{"id":294255,"date":"2025-07-07T20:29:03","date_gmt":"2025-07-07T20:29:03","guid":{"rendered":"https:\/\/pocketoption.com\/blog\/news-events\/data\/bb-stocks-dividends-2\/"},"modified":"2025-07-07T20:29:03","modified_gmt":"2025-07-07T20:29:03","slug":"bb-stocks-dividends","status":"publish","type":"post","link":"https:\/\/pocketoption.com\/blog\/vt\/knowledge-base\/trading\/bb-stocks-dividends\/","title":{"rendered":"C\u1ed5 phi\u1ebfu C\u1ed5 t\u1ee9c BB: Chi\u1ebfn l\u01b0\u1ee3c \u0110\u00e3 \u0111\u01b0\u1ee3c Ch\u1ee9ng minh cho Thu nh\u1eadp Th\u1ee5 \u0111\u1ed9ng t\u1ea1i Brazil"},"content":{"rendered":"<div id=\"root\"><div id=\"wrap-img-root\"><\/div><\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":45,"featured_media":191689,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[20],"tags":[35,28,36,45,44,34],"class_list":["post-294255","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-trading","tag-currency","tag-investment","tag-pattern","tag-stock","tag-strategy","tag-withdraw"],"acf":{"h1":"Pocket Option: H\u01b0\u1edbng D\u1eabn Chi Ti\u1ebft V\u1ec1 C\u1ed5 Phi\u1ebfu C\u1ed5 T\u1ee9c BB","h1_source":{"label":"H1","type":"text","formatted_value":"Pocket Option: H\u01b0\u1edbng D\u1eabn Chi Ti\u1ebft V\u1ec1 C\u1ed5 Phi\u1ebfu C\u1ed5 T\u1ee9c BB"},"description":"C\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c BB: Kh\u00e1m ph\u00e1 c\u00e1ch \u0111\u1ec3 \u0111\u1ea1t \u0111\u01b0\u1ee3c l\u1ee3i su\u1ea5t c\u1ed5 t\u1ee9c l\u00ean \u0111\u1ebfn 10,2% v\u1edbi ph\u00e2n t\u00edch \u0111\u1ed9c quy\u1ec1n v\u1ec1 ch\u00ednh s\u00e1ch ph\u00e2n ph\u1ed1i c\u1ee7a BB. Pocket Option ti\u1ebft l\u1ed9 c\u00e1c chi\u1ebfn thu\u1eadt \u0111\u1ea7u t\u01b0 t\u1ed1t nh\u1ea5t cho n\u0103m 2025.","description_source":{"label":"Description","type":"textarea","formatted_value":"C\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c BB: Kh\u00e1m ph\u00e1 c\u00e1ch \u0111\u1ec3 \u0111\u1ea1t \u0111\u01b0\u1ee3c l\u1ee3i su\u1ea5t c\u1ed5 t\u1ee9c l\u00ean \u0111\u1ebfn 10,2% v\u1edbi ph\u00e2n t\u00edch \u0111\u1ed9c quy\u1ec1n v\u1ec1 ch\u00ednh s\u00e1ch ph\u00e2n ph\u1ed1i c\u1ee7a BB. Pocket Option ti\u1ebft l\u1ed9 c\u00e1c chi\u1ebfn thu\u1eadt \u0111\u1ea7u t\u01b0 t\u1ed1t nh\u1ea5t cho n\u0103m 2025."},"intro":"Hi\u1ec3u \u0111\u01b0\u1ee3c ti\u1ec1m n\u0103ng c\u1ee7a c\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c BB \u0111\u00e3 tr\u1edf th\u00e0nh \u01b0u ti\u00ean cho c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 Brazil t\u00ecm ki\u1ebfm thu nh\u1eadp th\u1ee5 \u0111\u1ed9ng v\u00e0o n\u0103m 2025. V\u1edbi t\u1ef7 su\u1ea5t c\u1ed5 t\u1ee9c trung b\u00ecnh 7,8% trong n\u0103m n\u0103m qua -- v\u01b0\u1ee3t qua m\u1ee9c trung b\u00ecnh c\u1ee7a Ibovespa l\u00e0 3,5% -- Banco do Brasil \u0111\u00e3 kh\u1eb3ng \u0111\u1ecbnh m\u00ecnh l\u00e0 m\u1ed9t nh\u00e0 l\u00e3nh \u0111\u1ea1o trong vi\u1ec7c ph\u00e2n ph\u1ed1i l\u1ee3i nhu\u1eadn trong ng\u00e0nh t\u00e0i ch\u00ednh qu\u1ed1c gia. \u0110\u1ec3 l\u00e0m r\u00f5: \u0110\u1ea7u t\u01b0 R$10,000 v\u00e0o c\u1ed5 phi\u1ebfu BB v\u00e0o n\u0103m 2020 s\u1ebd t\u1ea1o ra kho\u1ea3ng R$3,900 ch\u1ec9 ri\u00eang t\u1eeb c\u1ed5 t\u1ee9c cho \u0111\u1ebfn nay, ch\u01b0a k\u1ec3 \u0111\u1ebfn kh\u1ea3 n\u0103ng t\u0103ng gi\u00e1 c\u1ee7a c\u1ed5 phi\u1ebfu.","intro_source":{"label":"Intro","type":"text","formatted_value":"Hi\u1ec3u \u0111\u01b0\u1ee3c ti\u1ec1m n\u0103ng c\u1ee7a c\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c BB \u0111\u00e3 tr\u1edf th\u00e0nh \u01b0u ti\u00ean cho c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 Brazil t\u00ecm ki\u1ebfm thu nh\u1eadp th\u1ee5 \u0111\u1ed9ng v\u00e0o n\u0103m 2025. V\u1edbi t\u1ef7 su\u1ea5t c\u1ed5 t\u1ee9c trung b\u00ecnh 7,8% trong n\u0103m n\u0103m qua -- v\u01b0\u1ee3t qua m\u1ee9c trung b\u00ecnh c\u1ee7a Ibovespa l\u00e0 3,5% -- Banco do Brasil \u0111\u00e3 kh\u1eb3ng \u0111\u1ecbnh m\u00ecnh l\u00e0 m\u1ed9t nh\u00e0 l\u00e3nh \u0111\u1ea1o trong vi\u1ec7c ph\u00e2n ph\u1ed1i l\u1ee3i nhu\u1eadn trong ng\u00e0nh t\u00e0i ch\u00ednh qu\u1ed1c gia. \u0110\u1ec3 l\u00e0m r\u00f5: \u0110\u1ea7u t\u01b0 R$10,000 v\u00e0o c\u1ed5 phi\u1ebfu BB v\u00e0o n\u0103m 2020 s\u1ebd t\u1ea1o ra kho\u1ea3ng R$3,900 ch\u1ec9 ri\u00eang t\u1eeb c\u1ed5 t\u1ee9c cho \u0111\u1ebfn nay, ch\u01b0a k\u1ec3 \u0111\u1ebfn kh\u1ea3 n\u0103ng t\u0103ng gi\u00e1 c\u1ee7a c\u1ed5 phi\u1ebfu."},"body_html":"<div class='po-container po-container_width_article-sm'><h2 class='po-article-page__title'>S\u1ef1 Li\u00ean Quan c\u1ee7a C\u1ed5 Phi\u1ebfu C\u1ed5 T\u1ee9c BB tr\u00ean Th\u1ecb Tr\u01b0\u1eddng Brazil<\/h2><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Trong b\u1ed1i c\u1ea3nh \u0111\u1ea7u t\u01b0 t\u1ea1i Brazil n\u0103m 2025, c\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c BB n\u1ed5i b\u1eadt nh\u01b0 m\u1ed9t ti\u00eau chu\u1ea9n v\u1ec1 l\u1ee3i nhu\u1eadn cho c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 t\u1eadp trung v\u00e0o thu nh\u1eadp: h\u1ecd chi\u1ebfm v\u1ecb tr\u00ed th\u1ee9 3 trong s\u1ed1 c\u00e1c c\u00f4ng ty ph\u00e2n ph\u1ed1i nhi\u1ec1u c\u1ed5 t\u1ee9c nh\u1ea5t tr\u00ean Ibovespa, v\u1edbi 13,8 t\u1ef7 R$ \u0111\u01b0\u1ee3c ph\u00e2n ph\u1ed1i v\u00e0o n\u0103m 2023. Banco do Brasil, m\u1ed9t t\u1ed5 ch\u1ee9c hai th\u1ebf k\u1ef7 \u0111\u01b0\u1ee3c th\u00e0nh l\u1eadp v\u00e0o n\u0103m 1808, kh\u00f4ng ch\u1ec9 duy tr\u00ec ch\u00ednh s\u00e1ch ph\u00e2n ph\u1ed1i l\u1ee3i nhu\u1eadn nh\u1ea5t qu\u00e1n m\u00e0 c\u00f2n t\u0103ng t\u1ef7 l\u1ec7 chi tr\u1ea3 t\u1eeb 33% l\u00ean 39% trong giai \u0111o\u1ea1n 2020-2023, c\u1ee7ng c\u1ed1 m\u00ecnh nh\u01b0 m\u1ed9t l\u1ef1a ch\u1ecdn cao c\u1ea5p cho c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 b\u1ea3o th\u1ee7 t\u00ecm ki\u1ebfm l\u1ee3i nhu\u1eadn d\u1ef1 \u0111o\u00e1n \u0111\u01b0\u1ee3c.