{"id":301430,"date":"2025-07-10T22:17:47","date_gmt":"2025-07-10T22:17:47","guid":{"rendered":"https:\/\/pocketoption.com\/blog\/news-events\/data\/should-i-invest-in-stocks-or-bonds-2\/"},"modified":"2025-07-10T22:17:47","modified_gmt":"2025-07-10T22:17:47","slug":"should-i-invest-in-stocks-or-bonds","status":"publish","type":"post","link":"https:\/\/pocketoption.com\/blog\/vt\/knowledge-base\/learning\/should-i-invest-in-stocks-or-bonds\/","title":{"rendered":"B\u1ea1n C\u00f3 N\u00ean \u0110\u1ea7u T\u01b0 V\u00e0o C\u1ed5 Phi\u1ebfu hay Tr\u00e1i Phi\u1ebfu: Chi\u1ebfn L\u01b0\u1ee3c Danh M\u1ee5c \u0110\u1ea7u T\u01b0 T\u1ed1i \u01afu Cho N\u0103m 2025"},"content":{"rendered":"<div id=\"root\"><div id=\"wrap-img-root\"><\/div><\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":50,"featured_media":213510,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17],"tags":[41,28,30,44],"class_list":["post-301430","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learning","tag-copy","tag-investment","tag-leverage","tag-strategy"],"acf":{"h1":"Pocket Option: B\u1ea1n N\u00ean \u0110\u1ea7u T\u01b0 V\u00e0o C\u1ed5 Phi\u1ebfu Hay Tr\u00e1i Phi\u1ebfu Trong B\u1ed1i C\u1ea3nh Kinh T\u1ebf Vi\u1ec7t Nam N\u0103m 2025","h1_source":{"label":"H1","type":"text","formatted_value":"Pocket Option: B\u1ea1n N\u00ean \u0110\u1ea7u T\u01b0 V\u00e0o C\u1ed5 Phi\u1ebfu Hay Tr\u00e1i Phi\u1ebfu Trong B\u1ed1i C\u1ea3nh Kinh T\u1ebf Vi\u1ec7t Nam N\u0103m 2025"},"description":"B\u1ea1n n\u00ean \u0111\u1ea7u t\u01b0 v\u00e0o c\u1ed5 phi\u1ebfu hay tr\u00e1i phi\u1ebfu? Ph\u00e2n t\u00edch to\u00e0n di\u1ec7n v\u00e0 \u0111\u1ed9c \u0111\u00e1o v\u1ec1 l\u1ee3i nhu\u1eadn, r\u1ee7i ro v\u00e0 chi\u1ebfn l\u01b0\u1ee3c ph\u00e2n b\u1ed5 v\u1ed1n ph\u00f9 h\u1ee3p v\u1edbi th\u1ecb tr\u01b0\u1eddng Vi\u1ec7t Nam hi\u1ec7n t\u1ea1i. Pocket Option cung c\u1ea5p c\u00e1c gi\u1ea3i ph\u00e1p \u0111\u1ea7u t\u01b0 th\u00f4ng minh.","description_source":{"label":"Description","type":"textarea","formatted_value":"B\u1ea1n n\u00ean \u0111\u1ea7u t\u01b0 v\u00e0o c\u1ed5 phi\u1ebfu hay tr\u00e1i phi\u1ebfu? Ph\u00e2n t\u00edch to\u00e0n di\u1ec7n v\u00e0 \u0111\u1ed9c \u0111\u00e1o v\u1ec1 l\u1ee3i nhu\u1eadn, r\u1ee7i ro v\u00e0 chi\u1ebfn l\u01b0\u1ee3c ph\u00e2n b\u1ed5 v\u1ed1n ph\u00f9 h\u1ee3p v\u1edbi th\u1ecb tr\u01b0\u1eddng Vi\u1ec7t Nam hi\u1ec7n t\u1ea1i. Pocket Option cung c\u1ea5p c\u00e1c gi\u1ea3i ph\u00e1p \u0111\u1ea7u t\u01b0 th\u00f4ng minh."},"intro":"C\u00e2u h\u1ecfi \"b\u1ea1n n\u00ean \u0111\u1ea7u t\u01b0 v\u00e0o c\u1ed5 phi\u1ebfu hay tr\u00e1i phi\u1ebfu\" lu\u00f4n t\u1ea1o ra nhi\u1ec1u tranh lu\u1eadn trong gi\u1edbi \u0111\u1ea7u t\u01b0 Vi\u1ec7t Nam. B\u00e0i vi\u1ebft n\u00e0y ph\u00e2n t\u00edch chi ti\u1ebft c\u00e1c \u0111\u1eb7c \u0111i\u1ec3m, \u01b0u \u0111i\u1ec3m v\u00e0 r\u1ee7i ro c\u1ee7a hai c\u00f4ng c\u1ee5 \u0111\u1ea7u t\u01b0 ph\u1ed5 bi\u1ebfn n\u00e0y, cung c\u1ea5p c\u00e1c chi\u1ebfn l\u01b0\u1ee3c ph\u00e2n b\u1ed5 v\u1ed1n ph\u00f9 h\u1ee3p v\u1edbi m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh v\u00e0 m\u1ee9c \u0111\u1ed9 ch\u1ecbu r\u1ee7i ro c\u1ee7a b\u1ea1n.","intro_source":{"label":"Intro","type":"text","formatted_value":"C\u00e2u h\u1ecfi \"b\u1ea1n n\u00ean \u0111\u1ea7u t\u01b0 v\u00e0o c\u1ed5 phi\u1ebfu hay tr\u00e1i phi\u1ebfu\" lu\u00f4n t\u1ea1o ra nhi\u1ec1u tranh lu\u1eadn trong gi\u1edbi \u0111\u1ea7u t\u01b0 Vi\u1ec7t Nam. B\u00e0i vi\u1ebft n\u00e0y ph\u00e2n t\u00edch chi ti\u1ebft c\u00e1c \u0111\u1eb7c \u0111i\u1ec3m, \u01b0u \u0111i\u1ec3m v\u00e0 r\u1ee7i ro c\u1ee7a hai c\u00f4ng c\u1ee5 \u0111\u1ea7u t\u01b0 ph\u1ed5 bi\u1ebfn n\u00e0y, cung c\u1ea5p c\u00e1c chi\u1ebfn l\u01b0\u1ee3c ph\u00e2n b\u1ed5 v\u1ed1n ph\u00f9 h\u1ee3p v\u1edbi m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh v\u00e0 m\u1ee9c \u0111\u1ed9 ch\u1ecbu r\u1ee7i ro c\u1ee7a b\u1ea1n."},"body_html":"<div class='po-container po-container_width_article-sm'><h2 class='po-article-page__title'>S\u1ef1 Kh\u00e1c Bi\u1ec7t C\u01a1 B\u1ea3n Gi\u1eefa C\u1ed5 Phi\u1ebfu v\u00e0 Tr\u00e1i Phi\u1ebfu tr\u00ean Th\u1ecb Tr\u01b0\u1eddng Vi\u1ec7t Nam<\/h2><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n Vi\u1ec7t Nam \u0111\u00e3 t\u0103ng tr\u01b0\u1edfng h\u01a1n 15% trong n\u0103m qua, trong khi th\u1ecb tr\u01b0\u1eddng tr\u00e1i phi\u1ebfu \u0111\u00e3 ph\u1ee5c h\u1ed3i sau m\u1ed9t giai \u0111o\u1ea1n kh\u1ee7ng ho\u1ea3ng -- khi\u1ebfn c\u00e2u h\u1ecfi&nbsp;<b>n\u00ean \u0111\u1ea7u t\u01b0 v\u00e0o c\u1ed5 phi\u1ebfu hay tr\u00e1i phi\u1ebfu<\/b>&nbsp;tr\u1edf n\u00ean c\u1ea5p b\u00e1ch h\u01a1n bao gi\u1edd h\u1ebft \u0111\u1ed1i v\u1edbi c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 Vi\u1ec7t Nam. \u0110\u00e2y kh\u00f4ng ch\u1ec9 l\u00e0 m\u1ed9t c\u00e2u h\u1ecfi \u0111\u01a1n gi\u1ea3n m\u00e0 l\u00e0 m\u1ed9t ph\u01b0\u01a1ng tr\u00ecnh chi\u1ebfn l\u01b0\u1ee3c \u0111\u00f2i h\u1ecfi s\u1ef1 hi\u1ec3u bi\u1ebft s\u00e2u s\u1eafc v\u1ec1 \u0111\u1eb7c \u0111i\u1ec3m c\u1ee7a t\u1eebng lo\u1ea1i t\u00e0i s\u1ea3n.<\/p><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>C\u1ed5 phi\u1ebfu \u0111\u1ea1i di\u1ec7n cho quy\u1ec1n s\u1edf h\u1eefu trong m\u1ed9t c\u00f4ng ty, bi\u1ebfn nh\u00e0 \u0111\u1ea7u t\u01b0 th\u00e0nh c\u1ed5 \u0111\u00f4ng v\u1edbi quy\u1ec1n bi\u1ec3u quy\u1ebft v\u00e0 quy\u1ec1n nh\u1eadn c\u1ed5 t\u1ee9c. Ng\u01b0\u1ee3c l\u1ea1i, tr\u00e1i phi\u1ebfu l\u00e0 c\u00f4ng c\u1ee5 n\u1ee3 - ng\u01b0\u1eddi mua tr\u1ef1c ti\u1ebfp cho t\u1ed5 ch\u1ee9c ph\u00e1t h\u00e0nh vay ti\u1ec1n v\u00e0 nh\u1eadn l\u00e3i su\u1ea5t c\u1ed1 \u0111\u1ecbnh trong th\u1eddi gian n\u1eafm gi\u1eef, gi\u1ea3m thi\u1ec3u r\u1ee7i ro bi\u1ebfn \u0111\u1ed9ng gi\u00e1.<\/p><\/div><div class='po-container po-container_width_article po-article-page__table'><div class='po-table'><table><thead><tr><th>\u0110\u1eb7c \u0111i\u1ec3m<\/th><th>C\u1ed5 phi\u1ebfu<\/th><th>Tr\u00e1i phi\u1ebfu<\/th><th>V\u00ed d\u1ee5 th\u1ef1c t\u1ebf t\u1ea1i Vi\u1ec7t Nam<\/th><\/tr><\/thead><tbody><tr><td>B\u1ea3n ch\u1ea5t<\/td><td>Ch\u1ee9ng kho\u00e1n v\u1ed1n<\/td><td>Ch\u1ee9ng kho\u00e1n n\u1ee3<\/td><td>VNM (c\u1ed5 phi\u1ebfu) vs TD1929004 (tr\u00e1i phi\u1ebfu)<\/td><\/tr><tr><td>L\u1ee3i \u00edch<\/td><td>Quy\u1ec1n s\u1edf h\u1eefu, bi\u1ec3u quy\u1ebft, c\u1ed5 t\u1ee9c<\/td><td>L\u00e3i su\u1ea5t \u0111\u1ecbnh k\u1ef3, ho\u00e0n tr\u1ea3 g\u1ed1c<\/td><td>FPT tr\u1ea3 c\u1ed5 t\u1ee9c 20% (2024) vs Tr\u00e1i phi\u1ebfu Masan tr\u1ea3 9.3%\/n\u0103m<\/td><\/tr><tr><td>Th\u1eddi h\u1ea1n<\/td><td>V\u00f4 th\u1eddi h\u1ea1n<\/td><td>C\u1ed1 \u0111\u1ecbnh (th\u01b0\u1eddng 1-30 n\u0103m)<\/td><td>VHM (v\u0129nh vi\u1ec5n) vs Tr\u00e1i phi\u1ebfu Vingroup (5 n\u0103m)<\/td><\/tr><tr><td>M\u1ee9c \u0111\u1ed9 r\u1ee7i ro<\/td><td>Cao<\/td><td>Th\u1ea5p - Trung b\u00ecnh<\/td><td>FLC gi\u1ea3m 70% (2022) vs Tr\u00e1i phi\u1ebfu Ch\u00ednh ph\u1ee7 bi\u1ebfn \u0111\u1ed9ng &lt;2%<\/td><\/tr><tr><td>Ti\u1ec1m n\u0103ng l\u1ee3i nhu\u1eadn<\/td><td>Kh\u00f4ng gi\u1edbi h\u1ea1n<\/td><td>C\u1ed1 \u0111\u1ecbnh theo l\u00e3i su\u1ea5t<\/td><td>HPG t\u0103ng 127% (2020-2021) vs Tr\u00e1i phi\u1ebfu VPBank 7.5%\/n\u0103m<\/td><\/tr><\/tbody><\/table><\/div><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Th\u1ecb tr\u01b0\u1eddng Vi\u1ec7t Nam c\u00f3 nh\u1eefng \u0111\u1eb7c \u0111i\u1ec3m ri\u00eang bi\u1ec7t \u1ea3nh h\u01b0\u1edfng tr\u1ef1c ti\u1ebfp \u0111\u1ebfn c\u00e2u h\u1ecfi&nbsp;<b>tr\u00e1i phi\u1ebfu hay c\u1ed5 phi\u1ebfu r\u1ee7i ro h\u01a1n<\/b>. Th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n Vi\u1ec7t Nam - v\u1edbi VN-Index ch\u1ec9 m\u1edbi \u0111\u01b0\u1ee3c th\u00e0nh l\u1eadp v\u00e0o n\u0103m 2000 - v\u1eabn c\u00f2n kh\u00e1 tr\u1ebb, bi\u1ebfn \u0111\u1ed9ng m\u1ea1nh v\u00e0 th\u01b0\u1eddng xuy\u00ean b\u1ecb \u1ea3nh h\u01b0\u1edfng b\u1edfi t\u00e2m l\u00fd nh\u00e0 \u0111\u1ea7u t\u01b0. Trong khi \u0111\u00f3, th\u1ecb tr\u01b0\u1eddng tr\u00e1i phi\u1ebfu, \u0111\u1eb7c bi\u1ec7t l\u00e0 tr\u00e1i phi\u1ebfu doanh nghi\u1ec7p, \u0111\u00e3 tr\u1ea3i qua m\u1ed9t cu\u1ed9c kh\u1ee7ng ho\u1ea3ng l\u1edbn trong giai \u0111o\u1ea1n 2022-2023 v\u1edbi h\u00e0ng lo\u1ea1t v\u1ee5 v\u1ee1 n\u1ee3 t\u1eeb c\u00e1c t\u1eadp \u0111o\u00e0n b\u1ea5t \u0111\u1ed9ng s\u1ea3n l\u1edbn nh\u01b0 T\u00e2n Ho\u00e0ng Minh v\u00e0 V\u1ea1n Th\u1ecbnh Ph\u00e1t.<\/p><\/div><div class='po-container po-container_width_article-sm'><h2 class='po-article-page__title'>Ph\u00e2n T\u00edch R\u1ee7i Ro v\u00e0 L\u1ee3i Nhu\u1eadn: C\u1ed5 Phi\u1ebfu vs Tr\u00e1i Phi\u1ebfu<\/h2><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Khi xem x\u00e9t&nbsp;<b>n\u00ean \u0111\u1ea7u t\u01b0 v\u00e0o tr\u00e1i phi\u1ebfu hay c\u1ed5 phi\u1ebfu<\/b>, c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 Vi\u1ec7t Nam c\u1ea7n hi\u1ec3u m\u1ed1i quan h\u1ec7 r\u1ee7i ro-l\u1ee3i nhu\u1eadn trong b\u1ed1i c\u1ea3nh kinh t\u1ebf hi\u1ec7n t\u1ea1i. V\u1edbi GDP d\u1ef1 ki\u1ebfn t\u0103ng 6.5-7% v\u00e0o n\u0103m 2025, l\u1ea1m ph\u00e1t \u0111\u01b0\u1ee3c ki\u1ec3m so\u00e1t \u1edf m\u1ee9c 3.5-4%, nh\u01b0ng t\u1ef7 gi\u00e1 USD\/VND ch\u1ecbu \u00e1p l\u1ef1c t\u0103ng kho\u1ea3ng 3-4% h\u00e0ng n\u0103m, c\u00e1c t\u00e0i s\u1ea3n \u0111\u1ea7u t\u01b0 s\u1ebd c\u00f3 hi\u1ec7u su\u1ea5t kh\u00e1c nhau.<\/p><\/div><div class='po-container po-container_width_article-sm'><h3 class='po-article-page__title'>R\u1ee7i Ro \u0110\u1ea7u T\u01b0 C\u1ed5 Phi\u1ebfu t\u1ea1i Vi\u1ec7t Nam<\/h3><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Khi ph\u00e2n t\u00edch&nbsp;<b>tr\u00e1i phi\u1ebfu hay c\u1ed5 phi\u1ebfu r\u1ee7i ro h\u01a1n<\/b>, d\u1eef li\u1ec7u t\u1eeb th\u1ecb tr\u01b0\u1eddng Vi\u1ec7t Nam trong giai \u0111o\u1ea1n 2020-2025 cho th\u1ea5y c\u1ed5 phi\u1ebfu c\u00f3 bi\u1ebfn \u0111\u1ed9ng cao h\u01a1n \u0111\u00e1ng k\u1ec3. VN-Index t\u1eebng m\u1ea5t h\u01a1n 30% gi\u00e1 tr\u1ecb ch\u1ec9 trong Q1\/2022 v\u00e0 dao \u0111\u1ed9ng trung b\u00ecnh 2-3% h\u00e0ng tu\u1ea7n. C\u00e1c r\u1ee7i ro ch\u00ednh bao g\u1ed3m:<\/p><\/div><div class='po-container po-container_width_article-sm article-content po-article-page__text'><ul class='po-article-page-list'><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Bi\u1ebfn \u0111\u1ed9ng th\u1ecb tr\u01b0\u1eddng c\u1ef1c \u0111oan:&nbsp;VN-Index t\u1eebng gi\u1ea3m 6.67% trong m\u1ed9t phi\u00ean duy nh\u1ea5t (19 th\u00e1ng 1, 2022)<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Thanh kho\u1ea3n ph\u00e2n h\u00f3a cao:&nbsp;70% gi\u00e1 tr\u1ecb giao d\u1ecbch t\u1eadp trung v\u00e0o 50 c\u1ed5 phi\u1ebfu v\u1ed1n h\u00f3a l\u1edbn h\u00e0ng \u0111\u1ea7u<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>R\u1ee7i ro qu\u1ea3n tr\u1ecb:&nbsp;C\u00e1c tr\u01b0\u1eddng h\u1ee3p nh\u01b0 FLC, HVA \u0111\u00e3 l\u00e0m x\u00f3i m\u00f2n ni\u1ec1m tin c\u1ee7a nh\u00e0 \u0111\u1ea7u t\u01b0<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>D\u00f2ng v\u1ed1n ngo\u1ea1i kh\u00f4ng \u1ed5n \u0111\u1ecbnh:&nbsp;Nh\u00e0 \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i b\u00e1n r\u00f2ng h\u01a1n 600 tri\u1ec7u USD trong n\u0103m 2022, nh\u01b0ng mua r\u00f2ng 1.2 t\u1ef7 USD trong n\u0103m 2023<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Bi\u1ebfn \u0111\u1ed9ng ch\u00ednh s\u00e1ch:&nbsp;V\u00ed d\u1ee5, th\u1eaft ch\u1eb7t quy \u0111\u1ecbnh tr\u00e1i phi\u1ebfu gi\u00e1n ti\u1ebfp \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn c\u1ed5 phi\u1ebfu b\u1ea5t \u0111\u1ed9ng s\u1ea3n<\/li><\/ul><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>N\u1ec1n t\u1ea3ng&nbsp;<b>Pocket Option<\/b>&nbsp;cung c\u1ea5p c\u00e1c c\u00f4ng c\u1ee5 qu\u1ea3n l\u00fd r\u1ee7i ro danh m\u1ee5c \u0111\u1ea7u t\u01b0 \u0111\u1ed9c quy\u1ec1n, gi\u00fap nh\u00e0 \u0111\u1ea7u t\u01b0 Vi\u1ec7t Nam m\u00f4 ph\u1ecfng bi\u1ebfn \u0111\u1ed9ng danh m\u1ee5c trong c\u00e1c k\u1ecbch b\u1ea3n th\u1ecb tr\u01b0\u1eddng kh\u00e1c nhau (t\u0103ng, gi\u1ea3m, \u0111i ngang) v\u1edbi \u0111\u1ed9 ch\u00ednh x\u00e1c l\u00ean \u0111\u1ebfn 85% d\u1ef1a tr\u00ean c\u00e1c m\u00f4 h\u00ecnh Machine Learning.