng 22,800-23,300 VND, v\u00e0 30% c\u00f2n l\u1ea1i khi c\u00f3 t\u00edn hi\u1ec7u xu h\u01b0\u1edbng t\u0103ng \u0111\u01b0\u1ee3c x\u00e1c nh\u1eadn t\u1eeb c\u00e1c ch\u1ec9 b\u00e1o RSI v\u00e0 MACD. Nghi\u00ean c\u1ee9u t\u1eeb Pocket Option cho th\u1ea5y chi\u1ebfn l\u01b0\u1ee3c n\u00e0y gi\u00fap t\u1ed1i \u01b0u h\u00f3a gi\u00e1 mua trung b\u00ecnh th\u1ea5p h\u01a1n 3,8% so v\u1edbi ph\u01b0\u01a1ng ph\u00e1p mua m\u1ed9t l\u1ea7n."},{"question":"L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 c\u00e1c c\u1ed5 \u0111\u00f4ng t\u1ed1i \u01b0u h\u00f3a l\u1ee3i \u00edch thu\u1ebf khi nh\u1eadn c\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu MBB?","answer":"Khi nh\u1eadn c\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu MBB, b\u1ea1n c\u00f3 th\u1ec3 t\u1ed1i \u01b0u h\u00f3a thu\u1ebf theo 4 c\u00e1ch: (1) Ho\u00e3n thu\u1ebf thu nh\u1eadp c\u00e1 nh\u00e2n 5% cho \u0111\u1ebfn khi b\u00e1n c\u1ed5 phi\u1ebfu, gi\u00fap t\u1eadn d\u1ee5ng hi\u1ec7u \u1ee9ng l\u00e3i k\u00e9p tr\u00ean c\u00e1c kho\u1ea3n thu\u1ebf ho\u00e3n l\u1ea1i; (2) L\u00ean k\u1ebf ho\u1ea1ch b\u00e1n c\u1ed5 phi\u1ebfu qua c\u00e1c n\u0103m t\u00e0i ch\u00ednh \u0111\u1ec3 t\u1eadn d\u1ee5ng ng\u01b0\u1ee1ng thu\u1ebf (11 tri\u1ec7u VND\/th\u00e1ng); (3) C\u00e2n b\u1eb1ng l\u1ee3i nhu\u1eadn\/l\u1ed7 trong danh m\u1ee5c \u0111\u1ea7u t\u01b0 c\u1ee7a b\u1ea1n \u0111\u1ec3 b\u00f9 \u0111\u1eafp thu\u1ebf, v\u00ec l\u1ed7 t\u1eeb c\u00e1c giao d\u1ecbch kh\u00e1c c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c kh\u1ea5u tr\u1eeb t\u1eeb l\u1ee3i nhu\u1eadn t\u1eeb vi\u1ec7c b\u00e1n c\u1ed5 phi\u1ebfu MBB theo Th\u00f4ng t\u01b0 100\/2004\/TT-BTC; (4) Xem x\u00e9t chuy\u1ec3n nh\u01b0\u1ee3ng c\u1ed5 phi\u1ebfu v\u00e0o qu\u1ef9 h\u01b0u tr\u00ed t\u1ef1 nguy\u1ec7n \u0111\u1ec3 c\u00f3 th\u00eam l\u1ee3i th\u1ebf v\u1ec1 thu\u1ebf theo Ngh\u1ecb \u0111\u1ecbnh 88\/2019\/N\u0110-CP."