<\/p><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Khi \u0111\u00e1nh gi\u00e1 \u0111\u1ea7u t\u01b0 v\u00e0o c\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c BB, \u0111i\u1ec1u quan tr\u1ecdng l\u00e0 ph\u1ea3i hi\u1ec3u b\u1ea3n ch\u1ea5t c\u1ee5 th\u1ec3 c\u1ee7a ch\u00fang: \u0111\u00e2y l\u00e0 m\u1ed9t c\u00f4ng ty kinh t\u1ebf h\u1ed7n h\u1ee3p n\u01a1i ch\u00ednh ph\u1ee7 li\u00ean bang n\u1eafm gi\u1eef 50,73% c\u1ed5 phi\u1ebfu ph\u1ed5 th\u00f4ng, trong khi 49,27% l\u01b0u h\u00e0nh t\u1ef1 do tr\u00ean th\u1ecb tr\u01b0\u1eddng. C\u1ea5u tr\u00fac k\u00e9p n\u00e0y mang l\u1ea1i cho BB nh\u1eefng \u0111\u1eb7c \u0111i\u1ec3m \u0111\u1ed9c \u0111\u00e1o: m\u1ed9t m\u1eb7t, s\u1ef1 \u1ed5n \u0111\u1ecbnh c\u1ee7a m\u1ed9t t\u1ed5 ch\u1ee9c nh\u00e0 n\u01b0\u1edbc v\u1edbi quy\u1ec1n truy c\u1eadp \u01b0u ti\u00ean v\u00e0o t\u00e0i ch\u00ednh n\u00f4ng nghi\u1ec7p (251 t\u1ef7 R$ trong danh m\u1ee5c \u0111\u1ea7u t\u01b0 n\u0103m 2024); m\u1eb7t kh\u00e1c, nhu c\u1ea7u c\u1ea1nh tranh th\u01b0\u01a1ng m\u1ea1i v\u00e0 t\u1ea1o ra k\u1ebft qu\u1ea3 cho c\u00e1c c\u1ed5 \u0111\u00f4ng t\u01b0 nh\u00e2n, \u0111\u00e3 \u00e1p d\u1ee5ng c\u00e1c th\u1ef1c h\u00e0nh qu\u1ea3n tr\u1ecb Novo Mercado nh\u01b0 c\u00e1c \u1ee7y ban \u0111\u1ed9c l\u1eadp v\u00e0 100% tag along.<\/p><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>\u0110\u1ed1i v\u1edbi c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 Pocket Option, hi\u1ec3u c\u00e1c m\u00f4 h\u00ecnh chu k\u1ef3 c\u1ee7a c\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c BB ti\u1ebft l\u1ed9 c\u00e1c c\u01a1 h\u1ed9i chi\u1ebfn l\u01b0\u1ee3c c\u1ee5 th\u1ec3: l\u1ecbch s\u1eed cho th\u1ea5y c\u00e1c giao d\u1ecbch mua \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n sau khi c\u00f4ng b\u1ed1 b\u1ea3ng c\u00e2n \u0111\u1ed1i qu\u00fd 4 (th\u01b0\u1eddng v\u00e0o th\u00e1ng 2) t\u1eadn d\u1ee5ng t\u00e1c \u0111\u1ed9ng t\u00edch c\u1ef1c c\u1ee7a th\u00f4ng b\u00e1o ph\u00e2n ph\u1ed1i c\u1ed5 t\u1ee9c h\u00e0ng n\u0103m, \u0111i\u1ec1u n\u00e0y v\u00e0o n\u0103m 2023 \u0111\u00e3 \u0111\u1ea1i di\u1ec7n cho m\u1ed9t t\u00e1c \u0111\u1ed9ng +4,7% trong 5 ng\u00e0y l\u00e0m vi\u1ec7c. N\u1ec1n t\u1ea3ng Pocket Option cung c\u1ea5p c\u00e1c c\u1ea3nh b\u00e1o c\u00e1 nh\u00e2n h\u00f3a th\u00f4ng b\u00e1o th\u1eddi \u0111i\u1ec3m l\u00fd t\u01b0\u1edfng \u0111\u1ec3 \u0111\u1ecbnh v\u1ecb, d\u1ef1a tr\u00ean 15 n\u0103m d\u1eef li\u1ec7u l\u1ecbch s\u1eed cho th\u1ea5y m\u1ed1i t\u01b0\u01a1ng quan 78% gi\u1eefa c\u00e1c th\u00f4ng b\u00e1o c\u1ed5 t\u1ee9c b\u1ea5t th\u01b0\u1eddng v\u00e0 c\u00e1c chuy\u1ec3n \u0111\u1ed9ng t\u0103ng b\u1ec1n v\u1eefng.<\/p><\/div><div class='po-container po-container_width_article-sm'><h2 class='po-article-page__title'>L\u1ecbch S\u1eed v\u00e0 Ch\u00ednh S\u00e1ch C\u1ed5 T\u1ee9c c\u1ee7a Banco do Brasil<\/h2><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Ch\u00ednh s\u00e1ch c\u1ed5 t\u1ee9c c\u1ee7a Banco do Brasil \u0111\u00e3 ph\u00e1t tri\u1ec3n m\u1ed9t c\u00e1ch chi\u1ebfn l\u01b0\u1ee3c k\u1ec3 t\u1eeb n\u0103m 2020, khi H\u1ed9i \u0111\u1ed3ng Qu\u1ea3n tr\u1ecb ph\u00ea duy\u1ec7t Ch\u00ednh s\u00e1ch Qu\u1ea3n tr\u1ecb cho C\u00e1c Th\u1ef1c th\u1ec3 Li\u00ean quan v\u00e0 Th\u00f9 lao C\u1ed5 \u0111\u00f4ng (Ngh\u1ecb quy\u1ebft CA\/BB 2020\/642). T\u00e0i li\u1ec7u n\u00e0y ch\u00ednh th\u1ee9c thi\u1ebft l\u1eadp m\u1ed9t t\u1ef7 l\u1ec7 chi tr\u1ea3 t\u1ed1i thi\u1ec3u l\u00e0 35% thu nh\u1eadp r\u00f2ng \u0111i\u1ec1u ch\u1ec9nh, cao h\u01a1n 40% so v\u1edbi m\u1ee9c t\u1ed1i thi\u1ec3u ph\u00e1p l\u00fd 25% y\u00eau c\u1ea7u b\u1edfi Lu\u1eadt 6.404\/76. Tr\u00ean th\u1ef1c t\u1ebf, BB \u0111\u00e3 v\u01b0\u1ee3t qua c\u1ea3 m\u1ee5c ti\u00eau n\u1ed9i b\u1ed9 c\u1ee7a m\u00ecnh, \u0111\u1ea1t 39% v\u00e0o n\u0103m 2023, \u0111\u1ecbnh v\u1ecb m\u00ecnh l\u00e0 ng\u00e2n h\u00e0ng nh\u00e0 n\u01b0\u1edbc h\u00e0o ph\u00f3ng nh\u1ea5t trong vi\u1ec7c ph\u00e2n ph\u1ed1i l\u1ee3i nhu\u1eadn, v\u01b0\u1ee3t qua Caixa (kh\u00f4ng ph\u00e2n ph\u1ed1i c\u1ed5 t\u1ee9c cho ch\u00ednh ph\u1ee7) v\u00e0 BNB (v\u1edbi t\u1ef7 l\u1ec7 chi tr\u1ea3 trung b\u00ecnh 25,3% trong c\u00f9ng k\u1ef3).<\/p><\/div><div class='po-container po-container_width_article po-article-page__table'><div class='po-table'><table><thead><tr><th>N\u0103m<\/th><th>L\u1ee3i Nhu\u1eadn R\u00f2ng (t\u1ef7 R$)<\/th><th>C\u1ed5 T\u1ee9c Ph\u00e2n Ph\u1ed1i (t\u1ef7 R$)<\/th><th>T\u1ef7 L\u1ec7 Chi Tr\u1ea3<\/th><th>L\u1ee3i Su\u1ea5t C\u1ed5 T\u1ee9c Trung B\u00ecnh<\/th><th>T\u1ed5ng L\u1ee3i Nhu\u1eadn C\u1ed5 \u0110\u00f4ng<\/th><\/tr><\/thead><tbody><tr><td>2020<\/td><td>12.7<\/td><td>4.2<\/td><td>33%<\/td><td>4.3%<\/td><td>-21.4% (t\u00e1c \u0111\u1ed9ng COVID)<\/td><\/tr><tr><td>2021<\/td><td>21.0<\/td><td>7.6<\/td><td>36%<\/td><td>7.8%<\/td><td>+26.5%<\/td><\/tr><tr><td>2022<\/td><td>31.8<\/td><td>12.1<\/td><td>38%<\/td><td>10.2%<\/td><td>+34.7%<\/td><\/tr><tr><td>2023<\/td><td>35.6<\/td><td>13.8<\/td><td>39%<\/td><td>9.5%<\/td><td>+22.3%<\/td><\/tr><tr><td>2024 (d\u1ef1 b\u00e1o)<\/td><td>37.9<\/td><td>15.2<\/td><td>40%<\/td><td>8.7%<\/td><td>+14.8% (\u0111\u1ebfn Th\u00e1ng 9\/24)<\/td><\/tr><\/tbody><\/table><\/div><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>L\u1ecbch s\u1eed nh\u1ea5t qu\u00e1n c\u1ee7a c\u00e1c kho\u1ea3n thanh to\u00e1n ng\u00e0y c\u00e0ng t\u0103ng n\u00e0y c\u1ee7ng c\u1ed1 c\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c BB nh\u01b0 m\u1ed9t tham chi\u1ebfu cho c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 thu nh\u1eadp bi\u1ebfn \u0111\u1ed5i \u1edf Brazil. D\u1eef li\u1ec7u do Economatica t\u1ed5ng h\u1ee3p cho th\u1ea5y BB n\u1eb1m trong s\u1ed1 ba nh\u00e0 ph\u00e2n ph\u1ed1i c\u1ed5 t\u1ee9c l\u1edbn nh\u1ea5t tr\u00ean Ibovespa theo t\u1ed5ng kh\u1ed1i l\u01b0\u1ee3ng ph\u00e2n ph\u1ed1i, ch\u1ec9 \u0111\u1ee9ng sau Petrobras v\u00e0 Vale, nh\u01b0ng v\u1edbi kh\u1ea3 n\u0103ng d\u1ef1 \u0111o\u00e1n cao h\u01a1n trong c\u00e1c kho\u1ea3n thanh to\u00e1n h\u00e0ng qu\u00fd, \u0111i\u1ec1u c\u1ea7n thi\u1ebft cho c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 ph\u1ee5 thu\u1ed9c v\u00e0o d\u00f2ng ti\u1ec1n \u0111\u1ecbnh k\u1ef3.