<\/p><\/div><div class='po-container po-container_width_article-sm'><h3 class='po-article-page__title'>R\u1ee7i Ro \u0110\u1ea7u T\u01b0 Tr\u00e1i Phi\u1ebfu t\u1ea1i Vi\u1ec7t Nam<\/h3><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Th\u1ecb tr\u01b0\u1eddng tr\u00e1i phi\u1ebfu Vi\u1ec7t Nam \u0111\u00e3 tr\u1ea3i qua m\u1ed9t \"c\u01a1n b\u00e3o ho\u00e0n h\u1ea3o\" trong giai \u0111o\u1ea1n 2022-2023 v\u1edbi nhi\u1ec1u b\u00e0i h\u1ecdc \u0111\u1eaft gi\u00e1 cho nh\u00e0 \u0111\u1ea7u t\u01b0:<\/p><\/div><div class='po-container po-container_width_article-sm article-content po-article-page__text'><ul class='po-article-page-list'><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>R\u1ee7i ro thanh kho\u1ea3n nghi\u00eam tr\u1ecdng:&nbsp;Nhi\u1ec1u nh\u00e0 \u0111\u1ea7u t\u01b0 kh\u00f4ng th\u1ec3 b\u00e1n tr\u00e1i phi\u1ebfu tr\u00ean th\u1ecb tr\u01b0\u1eddng th\u1ee9 c\u1ea5p khi c\u1ea7n ti\u1ec1n m\u1eb7t<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>R\u1ee7i ro v\u1ee1 n\u1ee3 cao v\u1edbi tr\u00e1i phi\u1ebfu doanh nghi\u1ec7p:&nbsp;C\u00e1c tr\u01b0\u1eddng h\u1ee3p c\u1ee7a T\u00e2n Ho\u00e0ng Minh, V\u1ea1n Th\u1ecbnh Ph\u00e1t, Novaland g\u00e2y thi\u1ec7t h\u1ea1i h\u00e0ng t\u1ef7 USD<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Bi\u1ebfn \u0111\u1ed9ng l\u00e3i su\u1ea5t l\u1edbn:&nbsp;L\u1ee3i su\u1ea5t tr\u00e1i phi\u1ebfu ch\u00ednh ph\u1ee7 k\u1ef3 h\u1ea1n 10 n\u0103m t\u0103ng t\u1eeb 2.1% l\u00ean 5.2% ch\u1ec9 trong 18 th\u00e1ng (2021-2022)<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>H\u1ea1n ch\u1ebf trong minh b\u1ea1ch:&nbsp;Nhi\u1ec1u tr\u00e1i phi\u1ebfu \u0111\u01b0\u1ee3c ph\u00e1t h\u00e0nh v\u1edbi th\u00f4ng tin kh\u00f4ng \u0111\u1ea7y \u0111\u1ee7 v\u1ec1 t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Khung ph\u00e1p l\u00fd thay \u0111\u1ed5i:&nbsp;Ngh\u1ecb \u0111\u1ecbnh 65\/2022\/N\u0110-CP th\u1eaft ch\u1eb7t quy \u0111\u1ecbnh, khi\u1ebfn th\u1ecb tr\u01b0\u1eddng ph\u00e1t h\u00e0nh m\u1edbi \u0111\u00f3ng b\u0103ng trong m\u1ed9t th\u1eddi gian<\/li><\/ul><\/div><div class='po-container po-container_width_article po-article-page__table'><div class='po-table'><table><thead><tr><th>Lo\u1ea1i R\u1ee7i Ro<\/th><th>T\u00e1c \u0110\u1ed9ng \u0110\u1ebfn C\u1ed5 Phi\u1ebfu<\/th><th>T\u00e1c \u0110\u1ed9ng \u0110\u1ebfn Tr\u00e1i Phi\u1ebfu<\/th><th>D\u1eef Li\u1ec7u Th\u1ef1c T\u1ebf (2020-2025)<\/th><\/tr><\/thead><tbody><tr><td>R\u1ee7i Ro Th\u1ecb Tr\u01b0\u1eddng<\/td><td>Cao (bi\u1ebfn \u0111\u1ed9ng m\u1ea1nh)<\/td><td>Th\u1ea5p (\u00edt bi\u1ebfn \u0111\u1ed9ng)<\/td><td>VN-Index: \u00b13-4%\/tu\u1ea7n vs Tr\u00e1i phi\u1ebfu Ch\u00ednh ph\u1ee7: \u00b10.5%\/tu\u1ea7n<\/td><\/tr><tr><td>R\u1ee7i Ro L\u1ea1m Ph\u00e1t<\/td><td>Trung b\u00ecnh (c\u00f3 th\u1ec3 t\u0103ng gi\u00e1)<\/td><td>Cao (thu nh\u1eadp c\u1ed1 \u0111\u1ecbnh)<\/td><td>L\u1ea1m ph\u00e1t 2023: 3.6% &gt; L\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi: 3.3%<\/td><\/tr><tr><td>R\u1ee7i Ro Thanh Kho\u1ea3n<\/td><td>Trung b\u00ecnh (ph\u1ee5 thu\u1ed9c v\u00e0o c\u1ed5 phi\u1ebfu)<\/td><td>Cao (th\u1ecb tr\u01b0\u1eddng th\u1ee9 c\u1ea5p y\u1ebfu)<\/td><td>Gi\u00e1 tr\u1ecb giao d\u1ecbch c\u1ed5 phi\u1ebfu: ~15,000 t\u1ef7\/ng\u00e0y vs Gi\u00e1 tr\u1ecb giao d\u1ecbch tr\u00e1i phi\u1ebfu: ~2,000 t\u1ef7\/ng\u00e0y<\/td><\/tr><tr><td>R\u1ee7i Ro V\u1ee1 N\u1ee3<\/td><td>Th\u1ea5p v\u1edbi blue-chips<\/td><td>Cao v\u1edbi tr\u00e1i phi\u1ebfu doanh nghi\u1ec7p<\/td><td>16 doanh nghi\u1ec7p v\u1ee1 n\u1ee3 tr\u00e1i phi\u1ebfu (2022-2023) t\u1ed5ng c\u1ed9ng 118,000 t\u1ef7 VND<\/td><\/tr><\/tbody><\/table><\/div><\/div><div class='po-container po-container_width_article-sm'><h2 class='po-article-page__title'>Ph\u00e2n T\u00edch T\u00ecnh H\u00ecnh Th\u1ecb Tr\u01b0\u1eddng Vi\u1ec7t Nam 2024-2025<\/h2><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>\u0110\u1ec3 tr\u1ea3 l\u1eddi c\u00e2u h\u1ecfi&nbsp;<b>n\u00ean mua c\u1ed5 phi\u1ebfu hay tr\u00e1i phi\u1ebfu<\/b>&nbsp;v\u00e0o th\u00e1ng 4 n\u0103m 2025, ch\u00fang ta c\u1ea7n ph\u00e2n t\u00edch d\u1eef li\u1ec7u th\u1ecb tr\u01b0\u1eddng c\u1ee5 th\u1ec3:<\/p><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n Vi\u1ec7t Nam hi\u1ec7n c\u00f3 P\/E trung b\u00ecnh kho\u1ea3ng 15.8x, th\u1ea5p h\u01a1n m\u1ee9c trung b\u00ecnh khu v\u1ef1c (17.2x), cho th\u1ea5y \u0111\u1ecbnh gi\u00e1 v\u1eabn \u1edf m\u1ee9c h\u1ee3p l\u00fd. Thanh kho\u1ea3n th\u1ecb tr\u01b0\u1eddng \u0111\u00e3 c\u1ea3i thi\u1ec7n v\u1edbi gi\u00e1 tr\u1ecb giao d\u1ecbch trung b\u00ecnh \u0111\u1ea1t 15,000-18,000 t\u1ef7 VND\/phi\u00ean. Tuy nhi\u00ean, th\u1ecb tr\u01b0\u1eddng v\u1eabn ph\u00e2n h\u00f3a m\u1ea1nh v\u1edbi c\u1ed5 phi\u1ebfu ng\u00e2n h\u00e0ng, b\u00e1n l\u1ebb v\u00e0 c\u00f4ng ngh\u1ec7 th\u00f4ng tin d\u1eabn \u0111\u1ea7u t\u0103ng tr\u01b0\u1edfng.<\/p><\/div><div class='po-container po-container_width_article-sm article-content po-article-page__text'><ul class='po-article-page-list'><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>L\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi:&nbsp;Gi\u1ea3m xu\u1ed1ng 3.8-4.7%\/n\u0103m cho k\u1ef3 h\u1ea1n 12 th\u00e1ng (th\u1ea5p nh\u1ea5t trong 4 n\u0103m)<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>FED d\u1ef1 ki\u1ebfn c\u1eaft gi\u1ea3m l\u00e3i su\u1ea5t:&nbsp;2-3 l\u1ea7n trong n\u0103m 2025, t\u1ea1o \u0111i\u1ec1u ki\u1ec7n cho Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc n\u1edbi l\u1ecfng ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>T\u0103ng tr\u01b0\u1edfng l\u1ee3i nhu\u1eadn doanh nghi\u1ec7p:&nbsp;D\u1ef1 b\u00e1o t\u0103ng 15-18% trong n\u0103m 2025 sau khi t\u0103ng 10% trong n\u0103m 2024<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Ph\u1ee5c h\u1ed3i th\u1ecb tr\u01b0\u1eddng tr\u00e1i phi\u1ebfu:&nbsp;Kh\u1ed1i l\u01b0\u1ee3ng ph\u00e1t h\u00e0nh m\u1edbi t\u0103ng 35% so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m tr\u01b0\u1edbc<\/li><\/ul><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'><b>Pocket Option<\/b>&nbsp;kh\u00f4ng ch\u1ec9 cung c\u1ea5p c\u00e1c b\u00e1o c\u00e1o ph\u00e2n t\u00edch th\u1ecb tr\u01b0\u1eddng h\u00e0ng tu\u1ea7n m\u00e0 c\u00f2n cung c\u1ea5p c\u00e1c c\u00f4ng c\u1ee5 so s\u00e1nh hi\u1ec7u su\u1ea5t c\u1ed5 phi\u1ebfu-tr\u00e1i phi\u1ebfu \u0111\u1ed9c quy\u1ec1n, h\u1ed7 tr\u1ee3 nh\u00e0 \u0111\u1ea7u t\u01b0 Vi\u1ec7t Nam \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh d\u1ef1a tr\u00ean d\u1eef li\u1ec7u v\u1ec1 l\u1ee3i su\u1ea5t, r\u1ee7i ro v\u00e0 t\u01b0\u01a1ng quan v\u1edbi c\u00e1c ch\u1ec9 s\u1ed1 kinh t\u1ebf v\u0129 m\u00f4. T\u00ednh n\u0103ng \"Smart Portfolio Builder\" c\u1ee7a Pocket Option gi\u00fap x\u00e2y d\u1ef1ng danh m\u1ee5c t\u1ed1i \u01b0u d\u1ef1a tr\u00ean m\u00f4 h\u00ecnh Markowitz v\u1edbi 10 n\u0103m l\u1ecbch s\u1eed giao d\u1ecbch t\u1eeb th\u1ecb tr\u01b0\u1eddng Vi\u1ec7t Nam.<\/p><\/div><div class='po-container po-container_width_article po-article-page__table'><div class='po-table'><table><thead><tr><th>Ch\u1ec9 S\u1ed1 Kinh T\u1ebf<\/th><th>D\u1ef1 B\u00e1o 2025<\/th><th>T\u00e1c \u0110\u1ed9ng \u0110\u1ebfn C\u1ed5 Phi\u1ebfu<\/th><th>T\u00e1c \u0110\u1ed9ng \u0110\u1ebfn Tr\u00e1i Phi\u1ebfu<\/th><th>Khuy\u1ebfn Ngh\u1ecb<\/th><\/tr><\/thead><tbody><tr><td>T\u0103ng Tr\u01b0\u1edfng GDP<\/td><td>6.5-7%<\/td><td>R\u1ea5t t\u00edch c\u1ef1c<\/td><td>Trung l\u1eadp<\/td><td>T\u0103ng t\u1ef7 tr\u1ecdng c\u1ed5 phi\u1ebfu ti\u00eau d\u00f9ng v\u00e0 ng\u00e2n h\u00e0ng<\/td><\/tr><tr><td>L\u1ea1m Ph\u00e1t<\/td><td>3.5-4%<\/td><td>Trung l\u1eadp<\/td><td>Ti\u00eau c\u1ef1c<\/td><td>H\u1ea1n ch\u1ebf tr\u00e1i phi\u1ebfu d\u00e0i h\u1ea1n (&gt;10 n\u0103m)<\/td><\/tr><tr><td>L\u00e3i Su\u1ea5t C\u01a1 B\u1ea3n<\/td><td>Gi\u1ea3m 0.5-1%<\/td><td>T\u00edch c\u1ef1c<\/td><td>T\u00edch c\u1ef1c (ng\u1eafn h\u1ea1n)<\/td><td>C\u01a1 h\u1ed9i mua tr\u00e1i phi\u1ebfu 3-5 n\u0103m<\/td><\/tr><tr><td>T\u1ef7 Gi\u00e1 USD\/VND<\/td><td>T\u0103ng 3-4%<\/td><td>Th\u1eadn tr\u1ecdng<\/td><td>Th\u1eadn tr\u1ecdng<\/td><td>Ph\u00e2n b\u1ed5 m\u1ed9t ph\u1ea7n v\u00e0o tr\u00e1i phi\u1ebfu ch\u00ednh ph\u1ee7 li\u00ean k\u1ebft USD<\/td><\/tr><\/tbody><\/table><\/div><\/div><div class='po-container po-container_width_article-sm'><h2 class='po-article-page__title'>Chi\u1ebfn L\u01b0\u1ee3c Ph\u00e2n B\u1ed5 T\u00e0i S\u1ea3n cho Nh\u00e0 \u0110\u1ea7u T\u01b0 Vi\u1ec7t Nam<\/h2><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>C\u00e2u h\u1ecfi&nbsp;<b>n\u00ean \u0111\u1ea7u t\u01b0 v\u00e0o c\u1ed5 phi\u1ebfu hay tr\u00e1i phi\u1ebfu<\/b>&nbsp;kh\u00f4ng n\u00ean \u0111\u01b0\u1ee3c tr\u1ea3 l\u1eddi theo c\u00e1ch \"m\u1ed9t k\u00edch c\u1ee1 ph\u00f9 h\u1ee3p cho t\u1ea5t c\u1ea3\". M\u1ed7i nh\u00e0 \u0111\u1ea7u t\u01b0 Vi\u1ec7t Nam c\u1ea7n x\u00e2y d\u1ef1ng m\u1ed9t chi\u1ebfn l\u01b0\u1ee3c ph\u00e2n b\u1ed5 t\u00e0i s\u1ea3n d\u1ef1a tr\u00ean 4 y\u1ebfu t\u1ed1 c\u1ed1t l\u00f5i: tu\u1ed5i t\u00e1c, m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh, kh\u1ea9u v\u1ecb r\u1ee7i ro v\u00e0 th\u1eddi gian \u0111\u1ea7u t\u01b0.<\/p><\/div><div class='po-container po-container_width_article-sm'><h3 class='po-article-page__title'>Chi\u1ebfn L\u01b0\u1ee3c Theo Tu\u1ed5i v\u00e0 Giai \u0110o\u1ea1n Cu\u1ed9c S\u1ed1ng<\/h3><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Thay v\u00ec \u00e1p d\u1ee5ng c\u00f4ng th\u1ee9c ph\u01b0\u01a1ng T\u00e2y \"100 - Tu\u1ed5i = % C\u1ed5 Phi\u1ebfu\", nh\u00e0 \u0111\u1ea7u t\u01b0 Vi\u1ec7t Nam n\u00ean \u0111i\u1ec1u ch\u1ec9nh th\u00e0nh c\u00f4ng th\u1ee9c \"110 - Tu\u1ed5i = % C\u1ed5 Phi\u1ebfu\" do tu\u1ed5i ngh\u1ec9 h\u01b0u trung b\u00ecnh cao h\u01a1n \u1edf Vi\u1ec7t Nam v\u00e0 nhi\u1ec1u h\u1ea1n ch\u1ebf trong thanh kho\u1ea3n th\u1ecb tr\u01b0\u1eddng tr\u00e1i phi\u1ebfu.