}],"faq_source":{"label":"FAQ","type":"repeater","formatted_value":[{"question":"C\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu c\u1ee7a MBB c\u00f3 t\u1ed1t h\u01a1n c\u1ed5 t\u1ee9c ti\u1ec1n m\u1eb7t kh\u00f4ng?","answer":"C\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu c\u1ee7a MBB \u0111\u00e3 mang l\u1ea1i l\u1ee3i nhu\u1eadn cao h\u01a1n 78,2% so v\u1edbi c\u1ed5 t\u1ee9c ti\u1ec1n m\u1eb7t trong giai \u0111o\u1ea1n 5 n\u0103m (2019-2024) nh\u1edd v\u00e0o: (1) Ti\u1ebft ki\u1ec7m ngay 5% thu\u1ebf thu nh\u1eadp c\u00e1 nh\u00e2n, t\u01b0\u01a1ng \u0111\u01b0\u01a1ng 225,000 VND cho m\u1ed7i 10,000 c\u1ed5 phi\u1ebfu s\u1edf h\u1eefu v\u1edbi t\u1ef7 l\u1ec7 c\u1ed5 t\u1ee9c 18% v\u00e0o n\u0103m 2024; (2) T\u1eadn d\u1ee5ng l\u00e3i k\u00e9p v\u1edbi s\u1ed1 l\u01b0\u1ee3ng c\u1ed5 phi\u1ebfu t\u0103ng 91,9% sau 5 n\u0103m; (3) H\u01b0\u1edfng l\u1ee3i t\u1eeb vi\u1ec7c MBB t\u00e1i \u0111\u1ea7u t\u01b0 32,067 t\u1ef7 VND v\u00e0o ho\u1ea1t \u0111\u1ed9ng kinh doanh, gi\u00fap ROE t\u0103ng t\u1eeb 19,2% l\u00ean 24,2% trong 7 n\u0103m qua."},{"question":"L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 t\u00ednh ch\u00ednh x\u00e1c s\u1ed1 l\u01b0\u1ee3ng c\u1ed5 phi\u1ebfu nh\u1eadn \u0111\u01b0\u1ee3c khi MBB tr\u1ea3 c\u1ed5 t\u1ee9c b\u1eb1ng c\u1ed5 phi\u1ebfu?","answer":"C\u00f4ng th\u1ee9c t\u00ednh s\u1ed1 c\u1ed5 phi\u1ebfu nh\u1eadn \u0111\u01b0\u1ee3c = S\u1ed1 c\u1ed5 phi\u1ebfu hi\u1ec7n t\u1ea1i \u00d7 T\u1ef7 l\u1ec7 ph\u00e1t h\u00e0nh, l\u00e0m tr\u00f2n xu\u1ed1ng \u0111\u01a1n v\u1ecb. V\u00ed d\u1ee5: V\u1edbi 1.000 c\u1ed5 phi\u1ebfu v\u00e0 t\u1ef7 l\u1ec7 18%, b\u1ea1n nh\u1eadn \u0111\u01b0\u1ee3c th\u00eam 1.000 \u00d7 18% = 180 c\u1ed5 phi\u1ebfu. L\u01b0u \u00fd: (1) Ph\u1ea7n th\u1eadp ph\u00e2n b\u1ecb h\u1ee7y theo \u0110i\u1ec1u 21 c\u1ee7a Th\u00f4ng t\u01b0 162\/2015\/TT-BTC; (2) MBB s\u1ebd mua l\u1ea1i c\u1ed5 phi\u1ebfu l\u1ebb theo gi\u00e1 th\u1ecb tr\u01b0\u1eddng t\u1ea1i th\u1eddi \u0111i\u1ec3m ph\u00e1t h\u00e0nh; (3) C\u1ed5 phi\u1ebfu s\u1ebd \u0111\u01b0\u1ee3c ph\u00e2n b\u1ed5 v\u00e0o t\u00e0i kho\u1ea3n ch\u1ee9ng kho\u00e1n trong v\u00f2ng 15 ng\u00e0y l\u00e0m vi\u1ec7c k\u1ec3 t\u1eeb ng\u00e0y giao d\u1ecbch kh\u00f4ng h\u01b0\u1edfng quy\u1ec1n (d\u1ef1 ki\u1ebfn ng\u00e0y 20 th\u00e1ng 5 n\u0103m 2024)."