<\/p><\/div><div class='po-container po-container_width_article-sm'><h3 class='po-article-page__title'>C\u00e1c H\u00ecnh Th\u1ee9c Ph\u00e2n Ph\u1ed1i Thu Nh\u1eadp<\/h3><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Banco do Brasil s\u1eed d\u1ee5ng chi\u1ebfn l\u01b0\u1ee3c \u0111a d\u1ea1ng h\u00f3a th\u00f9 lao c\u1ed5 \u0111\u00f4ng, t\u1ed1i \u01b0u h\u00f3a c\u00e1c kh\u00eda c\u1ea1nh thu\u1ebf v\u00e0 qu\u1ea3n tr\u1ecb:<\/p><\/div><div class='po-container po-container_width_article-sm article-content po-article-page__text'><ul class='po-article-page-list'><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>C\u1ed5 t\u1ee9c th\u01b0\u1eddng xuy\u00ean: c\u00e1c kho\u1ea3n thanh to\u00e1n h\u00e0ng qu\u00fd (th\u00e1ng 3, th\u00e1ng 6, th\u00e1ng 9 v\u00e0 th\u00e1ng 12) t\u01b0\u01a1ng \u1ee9ng v\u1edbi 8,75% l\u1ee3i nhu\u1eadn r\u00f2ng h\u00e0ng qu\u00fd, nh\u01b0 \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh trong \u0110i\u1ec1u l\u1ec7 c\u1ee7a BB (\u0110i\u1ec1u 42)<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>L\u00e3i tr\u00ean V\u1ed1n (JCP): c\u00e1c kho\u1ea3n thanh to\u00e1n v\u00e0o n\u0103m 2023 chi\u1ebfm 65% t\u1ed5ng s\u1ed1 ph\u00e2n ph\u1ed1i (8,97 t\u1ef7 R$), cho ph\u00e9p BB ti\u1ebft ki\u1ec7m kho\u1ea3ng 3,05 t\u1ef7 R$ thu\u1ebf do kh\u1ea3 n\u0103ng kh\u1ea5u tr\u1eeb thu\u1ebf (\u0110i\u1ec1u 9 c\u1ee7a Lu\u1eadt 9.249\/95)<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>C\u1ed5 t\u1ee9c b\u1ea5t th\u01b0\u1eddng: \u0111\u01b0\u1ee3c tr\u1ea3 trong c\u00e1c t\u00ecnh hu\u1ed1ng c\u1ee5 th\u1ec3 nh\u01b0 \u0111\u00e3 x\u1ea3y ra v\u00e0o th\u00e1ng 3\/2023, khi BB ph\u00e2n ph\u1ed1i 2,1 t\u1ef7 R$ (0,74 R$ m\u1ed7i c\u1ed5 phi\u1ebfu) sau khi b\u00e1n c\u1ed5 ph\u1ea7n c\u1ee7a m\u00ecnh trong Cielo<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Ch\u01b0\u01a1ng tr\u00ecnh mua l\u1ea1i c\u1ed5 phi\u1ebfu: ch\u01b0\u01a1ng tr\u00ecnh 2023-2024 cho ph\u00e9p mua l\u1ea1i t\u1ed1i \u0111a 50 tri\u1ec7u c\u1ed5 phi\u1ebfu (1,75% c\u1ee7a free float), v\u1edbi t\u00e1c \u0111\u1ed9ng ti\u1ec1m n\u0103ng +3,8% tr\u00ean thu nh\u1eadp m\u1ed7i c\u1ed5 phi\u1ebfu sau khi h\u1ee7y b\u1ecf<\/li><\/ul><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>\u0110\u1ed1i v\u1edbi c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 s\u1eed d\u1ee5ng Pocket Option v\u00e0 c\u00e1c n\u1ec1n t\u1ea3ng \u0111\u1ea7u t\u01b0 kh\u00e1c, ki\u1ebfn th\u1ee9c chi ti\u1ebft v\u1ec1 c\u00e1c h\u00ecnh th\u1ee9c n\u00e0y l\u00e0 r\u1ea5t quan tr\u1ecdng kh\u00f4ng ch\u1ec9 cho vi\u1ec7c l\u1eadp k\u1ebf ho\u1ea1ch thu\u1ebf m\u00e0 c\u00f2n \u0111\u1ec3 t\u1eadn d\u1ee5ng c\u00e1c c\u01a1 h\u1ed9i ch\u00eanh l\u1ec7ch gi\u00e1 ph\u00e1t sinh v\u00e0o nh\u1eefng ng\u00e0y g\u1ea7n ng\u00e0y kh\u00f4ng h\u01b0\u1edfng c\u1ed5 t\u1ee9c, khi c\u1ed5 phi\u1ebfu th\u01b0\u1eddng gi\u1ea3m \u00edt h\u01a1n gi\u00e1 tr\u1ecb c\u1ee7a thu nh\u1eadp s\u1ebd \u0111\u01b0\u1ee3c ph\u00e2n ph\u1ed1i.<\/p><\/div><div class='po-container po-container_width_article-sm'><h2 class='po-article-page__title'>Ph\u00e2n T\u00edch So S\u00e1nh: C\u1ed5 Phi\u1ebfu C\u1ed5 T\u1ee9c BB so v\u1edbi C\u00e1c Ng\u00e2n H\u00e0ng Kh\u00e1c<\/h2><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Ph\u00e2n t\u00edch so s\u00e1nh hi\u1ec7u su\u1ea5t c\u1ed5 t\u1ee9c gi\u1eefa c\u00e1c ng\u00e2n h\u00e0ng ch\u00ednh c\u1ee7a Brazil ti\u1ebft l\u1ed9 v\u1ecb tr\u00ed \u01b0u ti\u00ean c\u1ee7a c\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c BB. Vi\u1ec7c so s\u00e1nh n\u00e0y cho ph\u00e9p c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 \u0111\u00e1nh gi\u00e1 kh\u00e1ch quan chi ph\u00ed-l\u1ee3i \u00edch gi\u1eefa c\u00e1c l\u1ef1a ch\u1ecdn kh\u00e1c nhau trong ng\u00e0nh ng\u00e2n h\u00e0ng.<\/p><\/div><div class='po-container po-container_width_article po-article-page__table'><div class='po-table'><table><thead><tr><th>Ng\u00e2n H\u00e0ng<\/th><th>L\u1ee3i Su\u1ea5t C\u1ed5 T\u1ee9c Trung B\u00ecnh (5 n\u0103m)<\/th><th>T\u00ednh Nh\u1ea5t Qu\u00e1n Thanh To\u00e1n<\/th><th>T\u0103ng Tr\u01b0\u1edfng C\u1ed5 T\u1ee9c (CAGR 5 n\u0103m)<\/th><th>T\u1ef7 L\u1ec7 Chi Tr\u1ea3 Trung B\u00ecnh<\/th><th>Ti\u1ebfp X\u00fac v\u1edbi N\u00f4ng Nghi\u1ec7p<\/th><\/tr><\/thead><tbody><tr><td>Banco do Brasil (BBAS3)<\/td><td>7.8%<\/td><td>Cao (22 qu\u00fd li\u00ean ti\u1ebfp)<\/td><td>12.3%<\/td><td>37%<\/td><td>32.8% c\u1ee7a danh m\u1ee5c \u0111\u1ea7u t\u01b0<\/td><\/tr><tr><td>Ita\u00fa Unibanco (ITUB4)<\/td><td>5.9%<\/td><td>Cao (20 qu\u00fd li\u00ean ti\u1ebfp)<\/td><td>8.7%<\/td><td>42%<\/td><td>6.3% c\u1ee7a danh m\u1ee5c \u0111\u1ea7u t\u01b0<\/td><\/tr><tr><td>Bradesco (BBDC4)<\/td><td>5.2%<\/td><td>Cao (18 qu\u00fd li\u00ean ti\u1ebfp)<\/td><td>6.5%<\/td><td>38%<\/td><td>7.1% c\u1ee7a danh m\u1ee5c \u0111\u1ea7u t\u01b0<\/td><\/tr><tr><td>Santander Brasil (SANB11)<\/td><td>6.1%<\/td><td>Trung B\u00ecnh-Cao (15 qu\u00fd li\u00ean ti\u1ebfp)<\/td><td>7.2%<\/td><td>34%<\/td><td>5.2% c\u1ee7a danh m\u1ee5c \u0111\u1ea7u t\u01b0<\/td><\/tr><\/tbody><\/table><\/div><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Ph\u00e2n t\u00edch \u0111\u1ecbnh l\u01b0\u1ee3ng cho th\u1ea5y r\u1eb1ng c\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c BB kh\u00f4ng ch\u1ec9 cung c\u1ea5p l\u1ee3i su\u1ea5t c\u1ed5 t\u1ee9c trung b\u00ecnh cao nh\u1ea5t trong ng\u00e0nh (7.8% so v\u1edbi 5.7% trung b\u00ecnh c\u1ee7a \u0111\u1ed1i th\u1ee7), m\u00e0 c\u00f2n c\u00f3 t\u1ef7 l\u1ec7 t\u0103ng tr\u01b0\u1edfng h\u00e0ng n\u0103m k\u00e9p (CAGR) cao nh\u1ea5t trong c\u00e1c gi\u00e1 tr\u1ecb ph\u00e2n ph\u1ed1i, \u0111\u1ea1t 12.3% \u1ea5n t\u01b0\u1ee3ng trong n\u0103m n\u0103m qua. Hi\u1ec7u su\u1ea5t v\u01b0\u1ee3t tr\u1ed9i n\u00e0y ch\u1ee7 y\u1ebfu l\u00e0 do s\u1ef1 ti\u1ebfp x\u00fac \u01b0u ti\u00ean v\u1edbi n\u00f4ng nghi\u1ec7p Brazil, m\u1ed9t ng\u00e0nh \u0111\u00e3 t\u0103ng tr\u01b0\u1edfng v\u1edbi t\u1ef7 l\u1ec7 trung b\u00ecnh 8.3% ngay c\u1ea3 trong th\u1eddi k\u1ef3 \u0111\u1ea1i d\u1ecbch, trong khi c\u00e1c ph\u00e2n kh\u00fac kh\u00e1c c\u1ee7a n\u1ec1n kinh t\u1ebf \u0111\u1ed1i m\u1eb7t v\u1edbi nh\u1eefng th\u00e1ch th\u1ee9c \u0111\u00e1ng k\u1ec3.<\/p><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Pocket Option \u0111\u00e3 ph\u00e1t tri\u1ec3n m\u1ed9t c\u00f4ng c\u1ee5 so s\u00e1nh th\u1eddi gian th\u1ef1c \u0111\u1ed9c quy\u1ec1n gi\u1eefa c\u00e1c ch\u1ec9 s\u1ed1 c\u1ed5 t\u1ee9c c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng ch\u00ednh c\u1ee7a Brazil, cho ph\u00e9p c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 x\u00e1c \u0111\u1ecbnh c\u00e1c c\u01a1 h\u1ed9i d\u1ef1a tr\u00ean s\u1ef1 bi\u1ebfn \u0111\u1ed9ng t\u1ea1m th\u1eddi trong gi\u00e1 t\u01b0\u01a1ng \u0111\u1ed1i gi\u1eefa BBAS3 v\u00e0 c\u00e1c \u0111\u1ed1i th\u1ee7 c\u1ea1nh tranh c\u1ee7a n\u00f3.