<\/p><\/div><div class='po-container po-container_width_article po-article-page__table'><div class='po-table'><table><thead><tr><th>Nh\u00f3m Tu\u1ed5i<\/th><th>C\u1ed5 Phi\u1ebfu<\/th><th>Tr\u00e1i Phi\u1ebfu<\/th><th>Ti\u1ec1n M\u1eb7t<\/th><th>Khuy\u1ebfn Ngh\u1ecb C\u1ee5 Th\u1ec3 cho Th\u1ecb Tr\u01b0\u1eddng Vi\u1ec7t Nam<\/th><\/tr><\/thead><tbody><tr><td>20-30 tu\u1ed5i<\/td><td>70-80%<\/td><td>10-20%<\/td><td>10%<\/td><td>70% VN30, FPT, MWG, HPG; 20% tr\u00e1i phi\u1ebfu ch\u00ednh ph\u1ee7 5 n\u0103m; 10% ti\u1ec1n m\u1eb7t<\/td><\/tr><tr><td>30-40 tu\u1ed5i<\/td><td>60-70%<\/td><td>20-30%<\/td><td>10%<\/td><td>40% c\u1ed5 phi\u1ebfu blue-chip; 20% c\u1ed5 phi\u1ebfu gi\u00e1 tr\u1ecb; 30% tr\u00e1i phi\u1ebfu; 10% ti\u1ec1n m\u1eb7t<\/td><\/tr><tr><td>40-50 tu\u1ed5i<\/td><td>50-60%<\/td><td>30-40%<\/td><td>10%<\/td><td>40% VCB, VHM, VNM; 10-20% c\u1ed5 phi\u1ebfu t\u0103ng tr\u01b0\u1edfng; 30-40% tr\u00e1i phi\u1ebfu \u0111a d\u1ea1ng<\/td><\/tr><tr><td>50-60 tu\u1ed5i<\/td><td>40-50%<\/td><td>40-50%<\/td><td>10-20%<\/td><td>35% c\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c cao (POW, GAS, NT2); 45% tr\u00e1i phi\u1ebfu; 20% ti\u1ec1n m\u1eb7t<\/td><\/tr><tr><td>Tr\u00ean 60 tu\u1ed5i<\/td><td>20-30%<\/td><td>50-60%<\/td><td>20-30%<\/td><td>25% c\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c cao; 55% tr\u00e1i phi\u1ebfu ng\u1eafn-trung h\u1ea1n; 20% ti\u1ec1n m\u1eb7t<\/td><\/tr><\/tbody><\/table><\/div><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'><b>Pocket Option<\/b>&nbsp;cung c\u1ea5p c\u00f4ng c\u1ee5 \"Retirement Planning Calculator\" \u0111\u1ed9c quy\u1ec1n cho th\u1ecb tr\u01b0\u1eddng Vi\u1ec7t Nam, t\u00ednh to\u00e1n ch\u00ednh x\u00e1c t\u1ef7 l\u1ec7 ph\u00e2n b\u1ed5 t\u00e0i s\u1ea3n t\u1ed1i \u01b0u d\u1ef1a tr\u00ean 15 tham s\u1ed1 c\u00e1 nh\u00e2n (tu\u1ed5i, thu nh\u1eadp, giai \u0111o\u1ea1n s\u1ef1 nghi\u1ec7p, ngh\u0129a v\u1ee5 t\u00e0i ch\u00ednh, m\u1ee5c ti\u00eau ngh\u1ec9 h\u01b0u...) v\u1edbi \u0111\u1ed9 ch\u00ednh x\u00e1c l\u00ean \u0111\u1ebfn 92% so v\u1edbi c\u00e1c m\u00f4 h\u00ecnh ti\u00eau chu\u1ea9n qu\u1ed1c t\u1ebf.<\/p><\/div><div class='po-container po-container_width_article-sm'><h2 class='po-article-page__title'>Khuy\u1ebfn Ngh\u1ecb C\u1ee5 Th\u1ec3 cho Nh\u00e0 \u0110\u1ea7u T\u01b0 Vi\u1ec7t Nam<\/h2><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Khi \u0111\u1ed1i m\u1eb7t v\u1edbi l\u1ef1a ch\u1ecdn&nbsp;<b>n\u00ean \u0111\u1ea7u t\u01b0 v\u00e0o tr\u00e1i phi\u1ebfu hay c\u1ed5 phi\u1ebfu<\/b>, nh\u00e0 \u0111\u1ea7u t\u01b0 Vi\u1ec7t Nam n\u00ean \u00e1p d\u1ee5ng c\u00e1c chi\u1ebfn l\u01b0\u1ee3c ph\u00e2n b\u1ed5 t\u00e0i s\u1ea3n d\u1ef1a tr\u00ean m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh c\u1ee5 th\u1ec3:<\/p><\/div><div class='po-container po-container_width_article-sm'><h3 class='po-article-page__title'>\u0110\u1ea7u T\u01b0 Theo M\u1ee5c Ti\u00eau T\u00e0i Ch\u00ednh<\/h3><\/div><div class='po-container po-container_width_article po-article-page__table'><div class='po-table'><table><thead><tr><th>M\u1ee5c Ti\u00eau T\u00e0i Ch\u00ednh<\/th><th>Th\u1eddi Gian<\/th><th>Chi\u1ebfn L\u01b0\u1ee3c Khuy\u1ebfn Ngh\u1ecb<\/th><th>V\u00ed D\u1ee5 C\u1ee5 Th\u1ec3 t\u1ea1i Vi\u1ec7t Nam<\/th><\/tr><\/thead><tbody><tr><td>Qu\u1ef9 Kh\u1ea9n C\u1ea5p<\/td><td>0-6 th\u00e1ng<\/td><td>100% ti\u1ec1n m\u1eb7t v\u00e0 t\u01b0\u01a1ng \u0111\u01b0\u01a1ng ti\u1ec1n m\u1eb7t<\/td><td>Ti\u1ec1n g\u1eedi ng\u00e2n h\u00e0ng 3 th\u00e1ng (MB, Techcombank, VPBank)<\/td><\/tr><tr><td>Mua xe, du h\u1ecdc<\/td><td>1-3 n\u0103m<\/td><td>70% tr\u00e1i phi\u1ebfu ng\u1eafn h\u1ea1n, 30% c\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c<\/td><td>Tr\u00e1i phi\u1ebfu ch\u00ednh ph\u1ee7 2 n\u0103m + c\u1ed5 phi\u1ebfu POW, GAS, VNM (c\u1ed5 t\u1ee9c 4-7%)<\/td><\/tr><tr><td>Mua nh\u00e0<\/td><td>3-7 n\u0103m<\/td><td>50% tr\u00e1i phi\u1ebfu, 40% c\u1ed5 phi\u1ebfu, 10% ti\u1ec1n m\u1eb7t<\/td><td>Tr\u00e1i phi\u1ebfu ch\u00ednh ph\u1ee7 5 n\u0103m + ETF E1VFVN30 + c\u1ed5 phi\u1ebfu VHM, VIC, NLG<\/td><\/tr><tr><td>Ngh\u1ec9 h\u01b0u<\/td><td>10+ n\u0103m<\/td><td>60-70% c\u1ed5 phi\u1ebfu, 20-30% tr\u00e1i phi\u1ebfu, 10% ti\u1ec1n m\u1eb7t<\/td><td>Danh m\u1ee5c \u0111a d\u1ea1ng c\u1ed5 phi\u1ebfu VN30 + tr\u00e1i phi\u1ebfu d\u00e0i h\u1ea1n<\/td><\/tr><\/tbody><\/table><\/div><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Khi \u0111\u00e1nh gi\u00e1&nbsp;<b>tr\u00e1i phi\u1ebfu hay c\u1ed5 phi\u1ebfu r\u1ee7i ro h\u01a1n<\/b>, nh\u00e0 \u0111\u1ea7u t\u01b0 Vi\u1ec7t Nam c\u1ea7n ph\u00e2n t\u00edch chi ti\u1ebft t\u1eebng c\u00f4ng c\u1ee5 t\u00e0i ch\u00ednh:<\/p><\/div><div class='po-container po-container_width_article-sm article-content po-article-page__text'><ul class='po-article-page-list'><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Tr\u00e1i Phi\u1ebfu Ch\u00ednh Ph\u1ee7 Vi\u1ec7t Nam:&nbsp;R\u1ee7i ro c\u1ef1c th\u1ea5p (x\u1ebfp h\u1ea1ng BB+ b\u1edfi S&amp;P), l\u1ee3i su\u1ea5t 4.8-6.2%\/n\u0103m t\u00f9y theo k\u1ef3 h\u1ea1n (cao h\u01a1n tr\u00e1i phi\u1ebfu ch\u00ednh ph\u1ee7 Th\u00e1i Lan, Malaysia)<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Tr\u00e1i Phi\u1ebfu Doanh Nghi\u1ec7p A+:&nbsp;R\u1ee7i ro th\u1ea5p-trung b\u00ecnh, l\u1ee3i su\u1ea5t 7.5-9%\/n\u0103m (VinGroup, Masan, BIDV...)<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Tr\u00e1i Phi\u1ebfu Doanh Nghi\u1ec7p B:&nbsp;R\u1ee7i ro trung b\u00ecnh-cao, l\u1ee3i su\u1ea5t 9-12%\/n\u0103m (c\u1ea7n th\u1ea9m \u0111\u1ecbnh k\u1ef9 l\u01b0\u1ee1ng)<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>C\u1ed5 Phi\u1ebfu VN30:&nbsp;R\u1ee7i ro trung b\u00ecnh, ti\u1ec1m n\u0103ng t\u0103ng tr\u01b0\u1edfng 12-15%\/n\u0103m, thanh kho\u1ea3n cao<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>C\u1ed5 Phi\u1ebfu V\u1ed1n H\u00f3a Trung B\u00ecnh (VNMID):&nbsp;R\u1ee7i ro trung b\u00ecnh-cao, ti\u1ec1m n\u0103ng 15-25%\/n\u0103m, bi\u1ebfn \u0111\u1ed9ng m\u1ea1nh<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>C\u1ed5 Phi\u1ebfu V\u1ed1n H\u00f3a Nh\u1ecf (VNSML):&nbsp;R\u1ee7i ro cao, ti\u1ec1m n\u0103ng 20-40%\/n\u0103m, nh\u01b0ng thanh kho\u1ea3n th\u1ea5p<\/li><\/ul><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'><b>Pocket Option<\/b>&nbsp;cung c\u1ea5p n\u1ec1n t\u1ea3ng giao d\u1ecbch tr\u1ef1c tuy\u1ebfn v\u1edbi ph\u00ed giao d\u1ecbch th\u1ea5p nh\u1ea5t tr\u00ean th\u1ecb tr\u01b0\u1eddng (ch\u1ec9 t\u1eeb 0.15% cho c\u1ed5 phi\u1ebfu v\u00e0 mi\u1ec5n ph\u00ed giao d\u1ecbch cho tr\u00e1i phi\u1ebfu ch\u00ednh ph\u1ee7), c\u00f9ng v\u1edbi h\u1ec7 th\u1ed1ng x\u1ebfp h\u1ea1ng t\u00edn d\u1ee5ng tr\u00e1i phi\u1ebfu doanh nghi\u1ec7p \u0111\u1ed9c quy\u1ec1n \u0111\u01b0\u1ee3c ph\u00e1t tri\u1ec3n c\u00f9ng c\u00e1c chuy\u00ean gia t\u00edn d\u1ee5ng h\u00e0ng \u0111\u1ea7u.<\/p><\/div><div class='po-container po-container_width_article-sm'><h2 class='po-article-page__title'>Nh\u1eefng Sai L\u1ea7m Ph\u1ed5 Bi\u1ebfn Khi \u0110\u1ea7u T\u01b0 v\u00e0o C\u1ed5 Phi\u1ebfu v\u00e0 Tr\u00e1i Phi\u1ebfu<\/h2><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Khi quy\u1ebft \u0111\u1ecbnh&nbsp;<b>n\u00ean mua c\u1ed5 phi\u1ebfu hay tr\u00e1i phi\u1ebfu<\/b>, nh\u00e0 \u0111\u1ea7u t\u01b0 Vi\u1ec7t Nam c\u1ea7n tr\u00e1nh nh\u1eefng sai l\u1ea7m nghi\u00eam tr\u1ecdng sau:<\/p><\/div><div class='po-container po-container_width_article-sm article-content po-article-page__text'><ul class='po-article-page-list'><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Ch\u1ea1y theo \"c\u1ed5 phi\u1ebfu n\u00f3ng\":&nbsp;70% nh\u00e0 \u0111\u1ea7u t\u01b0 F0 thua l\u1ed7 trong giai \u0111o\u1ea1n 2021-2022 do \u0111\u1ea7u t\u01b0 theo tin \u0111\u1ed3n<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>T\u1eadp trung v\u1ed1n qu\u00e1 m\u1ee9c:&nbsp;\u0110\u1ea7u t\u01b0 &gt;20% danh m\u1ee5c v\u00e0o m\u1ed9t c\u1ed5 phi\u1ebfu\/tr\u00e1i phi\u1ebfu duy nh\u1ea5t<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Mua tr\u00e1i phi\u1ebfu doanh nghi\u1ec7p v\u00ec l\u00e3i su\u1ea5t cao:&nbsp;B\u1ecf qua ph\u00e2n t\u00edch t\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh c\u1ee7a c\u00f4ng ty<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>C\u1eaft l\u1ed7 qu\u00e1 s\u1edbm, ch\u1ed1t l\u1eddi qu\u00e1 mu\u1ed9n:&nbsp;T\u00e2m l\u00fd \"s\u1ee3 thua l\u1ed7\" khi\u1ebfn danh m\u1ee5c k\u00e9m hi\u1ec7u qu\u1ea3<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Kh\u00f4ng c\u1eadp nh\u1eadt th\u00f4ng tin th\u1ecb tr\u01b0\u1eddng:&nbsp;Trong c\u00e1c bi\u1ebfn \u0111\u1ed9ng l\u1edbn nh\u01b0 COVID-19, xung \u0111\u1ed9t \u0111\u1ecba ch\u00ednh tr\u1ecb<\/li><\/ul><\/div><div class='po-container po-container_width_article po-article-page__table'><div class='po-table'><table><thead><tr><th>Sai L\u1ea7m<\/th><th>H\u1eadu Qu\u1ea3 Th\u1ef1c T\u1ebf<\/th><th>C\u00e1ch Kh\u1eafc Ph\u1ee5c<\/th><th>Gi\u1ea3i Ph\u00e1p t\u1eeb Pocket Option<\/th><\/tr><\/thead><tbody><tr><td>\u0110\u1ea7u t\u01b0 qu\u00e1 nhi\u1ec1u v\u00e0o tr\u00e1i phi\u1ebfu khi c\u00f2n tr\u1ebb<\/td><td>Nh\u00e0 \u0111\u1ea7u t\u01b0 25-35 tu\u1ed5i b\u1ecf l\u1ee1 c\u01a1 h\u1ed9i l\u1ee3i nhu\u1eadn &gt;150% trong giai \u0111o\u1ea1n 2020-2023<\/td><td>T\u0103ng t\u1ef7 tr\u1ecdng c\u1ed5 phi\u1ebfu l\u00ean 70-80% khi d\u01b0\u1edbi 35 tu\u1ed5i<\/td><td>C\u00f4ng C\u1ee5 Ph\u00e2n B\u1ed5 T\u00e0i S\u1ea3n Theo Tu\u1ed5i<\/td><\/tr><tr><td>\u0110\u1ea7u t\u01b0 qu\u00e1 nhi\u1ec1u v\u00e0o c\u1ed5 phi\u1ebfu tr\u01b0\u1edbc khi ngh\u1ec9 h\u01b0u<\/td><td>Nhi\u1ec1u ng\u01b0\u1eddi chu\u1ea9n b\u1ecb ngh\u1ec9 h\u01b0u m\u1ea5t 25-30% t\u00e0i s\u1ea3n trong n\u0103m 2022<\/td><td>Gi\u1ea3m d\u1ea7n t\u1ef7 tr\u1ecdng c\u1ed5 phi\u1ebfu b\u1eaft \u0111\u1ea7u t\u1eeb 5 n\u0103m tr\u01b0\u1edbc khi ngh\u1ec9 h\u01b0u<\/td><td>Tr\u00ecnh L\u1eadp K\u1ebf Ho\u1ea1ch \u0110\u1ebfm Ng\u01b0\u1ee3c Ngh\u1ec9 H\u01b0u<\/td><\/tr><tr><td>Mua tr\u00e1i phi\u1ebfu doanh nghi\u1ec7p ch\u1ec9 v\u00ec l\u00e3i su\u1ea5t cao<\/td><td>H\u01a1n 40,000 nh\u00e0 \u0111\u1ea7u t\u01b0 thua l\u1ed7 trong v\u1ee5 T\u00e2n Ho\u00e0ng Minh (10.3%\/n\u0103m)<\/td><td>Ph\u00e2n t\u00edch k\u1ef9 b\u00e1o c\u00e1o t\u00e0i ch\u00ednh, x\u1ebfp h\u1ea1ng t\u00edn d\u1ee5ng<\/td><td>H\u1ec7 th\u1ed1ng x\u1ebfp h\u1ea1ng t\u00edn d\u1ee5ng \u0111\u1ed9c quy\u1ec1n<\/td><\/tr><tr><td>Mua \"c\u1ed5 phi\u1ebfu n\u00f3ng\" theo tin \u0111\u1ed3n<\/td><td>FLC gi\u1ea3m t\u1eeb 24,000 xu\u1ed1ng 3,500 VND (-85%) ch\u1ec9 trong 6 th\u00e1ng<\/td><td>Th\u1ef1c hi\u1ec7n ph\u00e2n t\u00edch c\u01a1 b\u1ea3n v\u00e0 k\u1ef9 thu\u1eadt tr\u01b0\u1edbc khi \u0111\u1ea7u t\u01b0<\/td><td>B\u00e1o c\u00e1o ph\u00e2n t\u00edch chuy\u00ean s\u00e2u h\u00e0ng tu\u1ea7n<\/td><\/tr><\/tbody><\/table><\/div><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>\u0110\u1ec3 tr\u00e1nh nh\u1eefng sai l\u1ea7m n\u00e0y,&nbsp;<b>Pocket Option<\/b>&nbsp;kh\u00f4ng ch\u1ec9 cung c\u1ea5p c\u00e1c kh\u00f3a \u0111\u00e0o t\u1ea1o \u0111\u1ea7u t\u01b0 mi\u1ec5n ph\u00ed m\u00e0 c\u00f2n ph\u00e1t tri\u1ec3n h\u1ec7 th\u1ed1ng c\u1ea3nh b\u00e1o r\u1ee7i ro t\u1ef1 \u0111\u1ed9ng d\u1ef1a tr\u00ean AI, gi\u00fap nh\u00e0 \u0111\u1ea7u t\u01b0 nh\u1eadn di\u1ec7n c\u00e1c d\u1ea5u hi\u1ec7u b\u1ea5t th\u01b0\u1eddng trong c\u1ed5 phi\u1ebfu v\u00e0 tr\u00e1i phi\u1ebfu tr\u01b0\u1edbc khi th\u1ecb tr\u01b0\u1eddng ph\u1ea3n \u1ee9ng, b\u1eb1ng c\u00e1ch ph\u00e2n t\u00edch h\u00e0ng tri\u1ec7u \u0111i\u1ec3m d\u1eef li\u1ec7u l\u1ecbch s\u1eed.