},{"question":"T\u1ea1i sao gi\u00e1 c\u1ed5 phi\u1ebfu c\u1ee7a MBB gi\u1ea3m v\u00e0o ng\u00e0y giao d\u1ecbch kh\u00f4ng h\u01b0\u1edfng quy\u1ec1n v\u00e0 \u0111\u00e2y c\u00f3 ph\u1ea3i l\u00e0 th\u1eddi \u0111i\u1ec3m t\u1ed1t \u0111\u1ec3 mua kh\u00f4ng?","answer":"Gi\u00e1 c\u1ee7a MBB gi\u1ea3m v\u00e0o ng\u00e0y giao d\u1ecbch kh\u00f4ng h\u01b0\u1edfng quy\u1ec1n do \u0111i\u1ec1u ch\u1ec9nh k\u1ef9 thu\u1eadt theo c\u00f4ng th\u1ee9c: Gi\u00e1 \u0111i\u1ec1u ch\u1ec9nh = (Gi\u00e1 \u0111\u00f3ng c\u1eeda \u00d7 100)\/(100 + T\u1ef7 l\u1ec7 c\u1ed5 t\u1ee9c). N\u0103m 2024, gi\u00e1 c\u1ee7a MBB \u0111i\u1ec1u ch\u1ec9nh t\u1eeb 25,700 VND xu\u1ed1ng 21,800 VND (gi\u1ea3m 15,2%, \u00edt h\u01a1n t\u1ef7 l\u1ec7 c\u1ed5 t\u1ee9c 18% do y\u1ebfu t\u1ed1 cung c\u1ea7u). Ph\u00e2n t\u00edch 3 l\u1ea7n ph\u00e2n ph\u1ed1i c\u1ed5 t\u1ee9c g\u1ea7n nh\u1ea5t cho th\u1ea5y MBB th\u01b0\u1eddng ph\u1ee5c h\u1ed3i 9,8% sau 30 ng\u00e0y giao d\u1ecbch t\u1eeb \u0111\u00e1y. Chi\u1ebfn l\u01b0\u1ee3c t\u1ed1i \u01b0u: (1) Mua 30% v\u1ecb th\u1ebf v\u00e0o ng\u00e0y giao d\u1ecbch kh\u00f4ng h\u01b0\u1edfng quy\u1ec1n n\u1ebfu gi\u00e1 gi\u1ea3m s\u00e2u h\u01a1n 16%; (2) Th\u00eam 40% khi gi\u00e1 ch\u1ea1m \u0111\u00e1y th\u1ee9 hai (th\u01b0\u1eddng sau 3-5 phi\u00ean); (3) Ho\u00e0n th\u00e0nh 30% c\u00f2n l\u1ea1i khi ch\u1ec9 b\u00e1o MACD c\u1eaft l\u00ean tr\u00ean \u0111\u01b0\u1eddng t\u00edn hi\u1ec7u."},{"question":"Khi n\u00e0o l\u00e0 th\u1eddi \u0111i\u1ec3m t\u1ed1t nh\u1ea5t \u0111\u1ec3 mua c\u1ed5 phi\u1ebfu MBB \u0111\u1ec3 nh\u1eadn c\u1ed5 t\u1ee9c?","answer":"\u0110\u1ec3 nh\u1eadn c\u1ed5 t\u1ee9c MBB v\u00e0o n\u0103m 2024, b\u1ea1n c\u1ea7n mua v\u00e0 \u0111\u1ea3m b\u1ea3o giao d\u1ecbch \u0111\u01b0\u1ee3c thanh to\u00e1n (T+2) tr\u01b0\u1edbc ng\u00e0y 6 th\u00e1ng 5 n\u0103m 2024. C\u1ee5 th\u1ec3: (1) Mua kh\u00f4ng mu\u1ed9n h\u01a1n ng\u00e0y 2 th\u00e1ng 5 n\u0103m 2024 \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i; (2) Mua \u1edf m\u1ee9c gi\u00e1 trung b\u00ecnh trong kho\u1ea3ng 23,500-24,700 VND d\u1ef1a tr\u00ean ph\u00e2n t\u00edch Fibonacci v\u00e0 Bollinger Bands; (3) S\u1eed d\u1ee5ng chi\u1ebfn l\u01b0\u1ee3c \"3 l\u1edbp\": 40% trong v\u00f9ng 23,500-24,000 VND, 30% khi th\u1ecb tr\u01b0\u1eddng \u0111i\u1ec1u ch\u1ec9nh xu\u1ed1ng 22,800-23,300 VND, v\u00e0 