<\/p><\/div><div class='po-container po-container_width_article-sm'><h3 class='po-article-page__title'>L\u1ee3i Th\u1ebf C\u1ea1nh Tranh c\u1ee7a BB trong B\u1ed1i C\u1ea3nh C\u1ed5 T\u1ee9c<\/h3><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Banco do Brasil c\u00f3 nh\u1eefng l\u1ee3i th\u1ebf c\u1ea5u tr\u00fac duy tr\u00ec ch\u00ednh s\u00e1ch c\u1ed5 t\u1ee9c m\u1ea1nh m\u1ebd c\u1ee7a m\u00ecnh v\u00e0 n\u00ean t\u1ed3n t\u1ea1i trong trung v\u00e0 d\u00e0i h\u1ea1n:<\/p><\/div><div class='po-container po-container_width_article-sm article-content po-article-page__text'><ul class='po-article-page-list'><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>L\u00e3nh \u0111\u1ea1o kh\u00f4ng th\u1ec3 tranh c\u00e3i trong n\u00f4ng nghi\u1ec7p, ki\u1ec3m so\u00e1t 54.7% th\u1ecb tr\u01b0\u1eddng t\u00edn d\u1ee5ng n\u00f4ng th\u00f4n \u1edf Brazil, v\u1edbi 251 t\u1ef7 R$ cho vay cho ng\u00e0nh n\u00e0y v\u00e0o n\u0103m 2024 v\u00e0 t\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u ch\u1ec9 2.1% (so v\u1edbi trung b\u00ecnh SFN l\u00e0 3.7%)<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>C\u01a1 s\u1edf kh\u00e1ch h\u00e0ng chi\u1ebfn l\u01b0\u1ee3c bao g\u1ed3m 7.9 tri\u1ec7u c\u00f4ng ch\u1ee9c li\u00ean bang, ti\u1ec3u bang v\u00e0 th\u00e0nh ph\u1ed1 v\u1edbi b\u1ea3ng l\u01b0\u01a1ng \u0111\u01b0\u1ee3c x\u1eed l\u00fd b\u1edfi ng\u00e2n h\u00e0ng, t\u1ea1o ra doanh thu \u1ed5n \u0111\u1ecbnh v\u00e0 c\u00f3 th\u1ec3 d\u1ef1 \u0111o\u00e1n<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Hi\u1ec7u qu\u1ea3 ho\u1ea1t \u0111\u1ed9ng kh\u00f4ng ng\u1eebng ph\u00e1t tri\u1ec3n, v\u1edbi t\u1ef7 l\u1ec7 hi\u1ec7u qu\u1ea3 32.5% v\u00e0o n\u0103m 2023 (t\u1ed1t nh\u1ea5t trong ng\u00e0nh), k\u1ebft qu\u1ea3 c\u1ee7a m\u1ed9t ch\u01b0\u01a1ng tr\u00ecnh t\u1ef1 \u0111\u1ed9ng h\u00f3a k\u1ef9 thu\u1eadt s\u1ed1 \u0111\u00e3 gi\u1ea3m chi ph\u00ed ho\u1ea1t \u0111\u1ed9ng 3.4 t\u1ef7 R$ trong 3 n\u0103m qua<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>M\u00f4 h\u00ecnh qu\u1ea3n l\u00fd lai k\u1ebft h\u1ee3p s\u1ef1 b\u1ea3o th\u1ee7 trong \u0111\u00e1nh gi\u00e1 r\u1ee7i ro (t\u1ef7 l\u1ec7 Basel 16.8%, cao h\u01a1n m\u1ee9c y\u00eau c\u1ea7u 11% c\u1ee7a Ng\u00e2n h\u00e0ng Trung \u01b0\u01a1ng) v\u1edbi s\u1ef1 nhanh nh\u1eb9n th\u01b0\u01a1ng m\u1ea1i trong c\u00e1c ph\u00e2n kh\u00fac \u01b0u ti\u00ean<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Ch\u01b0\u01a1ng tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i k\u1ef9 thu\u1eadt s\u1ed1 \"BB Digital 2025\" \u0111\u00e3 gi\u1ea3m chi ph\u00ed thu h\u00fat kh\u00e1ch h\u00e0ng 37% v\u00e0 t\u0103ng giao d\u1ecbch qua \u1ee9ng d\u1ee5ng 82% k\u1ec3 t\u1eeb n\u0103m 2020, gi\u1ea3i ph\u00f3ng v\u1ed1n \u0111\u1ec3 ph\u00e2n ph\u1ed1i cho c\u1ed5 \u0111\u00f4ng<\/li><\/ul><\/div><div class='po-container po-container_width_article-sm'><h2 class='po-article-page__title'>Chi\u1ebfn L\u01b0\u1ee3c \u0110\u1ea7u T\u01b0 v\u00e0o C\u1ed5 Phi\u1ebfu C\u1ed5 T\u1ee9c BB<\/h2><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>\u0110\u1ea7u t\u01b0 chi\u1ebfn l\u01b0\u1ee3c v\u00e0o c\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c BB \u0111\u00f2i h\u1ecfi m\u1ed9t ph\u01b0\u01a1ng ph\u00e1p ti\u1ebfp c\u1eadn c\u00f3 ph\u01b0\u01a1ng ph\u00e1p d\u1ef1a tr\u00ean d\u1eef li\u1ec7u l\u1ecbch s\u1eed v\u00e0 d\u1ef1 b\u00e1o nh\u1ea5t qu\u00e1n. Pocket Option \u0111\u00e3 t\u1ed5ng h\u1ee3p c\u00e1c chi\u1ebfn l\u01b0\u1ee3c \u0111\u00e3 \u0111\u01b0\u1ee3c ch\u1ee9ng minh \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng b\u1edfi c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 th\u00e0nh c\u00f4ng nh\u1ea5t trong t\u00e0i s\u1ea3n n\u00e0y trong n\u0103m n\u0103m qua, d\u1ef1a tr\u00ean ph\u00e2n t\u00edch h\u01a1n 10,000 ho\u1ea1t \u0111\u1ed9ng th\u1ef1c t\u1ebf.<\/p><\/div><div class='po-container po-container_width_article-sm'><h3 class='po-article-page__title'>T\u00edch L\u0169y Chi\u1ebfn L\u01b0\u1ee3c \u1edf C\u00e1c M\u1ee9c Gi\u00e1<\/h3><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Chi\u1ebfn l\u01b0\u1ee3c t\u00edch l\u0169y theo t\u1eebng giai \u0111o\u1ea1n \u0111\u00e3 cho th\u1ea5y k\u1ebft qu\u1ea3 v\u01b0\u1ee3t tr\u1ed9i cho c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 d\u00e0i h\u1ea1n t\u1eadp trung v\u00e0o c\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c BB. C\u00e1ch ti\u1ebfp c\u1eadn c\u00f3 h\u1ec7 th\u1ed1ng n\u00e0y bao g\u1ed3m:<\/p><\/div><div class='po-container po-container_width_article-sm article-content po-article-page__text'><ul class='po-article-page-list'><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>\u0110\u00f3ng g\u00f3p h\u00e0ng qu\u00fd theo l\u1ecbch tr\u00ecnh \u0111\u1ec3 tr\u00f9ng v\u1edbi tu\u1ea7n sau khi thanh to\u00e1n c\u1ed5 t\u1ee9c (l\u1ecbch s\u1eed, gi\u00e1 gi\u1ea3m trung b\u00ecnh 2.7% trong giai \u0111o\u1ea1n n\u00e0y)<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>T\u0103ng 50% \u0111\u00f3ng g\u00f3p th\u01b0\u1eddng xuy\u00ean khi P\/E \u0111\u1ea1t gi\u00e1 tr\u1ecb d\u01b0\u1edbi 6.0 (trung b\u00ecnh x\u1ea3y ra 2.3 l\u1ea7n m\u1ed7i n\u0103m trong 5 n\u0103m qua)<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>T\u00e1i \u0111\u1ea7u t\u01b0 t\u1ef1 \u0111\u1ed9ng 100% c\u1ed5 t\u1ee9c nh\u1eadn \u0111\u01b0\u1ee3c th\u00f4ng qua c\u00e1c l\u1ec7nh theo l\u1ecbch tr\u00ecnh cho D+3 sau khi nh\u1eadn, t\u1eadn d\u1ee5ng hi\u1ec7u \u1ee9ng l\u00e3i k\u00e9p v\u00e0 gi\u1ea3m thi\u1ec3u thi\u00ean ki\u1ebfn h\u00e0nh vi<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Gi\u00e1m s\u00e1t t\u00edch c\u1ef1c m\u1ed1i quan h\u1ec7 gi\u1eefa l\u1ee3i su\u1ea5t c\u1ed5 t\u1ee9c d\u1ef1 ki\u1ebfn v\u00e0 t\u1ef7 l\u1ec7 Selic, t\u0103ng c\u01b0\u1eddng ti\u1ebfp x\u00fac khi s\u1ef1 kh\u00e1c bi\u1ec7t v\u01b0\u1ee3t qu\u00e1 3 \u0111i\u1ec3m ph\u1ea7n tr\u0103m (t\u00edn hi\u1ec7u l\u1ecbch s\u1eed c\u1ee7a s\u1ef1 \u0111\u1ecbnh gi\u00e1 th\u1ea5p)<\/li><\/ul><\/div><div class='po-container po-container_width_article po-article-page__table'><div class='po-table'><table><thead><tr><th>Ch\u1ec9 S\u1ed1<\/th><th>Th\u1eddi \u0110i\u1ec3m L\u00fd T\u01b0\u1edfng \u0111\u1ec3 