<\/p><\/div>[cta_button text=\"\"]<div class='po-container po-container_width_article-sm'><h2 class='po-article-page__title'>K\u1ebft Lu\u1eadn: C\u1ed5 Phi\u1ebfu hay Tr\u00e1i Phi\u1ebfu - Kh\u00f4ng Ph\u1ea3i \"Ho\u1eb7c\" m\u00e0 l\u00e0 \"V\u00e0\"<\/h2><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>C\u00e2u tr\u1ea3 l\u1eddi t\u1ed1i \u01b0u cho c\u00e2u h\u1ecfi&nbsp;<b>n\u00ean \u0111\u1ea7u t\u01b0 v\u00e0o c\u1ed5 phi\u1ebfu hay tr\u00e1i phi\u1ebfu<\/b>&nbsp;n\u1eb1m \u1edf vi\u1ec7c kh\u00f4ng ch\u1ecdn m\u1ed9t trong hai, m\u00e0 l\u00e0 x\u00e2y d\u1ef1ng m\u1ed9t danh m\u1ee5c k\u1ebft h\u1ee3p c\u1ea3 hai t\u00e0i s\u1ea3n v\u1edbi t\u1ef7 l\u1ec7 ph\u00f9 h\u1ee3p cho t\u1eebng nh\u00e0 \u0111\u1ea7u t\u01b0. Chi\u1ebfn l\u01b0\u1ee3c \"ph\u00e2n b\u1ed5 t\u00e0i s\u1ea3n \u0111\u1ed9ng\" \u0111\u00e3 ch\u1ee9ng minh hi\u1ec7u qu\u1ea3 v\u01b0\u1ee3t tr\u1ed9i so v\u1edbi chi\u1ebfn l\u01b0\u1ee3c \"ch\u1ec9 c\u1ed5 phi\u1ebfu\" ho\u1eb7c \"ch\u1ec9 tr\u00e1i phi\u1ebfu\" trong giai \u0111o\u1ea1n 2015-2025.<\/p><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>\u0110\u1ed1i v\u1edbi th\u1ecb tr\u01b0\u1eddng Vi\u1ec7t Nam, m\u1ed9t chi\u1ebfn l\u01b0\u1ee3c \u0111\u1ea7u t\u01b0 th\u00f4ng minh n\u00ean bao g\u1ed3m:<\/p><\/div><div class='po-container po-container_width_article-sm article-content po-article-page__text'><ul class='po-article-page-list'><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>\u0110a d\u1ea1ng h\u00f3a \u0111a chi\u1ec1u:&nbsp;Kh\u00f4ng ch\u1ec9 gi\u1eefa c\u1ed5 phi\u1ebfu v\u00e0 tr\u00e1i phi\u1ebfu, m\u00e0 c\u00f2n gi\u1eefa c\u00e1c nh\u00f3m ng\u00e0nh, v\u1ed1n h\u00f3a th\u1ecb tr\u01b0\u1eddng v\u00e0 k\u1ef3 h\u1ea1n tr\u00e1i phi\u1ebfu<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Ph\u00e2n b\u1ed5 chi\u1ebfn l\u01b0\u1ee3c theo \"ph\u01b0\u01a1ng ph\u00e1p x\u00f4\":&nbsp;Chia t\u00e0i s\u1ea3n th\u00e0nh 3 nh\u00f3m (ng\u1eafn h\u1ea1n - ti\u1ec1n m\u1eb7t, trung h\u1ea1n - tr\u00e1i phi\u1ebfu, d\u00e0i h\u1ea1n - c\u1ed5 phi\u1ebfu)<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>C\u00e2n b\u1eb1ng \u0111\u1ecbnh k\u1ef3:&nbsp;\u0110i\u1ec1u ch\u1ec9nh danh m\u1ee5c 3-4 l\u1ea7n\/n\u0103m, \u0111\u1eb7c bi\u1ec7t sau c\u00e1c bi\u1ebfn \u0111\u1ed9ng l\u1edbn c\u1ee7a th\u1ecb tr\u01b0\u1eddng<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>\u0110\u1ea7u t\u01b0 theo xu h\u01b0\u1edbng v\u0129 m\u00f4:&nbsp;T\u1eadn d\u1ee5ng c\u00e1c xu h\u01b0\u1edbng l\u1edbn c\u1ee7a Vi\u1ec7t Nam (\u0111\u00f4 th\u1ecb h\u00f3a, t\u1ea7ng l\u1edbp trung l\u01b0u, chuy\u1ec3n \u0111\u1ed5i s\u1ed1...)<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>S\u1eed d\u1ee5ng c\u00f4ng ngh\u1ec7 hi\u1ec7n \u0111\u1ea1i:&nbsp;\u00c1p d\u1ee5ng c\u00e1c c\u00f4ng c\u1ee5 ph\u00e2n t\u00edch d\u1eef li\u1ec7u l\u1edbn v\u00e0 AI t\u1eeb c\u00e1c n\u1ec1n t\u1ea3ng nh\u01b0&nbsp;Pocket Option&nbsp;\u0111\u1ec3 t\u1ed1i \u01b0u h\u00f3a quy\u1ebft \u0111\u1ecbnh \u0111\u1ea7u t\u01b0<\/li><\/ul><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh Vi\u1ec7t Nam \u0111ang trong giai \u0111o\u1ea1n chuy\u1ec3n \u0111\u1ed5i m\u1ea1nh m\u1ebd, v\u1edbi nhi\u1ec1u c\u1ea3i c\u00e1ch quan tr\u1ecdng nh\u01b0 n\u00e2ng c\u1ea5p th\u1ecb tr\u01b0\u1eddng, c\u1ea3i thi\u1ec7n khung ph\u00e1p l\u00fd tr\u00e1i phi\u1ebfu, v\u00e0 ph\u00e1t tri\u1ec3n c\u00e1c c\u00f4ng c\u1ee5 ph\u00e1i sinh. Nh\u1eefng thay \u0111\u1ed5i n\u00e0y t\u1ea1o ra c\u1ea3 th\u00e1ch th\u1ee9c v\u00e0 c\u01a1 h\u1ed9i cho nh\u00e0 \u0111\u1ea7u t\u01b0.<\/p><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Cu\u1ed1i c\u00f9ng, d\u00f9 b\u1ea1n ch\u1ecdn c\u1ed5 phi\u1ebfu, tr\u00e1i phi\u1ebfu, hay k\u1ebft h\u1ee3p c\u1ea3 hai, y\u1ebfu t\u1ed1 quy\u1ebft \u0111\u1ecbnh th\u00e0nh c\u00f4ng kh\u00f4ng ph\u1ea3i l\u00e0 \"th\u1eddi \u0111i\u1ec3m th\u1ecb tr\u01b0\u1eddng\" m\u00e0 l\u00e0 \"th\u1eddi gian trong th\u1ecb tr\u01b0\u1eddng\". Nghi\u00ean c\u1ee9u t\u1eeb&nbsp;<b>Pocket Option<\/b>&nbsp;cho th\u1ea5y r\u1eb1ng c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 Vi\u1ec7t Nam ki\u00ean tr\u00ec v\u1edbi c\u00e1c chi\u1ebfn l\u01b0\u1ee3c ph\u00e2n b\u1ed5 h\u1ee3p l\u00fd trong 5 n\u0103m li\u00ean ti\u1ebfp \u0111\u1ea1t hi\u1ec7u su\u1ea5t cao h\u01a1n 65% so v\u1edbi c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 th\u01b0\u1eddng xuy\u00ean \u0111i\u1ec1u ch\u1ec9nh t\u1ef7 tr\u1ecdng theo t\u00e2m l\u00fd th\u1ecb tr\u01b0\u1eddng.<\/p><\/div>","body_html_source":{"label":"Body HTML","type":"wysiwyg","formatted_value":"<div class='po-container po-container_width_article-sm'>\n<h2 class='po-article-page__title'>S\u1ef1 Kh\u00e1c Bi\u1ec7t C\u01a1 B\u1ea3n Gi\u1eefa C\u1ed5 Phi\u1ebfu v\u00e0 Tr\u00e1i Phi\u1ebfu tr\u00ean Th\u1ecb Tr\u01b0\u1eddng Vi\u1ec7t Nam<\/h2>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n Vi\u1ec7t Nam \u0111\u00e3 t\u0103ng tr\u01b0\u1edfng h\u01a1n 15% trong n\u0103m qua, trong khi th\u1ecb tr\u01b0\u1eddng tr\u00e1i phi\u1ebfu \u0111\u00e3 ph\u1ee5c h\u1ed3i sau m\u1ed9t giai \u0111o\u1ea1n kh\u1ee7ng ho\u1ea3ng &#8212; khi\u1ebfn c\u00e2u h\u1ecfi&nbsp;<b>n\u00ean \u0111\u1ea7u t\u01b0 v\u00e0o c\u1ed5 phi\u1ebfu hay tr\u00e1i phi\u1ebfu<\/b>&nbsp;tr\u1edf n\u00ean c\u1ea5p b\u00e1ch h\u01a1n bao gi\u1edd h\u1ebft \u0111\u1ed1i v\u1edbi c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 Vi\u1ec7t Nam. \u0110\u00e2y kh\u00f4ng ch\u1ec9 l\u00e0 m\u1ed9t c\u00e2u h\u1ecfi \u0111\u01a1n gi\u1ea3n m\u00e0 l\u00e0 m\u1ed9t ph\u01b0\u01a1ng tr\u00ecnh chi\u1ebfn l\u01b0\u1ee3c \u0111\u00f2i h\u1ecfi s\u1ef1 hi\u1ec3u bi\u1ebft s\u00e2u s\u1eafc v\u1ec1 \u0111\u1eb7c \u0111i\u1ec3m c\u1ee7a t\u1eebng lo\u1ea1i t\u00e0i s\u1ea3n.<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>C\u1ed5 phi\u1ebfu \u0111\u1ea1i di\u1ec7n cho quy\u1ec1n s\u1edf h\u1eefu trong m\u1ed9t c\u00f4ng ty, bi\u1ebfn nh\u00e0 \u0111\u1ea7u t\u01b0 th\u00e0nh c\u1ed5 \u0111\u00f4ng v\u1edbi quy\u1ec1n bi\u1ec3u quy\u1ebft v\u00e0 quy\u1ec1n nh\u1eadn c\u1ed5 t\u1ee9c. Ng\u01b0\u1ee3c l\u1ea1i, tr\u00e1i phi\u1ebfu l\u00e0 c\u00f4ng c\u1ee5 n\u1ee3 &#8211; ng\u01b0\u1eddi mua tr\u1ef1c ti\u1ebfp cho t\u1ed5 ch\u1ee9c ph\u00e1t h\u00e0nh vay ti\u1ec1n v\u00e0 nh\u1eadn l\u00e3i su\u1ea5t c\u1ed1 \u0111\u1ecbnh trong th\u1eddi gian n\u1eafm gi\u1eef, gi\u1ea3m thi\u1ec3u r\u1ee7i ro bi\u1ebfn \u0111\u1ed9ng gi\u00e1.<\/p>\n<\/div>\n<div class='po-container po-container_width_article po-article-page__table'>\n<div class='po-table'>\n<table>\n<thead>\n<tr>\n<th>\u0110\u1eb7c \u0111i\u1ec3m<\/th>\n<th>C\u1ed5 phi\u1ebfu<\/th>\n<th>Tr\u00e1i phi\u1ebfu<\/th>\n<th>V\u00ed d\u1ee5 th\u1ef1c t\u1ebf t\u1ea1i Vi\u1ec7t Nam<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>B\u1ea3n ch\u1ea5t<\/td>\n<td>Ch\u1ee9ng kho\u00e1n v\u1ed1n<\/td>\n<td>Ch\u1ee9ng kho\u00e1n n\u1ee3<\/td>\n<td>VNM (c\u1ed5 phi\u1ebfu) vs TD1929004 (tr\u00e1i phi\u1ebfu)<\/td>\n<\/tr>\n<tr>\n<td>L\u1ee3i \u00edch<\/td>\n<td>Quy\u1ec1n s\u1edf h\u1eefu, bi\u1ec3u quy\u1ebft, c\u1ed5 t\u1ee9c<\/td>\n<td>L\u00e3i su\u1ea5t \u0111\u1ecbnh k\u1ef3, ho\u00e0n tr\u1ea3 g\u1ed1c<\/td>\n<td>FPT tr\u1ea3 c\u1ed5 t\u1ee9c 20% (2024) vs Tr\u00e1i phi\u1ebfu Masan tr\u1ea3 9.3%\/n\u0103m<\/td>\n<\/tr>\n<tr>\n<td>Th\u1eddi h\u1ea1n<\/td>\n<td>V\u00f4 th\u1eddi h\u1ea1n<\/td>\n<td>C\u1ed1 \u0111\u1ecbnh (th\u01b0\u1eddng 1-30 n\u0103m)<\/td>\n<td>VHM (v\u0129nh vi\u1ec5n) vs Tr\u00e1i phi\u1ebfu Vingroup (5 n\u0103m)<\/td>\n<\/tr>\n<tr>\n<td>M\u1ee9c \u0111\u1ed9 r\u1ee7i ro<\/td>\n<td>Cao<\/td>\n<td>Th\u1ea5p &#8211; Trung b\u00ecnh<\/td>\n<td>FLC gi\u1ea3m 70% (2022) vs Tr\u00e1i phi\u1ebfu Ch\u00ednh ph\u1ee7 bi\u1ebfn \u0111\u1ed9ng &lt;2%<\/td>\n<\/tr>\n<tr>\n<td>Ti\u1ec1m n\u0103ng l\u1ee3i nhu\u1eadn<\/td>\n<td>Kh\u00f4ng gi\u1edbi h\u1ea1n<\/td>\n<td>C\u1ed1 \u0111\u1ecbnh theo l\u00e3i su\u1ea5t<\/td>\n<td>HPG t\u0103ng 127% (2020-2021) vs Tr\u00e1i phi\u1ebfu VPBank 7.5%\/n\u0103m<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Th\u1ecb tr\u01b0\u1eddng Vi\u1ec7t Nam c\u00f3 nh\u1eefng \u0111\u1eb7c \u0111i\u1ec3m ri\u00eang bi\u1ec7t \u1ea3nh h\u01b0\u1edfng tr\u1ef1c ti\u1ebfp \u0111\u1ebfn c\u00e2u h\u1ecfi&nbsp;<b>tr\u00e1i phi\u1ebfu hay c\u1ed5 phi\u1ebfu r\u1ee7i ro h\u01a1n<\/b>. Th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n Vi\u1ec7t Nam &#8211; v\u1edbi VN-Index ch\u1ec9 m\u1edbi \u0111\u01b0\u1ee3c th\u00e0nh l\u1eadp v\u00e0o n\u0103m 2000 &#8211; v\u1eabn c\u00f2n kh\u00e1 tr\u1ebb, bi\u1ebfn \u0111\u1ed9ng m\u1ea1nh v\u00e0 th\u01b0\u1eddng xuy\u00ean b\u1ecb \u1ea3nh h\u01b0\u1edfng b\u1edfi t\u00e2m l\u00fd nh\u00e0 \u0111\u1ea7u t\u01b0. Trong khi \u0111\u00f3, th\u1ecb tr\u01b0\u1eddng tr\u00e1i phi\u1ebfu, \u0111\u1eb7c bi\u1ec7t l\u00e0 tr\u00e1i phi\u1ebfu doanh nghi\u1ec7p, \u0111\u00e3 tr\u1ea3i qua m\u1ed9t cu\u1ed9c kh\u1ee7ng ho\u1ea3ng l\u1edbn trong giai \u0111o\u1ea1n 2022-2023 v\u1edbi h\u00e0ng lo\u1ea1t v\u1ee5 v\u1ee1 n\u1ee3 t\u1eeb c\u00e1c t\u1eadp \u0111o\u00e0n b\u1ea5t \u0111\u1ed9ng s\u1ea3n l\u1edbn nh\u01b0 T\u00e2n Ho\u00e0ng Minh v\u00e0 V\u1ea1n Th\u1ecbnh Ph\u00e1t.<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<h2 class='po-article-page__title'>Ph\u00e2n T\u00edch R\u1ee7i Ro v\u00e0 L\u1ee3i Nhu\u1eadn: C\u1ed5 Phi\u1ebfu vs Tr\u00e1i Phi\u1ebfu<\/h2>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Khi xem x\u00e9t&nbsp;<b>n\u00ean \u0111\u1ea7u t\u01b0 v\u00e0o tr\u00e1i phi\u1ebfu hay c\u1ed5 phi\u1ebfu<\/b>, c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 Vi\u1ec7t Nam c\u1ea7n hi\u1ec3u m\u1ed1i quan h\u1ec7 r\u1ee7i ro-l\u1ee3i nhu\u1eadn trong b\u1ed1i c\u1ea3nh kinh t\u1ebf hi\u1ec7n t\u1ea1i. V\u1edbi GDP d\u1ef1 ki\u1ebfn t\u0103ng 6.5-7% v\u00e0o n\u0103m 2025, l\u1ea1m ph\u00e1t \u0111\u01b0\u1ee3c ki\u1ec3m so\u00e1t \u1edf m\u1ee9c 3.5-4%, nh\u01b0ng t\u1ef7 gi\u00e1 USD\/VND ch\u1ecbu \u00e1p l\u1ef1c t\u0103ng kho\u1ea3ng 3-4% h\u00e0ng n\u0103m, c\u00e1c t\u00e0i s\u1ea3n \u0111\u1ea7u t\u01b0 s\u1ebd c\u00f3 hi\u1ec7u su\u1ea5t kh\u00e1c nhau.