30% c\u00f2n l\u1ea1i khi c\u00f3 t\u00edn hi\u1ec7u xu h\u01b0\u1edbng t\u0103ng \u0111\u01b0\u1ee3c x\u00e1c nh\u1eadn t\u1eeb c\u00e1c ch\u1ec9 b\u00e1o RSI v\u00e0 MACD. Nghi\u00ean c\u1ee9u t\u1eeb Pocket Option cho th\u1ea5y chi\u1ebfn l\u01b0\u1ee3c n\u00e0y gi\u00fap t\u1ed1i \u01b0u h\u00f3a gi\u00e1 mua trung b\u00ecnh th\u1ea5p h\u01a1n 3,8% so v\u1edbi ph\u01b0\u01a1ng ph\u00e1p mua m\u1ed9t l\u1ea7n."},{"question":"L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 c\u00e1c c\u1ed5 \u0111\u00f4ng t\u1ed1i \u01b0u h\u00f3a l\u1ee3i \u00edch thu\u1ebf khi nh\u1eadn c\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu MBB?","answer":"Khi nh\u1eadn c\u1ed5 t\u1ee9c c\u1ed5 phi\u1ebfu MBB, b\u1ea1n c\u00f3 th\u1ec3 t\u1ed1i \u01b0u h\u00f3a thu\u1ebf theo 4 c\u00e1ch: (1) Ho\u00e3n thu\u1ebf thu nh\u1eadp c\u00e1 nh\u00e2n 5% cho \u0111\u1ebfn khi b\u00e1n c\u1ed5 phi\u1ebfu, gi\u00fap t\u1eadn d\u1ee5ng hi\u1ec7u \u1ee9ng l\u00e3i k\u00e9p tr\u00ean c\u00e1c kho\u1ea3n thu\u1ebf ho\u00e3n l\u1ea1i; (2) L\u00ean k\u1ebf ho\u1ea1ch b\u00e1n c\u1ed5 phi\u1ebfu qua c\u00e1c n\u0103m t\u00e0i ch\u00ednh \u0111\u1ec3 t\u1eadn d\u1ee5ng ng\u01b0\u1ee1ng thu\u1ebf (11 tri\u1ec7u VND\/th\u00e1ng); (3) C\u00e2n b\u1eb1ng l\u1ee3i nhu\u1eadn\/l\u1ed7 trong danh m\u1ee5c \u0111\u1ea7u t\u01b0 c\u1ee7a b\u1ea1n \u0111\u1ec3 b\u00f9 \u0111\u1eafp thu\u1ebf, v\u00ec l\u1ed7 t\u1eeb c\u00e1c giao d\u1ecbch kh\u00e1c c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c kh\u1ea5u tr\u1eeb t\u1eeb l\u1ee3i nhu\u1eadn t\u1eeb vi\u1ec7c b\u00e1n c\u1ed5 phi\u1ebfu MBB theo Th\u00f4ng t\u01b0 100\/2004\/TT-BTC; (4) Xem x\u00e9t chuy\u1ec3n nh\u01b0\u1ee3ng c\u1ed5 phi\u1ebfu v\u00e0o qu\u1ef9 h\u01b0u tr\u00ed t\u1ef1 nguy\u1ec7n \u0111\u1ec3 c\u00f3 th\u00eam l\u1ee3i th\u1ebf v\u1ec1 thu\u1ebf theo Ngh\u1ecb \u0111\u1ecbnh 88\/2019\/N\u0110-CP."}]}},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.8 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>MBB Tr\u1ea3 C\u1ed5 T\u1ee9c B\u1eb1ng C\u1ed5 Phi\u1ebfu: T\u0103ng Gi\u00e1 Tr\u1ecb Danh M\u1ee5c \u0110\u1ea7u T\u01b0 L\u00ean 18% Trong N\u0103m 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