Mua<\/th><th>Tham Chi\u1ebfu L\u1ecbch S\u1eed<\/th><th>C\u1ea3nh B\u00e1o \u0110\u1ec3 \u0110\u00e1nh Gi\u00e1 L\u1ea1i<\/th><th>Gi\u00e1 Tr\u1ecb Hi\u1ec7n T\u1ea1i (Th\u00e1ng 10\/2024)<\/th><th>T\u00edn Hi\u1ec7u<\/th><\/tr><\/thead><tbody><tr><td>P\/E (Gi\u00e1\/L\u1ee3i Nhu\u1eadn)<\/td><td>&lt; 6<\/td><td>4.8 - 9.2<\/td><td>&gt; 10<\/td><td>5.7<\/td><td>Mua<\/td><\/tr><tr><td>P\/BV (Gi\u00e1\/Gi\u00e1 Tr\u1ecb S\u1ed5 S\u00e1ch)<\/td><td>&lt; 1.0<\/td><td>0.8 - 1.6<\/td><td>&gt; 1.8<\/td><td>1.1<\/td><td>Trung L\u1eadp<\/td><\/tr><tr><td>L\u1ee3i Su\u1ea5t C\u1ed5 T\u1ee9c D\u1ef1 Ki\u1ebfn<\/td><td>&gt; 8%<\/td><td>5% - 12%<\/td><td>&lt; 4%<\/td><td>8.7%<\/td><td>Mua<\/td><\/tr><tr><td>ROE (L\u1ee3i Nhu\u1eadn Tr\u00ean V\u1ed1n Ch\u1ee7 S\u1edf H\u1eefu)<\/td><td>&gt; 18%<\/td><td>15% - 20%<\/td><td>&lt; 12%<\/td><td>19.3%<\/td><td>Mua<\/td><\/tr><\/tbody><\/table><\/div><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>D\u1eef li\u1ec7u do Pocket Option t\u1ed5ng h\u1ee3p ti\u1ebft l\u1ed9 r\u1eb1ng c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 tu\u00e2n th\u1ee7 nghi\u00eam ng\u1eb7t chi\u1ebfn l\u01b0\u1ee3c t\u00edch l\u0169y n\u00e0y trong 4 n\u0103m qua \u0111\u00e3 \u0111\u1ea1t \u0111\u01b0\u1ee3c t\u1ed5ng l\u1ee3i nhu\u1eadn h\u00e0ng n\u0103m h\u00f3a 23.7%, so v\u1edbi 15.5% c\u1ee7a nh\u1eefng ng\u01b0\u1eddi ch\u1ec9 \u0111\u01a1n gi\u1ea3n mua t\u00e0i s\u1ea3n m\u00e0 kh\u00f4ng c\u00f3 ph\u01b0\u01a1ng ph\u00e1p x\u00e1c \u0111\u1ecbnh. S\u1ef1 kh\u00e1c bi\u1ec7t 8.2 \u0111i\u1ec3m ph\u1ea7n tr\u0103m n\u00e0y \u0111\u1ea1i di\u1ec7n cho g\u1ea7n g\u1ea5p \u0111\u00f4i t\u00e0i s\u1ea3n t\u00edch l\u0169y trong giai \u0111o\u1ea1n n\u00e0y (112% so v\u1edbi 63%), ch\u1ee9ng minh s\u1ee9c m\u1ea1nh c\u1ee7a c\u00e1c \u0111\u00f3ng g\u00f3p c\u00f3 h\u1ec7 th\u1ed1ng v\u00e0o nh\u1eefng th\u1eddi \u0111i\u1ec3m chi\u1ebfn l\u01b0\u1ee3c.<\/p><\/div><div class='po-container po-container_width_article-sm'><h2 class='po-article-page__title'>C\u00e1c Y\u1ebfu T\u1ed1 \u1ea2nh H\u01b0\u1edfng \u0110\u1ebfn Thanh To\u00e1n C\u1ed5 T\u1ee9c C\u1ee7a C\u1ed5 Phi\u1ebfu BB<\/h2><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Gi\u00e1m s\u00e1t ch\u1ee7 \u0111\u1ed9ng c\u00e1c y\u1ebfu t\u1ed1 quy\u1ebft \u0111\u1ecbnh cho vi\u1ec7c ph\u00e2n ph\u1ed1i thu nh\u1eadp l\u00e0 \u0111i\u1ec1u c\u1ea7n thi\u1ebft cho c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 chuy\u00ean v\u1ec1 c\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c BB. Vi\u1ec7c nh\u1eadn di\u1ec7n s\u1edbm c\u00e1c y\u1ebfu t\u1ed1 n\u00e0y cho ph\u00e9p \u0111i\u1ec1u ch\u1ec9nh chi\u1ebfn l\u01b0\u1ee3c \u0111\u1ea7u t\u01b0 v\u00e0 \u0111\u1ecbnh v\u1ecb ph\u00f9 h\u1ee3p tr\u01b0\u1edbc c\u00e1c chuy\u1ec3n \u0111\u1ed9ng th\u1ecb tr\u01b0\u1eddng c\u00f3 li\u00ean quan.<\/p><\/div><div class='po-container po-container_width_article po-article-page__table'><div class='po-table'><table><thead><tr><th>Y\u1ebfu T\u1ed1<\/th><th>T\u00e1c \u0110\u1ed9ng Ti\u1ec1m N\u0103ng<\/th><th>C\u00e1ch Gi\u00e1m S\u00e1t<\/th><th>Ch\u1ec9 S\u1ed1 D\u1eabn \u0110\u1ea7u<\/th><\/tr><\/thead><tbody><tr><td>Ch\u00ednh S\u00e1ch T\u00edn D\u1ee5ng c\u1ee7a Ch\u00ednh Ph\u1ee7 Li\u00ean Bang<\/td><td>Tr\u1ef1c ti\u1ebfp l\u00ean k\u1ebft qu\u1ea3 ho\u1ea1t \u0111\u1ed9ng v\u00e0 kh\u1ea3 n\u0103ng t\u1ea1o l\u1ee3i nhu\u1eadn<\/td><td>C\u00e1c th\u00f4ng b\u00e1o t\u1eeb B\u1ed9 Kinh t\u1ebf, BNDES v\u00e0 h\u01b0\u1edbng d\u1eabn cho c\u00e1c ng\u00e2n h\u00e0ng c\u00f4ng<\/td><td>Tuy\u00ean b\u1ed1 t\u1eeb ch\u1ee7 t\u1ecbch BB, bi\u00ean b\u1ea3n H\u1ed9i \u0111\u1ed3ng Ti\u1ec1n t\u1ec7 Qu\u1ed1c gia (CMN)<\/td><\/tr><tr><td>Chu K\u1ef3 L\u00e3i Su\u1ea5t N\u1ed9i \u0110\u1ecba<\/td><td>\u1ea2nh h\u01b0\u1edfng \u0111\u1ebfn bi\u00ean t\u00e0i ch\u00ednh v\u00e0 ch\u1ea5t l\u01b0\u1ee3ng danh m\u1ee5c t\u00edn d\u1ee5ng<\/td><td>Quy\u1ebft \u0111\u1ecbnh c\u1ee7a COPOM v\u00e0 k\u1ef3 v\u1ecdng th\u1ecb tr\u01b0\u1eddng v\u1ec1 Selic<\/td><td>B\u1ea3n tin Focus (h\u00e0ng tu\u1ea7n), tuy\u00ean b\u1ed1 t\u1eeb c\u00e1c gi\u00e1m \u0111\u1ed1c Ng\u00e2n h\u00e0ng Trung \u01b0\u01a1ng, IPCA h\u00e0ng th\u00e1ng<\/td><\/tr><tr><td>Hi\u1ec7u Su\u1ea5t N\u00f4ng Nghi\u1ec7p<\/td><td>\u1ea2nh h\u01b0\u1edfng \u0111\u00e1ng k\u1ec3 \u0111\u1ebfn danh m\u1ee5c t\u00edn d\u1ee5ng, n\u01a1i BB l\u00e0 ng\u01b0\u1eddi d\u1eabn \u0111\u1ea7u<\/td><td>V\u1ee5 m\u00f9a, gi\u00e1 h\u00e0ng h\u00f3a v\u00e0 \u0111i\u1ec1u ki\u1ec7n th\u1eddi ti\u1ebft<\/td><td>B\u00e1o c\u00e1o CONAB, ch\u1ec9 s\u1ed1 gi\u00e1 h\u00e0ng h\u00f3a n\u00f4ng nghi\u1ec7p, El Ni\u00f1o\/La Ni\u00f1a<\/td><\/tr><tr><td>Y\u00eau C\u1ea7u Quy \u0110\u1ecbnh (Basel)<\/td><td>Y\u00eau c\u1ea7u v\u1ed1n c\u00f3 th\u1ec3 h\u1ea1n ch\u1ebf ph\u00e2n ph\u1ed1i c\u1ed5 t\u1ee9c<\/td><td>Quy \u0111\u1ecbnh c\u1ee7a Ng\u00e2n h\u00e0ng Trung \u01b0\u01a1ng v\u00e0 ch\u1ec9 s\u1ed1 v\u1ed1n h\u00f3a c\u1ee7a BB<\/td><td>Tham v\u1ea5n c\u00f4ng khai c\u1ee7a BCB, \u00e1p d\u1ee5ng qu\u1ed1c t\u1ebf c\u1ee7a Basel IV, ki\u1ec3m tra c\u0103ng th\u1eb3ng<\/td><\/tr><tr><td>K\u1ebf Ho\u1ea1ch M\u1edf R\u1ed9ng v\u00e0 \u0110\u1ea7u T\u01b0<\/td><td>C\u00e1c d\u1ef1 \u00e1n quan tr\u1ecdng c\u00f3 th\u1ec3 t\u1ea1m th\u1eddi gi\u1ea3m t\u1ef7 l\u1ec7 chi tr\u1ea3<\/td><td>C\u00e1c th\u00f4ng b\u00e1o qu\u1ea3n l\u00fd v\u00e0 k\u1ebf ho\u1ea1ch chi\u1ebfn l\u01b0\u1ee3c<\/td><td>H\u01b0\u1edbng d\u1eabn h\u00e0ng qu\u00fd, bi\u00ean b\u1ea3n H\u1ed9i \u0111\u1ed3ng Qu\u1ea3n tr\u1ecb, c\u00e1c \u0111\u1ed9ng th\u00e1i \u0111i\u1ec1u h\u00e0nh<\/td><\/tr><\/tbody><\/table><\/div><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Pocket Option \u0111\u00e3 ph\u00e1t tri\u1ec3n m\u1ed9t h\u1ec7 th\u1ed1ng c\u1ea3nh b\u00e1o \u0111\u1ed9c quy\u1ec1n gi\u00e1m s\u00e1t 37 ch\u1ec9 s\u1ed1 li\u00ean quan \u0111\u1ebfn c\u00e1c y\u1ebfu t\u1ed1 n\u00e0y, th\u00f4ng b\u00e1o cho c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 v\u1ec1 nh\u1eefng thay \u0111\u1ed5i c\u00f3 li\u00ean quan tr\u01b0\u1edbc khi ch\u00fang \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn gi\u00e1 c\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c BB. C\u00e1c ph\u00e2n t\u00edch l\u1ecbch s\u1eed cho th\u1ea5y r\u1eb1ng c\u00e1c ph\u1ea3n \u1ee9ng d\u1ef1 \u0111o\u00e1n tr\u01b0\u1edbc c\u00e1c y\u1ebfu t\u1ed1 n\u00e0y \u0111\u00e3 t\u1ea1o ra alpha 4.3% h\u00e0ng n\u0103m h\u00f3a cho ng\u01b0\u1eddi d\u00f9ng h\u1ec7 th\u1ed1ng trong hai n\u0103m qua.