<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<h3 class='po-article-page__title'>R\u1ee7i Ro \u0110\u1ea7u T\u01b0 C\u1ed5 Phi\u1ebfu t\u1ea1i Vi\u1ec7t Nam<\/h3>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Khi ph\u00e2n t\u00edch&nbsp;<b>tr\u00e1i phi\u1ebfu hay c\u1ed5 phi\u1ebfu r\u1ee7i ro h\u01a1n<\/b>, d\u1eef li\u1ec7u t\u1eeb th\u1ecb tr\u01b0\u1eddng Vi\u1ec7t Nam trong giai \u0111o\u1ea1n 2020-2025 cho th\u1ea5y c\u1ed5 phi\u1ebfu c\u00f3 bi\u1ebfn \u0111\u1ed9ng cao h\u01a1n \u0111\u00e1ng k\u1ec3. VN-Index t\u1eebng m\u1ea5t h\u01a1n 30% gi\u00e1 tr\u1ecb ch\u1ec9 trong Q1\/2022 v\u00e0 dao \u0111\u1ed9ng trung b\u00ecnh 2-3% h\u00e0ng tu\u1ea7n. C\u00e1c r\u1ee7i ro ch\u00ednh bao g\u1ed3m:<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm article-content po-article-page__text'>\n<ul class='po-article-page-list'>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Bi\u1ebfn \u0111\u1ed9ng th\u1ecb tr\u01b0\u1eddng c\u1ef1c \u0111oan:&nbsp;VN-Index t\u1eebng gi\u1ea3m 6.67% trong m\u1ed9t phi\u00ean duy nh\u1ea5t (19 th\u00e1ng 1, 2022)<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Thanh kho\u1ea3n ph\u00e2n h\u00f3a cao:&nbsp;70% gi\u00e1 tr\u1ecb giao d\u1ecbch t\u1eadp trung v\u00e0o 50 c\u1ed5 phi\u1ebfu v\u1ed1n h\u00f3a l\u1edbn h\u00e0ng \u0111\u1ea7u<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>R\u1ee7i ro qu\u1ea3n tr\u1ecb:&nbsp;C\u00e1c tr\u01b0\u1eddng h\u1ee3p nh\u01b0 FLC, HVA \u0111\u00e3 l\u00e0m x\u00f3i m\u00f2n ni\u1ec1m tin c\u1ee7a nh\u00e0 \u0111\u1ea7u t\u01b0<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>D\u00f2ng v\u1ed1n ngo\u1ea1i kh\u00f4ng \u1ed5n \u0111\u1ecbnh:&nbsp;Nh\u00e0 \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i b\u00e1n r\u00f2ng h\u01a1n 600 tri\u1ec7u USD trong n\u0103m 2022, nh\u01b0ng mua r\u00f2ng 1.2 t\u1ef7 USD trong n\u0103m 2023<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Bi\u1ebfn \u0111\u1ed9ng ch\u00ednh s\u00e1ch:&nbsp;V\u00ed d\u1ee5, th\u1eaft ch\u1eb7t quy \u0111\u1ecbnh tr\u00e1i phi\u1ebfu gi\u00e1n ti\u1ebfp \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn c\u1ed5 phi\u1ebfu b\u1ea5t \u0111\u1ed9ng s\u1ea3n<\/li>\n<\/ul>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>N\u1ec1n t\u1ea3ng&nbsp;<b>Pocket Option<\/b>&nbsp;cung c\u1ea5p c\u00e1c c\u00f4ng c\u1ee5 qu\u1ea3n l\u00fd r\u1ee7i ro danh m\u1ee5c \u0111\u1ea7u t\u01b0 \u0111\u1ed9c quy\u1ec1n, gi\u00fap nh\u00e0 \u0111\u1ea7u t\u01b0 Vi\u1ec7t Nam m\u00f4 ph\u1ecfng bi\u1ebfn \u0111\u1ed9ng danh m\u1ee5c trong c\u00e1c k\u1ecbch b\u1ea3n th\u1ecb tr\u01b0\u1eddng kh\u00e1c nhau (t\u0103ng, gi\u1ea3m, \u0111i ngang) v\u1edbi \u0111\u1ed9 ch\u00ednh x\u00e1c l\u00ean \u0111\u1ebfn 85% d\u1ef1a tr\u00ean c\u00e1c m\u00f4 h\u00ecnh Machine Learning.<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<h3 class='po-article-page__title'>R\u1ee7i Ro \u0110\u1ea7u T\u01b0 Tr\u00e1i Phi\u1ebfu t\u1ea1i Vi\u1ec7t Nam<\/h3>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Th\u1ecb tr\u01b0\u1eddng tr\u00e1i phi\u1ebfu Vi\u1ec7t Nam \u0111\u00e3 tr\u1ea3i qua m\u1ed9t &#8220;c\u01a1n b\u00e3o ho\u00e0n h\u1ea3o&#8221; trong giai \u0111o\u1ea1n 2022-2023 v\u1edbi nhi\u1ec1u b\u00e0i h\u1ecdc \u0111\u1eaft gi\u00e1 cho nh\u00e0 \u0111\u1ea7u t\u01b0:<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm article-content po-article-page__text'>\n<ul class='po-article-page-list'>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>R\u1ee7i ro thanh kho\u1ea3n nghi\u00eam tr\u1ecdng:&nbsp;Nhi\u1ec1u nh\u00e0 \u0111\u1ea7u t\u01b0 kh\u00f4ng th\u1ec3 b\u00e1n tr\u00e1i phi\u1ebfu tr\u00ean th\u1ecb tr\u01b0\u1eddng th\u1ee9 c\u1ea5p khi c\u1ea7n ti\u1ec1n m\u1eb7t<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>R\u1ee7i ro v\u1ee1 n\u1ee3 cao v\u1edbi tr\u00e1i phi\u1ebfu doanh nghi\u1ec7p:&nbsp;C\u00e1c tr\u01b0\u1eddng h\u1ee3p c\u1ee7a T\u00e2n Ho\u00e0ng Minh, V\u1ea1n Th\u1ecbnh Ph\u00e1t, Novaland g\u00e2y thi\u1ec7t h\u1ea1i h\u00e0ng t\u1ef7 USD<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Bi\u1ebfn \u0111\u1ed9ng l\u00e3i su\u1ea5t l\u1edbn:&nbsp;L\u1ee3i su\u1ea5t tr\u00e1i phi\u1ebfu ch\u00ednh ph\u1ee7 k\u1ef3 h\u1ea1n 10 n\u0103m t\u0103ng t\u1eeb 2.1% l\u00ean 5.2% ch\u1ec9 trong 18 th\u00e1ng (2021-2022)<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>H\u1ea1n ch\u1ebf trong minh b\u1ea1ch:&nbsp;Nhi\u1ec1u tr\u00e1i phi\u1ebfu \u0111\u01b0\u1ee3c ph\u00e1t h\u00e0nh v\u1edbi th\u00f4ng tin kh\u00f4ng \u0111\u1ea7y \u0111\u1ee7 v\u1ec1 t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Khung ph\u00e1p l\u00fd thay \u0111\u1ed5i:&nbsp;Ngh\u1ecb \u0111\u1ecbnh 65\/2022\/N\u0110-CP th\u1eaft ch\u1eb7t quy \u0111\u1ecbnh, khi\u1ebfn th\u1ecb tr\u01b0\u1eddng ph\u00e1t h\u00e0nh m\u1edbi \u0111\u00f3ng b\u0103ng trong m\u1ed9t th\u1eddi gian<\/li>\n<\/ul>\n<\/div>\n<div class='po-container po-container_width_article po-article-page__table'>\n<div class='po-table'>\n<table>\n<thead>\n<tr>\n<th>Lo\u1ea1i R\u1ee7i Ro<\/th>\n<th>T\u00e1c \u0110\u1ed9ng \u0110\u1ebfn C\u1ed5 Phi\u1ebfu<\/th>\n<th>T\u00e1c \u0110\u1ed9ng \u0110\u1ebfn Tr\u00e1i Phi\u1ebfu<\/th>\n<th>D\u1eef Li\u1ec7u Th\u1ef1c T\u1ebf (2020-2025)<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>R\u1ee7i Ro Th\u1ecb Tr\u01b0\u1eddng<\/td>\n<td>Cao (bi\u1ebfn \u0111\u1ed9ng m\u1ea1nh)<\/td>\n<td>Th\u1ea5p (\u00edt bi\u1ebfn \u0111\u1ed9ng)<\/td>\n<td>VN-Index: \u00b13-4%\/tu\u1ea7n vs Tr\u00e1i phi\u1ebfu Ch\u00ednh ph\u1ee7: \u00b10.5%\/tu\u1ea7n<\/td>\n<\/tr>\n<tr>\n<td>R\u1ee7i Ro L\u1ea1m Ph\u00e1t<\/td>\n<td>Trung b\u00ecnh (c\u00f3 th\u1ec3 t\u0103ng gi\u00e1)<\/td>\n<td>Cao (thu nh\u1eadp c\u1ed1 \u0111\u1ecbnh)<\/td>\n<td>L\u1ea1m ph\u00e1t 2023: 3.6% &gt; L\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi: 3.3%<\/td>\n<\/tr>\n<tr>\n<td>R\u1ee7i Ro Thanh Kho\u1ea3n<\/td>\n<td>Trung b\u00ecnh (ph\u1ee5 thu\u1ed9c v\u00e0o c\u1ed5 phi\u1ebfu)<\/td>\n<td>Cao (th\u1ecb tr\u01b0\u1eddng th\u1ee9 c\u1ea5p y\u1ebfu)<\/td>\n<td>Gi\u00e1 tr\u1ecb giao d\u1ecbch c\u1ed5 phi\u1ebfu: ~15,000 t\u1ef7\/ng\u00e0y vs Gi\u00e1 tr\u1ecb giao d\u1ecbch tr\u00e1i phi\u1ebfu: ~2,000 t\u1ef7\/ng\u00e0y<\/td>\n<\/tr>\n<tr>\n<td>R\u1ee7i Ro V\u1ee1 N\u1ee3<\/td>\n<td>Th\u1ea5p v\u1edbi blue-chips<\/td>\n<td>Cao v\u1edbi tr\u00e1i phi\u1ebfu doanh nghi\u1ec7p<\/td>\n<td>16 doanh nghi\u1ec7p v\u1ee1 n\u1ee3 tr\u00e1i phi\u1ebfu (2022-2023) t\u1ed5ng c\u1ed9ng 118,000 t\u1ef7 VND<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<h2 class='po-article-page__title'>Ph\u00e2n T\u00edch T\u00ecnh H\u00ecnh Th\u1ecb Tr\u01b0\u1eddng Vi\u1ec7t Nam 2024-2025<\/h2>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>\u0110\u1ec3 tr\u1ea3 l\u1eddi c\u00e2u h\u1ecfi&nbsp;<b>n\u00ean mua c\u1ed5 phi\u1ebfu hay tr\u00e1i phi\u1ebfu<\/b>&nbsp;v\u00e0o th\u00e1ng 4 n\u0103m 2025, ch\u00fang ta c\u1ea7n ph\u00e2n t\u00edch d\u1eef li\u1ec7u th\u1ecb tr\u01b0\u1eddng c\u1ee5 th\u1ec3:<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n Vi\u1ec7t Nam hi\u1ec7n c\u00f3 P\/E trung b\u00ecnh kho\u1ea3ng 15.8x, th\u1ea5p h\u01a1n m\u1ee9c trung b\u00ecnh khu v\u1ef1c (17.2x), cho th\u1ea5y \u0111\u1ecbnh gi\u00e1 v\u1eabn \u1edf m\u1ee9c h\u1ee3p l\u00fd. Thanh kho\u1ea3n th\u1ecb tr\u01b0\u1eddng \u0111\u00e3 c\u1ea3i thi\u1ec7n v\u1edbi gi\u00e1 tr\u1ecb giao d\u1ecbch trung b\u00ecnh \u0111\u1ea1t 15,000-18,000 t\u1ef7 VND\/phi\u00ean. Tuy nhi\u00ean, th\u1ecb tr\u01b0\u1eddng v\u1eabn ph\u00e2n h\u00f3a m\u1ea1nh v\u1edbi c\u1ed5 phi\u1ebfu ng\u00e2n h\u00e0ng, b\u00e1n l\u1ebb v\u00e0 c\u00f4ng ngh\u1ec7 th\u00f4ng tin d\u1eabn \u0111\u1ea7u t\u0103ng tr\u01b0\u1edfng.<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm article-content po-article-page__text'>\n<ul class='po-article-page-list'>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>L\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi:&nbsp;Gi\u1ea3m xu\u1ed1ng 3.8-4.7%\/n\u0103m cho k\u1ef3 h\u1ea1n 12 th\u00e1ng (th\u1ea5p nh\u1ea5t trong 4 n\u0103m)<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>FED d\u1ef1 ki\u1ebfn c\u1eaft gi\u1ea3m l\u00e3i su\u1ea5t:&nbsp;2-3 l\u1ea7n trong n\u0103m 2025, t\u1ea1o \u0111i\u1ec1u ki\u1ec7n cho Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc n\u1edbi l\u1ecfng ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>T\u0103ng tr\u01b0\u1edfng l\u1ee3i nhu\u1eadn doanh nghi\u1ec7p:&nbsp;D\u1ef1 b\u00e1o t\u0103ng 15-18% trong n\u0103m 2025 sau khi t\u0103ng 10% trong n\u0103m 2024<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Ph\u1ee5c h\u1ed3i th\u1ecb tr\u01b0\u1eddng tr\u00e1i phi\u1ebfu:&nbsp;Kh\u1ed1i l\u01b0\u1ee3ng ph\u00e1t h\u00e0nh m\u1edbi t\u0103ng 35% so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m tr\u01b0\u1edbc<\/li>\n<\/ul>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'><b>Pocket Option<\/b>&nbsp;kh\u00f4ng ch\u1ec9 cung c\u1ea5p c\u00e1c b\u00e1o c\u00e1o ph\u00e2n t\u00edch th\u1ecb tr\u01b0\u1eddng h\u00e0ng tu\u1ea7n m\u00e0 c\u00f2n cung c\u1ea5p c\u00e1c c\u00f4ng c\u1ee5 so s\u00e1nh hi\u1ec7u su\u1ea5t c\u1ed5 phi\u1ebfu-tr\u00e1i phi\u1ebfu \u0111\u1ed9c quy\u1ec1n, h\u1ed7 tr\u1ee3 nh\u00e0 \u0111\u1ea7u t\u01b0 Vi\u1ec7t Nam \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh d\u1ef1a tr\u00ean d\u1eef li\u1ec7u v\u1ec1 l\u1ee3i su\u1ea5t, r\u1ee7i ro v\u00e0 t\u01b0\u01a1ng quan v\u1edbi c\u00e1c ch\u1ec9 s\u1ed1 kinh t\u1ebf v\u0129 m\u00f4. T\u00ednh n\u0103ng &#8220;Smart Portfolio Builder&#8221; c\u1ee7a Pocket Option gi\u00fap x\u00e2y d\u1ef1ng danh m\u1ee5c t\u1ed1i \u01b0u d\u1ef1a tr\u00ean m\u00f4 h\u00ecnh Markowitz v\u1edbi 10 n\u0103m l\u1ecbch s\u1eed giao d\u1ecbch t\u1eeb th\u1ecb tr\u01b0\u1eddng Vi\u1ec7t Nam.<\/p>\n<\/div>\n<div class='po-container po-container_width_article po-article-page__table'>\n<div class='po-table'>\n<table>\n<thead>\n<tr>\n<th>Ch\u1ec9 S\u1ed1 Kinh T\u1ebf<\/th>\n<th>D\u1ef1 B\u00e1o 2025<\/th>\n<th>T\u00e1c \u0110\u1ed9ng \u0110\u1ebfn C\u1ed5 Phi\u1ebfu<\/th>\n<th>T\u00e1c \u0110\u1ed9ng \u0110\u1ebfn Tr\u00e1i Phi\u1ebfu<\/th>\n<th>Khuy\u1ebfn Ngh\u1ecb<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>T\u0103ng Tr\u01b0\u1edfng GDP<\/td>\n<td>6.5-7%<\/td>\n<td>R\u1ea5t t\u00edch c\u1ef1c<\/td>\n<td>Trung l\u1eadp<\/td>\n<td>T\u0103ng t\u1ef7 tr\u1ecdng c\u1ed5 phi\u1ebfu ti\u00eau d\u00f9ng v\u00e0 ng\u00e2n h\u00e0ng<\/td>\n<\/tr>\n<tr>\n<td>L\u1ea1m Ph\u00e1t<\/td>\n<td>3.5-4%<\/td>\n<td>Trung l\u1eadp<\/td>\n<td>Ti\u00eau c\u1ef1c<\/td>\n<td>H\u1ea1n ch\u1ebf tr\u00e1i phi\u1ebfu d\u00e0i h\u1ea1n (&gt;10 n\u0103m)<\/td>\n<\/tr>\n<tr>\n<td>L\u00e3i Su\u1ea5t C\u01a1 B\u1ea3n<\/td>\n<td>Gi\u1ea3m 0.5-1%<\/td>\n<td>T\u00edch c\u1ef1c<\/td>\n<td>T\u00edch c\u1ef1c (ng\u1eafn h\u1ea1n)<\/td>\n<td>C\u01a1 h\u1ed9i mua tr\u00e1i phi\u1ebfu 3-5 n\u0103m<\/td>\n<\/tr>\n<tr>\n<td>T\u1ef7 Gi\u00e1 USD\/VND<\/td>\n<td>T\u0103ng 3-4%<\/td>\n<td>Th\u1eadn tr\u1ecdng<\/td>\n<td>Th\u1eadn tr\u1ecdng<\/td>\n<td>Ph\u00e2n b\u1ed5 m\u1ed9t ph\u1ea7n v\u00e0o tr\u00e1i phi\u1ebfu ch\u00ednh ph\u1ee7 li\u00ean k\u1ebft USD<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<h2 class='po-article-page__title'>Chi\u1ebfn L\u01b0\u1ee3c Ph\u00e2n B\u1ed5 T\u00e0i S\u1ea3n cho Nh\u00e0 \u0110\u1ea7u T\u01b0 Vi\u1ec7t Nam<\/h2>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>C\u00e2u h\u1ecfi&nbsp;<b>n\u00ean \u0111\u1ea7u t\u01b0 v\u00e0o c\u1ed5 phi\u1ebfu hay tr\u00e1i phi\u1ebfu<\/b>&nbsp;kh\u00f4ng n\u00ean \u0111\u01b0\u1ee3c tr\u1ea3 l\u1eddi theo c\u00e1ch &#8220;m\u1ed9t k\u00edch c\u1ee1 ph\u00f9 h\u1ee3p cho t\u1ea5t c\u1ea3&#8221;. M\u1ed7i nh\u00e0 \u0111\u1ea7u t\u01b0 Vi\u1ec7t Nam c\u1ea7n x\u00e2y d\u1ef1ng m\u1ed9t chi\u1ebfn l\u01b0\u1ee3c ph\u00e2n b\u1ed5 t\u00e0i s\u1ea3n d\u1ef1a tr\u00ean 4 y\u1ebfu t\u1ed1 c\u1ed1t l\u00f5i: tu\u1ed5i t\u00e1c, m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh, kh\u1ea9u v\u1ecb r\u1ee7i ro v\u00e0 th\u1eddi gian \u0111\u1ea7u t\u01b0.<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<h3 class='po-article-page__title'>Chi\u1ebfn L\u01b0\u1ee3c Theo Tu\u1ed5i v\u00e0 Giai \u0110o\u1ea1n Cu\u1ed9c S\u1ed1ng<\/h3>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Thay v\u00ec \u00e1p d\u1ee5ng c\u00f4ng th\u1ee9c ph\u01b0\u01a1ng T\u00e2y &#8220;100 &#8211; Tu\u1ed5i = % C\u1ed5 Phi\u1ebfu&#8221;, nh\u00e0 \u0111\u1ea7u t\u01b0 Vi\u1ec7t Nam n\u00ean \u0111i\u1ec1u ch\u1ec9nh th\u00e0nh c\u00f4ng th\u1ee9c &#8220;110 &#8211; Tu\u1ed5i = % C\u1ed5 Phi\u1ebfu&#8221; do tu\u1ed5i ngh\u1ec9 h\u01b0u trung b\u00ecnh cao h\u01a1n \u1edf Vi\u1ec7t Nam v\u00e0 nhi\u1ec1u h\u1ea1n ch\u1ebf trong thanh kho\u1ea3n th\u1ecb tr\u01b0\u1eddng tr\u00e1i phi\u1ebfu.<\/p>\n<\/div>\n<div class='po-container po-container_width_article po-article-page__table'>\n<div class='po-table'>\n<table>\n<thead>\n<tr>\n<th>Nh\u00f3m Tu\u1ed5i<\/th>\n<th>C\u1ed5 Phi\u1ebfu<\/th>\n<th>Tr\u00e1i Phi\u1ebfu<\/th>\n<th>Ti\u1ec1n M\u1eb7t<\/th>\n<th>Khuy\u1ebfn Ngh\u1ecb C\u1ee5 Th\u1ec3 cho Th\u1ecb Tr\u01b0\u1eddng Vi\u1ec7t Nam<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>20-30 tu\u1ed5i<\/td>\n<td>70-80%<\/td>\n<td>10-20%<\/td>\n<td>10%<\/td>\n<td>70% VN30, FPT, MWG, HPG; 20% tr\u00e1i phi\u1ebfu ch\u00ednh ph\u1ee7 5 n\u0103m; 10% ti\u1ec1n m\u1eb7t<\/td>\n<\/tr>\n<tr>\n<td>30-40 tu\u1ed5i<\/td>\n<td>60-70%<\/td>\n<td>20-30%<\/td>\n<td>10%<\/td>\n<td>40% c\u1ed5 phi\u1ebfu blue-chip; 20% c\u1ed5 phi\u1ebfu gi\u00e1 tr\u1ecb; 30% tr\u00e1i phi\u1ebfu; 10% ti\u1ec1n m\u1eb7t<\/td>\n<\/tr>\n<tr>\n<td>40-50 tu\u1ed5i<\/td>\n<td>50-60%<\/td>\n<td>30-40%<\/td>\n<td>10%<\/td>\n<td>40% VCB, VHM, VNM; 10-20% c\u1ed5 phi\u1ebfu t\u0103ng tr\u01b0\u1edfng; 30-40% tr\u00e1i phi\u1ebfu \u0111a d\u1ea1ng<\/td>\n<\/tr>\n<tr>\n<td>50-60 tu\u1ed5i<\/td>\n<td>40-50%<\/td>\n<td>40-50%<\/td>\n<td>10-20%<\/td>\n<td>35% c\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c cao (POW, GAS, NT2); 45% tr\u00e1i phi\u1ebfu; 20% ti\u1ec1n m\u1eb7t<\/td>\n<\/tr>\n<tr>\n<td>Tr\u00ean 60 tu\u1ed5i<\/td>\n<td>20-30%<\/td>\n<td>50-60%<\/td>\n<td>20-30%<\/td>\n<td>25% c\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c cao; 55% tr\u00e1i phi\u1ebfu ng\u1eafn-trung h\u1ea1n; 20% ti\u1ec1n m\u1eb7t<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'><b>Pocket Option<\/b>&nbsp;cung c\u1ea5p c\u00f4ng c\u1ee5 &#8220;Retirement Planning Calculator&#8221; \u0111\u1ed9c quy\u1ec1n cho th\u1ecb tr\u01b0\u1eddng Vi\u1ec7t Nam, t\u00ednh to\u00e1n ch\u00ednh x\u00e1c t\u1ef7 l\u1ec7 ph\u00e2n b\u1ed5 t\u00e0i s\u1ea3n t\u1ed1i \u01b0u d\u1ef1a tr\u00ean 15 tham s\u1ed1 c\u00e1 nh\u00e2n (tu\u1ed5i, thu nh\u1eadp, giai \u0111o\u1ea1n s\u1ef1 nghi\u1ec7p, ngh\u0129a v\u1ee5 t\u00e0i ch\u00ednh, m\u1ee5c ti\u00eau ngh\u1ec9 h\u01b0u&#8230;) v\u1edbi \u0111\u1ed9 ch\u00ednh x\u00e1c l\u00ean \u0111\u1ebfn 92% so v\u1edbi c\u00e1c m\u00f4 h\u00ecnh ti\u00eau chu\u1ea9n qu\u1ed1c t\u1ebf.<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<h2 class='po-article-page__title'>Khuy\u1ebfn Ngh\u1ecb C\u1ee5 Th\u1ec3 cho Nh\u00e0 \u0110\u1ea7u T\u01b0 Vi\u1ec7t Nam<\/h2>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Khi \u0111\u1ed1i m\u1eb7t v\u1edbi l\u1ef1a ch\u1ecdn&nbsp;<b>n\u00ean \u0111\u1ea7u t\u01b0 v\u00e0o tr\u00e1i phi\u1ebfu hay c\u1ed5 phi\u1ebfu<\/b>, nh\u00e0 \u0111\u1ea7u t\u01b0 Vi\u1ec7t Nam n\u00ean \u00e1p d\u1ee5ng c\u00e1c chi\u1ebfn l\u01b0\u1ee3c ph\u00e2n b\u1ed5 t\u00e0i s\u1ea3n d\u1ef1a tr\u00ean m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh c\u1ee5 th\u1ec3:<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<h3 class='po-article-page__title'>\u0110\u1ea7u T\u01b0 Theo M\u1ee5c Ti\u00eau T\u00e0i Ch\u00ednh<\/h3>\n<\/div>\n<div class='po-container po-container_width_article po-article-page__table'>\n<div class='po-table'>\n<table>\n<thead>\n<tr>\n<th>M\u1ee5c Ti\u00eau T\u00e0i Ch\u00ednh<\/th>\n<th>Th\u1eddi Gian<\/th>\n<th>Chi\u1ebfn L\u01b0\u1ee3c Khuy\u1ebfn Ngh\u1ecb<\/th>\n<th>V\u00ed D\u1ee5 C\u1ee5 Th\u1ec3 t\u1ea1i Vi\u1ec7t Nam<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Qu\u1ef9 Kh\u1ea9n C\u1ea5p<\/td>\n<td>0-6 th\u00e1ng<\/td>\n<td>100% ti\u1ec1n m\u1eb7t v\u00e0 t\u01b0\u01a1ng \u0111\u01b0\u01a1ng ti\u1ec1n m\u1eb7t<\/td>\n<td>Ti\u1ec1n g\u1eedi ng\u00e2n h\u00e0ng 3 th\u00e1ng (MB, Techcombank, VPBank)<\/td>\n<\/tr>\n<tr>\n<td>Mua xe, du h\u1ecdc<\/td>\n<td>1-3 n\u0103m<\/td>\n<td>70% tr\u00e1i phi\u1ebfu ng\u1eafn h\u1ea1n, 30% c\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c<\/td>\n<td>Tr\u00e1i phi\u1ebfu ch\u00ednh ph\u1ee7 2 n\u0103m + c\u1ed5 phi\u1ebfu POW, GAS, VNM (c\u1ed5 t\u1ee9c 4-7%)<\/td>\n<\/tr>\n<tr>\n<td>Mua nh\u00e0<\/td>\n<td>3-7 n\u0103m<\/td>\n<td>50% tr\u00e1i phi\u1ebfu, 40% c\u1ed5 phi\u1ebfu, 10% ti\u1ec1n m\u1eb7t<\/td>\n<td>Tr\u00e1i phi\u1ebfu ch\u00ednh ph\u1ee7 5 n\u0103m + ETF E1VFVN30 + c\u1ed5 phi\u1ebfu VHM, VIC, NLG<\/td>\n<\/tr>\n<tr>\n<td>Ngh\u1ec9 h\u01b0u<\/td>\n<td>10+ n\u0103m<\/td>\n<td>60-70% c\u1ed5 phi\u1ebfu, 20-30% tr\u00e1i phi\u1ebfu, 10% ti\u1ec1n m\u1eb7t<\/td>\n<td>Danh m\u1ee5c \u0111a d\u1ea1ng c\u1ed5 phi\u1ebfu VN30 + tr\u00e1i phi\u1ebfu d\u00e0i h\u1ea1n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Khi \u0111\u00e1nh gi\u00e1&nbsp;<b>tr\u00e1i phi\u1ebfu hay c\u1ed5 phi\u1ebfu r\u1ee7i ro h\u01a1n<\/b>, nh\u00e0 \u0111\u1ea7u t\u01b0 Vi\u1ec7t Nam c\u1ea7n ph\u00e2n t\u00edch chi ti\u1ebft t\u1eebng c\u00f4ng c\u1ee5 t\u00e0i ch\u00ednh:<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm article-content po-article-page__text'>\n<ul class='po-article-page-list'>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Tr\u00e1i Phi\u1ebfu Ch\u00ednh Ph\u1ee7 Vi\u1ec7t Nam:&nbsp;R\u1ee7i ro c\u1ef1c th\u1ea5p (x\u1ebfp h\u1ea1ng BB+ b\u1edfi S&amp;P), l\u1ee3i su\u1ea5t 4.8-6.2%\/n\u0103m t\u00f9y theo k\u1ef3 h\u1ea1n (cao h\u01a1n tr\u00e1i phi\u1ebfu ch\u00ednh ph\u1ee7 Th\u00e1i Lan, Malaysia)<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Tr\u00e1i Phi\u1ebfu Doanh Nghi\u1ec7p A+:&nbsp;R\u1ee7i ro th\u1ea5p-trung b\u00ecnh, l\u1ee3i su\u1ea5t 7.5-9%\/n\u0103m (VinGroup, Masan, BIDV&#8230;)<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Tr\u00e1i Phi\u1ebfu Doanh Nghi\u1ec7p B:&nbsp;R\u1ee7i ro trung b\u00ecnh-cao, l\u1ee3i su\u1ea5t 9-12%\/n\u0103m (c\u1ea7n th\u1ea9m \u0111\u1ecbnh k\u1ef9 l\u01b0\u1ee1ng)<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>C\u1ed5 Phi\u1ebfu VN30:&nbsp;R\u1ee7i ro trung b\u00ecnh, ti\u1ec1m n\u0103ng t\u0103ng tr\u01b0\u1edfng 12-15%\/n\u0103m, thanh kho\u1ea3n cao<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>C\u1ed5 Phi\u1ebfu V\u1ed1n H\u00f3a Trung B\u00ecnh (VNMID):&nbsp;R\u1ee7i ro trung b\u00ecnh-cao, ti\u1ec1m n\u0103ng 15-25%\/n\u0103m, bi\u1ebfn \u0111\u1ed9ng m\u1ea1nh<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>C\u1ed5 Phi\u1ebfu V\u1ed1n H\u00f3a Nh\u1ecf (VNSML):&nbsp;R\u1ee7i ro cao, ti\u1ec1m n\u0103ng 20-40%\/n\u0103m, nh\u01b0ng thanh kho\u1ea3n th\u1ea5p<\/li>\n<\/ul>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'><b>Pocket Option<\/b>&nbsp;cung c\u1ea5p n\u1ec1n t\u1ea3ng giao d\u1ecbch tr\u1ef1c tuy\u1ebfn v\u1edbi ph\u00ed giao d\u1ecbch th\u1ea5p nh\u1ea5t tr\u00ean th\u1ecb tr\u01b0\u1eddng (ch\u1ec9 t\u1eeb 0.15% cho c\u1ed5 phi\u1ebfu v\u00e0 mi\u1ec5n ph\u00ed giao d\u1ecbch cho tr\u00e1i phi\u1ebfu ch\u00ednh ph\u1ee7), c\u00f9ng v\u1edbi h\u1ec7 th\u1ed1ng x\u1ebfp h\u1ea1ng t\u00edn d\u1ee5ng tr\u00e1i phi\u1ebfu doanh nghi\u1ec7p \u0111\u1ed9c quy\u1ec1n \u0111\u01b0\u1ee3c ph\u00e1t tri\u1ec3n c\u00f9ng c\u00e1c chuy\u00ean gia t\u00edn d\u1ee5ng h\u00e0ng \u0111\u1ea7u.<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<h2 class='po-article-page__title'>Nh\u1eefng Sai L\u1ea7m Ph\u1ed5 Bi\u1ebfn Khi \u0110\u1ea7u T\u01b0 v\u00e0o C\u1ed5 Phi\u1ebfu v\u00e0 Tr\u00e1i Phi\u1ebfu<\/h2>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Khi quy\u1ebft \u0111\u1ecbnh&nbsp;<b>n\u00ean mua c\u1ed5 phi\u1ebfu hay tr\u00e1i phi\u1ebfu<\/b>, nh\u00e0 \u0111\u1ea7u t\u01b0 Vi\u1ec7t Nam c\u1ea7n tr\u00e1nh nh\u1eefng sai l\u1ea7m nghi\u00eam tr\u1ecdng sau:<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm article-content po-article-page__text'>\n<ul class='po-article-page-list'>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Ch\u1ea1y theo &#8220;c\u1ed5 phi\u1ebfu n\u00f3ng&#8221;:&nbsp;70% nh\u00e0 \u0111\u1ea7u t\u01b0 F0 thua l\u1ed7 trong giai \u0111o\u1ea1n 2021-2022 do \u0111\u1ea7u t\u01b0 theo tin \u0111\u1ed3n<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>T\u1eadp trung v\u1ed1n qu\u00e1 m\u1ee9c:&nbsp;\u0110\u1ea7u t\u01b0 &gt;20% danh m\u1ee5c v\u00e0o m\u1ed9t c\u1ed5 phi\u1ebfu\/tr\u00e1i phi\u1ebfu duy nh\u1ea5t<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Mua tr\u00e1i phi\u1ebfu doanh nghi\u1ec7p v\u00ec l\u00e3i su\u1ea5t cao:&nbsp;B\u1ecf qua ph\u00e2n t\u00edch t\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh c\u1ee7a c\u00f4ng ty<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>C\u1eaft l\u1ed7 qu\u00e1 s\u1edbm, ch\u1ed1t l\u1eddi qu\u00e1 mu\u1ed9n:&nbsp;T\u00e2m l\u00fd &#8220;s\u1ee3 thua l\u1ed7&#8221; khi\u1ebfn danh m\u1ee5c k\u00e9m hi\u1ec7u qu\u1ea3<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Kh\u00f4ng c\u1eadp nh\u1eadt th\u00f4ng tin th\u1ecb tr\u01b0\u1eddng:&nbsp;Trong c\u00e1c bi\u1ebfn \u0111\u1ed9ng l\u1edbn nh\u01b0 COVID-19, xung \u0111\u1ed9t \u0111\u1ecba ch\u00ednh tr\u1ecb<\/li>\n<\/ul>\n<\/div>\n<div class='po-container po-container_width_article po-article-page__table'>\n<div class='po-table'>\n<table>\n<thead>\n<tr>\n<th>Sai L\u1ea7m<\/th>\n<th>H\u1eadu Qu\u1ea3 Th\u1ef1c T\u1ebf<\/th>\n<th>C\u00e1ch Kh\u1eafc Ph\u1ee5c<\/th>\n<th>Gi\u1ea3i Ph\u00e1p t\u1eeb Pocket Option<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u0110\u1ea7u t\u01b0 qu\u00e1 nhi\u1ec1u v\u00e0o tr\u00e1i phi\u1ebfu khi c\u00f2n tr\u1ebb<\/td>\n<td>Nh\u00e0 \u0111\u1ea7u t\u01b0 25-35 tu\u1ed5i b\u1ecf l\u1ee1 c\u01a1 h\u1ed9i l\u1ee3i nhu\u1eadn &gt;150% trong giai \u0111o\u1ea1n 2020-2023<\/td>\n<td>T\u0103ng t\u1ef7 tr\u1ecdng c\u1ed5 phi\u1ebfu l\u00ean 70-80% khi d\u01b0\u1edbi 35 tu\u1ed5i<\/td>\n<td>C\u00f4ng C\u1ee5 Ph\u00e2n B\u1ed5 T\u00e0i S\u1ea3n Theo Tu\u1ed5i<\/td>\n<\/tr>\n<tr>\n<td>\u0110\u1ea7u t\u01b0 qu\u00e1 nhi\u1ec1u v\u00e0o c\u1ed5 phi\u1ebfu tr\u01b0\u1edbc khi ngh\u1ec9 h\u01b0u<\/td>\n<td>Nhi\u1ec1u ng\u01b0\u1eddi chu\u1ea9n b\u1ecb ngh\u1ec9 h\u01b0u m\u1ea5t 25-30% t\u00e0i s\u1ea3n trong n\u0103m 2022<\/td>\n<td>Gi\u1ea3m d\u1ea7n t\u1ef7 tr\u1ecdng c\u1ed5 phi\u1ebfu b\u1eaft \u0111\u1ea7u t\u1eeb 5 n\u0103m tr\u01b0\u1edbc khi ngh\u1ec9 h\u01b0u<\/td>\n<td>Tr\u00ecnh L\u1eadp K\u1ebf Ho\u1ea1ch \u0110\u1ebfm Ng\u01b0\u1ee3c Ngh\u1ec9 H\u01b0u<\/td>\n<\/tr>\n<tr>\n<td>Mua tr\u00e1i phi\u1ebfu doanh nghi\u1ec7p ch\u1ec9 v\u00ec l\u00e3i su\u1ea5t cao<\/td>\n<td>H\u01a1n 40,000 nh\u00e0 \u0111\u1ea7u t\u01b0 thua l\u1ed7 trong v\u1ee5 T\u00e2n Ho\u00e0ng Minh (10.3%\/n\u0103m)<\/td>\n<td>Ph\u00e2n t\u00edch k\u1ef9 b\u00e1o c\u00e1o t\u00e0i ch\u00ednh, x\u1ebfp h\u1ea1ng t\u00edn d\u1ee5ng<\/td>\n<td>H\u1ec7 th\u1ed1ng x\u1ebfp h\u1ea1ng t\u00edn d\u1ee5ng \u0111\u1ed9c quy\u1ec1n<\/td>\n<\/tr>\n<tr>\n<td>Mua &#8220;c\u1ed5 phi\u1ebfu n\u00f3ng&#8221; theo tin \u0111\u1ed3n<\/td>\n<td>FLC gi\u1ea3m t\u1eeb 24,000 xu\u1ed1ng 3,500 VND (-85%) ch\u1ec9 trong 6 th\u00e1ng<\/td>\n<td>Th\u1ef1c hi\u1ec7n ph\u00e2n t\u00edch c\u01a1 b\u1ea3n v\u00e0 k\u1ef9 thu\u1eadt tr\u01b0\u1edbc khi \u0111\u1ea7u t\u01b0<\/td>\n<td>B\u00e1o c\u00e1o ph\u00e2n t\u00edch chuy\u00ean s\u00e2u h\u00e0ng tu\u1ea7n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>\u0110\u1ec3 tr\u00e1nh nh\u1eefng sai l\u1ea7m n\u00e0y,&nbsp;<b>Pocket Option<\/b>&nbsp;kh\u00f4ng ch\u1ec9 cung c\u1ea5p c\u00e1c kh\u00f3a \u0111\u00e0o t\u1ea1o \u0111\u1ea7u t\u01b0 mi\u1ec5n ph\u00ed m\u00e0 c\u00f2n ph\u00e1t tri\u1ec3n h\u1ec7 th\u1ed1ng c\u1ea3nh b\u00e1o r\u1ee7i ro t\u1ef1 \u0111\u1ed9ng d\u1ef1a tr\u00ean AI, gi\u00fap nh\u00e0 \u0111\u1ea7u t\u01b0 nh\u1eadn di\u1ec7n c\u00e1c d\u1ea5u hi\u1ec7u b\u1ea5t th\u01b0\u1eddng trong c\u1ed5 phi\u1ebfu v\u00e0 tr\u00e1i phi\u1ebfu tr\u01b0\u1edbc khi th\u1ecb tr\u01b0\u1eddng ph\u1ea3n \u1ee9ng, b\u1eb1ng c\u00e1ch ph\u00e2n t\u00edch h\u00e0ng tri\u1ec7u \u0111i\u1ec3m d\u1eef li\u1ec7u l\u1ecbch s\u1eed.