<\/p><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>M\u1ed9t kh\u00eda c\u1ea1nh th\u01b0\u1eddng b\u1ecb \u0111\u00e1nh gi\u00e1 th\u1ea5p b\u1edfi c\u00e1c nh\u00e0 ph\u00e2n t\u00edch th\u00f4ng th\u01b0\u1eddng l\u00e0 m\u1ed1i t\u01b0\u01a1ng quan gi\u1eefa c\u00e1c chu k\u1ef3 ch\u00ednh tr\u1ecb c\u1ee7a Brazil v\u00e0 ch\u00ednh s\u00e1ch c\u1ed5 t\u1ee9c c\u1ee7a Banco do Brasil. D\u1eef li\u1ec7u l\u1ecbch s\u1eed \u0111\u01b0\u1ee3c t\u1ed5ng h\u1ee3p t\u1eeb n\u0103m 1995 cho th\u1ea5y m\u1ed9t m\u00f4 h\u00ecnh r\u00f5 r\u00e0ng: trong hai n\u0103m \u0111\u1ea7u c\u1ee7a nhi\u1ec7m k\u1ef3 t\u1ed5ng th\u1ed1ng, t\u1ef7 l\u1ec7 chi tr\u1ea3 trung b\u00ecnh l\u00e0 32.7%, trong khi trong hai n\u0103m cu\u1ed1i c\u1ee7a nhi\u1ec7m k\u1ef3, trung b\u00ecnh t\u0103ng l\u00ean 38.3% - m\u1ed9t s\u1ef1 kh\u00e1c bi\u1ec7t c\u00f3 \u00fd ngh\u0129a th\u1ed1ng k\u00ea (p&lt;0.05) m\u00e0 c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 ch\u00fa \u00fd \u0111\u1ebfn chu k\u1ef3 n\u00e0y c\u00f3 th\u1ec3 khai th\u00e1c chi\u1ebfn l\u01b0\u1ee3c.<\/p><\/div><div class='po-container po-container_width_article-sm'><h2 class='po-article-page__title'>Thu\u1ebf v\u00e0 C\u00e1c Kh\u00eda C\u1ea1nh T\u00e0i Ch\u00ednh c\u1ee7a C\u1ed5 Phi\u1ebfu C\u1ed5 T\u1ee9c BB<\/h2><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>T\u1ed1i \u01b0u h\u00f3a thu\u1ebf l\u00e0 m\u1ed9t th\u00e0nh ph\u1ea7n thi\u1ebft y\u1ebfu \u0111\u1ec3 t\u1ed1i \u0111a h\u00f3a l\u1ee3i nhu\u1eadn r\u00f2ng t\u1eeb c\u00e1c kho\u1ea3n \u0111\u1ea7u t\u01b0 v\u00e0o c\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c BB. Lu\u1eadt ph\u00e1p Brazil cung c\u1ea5p c\u00e1c c\u01a1 h\u1ed9i c\u1ee5 th\u1ec3 m\u00e0 khi \u0111\u01b0\u1ee3c khai th\u00e1c \u0111\u00fang c\u00e1ch, c\u00f3 th\u1ec3 t\u0103ng \u0111\u00e1ng k\u1ec3 l\u1ee3i nhu\u1eadn sau thu\u1ebf.<\/p><\/div><div class='po-container po-container_width_article po-article-page__table'><div class='po-table'><table><thead><tr><th>Lo\u1ea1i Thu Nh\u1eadp<\/th><th>Thu\u1ebf<\/th><th>\u0110\u1eb7c \u0110i\u1ec3m<\/th><th>Chi\u1ebfn L\u01b0\u1ee3c T\u1ed1i \u01afu H\u00f3a<\/th><\/tr><\/thead><tbody><tr><td>C\u1ed5 T\u1ee9c Th\u01b0\u1eddng Xuy\u00ean<\/td><td>Mi\u1ec5n Thu\u1ebf Thu Nh\u1eadp<\/td><td>Kh\u00f4ng bao g\u1ed3m trong c\u01a1 s\u1edf t\u00ednh IR h\u00e0ng n\u0103m<\/td><td>\u01afu ti\u00ean ph\u00e2n b\u1ed5 v\u00e0o t\u00e0i kho\u1ea3n c\u00e1 nh\u00e2n \u0111\u1ec3 nh\u1eadn tr\u1ef1c ti\u1ebfp<\/td><\/tr><tr><td>L\u00e3i tr\u00ean V\u1ed1n (JCP)<\/td><td>15% IR kh\u1ea5u tr\u1eeb t\u1ea1i ngu\u1ed3n<\/td><td>Kh\u1ea5u tr\u1eeb l\u00e0 d\u1ee9t \u0111i\u1ec3m cho c\u00e1 nh\u00e2n<\/td><td>\u0110\u1ed1i v\u1edbi c\u00e1c c\u00f4ng ty b\u1ecb \u0111\u00e1nh thu\u1ebf theo l\u1ee3i nhu\u1eadn th\u1ef1c t\u1ebf, JCP c\u00f3 l\u1ee3i h\u01a1n c\u1ed5 t\u1ee9c<\/td><\/tr><tr><td>L\u1ee3i Nhu\u1eadn V\u1ed1n t\u1eeb B\u00e1n<\/td><td>15% tr\u00ean l\u1ee3i nhu\u1eadn (b\u00e1n &gt; 20,000 R$\/th\u00e1ng)<\/td><td>C\u00f3 kh\u1ea3 n\u0103ng b\u00f9 \u0111\u1eafp c\u00e1c kho\u1ea3n l\u1ed7 tr\u01b0\u1edbc \u0111\u00f3<\/td><td>Ph\u00e2n t\u00e1ch c\u00e1c ho\u1ea1t \u0111\u1ed9ng giao d\u1ecbch ng\u1eafn h\u1ea1n kh\u1ecfi c\u00e1c v\u1ecb tr\u00ed d\u00e0i h\u1ea1n \u0111\u1ec3 t\u1ed1i \u01b0u h\u00f3a b\u00f9 \u0111\u1eafp<\/td><\/tr><tr><td>Giao D\u1ecbch Ng\u00e0y<\/td><td>20% tr\u00ean l\u1ee3i nhu\u1eadn<\/td><td>T\u00ednh to\u00e1n ri\u00eang bi\u1ec7t t\u1eeb c\u00e1c ho\u1ea1t \u0111\u1ed9ng th\u00f4ng th\u01b0\u1eddng<\/td><td>Tr\u00e1nh ph\u00e2n lo\u1ea1i l\u00e0 giao d\u1ecbch ng\u00e0y cho c\u00e1c v\u1ecb tr\u00ed BB \u0111\u01b0\u1ee3c mua \u0111\u1ec3 nh\u1eadn c\u1ed5 t\u1ee9c<\/td><\/tr><\/tbody><\/table><\/div><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Pocket Option cung c\u1ea5p m\u1ed9t m\u00e1y t\u00ednh hi\u1ec7u qu\u1ea3 thu\u1ebf \u0111\u1ed9c quy\u1ec1n \u0111\u1ecbnh l\u01b0\u1ee3ng t\u00e1c \u0111\u1ed9ng c\u1ee7a vi\u1ec7c mi\u1ec5n thu\u1ebf c\u1ed5 t\u1ee9c l\u00ean l\u1ee3i nhu\u1eadn th\u1ef1c so v\u1edbi c\u00e1c lo\u1ea1i t\u00e0i s\u1ea3n kh\u00e1c. V\u00ed d\u1ee5: m\u1ed9t kho\u1ea3n \u0111\u1ea7u t\u01b0 t\u1ea1o ra 10% m\u1ed7i n\u0103m trong c\u1ed5 t\u1ee9c mi\u1ec5n thu\u1ebf t\u01b0\u01a1ng \u0111\u01b0\u01a1ng v\u1edbi m\u1ed9t kho\u1ea3n \u0111\u1ea7u t\u01b0 b\u1ecb \u0111\u00e1nh thu\u1ebf (nh\u01b0 CDB ho\u1eb7c Treasury Direct) mang l\u1ea1i 11.76% m\u1ed7i n\u0103m khi xem x\u00e9t t\u1ef7 l\u1ec7 IR 15%. L\u1ee3i th\u1ebf n\u00e0y m\u1edf r\u1ed9ng \u0111\u1ebfn s\u1ef1 t\u01b0\u01a1ng \u0111\u01b0\u01a1ng v\u1edbi 12.9% khi so s\u00e1nh v\u1edbi c\u00e1c kho\u1ea3n \u0111\u1ea7u t\u01b0 ng\u1eafn h\u1ea1n (d\u01b0\u1edbi 180 ng\u00e0y) b\u1ecb \u0111\u00e1nh thu\u1ebf \u1edf m\u1ee9c 22.5%.<\/p><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>\u0110\u1ed1i v\u1edbi c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 c\u00f3 thu nh\u1eadp cao (tr\u00ean 300,000 R$ h\u00e0ng n\u0103m), c\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c BB \u0111\u1ea1i di\u1ec7n cho m\u1ed9t th\u00e0nh ph\u1ea7n chi\u1ebfn l\u01b0\u1ee3c trong k\u1ebf ho\u1ea1ch thu\u1ebf to\u00e0n c\u1ea7u, v\u00ec ch\u00fang cho ph\u00e9p t\u0103ng tr\u01b0\u1edfng t\u00e0i s\u1ea3n v\u1edbi m\u1ee9c thu\u1ebf th\u1ea5p h\u01a1n, \u0111\u1eb7c bi\u1ec7t khi so s\u00e1nh v\u1edbi c\u00e1c c\u00f4ng c\u1ee5 c\u00f3 thu\u1ebf l\u0169y ti\u1ebfn nh\u01b0 qu\u1ef9 \u0111\u1ea7u t\u01b0 ho\u1eb7c qu\u1ef9 \u0111a th\u1ecb tr\u01b0\u1eddng.<\/p><\/div><div class='po-container po-container_width_article-sm'><h2 class='po-article-page__title'>Ph\u00e2n T\u00edch K\u1ef9 Thu\u1eadt v\u00e0 Th\u1eddi \u0110i\u1ec3m Mua V\u00e0o C\u1ed5 Phi\u1ebfu C\u1ed5 T\u1ee9c BB<\/h2><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>T\u00edch h\u1ee3p ph\u00e2n t\u00edch k\u1ef9 thu\u1eadt v\u00e0o qu\u00e1 tr\u00ecnh ra quy\u1ebft \u0111\u1ecbnh c\u00f3 th\u1ec3 t\u1ed1i \u01b0u h\u00f3a \u0111\u00e1ng k\u1ec3 c\u00e1c \u0111i\u1ec3m v\u00e0o v\u00e0 ra cho c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 v\u00e0o c\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c BB. M\u1eb7c d\u00f9 tr\u1ecdng t\u00e2m ch\u00ednh l\u00e0 d\u00e0i h\u1ea1n, vi\u1ec7c x\u00e1c \u0111\u1ecbnh c\u00e1c \u0111i\u1ec1u ki\u1ec7n k\u1ef9 thu\u1eadt thu\u1eadn l\u1ee3i cho ph\u00e9p \u0111\u00f3ng g\u00f3p v\u00e0o nh\u1eefng th\u1eddi \u0111i\u1ec3m c\u00f3 t\u1ef7 l\u1ec7 r\u1ee7i ro\/l\u1ee3i nhu\u1eadn t\u1ed1t h\u01a1n.<\/p><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Th\u00f4ng qua backtest \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n v\u1edbi d\u1eef li\u1ec7u t\u1eeb 10 n\u0103m qua (2014-2024), nh\u00f3m ph\u00e2n t\u00edch c\u1ee7a Pocket Option \u0111\u00e3 x\u00e1c \u0111\u1ecbnh c\u00e1c m\u00f4 h\u00ecnh k\u1ef9 thu\u1eadt v\u1edbi t\u1ef7 l\u1ec7 th\u00e0nh c\u00f4ng cao cho c\u00e1c ho\u1ea1t \u0111\u1ed9ng trong c\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c BB:<\/p><\/div><div class='po-container po-container_width_article-sm article-content po-article-page__text'><ul class='po-article-page-list'><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>H\u1ed7 tr\u1ee3 l\u1ecbch s\u1eed \u1edf c\u00e1c b\u1ed9i s\u1ed1 5 n\u0103m v\u1edbi s\u1ef1 h\u1ed9i t\u1ee5 Fibonacci - t\u1ef7 l\u1ec7 th\u00e0nh c\u00f4ng 83% cho c\u00e1c \u0111\u1ea3o chi\u1ec1u xu h\u01b0\u1edbng ng\u1eafn h\u1ea1n (\u0111\u01b0\u1ee3c \u0111o l\u01b0\u1eddng l\u00e0 l\u1ee3i nhu\u1eadn d\u01b0\u01a1ng trong 30 ng\u00e0y)<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>C\u00e1c giai \u0111o\u1ea1n t\u1eeb 7 \u0111\u1ebfn 10 ng\u00e0y tr\u01b0\u1edbc khi c\u00f4ng b\u1ed1 k\u1ebft qu\u1ea3 h\u00e0ng qu\u00fd c\u00f3 m\u1ee9c gi\u1ea3m trung b\u00ecnh 3.2%, sau \u0111\u00f3 ph\u1ee5c h\u1ed3i 5.7% trong 15 ng\u00e0y sau th\u00f4ng b\u00e1o (m\u00f4 h\u00ecnh \u0111\u01b0\u1ee3c x\u00e1c minh trong 17 trong s\u1ed1 20 qu\u00fd g\u1ea7n \u0111\u00e2y)<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>C\u00e1c l\u1ea7n gi\u00e1 c\u1eaft xu\u1ed1ng d\u01b0\u1edbi \u0111\u01b0\u1eddng trung b\u00ecnh \u0111\u1ed9ng 200 k\u1ef3 trong c\u00e1c k\u1ecbch b\u1ea3n RSI d\u01b0\u1edbi 30 t\u1ea1o ra l\u1ee3i nhu\u1eadn trung b\u00ecnh 13.8% trong 60 ng\u00e0y ti\u1ebfp theo (trung b\u00ecnh x\u1ea3y ra 1.7 l\u1ea7n m\u1ed7i n\u0103m)<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>C\u00e1c h\u00ecnh th\u00e0nh \"Golden cross\" (\u0111\u01b0\u1eddng trung b\u00ecnh \u0111\u1ed9ng 21 ng\u00e0y c\u1eaft l\u00ean tr\u00ean \u0111\u01b0\u1eddng trung b\u00ecnh \u0111\u1ed9ng 50 ng\u00e0y) tr\u00f9ng v\u1edbi s\u1ef1 kh\u1edfi \u0111\u1ea7u c\u1ee7a c\u00e1c xu h\u01b0\u1edbng t\u0103ng b\u1ec1n v\u1eefng trong 78% tr\u01b0\u1eddng h\u1ee3p k\u1ec3 t\u1eeb n\u0103m 2018<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>C\u00e1c \u0111\u1ea3o chi\u1ec1u sau c\u00e1c \u0111\u1ee3t gi\u1ea3m li\u00ean quan \u0111\u1ebfn c\u00e1c s\u1ef1 ki\u1ec7n ch\u00ednh tr\u1ecb ti\u00eau c\u1ef1c c\u00f3 l\u1ee3i nhu\u1eadn trung b\u00ecnh 22.3% trong 120 ng\u00e0y ti\u1ebfp theo, v\u1edbi th\u1eddi gian ho\u00e0n v\u1ed1n trung b\u00ecnh 47 ng\u00e0y<\/li><\/ul><\/div><div class='po-container po-container_width_article po-article-page__table'><div class='po-table'><table><thead><tr><th>Ch\u1ec9 B\u00e1o K\u1ef9 Thu\u1eadt<\/th><th>T\u00edn Hi\u1ec7u Mua<\/th><th>B\u1ed5 Sung C\u01a1 B\u1ea3n<\/th><th>T\u1ef7 L\u1ec7 Th\u00e0nh C\u00f4ng L\u1ecbch S\u1eed<\/th><th>L\u1ee3i Nhu\u1eadn Trung B\u00ecnh trong 90 ng\u00e0y<\/th><\/tr><\/thead><tbody><tr><td>RSI (Ch\u1ec9 S\u1ed1 S\u1ee9c M\u1ea1nh T\u01b0\u01a1ng \u0110\u1ed1i)<\/td><td>D\u01b0\u1edbi 30, \u0111\u1eb7c bi\u1ec7t v\u1edbi s\u1ef1 ph\u00e2n k\u1ef3 d\u01b0\u01a1ng<\/td><td>X\u00e1c minh n\u1ebfu DY d\u1ef1 ki\u1ebfn v\u01b0\u1ee3t qu\u00e1 7.5%<\/td><td>76% (45 trong s\u1ed1 59 l\u1ea7n x\u1ea3y ra)<\/td><td>16.3%<\/td><\/tr><tr><td>D\u1ea3i Bollinger<\/td><td>Ch\u1ea1m ho\u1eb7c ph\u00e1 v\u1ee1 d\u1ea3i d\u01b0\u1edbi v\u1edbi s\u1ef1 tr\u1edf l\u1ea1i<\/td><td>X\u00e1c nh\u1eadn P\/E d\u01b0\u1edbi 7.0<\/td><td>81% (52 trong s\u1ed1 64 l\u1ea7n x\u1ea3y ra)<\/td><td>14.7%<\/td><\/tr><tr><td>MACD (H\u1ed9i T\u1ee5\/Ph\u00e2n K\u1ef3)<\/td><td>\u0110\u01b0\u1eddng MACD c\u1eaft l\u00ean tr\u00ean \u0111\u01b0\u1eddng t\u00edn hi\u1ec7u sau giai \u0111o\u1ea1n gi\u1ea3m<\/td><td>X\u00e1c minh g\u1ea7n ng\u00e0y c\u00f4ng b\u1ed1 k\u1ebft qu\u1ea3 h\u00e0ng qu\u00fd (\u00b115 ng\u00e0y)<\/td><td>72% (63 trong s\u1ed1 87 l\u1ea7n x\u1ea3y ra)<\/td><td>11.8%<\/td><\/tr><tr><td>Kh\u1ed1i L\u01b0\u1ee3ng<\/td><td>T\u0103ng 250%+ kh\u1ed1i l\u01b0\u1ee3ng trong c\u00e1c \u0111\u1ea3o chi\u1ec1u gi\u1ea3m<\/td><td>Theo d\u00f5i tin t\u1ee9c v\u1ec1 ch\u00ednh s\u00e1ch c\u1ed5 t\u1ee9c ho\u1eb7c k\u1ebft qu\u1ea3<\/td><td>85% (29 trong s\u1ed1 34 l\u1ea7n x\u1ea3y ra)<\/td><td>19.7%<\/td><\/tr><\/tbody><\/table><\/div><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>N\u1ec1n t\u1ea3ng Pocket Option \u0111\u00e3 tri\u1ec3n khai m\u1ed9t h\u1ec7 th\u1ed1ng c\u1ea3nh b\u00e1o k\u1ef9 thu\u1eadt c\u1ee5 th\u1ec3 cho c\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c BB gi\u00e1m s\u00e1t c\u00e1c \u0111i\u1ec1u ki\u1ec7n n\u00e0y trong th\u1eddi gian th\u1ef1c, th\u00f4ng b\u00e1o cho ng\u01b0\u1eddi d\u00f9ng khi nhi\u1ec1u ch\u1ec9 s\u1ed1 h\u1ed9i t\u1ee5, t\u1ea1o ra c\u00e1c c\u01a1 h\u1ed9i v\u1edbi x\u00e1c su\u1ea5t th\u00e0nh c\u00f4ng cao v\u1ec1 m\u1eb7t th\u1ed1ng k\u00ea.<\/p><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>\u0110i\u1ec1u quan tr\u1ecdng c\u1ea7n nh\u1ea5n m\u1ea1nh r\u1eb1ng, ngay c\u1ea3 v\u1edbi \u0111\u1ed9 tin c\u1eady th\u1ed1ng k\u00ea cao, c\u00e1c ch\u1ec9 s\u1ed1 k\u1ef9 thu\u1eadt n\u00e0y n\u00ean \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng nh\u01b0 c\u00e1c c\u00f4ng c\u1ee5 b\u1ed5 sung cho ph\u00e2n t\u00edch c\u01a1 b\u1ea3n v\u00e0 chi\u1ebfn l\u01b0\u1ee3c d\u00e0i h\u1ea1n cho c\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c BB. C\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 k\u1ebft h\u1ee3p c\u1ea3 hai ph\u01b0\u01a1ng ph\u00e1p ti\u1ebfp c\u1eadn \u0111\u00e3 \u0111\u1ea1t \u0111\u01b0\u1ee3c l\u1ee3i nhu\u1eadn cao h\u01a1n 5.3 \u0111i\u1ec3m ph\u1ea7n tr\u0103m h\u00e0ng n\u0103m khi so s\u00e1nh v\u1edbi nh\u1eefng ng\u01b0\u1eddi ch\u1ec9 s\u1eed d\u1ee5ng c\u01a1 b\u1ea3n.