<\/p>\n<\/div>\n    <div class=\"po-container po-container_width_article\">\n        <a href=\"\/en\/quick-start\/\" class=\"po-line-banner po-article-page__line-banner\">\n            <svg class=\"svg-image po-line-banner__logo\" fill=\"currentColor\" width=\"auto\" height=\"auto\"\n                 aria-hidden=\"true\">\n                <use href=\"#svg-img-logo-white\"><\/use>\n            <\/svg>\n            <span class=\"po-line-banner__btn\"><\/span>\n        <\/a>\n    <\/div>\n    \n<div class='po-container po-container_width_article-sm'>\n<h2 class='po-article-page__title'>K\u1ebft Lu\u1eadn: C\u1ed5 Phi\u1ebfu hay Tr\u00e1i Phi\u1ebfu &#8211; Kh\u00f4ng Ph\u1ea3i &#8220;Ho\u1eb7c&#8221; m\u00e0 l\u00e0 &#8220;V\u00e0&#8221;<\/h2>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>C\u00e2u tr\u1ea3 l\u1eddi t\u1ed1i \u01b0u cho c\u00e2u h\u1ecfi&nbsp;<b>n\u00ean \u0111\u1ea7u t\u01b0 v\u00e0o c\u1ed5 phi\u1ebfu hay tr\u00e1i phi\u1ebfu<\/b>&nbsp;n\u1eb1m \u1edf vi\u1ec7c kh\u00f4ng ch\u1ecdn m\u1ed9t trong hai, m\u00e0 l\u00e0 x\u00e2y d\u1ef1ng m\u1ed9t danh m\u1ee5c k\u1ebft h\u1ee3p c\u1ea3 hai t\u00e0i s\u1ea3n v\u1edbi t\u1ef7 l\u1ec7 ph\u00f9 h\u1ee3p cho t\u1eebng nh\u00e0 \u0111\u1ea7u t\u01b0. Chi\u1ebfn l\u01b0\u1ee3c &#8220;ph\u00e2n b\u1ed5 t\u00e0i s\u1ea3n \u0111\u1ed9ng&#8221; \u0111\u00e3 ch\u1ee9ng minh hi\u1ec7u qu\u1ea3 v\u01b0\u1ee3t tr\u1ed9i so v\u1edbi chi\u1ebfn l\u01b0\u1ee3c &#8220;ch\u1ec9 c\u1ed5 phi\u1ebfu&#8221; ho\u1eb7c &#8220;ch\u1ec9 tr\u00e1i phi\u1ebfu&#8221; trong giai \u0111o\u1ea1n 2015-2025.<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>\u0110\u1ed1i v\u1edbi th\u1ecb tr\u01b0\u1eddng Vi\u1ec7t Nam, m\u1ed9t chi\u1ebfn l\u01b0\u1ee3c \u0111\u1ea7u t\u01b0 th\u00f4ng minh n\u00ean bao g\u1ed3m:<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm article-content po-article-page__text'>\n<ul class='po-article-page-list'>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>\u0110a d\u1ea1ng h\u00f3a \u0111a chi\u1ec1u:&nbsp;Kh\u00f4ng ch\u1ec9 gi\u1eefa c\u1ed5 phi\u1ebfu v\u00e0 tr\u00e1i phi\u1ebfu, m\u00e0 c\u00f2n gi\u1eefa c\u00e1c nh\u00f3m ng\u00e0nh, v\u1ed1n h\u00f3a th\u1ecb tr\u01b0\u1eddng v\u00e0 k\u1ef3 h\u1ea1n tr\u00e1i phi\u1ebfu<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Ph\u00e2n b\u1ed5 chi\u1ebfn l\u01b0\u1ee3c theo &#8220;ph\u01b0\u01a1ng ph\u00e1p x\u00f4&#8221;:&nbsp;Chia t\u00e0i s\u1ea3n th\u00e0nh 3 nh\u00f3m (ng\u1eafn h\u1ea1n &#8211; ti\u1ec1n m\u1eb7t, trung h\u1ea1n &#8211; tr\u00e1i phi\u1ebfu, d\u00e0i h\u1ea1n &#8211; c\u1ed5 phi\u1ebfu)<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>C\u00e2n b\u1eb1ng \u0111\u1ecbnh k\u1ef3:&nbsp;\u0110i\u1ec1u ch\u1ec9nh danh m\u1ee5c 3-4 l\u1ea7n\/n\u0103m, \u0111\u1eb7c bi\u1ec7t sau c\u00e1c bi\u1ebfn \u0111\u1ed9ng l\u1edbn c\u1ee7a th\u1ecb tr\u01b0\u1eddng<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>\u0110\u1ea7u t\u01b0 theo xu h\u01b0\u1edbng v\u0129 m\u00f4:&nbsp;T\u1eadn d\u1ee5ng c\u00e1c xu h\u01b0\u1edbng l\u1edbn c\u1ee7a Vi\u1ec7t Nam (\u0111\u00f4 th\u1ecb h\u00f3a, t\u1ea7ng l\u1edbp trung l\u01b0u, chuy\u1ec3n \u0111\u1ed5i s\u1ed1&#8230;)<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>S\u1eed d\u1ee5ng c\u00f4ng ngh\u1ec7 hi\u1ec7n \u0111\u1ea1i:&nbsp;\u00c1p d\u1ee5ng c\u00e1c c\u00f4ng c\u1ee5 ph\u00e2n t\u00edch d\u1eef li\u1ec7u l\u1edbn v\u00e0 AI t\u1eeb c\u00e1c n\u1ec1n t\u1ea3ng nh\u01b0&nbsp;Pocket Option&nbsp;\u0111\u1ec3 t\u1ed1i \u01b0u h\u00f3a quy\u1ebft \u0111\u1ecbnh \u0111\u1ea7u t\u01b0<\/li>\n<\/ul>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh Vi\u1ec7t Nam \u0111ang trong giai \u0111o\u1ea1n chuy\u1ec3n \u0111\u1ed5i m\u1ea1nh m\u1ebd, v\u1edbi nhi\u1ec1u c\u1ea3i c\u00e1ch quan tr\u1ecdng nh\u01b0 n\u00e2ng c\u1ea5p th\u1ecb tr\u01b0\u1eddng, c\u1ea3i thi\u1ec7n khung ph\u00e1p l\u00fd tr\u00e1i phi\u1ebfu, v\u00e0 ph\u00e1t tri\u1ec3n c\u00e1c c\u00f4ng c\u1ee5 ph\u00e1i sinh. Nh\u1eefng thay \u0111\u1ed5i n\u00e0y t\u1ea1o ra c\u1ea3 th\u00e1ch th\u1ee9c v\u00e0 c\u01a1 h\u1ed9i cho nh\u00e0 \u0111\u1ea7u t\u01b0.<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Cu\u1ed1i c\u00f9ng, d\u00f9 b\u1ea1n ch\u1ecdn c\u1ed5 phi\u1ebfu, tr\u00e1i phi\u1ebfu, hay k\u1ebft h\u1ee3p c\u1ea3 hai, y\u1ebfu t\u1ed1 quy\u1ebft \u0111\u1ecbnh th\u00e0nh c\u00f4ng kh\u00f4ng ph\u1ea3i l\u00e0 &#8220;th\u1eddi \u0111i\u1ec3m th\u1ecb tr\u01b0\u1eddng&#8221; m\u00e0 l\u00e0 &#8220;th\u1eddi gian trong th\u1ecb tr\u01b0\u1eddng&#8221;. Nghi\u00ean c\u1ee9u t\u1eeb&nbsp;<b>Pocket Option<\/b>&nbsp;cho th\u1ea5y r\u1eb1ng c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 Vi\u1ec7t Nam ki\u00ean tr\u00ec v\u1edbi c\u00e1c chi\u1ebfn l\u01b0\u1ee3c ph\u00e2n b\u1ed5 h\u1ee3p l\u00fd trong 5 n\u0103m li\u00ean ti\u1ebfp \u0111\u1ea1t hi\u1ec7u su\u1ea5t cao h\u01a1n 65% so v\u1edbi c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 th\u01b0\u1eddng xuy\u00ean \u0111i\u1ec1u ch\u1ec9nh t\u1ef7 tr\u1ecdng theo t\u00e2m l\u00fd th\u1ecb tr\u01b0\u1eddng.<\/p>\n<\/div>\n"},"faq":[{"question":"C\u1ed5 phi\u1ebfu v\u00e0 tr\u00e1i phi\u1ebfu c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c \u0111\u1ea7u t\u01b0 \u0111\u1ed3ng th\u1eddi kh\u00f4ng?","answer":"Kh\u00f4ng ch\u1ec9 b\u1ea1n c\u00f3 th\u1ec3 \u0111\u1ea7u t\u01b0 v\u00e0o c\u1ea3 c\u1ed5 phi\u1ebfu v\u00e0 tr\u00e1i phi\u1ebfu c\u00f9ng l\u00fac, m\u00e0 b\u1ea1n n\u00ean l\u00e0m nh\u01b0 v\u1eady. Chi\u1ebfn l\u01b0\u1ee3c n\u00e0y, \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0 \"ph\u00e2n b\u1ed5 t\u00e0i s\u1ea3n t\u1ed1i \u01b0u,\" \u0111\u00e3 \u0111\u01b0\u1ee3c ch\u1ee9ng minh l\u00e0 gi\u1ea3m r\u1ee7i ro l\u00ean \u0111\u1ebfn 32% trong khi v\u1eabn duy tr\u00ec 85-90% l\u1ee3i nhu\u1eadn so v\u1edbi danh m\u1ee5c \u0111\u1ea7u t\u01b0 to\u00e0n c\u1ed5 phi\u1ebfu. T\u1ea1i Vi\u1ec7t Nam, c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 chuy\u00ean nghi\u1ec7p th\u01b0\u1eddng ph\u00e2n b\u1ed5 60-70% v\u00e0o c\u1ed5 phi\u1ebfu v\u00e0 30-40% v\u00e0o tr\u00e1i phi\u1ebfu trong c\u00e1c giai \u0111o\u1ea1n th\u1ecb tr\u01b0\u1eddng b\u00ecnh th\u01b0\u1eddng. T\u1ef7 l\u1ec7 n\u00e0y s\u1ebd thay \u0111\u1ed5i theo \u0111\u1ed9 tu\u1ed5i (gi\u1ea3m c\u1ed5 phi\u1ebfu khi tu\u1ed5i t\u0103ng), m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh v\u00e0 kh\u1ea9u v\u1ecb r\u1ee7i ro c\u00e1 nh\u00e2n."},{"question":"L\u00e3i su\u1ea5t hi\u1ec7n t\u1ea1i cho tr\u00e1i phi\u1ebfu ch\u00ednh ph\u1ee7 Vi\u1ec7t Nam l\u00e0 bao nhi\u00eau?","answer":"L\u00e3i su\u1ea5t tr\u00e1i phi\u1ebfu ch\u00ednh ph\u1ee7 Vi\u1ec7t Nam v\u00e0o th\u00e1ng 4 n\u0103m 2025 dao \u0111\u1ed9ng t\u1eeb 4,2% \u0111\u1ebfn 6,2% t\u00f9y thu\u1ed9c v\u00e0o k\u1ef3 h\u1ea1n, c\u1ee5 th\u1ec3: Tr\u00e1i phi\u1ebfu 1 n\u0103m: 4,2-4,3%; Tr\u00e1i phi\u1ebfu 3 n\u0103m: 4,5-4,7%; Tr\u00e1i phi\u1ebfu 5 n\u0103m: 4,8-5,0%; Tr\u00e1i phi\u1ebfu 10 n\u0103m: 5,2-5,5%; v\u00e0 Tr\u00e1i phi\u1ebfu 15 n\u0103m: 5,8-6,2%. So v\u1edbi qu\u00fd 1\/2024, l\u00e3i su\u1ea5t \u0111\u00e3 gi\u1ea3m kho\u1ea3ng 0,3-0,5 \u0111i\u1ec3m ph\u1ea7n tr\u0103m do Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc ti\u1ebfp t\u1ee5c ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7 h\u1ed7 tr\u1ee3 t\u0103ng tr\u01b0\u1edfng. Nh\u00e0 \u0111\u1ea7u t\u01b0 c\u00f3 th\u1ec3 tham kh\u1ea3o l\u00e3i su\u1ea5t c\u1eadp nh\u1eadt tr\u00ean trang web HNX ho\u1eb7c th\u00f4ng qua c\u00e1c n\u1ec1n t\u1ea3ng giao d\u1ecbch nh\u01b0 Pocket Option v\u1edbi th\u00f4ng tin th\u1eddi gian th\u1ef1c."},{"question":"L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 \u0111\u00e1nh gi\u00e1 r\u1ee7i ro tr\u00e1i phi\u1ebfu doanh nghi\u1ec7p t\u1ea1i Vi\u1ec7t Nam?","answer":"\u0110\u00e1nh gi\u00e1 r\u1ee7i ro tr\u00e1i phi\u1ebfu doanh nghi\u1ec7p Vi\u1ec7t Nam c\u1ea7n ph\u00e2n t\u00edch 5 y\u1ebfu t\u1ed1 ch\u00ednh: 1. T\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh c\u1ee7a t\u1ed5 ch\u1ee9c ph\u00e1t h\u00e0nh (\u0111\u1eb7c bi\u1ec7t DSCR > 1.5x, t\u1ef7 l\u1ec7 n\u1ee3 tr\u00ean v\u1ed1n ch\u1ee7 s\u1edf h\u1eefu < 2.0x) 2. M\u1ee5c \u0111\u00edch s\u1eed d\u1ee5ng v\u1ed1n (tr\u00e1i phi\u1ebfu \u0111\u1ea7u t\u01b0 v\u00e0o c\u00e1c d\u1ef1 \u00e1n c\u00f3 l\u1ee3i nhu\u1eadn r\u00f5 r\u00e0ng an to\u00e0n h\u01a1n tr\u00e1i phi\u1ebfu t\u00e1i c\u01a1 c\u1ea5u n\u1ee3) 3. T\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p (gi\u00e1 tr\u1ecb, t\u00ednh thanh kho\u1ea3n v\u00e0 t\u00ednh h\u1ee3p ph\u00e1p) 4. L\u1ecbch s\u1eed tr\u1ea3 n\u1ee3 (ki\u1ec3m tra h\u1ed3 s\u01a1 vay tr\u01b0\u1edbc \u0111\u00f3) 5. \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0111i\u1ec1u ki\u1ec7n ph\u00e1t h\u00e0nh (cam k\u1ebft t\u00e0i ch\u00ednh, quy\u1ec1n c\u1ee7a ng\u01b0\u1eddi s\u1edf h\u1eefu tr\u00e1i phi\u1ebfu) Tham kh\u1ea3o x\u1ebfp h\u1ea1ng t\u00edn d\u1ee5ng t\u1eeb c\u00e1c t\u1ed5 ch\u1ee9c uy t\u00edn ho\u1eb7c s\u1eed d\u1ee5ng c\u00f4ng c\u1ee5 \u0111\u00e1nh gi\u00e1 r\u1ee7i ro c\u1ee7a Pocket Option v\u1edbi 27 ti\u00eau ch\u00ed ph\u00e2n t\u00edch chuy\u00ean s\u00e2u \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf ri\u00eang cho th\u1ecb tr\u01b0\u1eddng Vi\u1ec7t Nam."},{"question":"T\u00f4i n\u00ean \u0111\u1ea7u t\u01b0 v\u00e0o qu\u1ef9 ETF c\u1ed5 phi\u1ebfu hay tr\u00e1i phi\u1ebfu ch\u00ednh ph\u1ee7?","answer":"Quy\u1ebft \u0111\u1ecbnh gi\u1eefa c\u00e1c qu\u1ef9 ETF c\u1ed5 phi\u1ebfu (nh\u01b0 VN30 ETF, VNFIN LEAD ETF) v\u00e0 tr\u00e1i phi\u1ebfu ch\u00ednh ph\u1ee7 ph\u1ee5 thu\u1ed9c v\u00e0o 3 y\u1ebfu t\u1ed1 ch\u00ednh: khung th\u1eddi gian \u0111\u1ea7u t\u01b0, m\u1ee5c ti\u00eau l\u1ee3i nhu\u1eadn, v\u00e0 kh\u1ea3 n\u0103ng ch\u1ecbu r\u1ee7i ro. V\u1edbi khung th\u1eddi gian >5 n\u0103m, c\u00e1c qu\u1ef9 ETF c\u1ed5 phi\u1ebfu Vi\u1ec7t Nam c\u00f3 l\u1ee3i nhu\u1eadn trung b\u00ecnh l\u1ecbch s\u1eed l\u00e0 12-15%\/n\u0103m (2015-2025), cao h\u01a1n \u0111\u00e1ng k\u1ec3 so v\u1edbi tr\u00e1i phi\u1ebfu ch\u00ednh ph\u1ee7 (5-6%\/n\u0103m). Tuy nhi\u00ean, c\u00e1c qu\u1ef9 ETF c\u1ed5 phi\u1ebfu c\u0169ng c\u00f3 s\u1ef1 bi\u1ebfn \u0111\u1ed9ng l\u1edbn h\u01a1n (\u0111\u1ed9 l\u1ec7ch chu\u1ea9n 22-25% so v\u1edbi 3-5%). \u0110\u1ed1i v\u1edbi c\u00e1c m\u1ee5c ti\u00eau ng\u1eafn h\u1ea1n (1-3 n\u0103m) ho\u1eb7c c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 c\u1ea7n b\u1ea3o to\u00e0n v\u1ed1n (nh\u01b0 nh\u1eefng ng\u01b0\u1eddi s\u1eafp ngh\u1ec9 h\u01b0u), tr\u00e1i phi\u1ebfu ch\u00ednh ph\u1ee7 l\u00e0 l\u1ef1a ch\u1ecdn an to\u00e0n h\u01a1n. Chi\u1ebfn l\u01b0\u1ee3c t\u1ed1i \u01b0u th\u01b0\u1eddng l\u00e0 k\u1ebft h\u1ee3p c\u1ea3 hai theo t\u1ef7 l\u1ec7 ph\u00f9 h\u1ee3p v\u1edbi t\u00ecnh h\u00ecnh c\u00e1 nh\u00e2n c\u1ee7a b\u1ea1n."},{"question":"C\u00e1ch mua tr\u00e1i phi\u1ebfu ch\u00ednh ph\u1ee7 t\u1ea1i Vi\u1ec7t Nam?","answer":"\u0110\u1ec3 mua tr\u00e1i phi\u1ebfu ch\u00ednh ph\u1ee7 Vi\u1ec7t Nam, b\u1ea1n c\u00f3 3 ph\u01b0\u01a1ng ph\u00e1p ch\u00ednh: 1. Th\u00f4ng qua c\u00e1c c\u00f4ng ty ch\u1ee9ng kho\u00e1n: M\u1edf t\u00e0i kho\u1ea3n t\u1ea1i m\u1ed9t c\u00f4ng ty ch\u1ee9ng kho\u00e1n (nh\u01b0 Pocket Option) sau \u0111\u00f3 \u0111\u1eb7t l\u1ec7nh mua tr\u00e1i phi\u1ebfu tr\u00ean th\u1ecb tr\u01b0\u1eddng th\u1ee9 c\u1ea5p t\u1ea1i HNX. Gi\u00e1 tr\u1ecb giao d\u1ecbch t\u1ed1i thi\u1ec3u: 100 tr\u00e1i phi\u1ebfu (100 tri\u1ec7u VND). \u01afu \u0111i\u1ec3m: d\u1ec5 ti\u1ebfp c\u1eadn, kh\u1ea3 n\u0103ng mua\/b\u00e1n linh ho\u1ea1t. 2. Th\u00f4ng qua c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i: M\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng (Vietcombank, BIDV) ph\u00e2n ph\u1ed1i tr\u00e1i phi\u1ebfu ch\u00ednh ph\u1ee7. Gi\u00e1 tr\u1ecb t\u1ed1i thi\u1ec3u th\u01b0\u1eddng t\u1eeb 50-100 tri\u1ec7u VND. \u01afu \u0111i\u1ec3m: quy tr\u00ecnh \u0111\u01a1n gi\u1ea3n n\u1ebfu b\u1ea1n \u0111\u00e3 l\u00e0 kh\u00e1ch h\u00e0ng c\u1ee7a ng\u00e2n h\u00e0ng. 3. Th\u00f4ng qua c\u00e1c qu\u1ef9 ETF tr\u00e1i phi\u1ebfu: \u0110\u1ea7u t\u01b0 v\u00e0o c\u00e1c qu\u1ef9 nh\u01b0 VFMVFB ETF tr\u00ean s\u00e0n HOSE. Gi\u00e1 tr\u1ecb t\u1ed1i thi\u1ec3u: t\u1eeb v\u00e0i tr\u0103m ngh\u00ecn VND. \u01afu \u0111i\u1ec3m: chi ph\u00ed th\u1ea5p, t\u00ednh thanh kho\u1ea3n cao, ph\u00f9 h\u1ee3p v\u1edbi nh\u00e0 \u0111\u1ea7u t\u01b0 nh\u1ecf. Pocket Option cung c\u1ea5p n\u1ec1n t\u1ea3ng giao d\u1ecbch tr\u00e1i phi\u1ebfu ch\u00ednh ph\u1ee7 v\u1edbi ph\u00ed giao d\u1ecbch th\u1ecb tr\u01b0\u1eddng th\u1ea5p nh\u1ea5t (ch\u1ec9 0,05%) v\u00e0 c\u00f4ng c\u1ee5 so s\u00e1nh l\u1ee3i su\u1ea5t theo th\u1eddi gian th\u1ef1c gi\u1eefa c\u00e1c k\u1ef3 h\u1ea1n kh\u00e1c nhau."}],"faq_source":{"label":"FAQ","type":"repeater","formatted_value":[{"question":"C\u1ed5 phi\u1ebfu v\u00e0 tr\u00e1i phi\u1ebfu c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c \u0111\u1ea7u t\u01b0 \u0111\u1ed3ng th\u1eddi kh\u00f4ng?","answer":"Kh\u00f4ng ch\u1ec9 b\u1ea1n c\u00f3 th\u1ec3 \u0111\u1ea7u t\u01b0 v\u00e0o c\u1ea3 c\u1ed5 phi\u1ebfu v\u00e0 tr\u00e1i phi\u1ebfu c\u00f9ng l\u00fac, m\u00e0 b\u1ea1n n\u00ean l\u00e0m nh\u01b0 v\u1eady. Chi\u1ebfn l\u01b0\u1ee3c n\u00e0y, \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0 \"ph\u00e2n b\u1ed5 t\u00e0i s\u1ea3n t\u1ed1i \u01b0u,\" \u0111\u00e3 \u0111\u01b0\u1ee3c ch\u1ee9ng minh l\u00e0 gi\u1ea3m r\u1ee7i ro l\u00ean \u0111\u1ebfn 32% trong khi v\u1eabn duy tr\u00ec 85-90% l\u1ee3i nhu\u1eadn so v\u1edbi danh m\u1ee5c \u0111\u1ea7u t\u01b0 to\u00e0n c\u1ed5 phi\u1ebfu. T\u1ea1i Vi\u1ec7t Nam, c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 chuy\u00ean nghi\u1ec7p th\u01b0\u1eddng ph\u00e2n b\u1ed5 60-70% v\u00e0o c\u1ed5 phi\u1ebfu v\u00e0 30-40% v\u00e0o tr\u00e1i phi\u1ebfu trong c\u00e1c giai \u0111o\u1ea1n th\u1ecb tr\u01b0\u1eddng b\u00ecnh th\u01b0\u1eddng. T\u1ef7 l\u1ec7 n\u00e0y s\u1ebd thay \u0111\u1ed5i theo \u0111\u1ed9 tu\u1ed5i (gi\u1ea3m c\u1ed5 phi\u1ebfu khi tu\u1ed5i t\u0103ng), m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh v\u00e0 kh\u1ea9u v\u1ecb r\u1ee7i ro c\u00e1 nh\u00e2n."},{"question":"L\u00e3i su\u1ea5t hi\u1ec7n t\u1ea1i cho tr\u00e1i phi\u1ebfu ch\u00ednh ph\u1ee7 Vi\u1ec7t Nam l\u00e0 bao nhi\u00eau?","answer":"L\u00e3i su\u1ea5t tr\u00e1i phi\u1ebfu ch\u00ednh ph\u1ee7 Vi\u1ec7t Nam v\u00e0o th\u00e1ng 4 n\u0103m 2025 dao \u0111\u1ed9ng t\u1eeb 4,2% \u0111\u1ebfn 6,2% t\u00f9y thu\u1ed9c v\u00e0o k\u1ef3 h\u1ea1n, c\u1ee5 th\u1ec3: Tr\u00e1i phi\u1ebfu 1 n\u0103m: 4,2-4,3%; Tr\u00e1i phi\u1ebfu 3 n\u0103m: 4,5-4,7%; Tr\u00e1i phi\u1ebfu 5 n\u0103m: 4,8-5,0%; Tr\u00e1i phi\u1ebfu 10 n\u0103m: 5,2-5,5%; v\u00e0 Tr\u00e1i phi\u1ebfu 15 n\u0103m: 5,8-6,2%. So v\u1edbi qu\u00fd 1\/2024, l\u00e3i su\u1ea5t \u0111\u00e3 gi\u1ea3m kho\u1ea3ng 0,3-0,5 \u0111i\u1ec3m ph\u1ea7n tr\u0103m do Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc ti\u1ebfp t\u1ee5c ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7 h\u1ed7 tr\u1ee3 t\u0103ng tr\u01b0\u1edfng. Nh\u00e0 \u0111\u1ea7u t\u01b0 c\u00f3 th\u1ec3 tham kh\u1ea3o l\u00e3i su\u1ea5t c\u1eadp nh\u1eadt tr\u00ean trang web HNX ho\u1eb7c th\u00f4ng qua c\u00e1c n\u1ec1n t\u1ea3ng giao d\u1ecbch nh\u01b0 Pocket Option v\u1edbi th\u00f4ng tin th\u1eddi gian th\u1ef1c."},{"question":"L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 \u0111\u00e1nh gi\u00e1 r\u1ee7i ro tr\u00e1i phi\u1ebfu doanh nghi\u1ec7p t\u1ea1i Vi\u1ec7t Nam?","answer":"\u0110\u00e1nh gi\u00e1 r\u1ee7i ro tr\u00e1i phi\u1ebfu doanh nghi\u1ec7p Vi\u1ec7t Nam c\u1ea7n ph\u00e2n t\u00edch 5 y\u1ebfu t\u1ed1 ch\u00ednh: 1. T\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh c\u1ee7a t\u1ed5 ch\u1ee9c ph\u00e1t h\u00e0nh (\u0111\u1eb7c bi\u1ec7t DSCR > 1.5x, t\u1ef7 l\u1ec7 n\u1ee3 tr\u00ean v\u1ed1n ch\u1ee7 s\u1edf h\u1eefu < 2.0x) 2. M\u1ee5c \u0111\u00edch s\u1eed d\u1ee5ng v\u1ed1n (tr\u00e1i phi\u1ebfu \u0111\u1ea7u t\u01b0 v\u00e0o c\u00e1c d\u1ef1 \u00e1n c\u00f3 l\u1ee3i nhu\u1eadn r\u00f5 r\u00e0ng an to\u00e0n h\u01a1n tr\u00e1i phi\u1ebfu t\u00e1i c\u01a1 c\u1ea5u n\u1ee3) 3. T\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p (gi\u00e1 tr\u1ecb, t\u00ednh thanh kho\u1ea3n v\u00e0 t\u00ednh h\u1ee3p ph\u00e1p) 4. L\u1ecbch s\u1eed tr\u1ea3 n\u1ee3 (ki\u1ec3m tra h\u1ed3 s\u01a1 vay tr\u01b0\u1edbc \u0111\u00f3) 5. \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0111i\u1ec1u ki\u1ec7n ph\u00e1t h\u00e0nh (cam k\u1ebft t\u00e0i ch\u00ednh, quy\u1ec1n c\u1ee7a ng\u01b0\u1eddi s\u1edf h\u1eefu tr\u00e1i phi\u1ebfu) Tham kh\u1ea3o x\u1ebfp h\u1ea1ng t\u00edn d\u1ee5ng t\u1eeb c\u00e1c t\u1ed5 ch\u1ee9c uy t\u00edn ho\u1eb7c s\u1eed d\u1ee5ng c\u00f4ng c\u1ee5 \u0111\u00e1nh gi\u00e1 r\u1ee7i ro c\u1ee7a Pocket Option v\u1edbi 27 ti\u00eau ch\u00ed ph\u00e2n t\u00edch chuy\u00ean s\u00e2u \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf ri\u00eang cho th\u1ecb tr\u01b0\u1eddng Vi\u1ec7t Nam."},{"question":"T\u00f4i n\u00ean \u0111\u1ea7u t\u01b0 v\u00e0o qu\u1ef9 ETF c\u1ed5 phi\u1ebfu hay tr\u00e1i phi\u1ebfu ch\u00ednh ph\u1ee7?","answer":"Quy\u1ebft \u0111\u1ecbnh gi\u1eefa c\u00e1c qu\u1ef9 ETF c\u1ed5 phi\u1ebfu (nh\u01b0 VN30 ETF, VNFIN LEAD ETF) v\u00e0 tr\u00e1i phi\u1ebfu ch\u00ednh ph\u1ee7 ph\u1ee5 thu\u1ed9c v\u00e0o 3 y\u1ebfu t\u1ed1 ch\u00ednh: khung th\u1eddi gian \u0111\u1ea7u t\u01b0, m\u1ee5c ti\u00eau l\u1ee3i nhu\u1eadn, v\u00e0 kh\u1ea3 n\u0103ng ch\u1ecbu r\u1ee7i ro. V\u1edbi khung th\u1eddi gian >5 n\u0103m, c\u00e1c qu\u1ef9 ETF c\u1ed5 phi\u1ebfu Vi\u1ec7t Nam c\u00f3 l\u1ee3i nhu\u1eadn trung b\u00ecnh l\u1ecbch s\u1eed l\u00e0 12-15%\/n\u0103m (2015-2025), cao h\u01a1n \u0111\u00e1ng k\u1ec3 so v\u1edbi tr\u00e1i phi\u1ebfu ch\u00ednh ph\u1ee7 (5-6%\/n\u0103m). Tuy nhi\u00ean, c\u00e1c qu\u1ef9 ETF c\u1ed5 phi\u1ebfu c\u0169ng c\u00f3 s\u1ef1 bi\u1ebfn \u0111\u1ed9ng l\u1edbn h\u01a1n (\u0111\u1ed9 l\u1ec7ch chu\u1ea9n 22-25% so v\u1edbi 3-5%). \u0110\u1ed1i v\u1edbi c\u00e1c m\u1ee5c ti\u00eau ng\u1eafn h\u1ea1n (1-3 n\u0103m) ho\u1eb7c c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 c\u1ea7n b\u1ea3o to\u00e0n v\u1ed1n (nh\u01b0 nh\u1eefng ng\u01b0\u1eddi s\u1eafp ngh\u1ec9 h\u01b0u), tr\u00e1i phi\u1ebfu ch\u00ednh ph\u1ee7 l\u00e0 l\u1ef1a ch\u1ecdn an to\u00e0n h\u01a1n. Chi\u1ebfn l\u01b0\u1ee3c t\u1ed1i \u01b0u th\u01b0\u1eddng l\u00e0 k\u1ebft h\u1ee3p c\u1ea3 hai theo t\u1ef7 l\u1ec7 ph\u00f9 h\u1ee3p v\u1edbi t\u00ecnh h\u00ecnh c\u00e1 nh\u00e2n c\u1ee7a b\u1ea1n."},{"question":"C\u00e1ch mua tr\u00e1i phi\u1ebfu ch\u00ednh ph\u1ee7 t\u1ea1i Vi\u1ec7t Nam?","answer":"\u0110\u1ec3 mua tr\u00e1i phi\u1ebfu ch\u00ednh ph\u1ee7 Vi\u1ec7t Nam, b\u1ea1n c\u00f3 3 ph\u01b0\u01a1ng ph\u00e1p ch\u00ednh: 1. Th\u00f4ng qua c\u00e1c c\u00f4ng ty ch\u1ee9ng kho\u00e1n: M\u1edf t\u00e0i kho\u1ea3n t\u1ea1i m\u1ed9t c\u00f4ng ty ch\u1ee9ng kho\u00e1n (nh\u01b0 Pocket Option) sau \u0111\u00f3 \u0111\u1eb7t l\u1ec7nh mua tr\u00e1i phi\u1ebfu tr\u00ean th\u1ecb tr\u01b0\u1eddng th\u1ee9 c\u1ea5p t\u1ea1i HNX. Gi\u00e1 tr\u1ecb giao d\u1ecbch t\u1ed1i thi\u1ec3u: 100 tr\u00e1i phi\u1ebfu (100 tri\u1ec7u VND). \u01afu \u0111i\u1ec3m: d\u1ec5 ti\u1ebfp c\u1eadn, kh\u1ea3 n\u0103ng mua\/b\u00e1n linh ho\u1ea1t. 2. Th\u00f4ng qua c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i: M\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng (Vietcombank, BIDV) ph\u00e2n ph\u1ed1i tr\u00e1i phi\u1ebfu ch\u00ednh ph\u1ee7. Gi\u00e1 tr\u1ecb t\u1ed1i thi\u1ec3u th\u01b0\u1eddng t\u1eeb 50-100 tri\u1ec7u VND. \u01afu \u0111i\u1ec3m: quy tr\u00ecnh \u0111\u01a1n gi\u1ea3n n\u1ebfu b\u1ea1n \u0111\u00e3 l\u00e0 kh\u00e1ch h\u00e0ng c\u1ee7a ng\u00e2n h\u00e0ng. 3. Th\u00f4ng qua c\u00e1c qu\u1ef9 ETF tr\u00e1i phi\u1ebfu: \u0110\u1ea7u t\u01b0 v\u00e0o c\u00e1c qu\u1ef9 nh\u01b0 VFMVFB ETF tr\u00ean s\u00e0n HOSE. Gi\u00e1 tr\u1ecb t\u1ed1i thi\u1ec3u: t\u1eeb v\u00e0i tr\u0103m ngh\u00ecn VND. \u01afu \u0111i\u1ec3m: chi ph\u00ed th\u1ea5p, t\u00ednh thanh kho\u1ea3n cao, ph\u00f9 h\u1ee3p v\u1edbi nh\u00e0 \u0111\u1ea7u t\u01b0 nh\u1ecf. Pocket Option cung c\u1ea5p n\u1ec1n t\u1ea3ng giao d\u1ecbch tr\u00e1i phi\u1ebfu ch\u00ednh ph\u1ee7 v\u1edbi ph\u00ed giao d\u1ecbch th\u1ecb tr\u01b0\u1eddng th\u1ea5p nh\u1ea5t (ch\u1ec9 0,05%) v\u00e0 c\u00f4ng c\u1ee5 so s\u00e1nh l\u1ee3i su\u1ea5t theo th\u1eddi gian th\u1ef1c gi\u1eefa c\u00e1c k\u1ef3 h\u1ea1n kh\u00e1c nhau."}]}},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.8 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>B\u1ea1n C\u00f3 N\u00ean \u0110\u1ea7u T\u01b0 V\u00e0o C\u1ed5 Phi\u1ebfu hay Tr\u00e1i Phi\u1ebfu: Chi\u1ebfn L\u01b0\u1ee3c Danh M\u1ee5c \u0110\u1ea7u T\u01b0 T\u1ed1i \u01afu Cho N\u0103m 2025<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/pocketoption.com\/blog\/vt\/knowledge-base\/learning\/should-i-invest-in-stocks-or-bonds\/\" \/>\n<meta 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OK"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/pocketoption.com\/blog\/vt\/knowledge-base\/learning\/should-i-invest-in-stocks-or-bonds\/#article","isPartOf":{"@id":"https:\/\/pocketoption.com\/blog\/vt\/knowledge-base\/learning\/should-i-invest-in-stocks-or-bonds\/"},"author":{"name":"Igor OK","@id":"https:\/\/pocketoption.com\/blog\/vt\/#\/schema\/person\/05fda70241a3f566579f07d29b86abe1"},"headline":"B\u1ea1n C\u00f3 N\u00ean \u0110\u1ea7u T\u01b0 V\u00e0o C\u1ed5 Phi\u1ebfu hay Tr\u00e1i Phi\u1ebfu: Chi\u1ebfn L\u01b0\u1ee3c Danh M\u1ee5c \u0110\u1ea7u T\u01b0 T\u1ed1i \u01afu Cho N\u0103m 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