<\/p><\/div><div class='po-container po-container_width_article-sm'><h2 class='po-article-page__title'>Tri\u1ec3n V\u1ecdng T\u01b0\u01a1ng Lai cho C\u1ed5 Phi\u1ebfu C\u1ed5 T\u1ee9c BB<\/h2><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Ph\u00e2n t\u00edch tri\u1ec3n v\u1ecdng c\u1ee7a c\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c BB \u0111\u00f2i h\u1ecfi \u0111\u00e1nh gi\u00e1 c\u1ea9n th\u1eadn c\u00e1c y\u1ebfu t\u1ed1 c\u1ea5u tr\u00fac, kinh t\u1ebf v\u0129 m\u00f4 v\u00e0 ng\u00e0nh s\u1ebd \u0111\u1ecbnh h\u00ecnh kh\u1ea3 n\u0103ng c\u1ee7a Banco do Brasil trong vi\u1ec7c duy tr\u00ec v\u00e0 c\u00f3 th\u1ec3 m\u1edf r\u1ed9ng ch\u00ednh s\u00e1ch ph\u00e2n ph\u1ed1i c\u1ee7a m\u00ecnh trong nh\u1eefng n\u0103m t\u1edbi.<\/p><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>D\u1ef1a tr\u00ean c\u00e1c m\u00f4 h\u00ecnh d\u1ef1 \u0111o\u00e1n \u0111\u1ed9c quy\u1ec1n \u0111\u01b0\u1ee3c ph\u00e1t tri\u1ec3n b\u1edfi nh\u00f3m nghi\u00ean c\u1ee9u c\u1ee7a Pocket Option v\u00e0 d\u1eef li\u1ec7u t\u1eeb c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh kh\u00e1c, ch\u00fang t\u00f4i \u0111\u00e3 x\u00e1c \u0111\u1ecbnh c\u00e1c xu h\u01b0\u1edbng sau v\u00e0 t\u00e1c \u0111\u1ed9ng ti\u1ec1m n\u0103ng c\u1ee7a ch\u00fang:<\/p><\/div><div class='po-container po-container_width_article po-article-page__table'><div class='po-table'><table><thead><tr><th>Y\u1ebfu T\u1ed1<\/th><th>Xu H\u01b0\u1edbng D\u1ef1 Ki\u1ebfn 2025-2027<\/th><th>T\u00e1c \u0110\u1ed9ng Ti\u1ec1m N\u0103ng l\u00ean C\u1ed5 T\u1ee9c<\/th><th>X\u00e1c Su\u1ea5t \u01af\u1edbc T\u00ednh<\/th><\/tr><\/thead><tbody><tr><td>Chuy\u1ec3n \u0110\u1ed5i K\u1ef9 Thu\u1eadt S\u1ed1<\/td><td>T\u0103ng c\u01b0\u1eddng v\u1edbi \u0111\u1ea7u t\u01b0 8.7 t\u1ef7 R$ trong giai \u0111o\u1ea1n ba n\u0103m; gi\u1ea3m 31% c\u01a1 s\u1edf chi nh\u00e1nh v\u1eadt l\u00fd v\u00e0o n\u0103m 2027<\/td><td>T\u00edch c\u1ef1c trong trung\/d\u00e0i h\u1ea1n: ti\u1ebft ki\u1ec7m chi ph\u00ed ho\u1ea1t \u0111\u1ed9ng h\u00e0ng n\u0103m d\u1ef1 ki\u1ebfn 2.4 t\u1ef7 R$ t\u1eeb n\u0103m 2027<\/td><td>87% (\u0110\u01b0\u1ee3c x\u00e1c nh\u1eadn trong K\u1ebf ho\u1ea1ch Chi\u1ebfn l\u01b0\u1ee3c 2024-2028)<\/td><\/tr><tr><td>M\u1edf R\u1ed9ng T\u00edn D\u1ee5ng N\u00f4ng Nghi\u1ec7p<\/td><td>T\u0103ng tr\u01b0\u1edfng trung b\u00ecnh h\u00e0ng n\u0103m 11.3% \u0111\u01b0\u1ee3c th\u00fac \u0111\u1ea9y b\u1edfi K\u1ebf ho\u1ea1ch Thu ho\u1ea1ch v\u00e0 nhu c\u1ea7u to\u00e0n c\u1ea7u v\u1ec1 h\u00e0ng h\u00f3a n\u00f4ng nghi\u1ec7p<\/td><td>R\u1ea5t t\u00edch c\u1ef1c: d\u1ef1 b\u00e1o t\u0103ng 18.5% bi\u00ean t\u00e0i ch\u00ednh c\u1ee7a ph\u00e2n kh\u00fac n\u00e0y, chi\u1ebfm 37% l\u1ee3i nhu\u1eadn c\u1ee7a ng\u00e2n h\u00e0ng<\/td><td>92% (D\u1ef1a tr\u00ean d\u1ef1 b\u00e1o CONAB v\u00e0 l\u1ecbch s\u1eed 9 n\u0103m)<\/td><\/tr><tr><td>Ch\u00ednh S\u00e1ch Ti\u1ec1n T\u1ec7<\/td><td>Selic c\u00f3 xu h\u01b0\u1edbng \u1ed5n \u0111\u1ecbnh gi\u1eefa 8.5% v\u00e0 9.5% trong giai \u0111o\u1ea1n 2025-2027<\/td><td>H\u01a1i t\u00edch c\u1ef1c: c\u00e2n b\u1eb1ng gi\u1eefa \u00e1p l\u1ef1c l\u00ean bi\u00ean v\u00e0 c\u1ea3i thi\u1ec7n ch\u1ea5t l\u01b0\u1ee3ng danh m\u1ee5c t\u00edn d\u1ee5ng<\/td><td>73% (D\u1ef1a tr\u00ean d\u1ef1 b\u00e1o B\u1ea3n tin Focus v\u00e0 c\u00e1c m\u00f4 h\u00ecnh kinh t\u1ebf l\u01b0\u1ee3ng)<\/td><\/tr><tr><td>C\u1ea1nh Tranh K\u1ef9 Thu\u1eadt S\u1ed1<\/td><td>T\u0103ng c\u01b0\u1eddng li\u00ean t\u1ee5c c\u1ea1nh tranh t\u1eeb c\u00e1c fintech trong c\u00e1c ng\u00e1ch c\u1ee5 th\u1ec3 (t\u00edn d\u1ee5ng c\u00e1 nh\u00e2n, th\u1ebb, \u0111\u1ea7u t\u01b0)<\/td><td>Trung l\u1eadp cho BB: \u00e1p l\u1ef1c trong c\u00e1c ph\u00e2n kh\u00fac b\u00e1n l\u1ebb \u0111\u01b0\u1ee3c b\u00f9 \u0111\u1eafp b\u1edfi s\u1ee9c m\u1ea1nh trong n\u00f4ng nghi\u1ec7p v\u00e0 khu v\u1ef1c c\u00f4ng n\u01a1i c\u00e1c fintech c\u00f3 s\u1ef1 th\u00e2m nh\u1eadp th\u1ea5p<\/td><td>81% (Ph\u00e2n t\u00edch ng\u00e0nh v\u00e0 xu h\u01b0\u1edbng quy \u0111\u1ecbnh)<\/td><\/tr><tr><td>Qu\u1ea3n Tr\u1ecb v\u00e0 Ki\u1ec3m So\u00e1t Nh\u00e0 N\u01b0\u1edbc<\/td><td>Duy tr\u00ec m\u00f4 h\u00ecnh hi\u1ec7n t\u1ea1i v\u1edbi s\u1ef1 t\u1eadp trung ng\u00e0y c\u00e0ng t\u0103ng v\u00e0o c\u00e1c th\u1ef1c h\u00e0nh ESG v\u00e0 minh b\u1ea1ch<\/td><td>T\u00edch c\u1ef1c cho s\u1ef1 \u1ed5n \u0111\u1ecbnh c\u1ed5 t\u1ee9c: cam k\u1ebft ch\u00ednh th\u1ee9c v\u1edbi t\u1ef7 l\u1ec7 chi tr\u1ea3 t\u1ed1i thi\u1ec3u 40% t\u1eeb n\u0103m 2025 (K\u1ebf ho\u1ea1ch Th\u1ecb tr\u01b0\u1eddng V\u1ed1n BB 2025-2030)<\/td><td>75% (Ph\u00e2n t\u00edch c\u00e1c tuy\u00ean b\u1ed1 ch\u00ednh th\u1ee9c v\u00e0 l\u1ecbch s\u1eed g\u1ea7n \u0111\u00e2y)<\/td><\/tr><\/tbody><\/table><\/div><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Ph\u00e2n t\u00edch t\u00edch h\u1ee3p c\u00e1c y\u1ebfu t\u1ed1 n\u00e0y ch\u1ec9 ra m\u1ed9t k\u1ecbch b\u1ea3n \u0111\u1ea7y h\u1ee9a h\u1eb9n cho c\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c BB, v\u1edbi d\u1ef1 b\u00e1o l\u1ee3i su\u1ea5t c\u1ed5 t\u1ee9c trung b\u00ecnh t\u1eeb 8.5% \u0111\u1ebfn 9.3% cho giai \u0111o\u1ea1n ba n\u0103m 2025-2027, c\u00f3 th\u1ec3 \u0111\u1ea1t t\u1ef7 l\u1ec7 chi tr\u1ea3 42-45% v\u00e0o cu\u1ed1i giai \u0111o\u1ea1n -- m\u1ed9t s\u1ef1 m\u1edf r\u1ed9ng \u0111\u00e1ng k\u1ec3 so v\u1edbi c\u00e1c m\u1ee9c hi\u1ec7n t\u1ea1i.<\/p><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>M\u1ed9t quan \u0111i\u1ec3m tr\u00e1i ng\u01b0\u1ee3c \u0111\u00e1ng \u0111\u01b0\u1ee3c xem x\u00e9t, \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7 b\u1edfi m\u1ed9t s\u1ed1 nh\u00e0 ph\u00e2n t\u00edch \u0111\u1ed9c l\u1eadp, cho r\u1eb1ng Banco do Brasil c\u00f3 th\u1ec3 \u00e1p d\u1ee5ng m\u1ed9t ch\u00ednh s\u00e1ch ph\u00e2n ph\u1ed1i th\u1eadm ch\u00ed c\u00f2n t\u00edch c\u1ef1c h\u01a1n, c\u00f3 th\u1ec3 n\u00e2ng t\u1ef7 l\u1ec7 chi tr\u1ea3 l\u00ean 50-55% m\u00e0 kh\u00f4ng l\u00e0m suy y\u1ebfu s\u1ef1 v\u1eefng ch\u1eafc t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh. K\u1ecbch b\u1ea3n n\u00e0y s\u1ebd \u0111\u01b0\u1ee3c bi\u1ec7n minh b\u1edfi s\u1ef1 t\u1ea1o ra ti\u1ec1n m\u1eb7t m\u1ea1nh m\u1ebd (42.7 t\u1ef7 R$ d\u1ef1 ki\u1ebfn cho n\u0103m 2025), t\u1ef7 l\u1ec7 Basel tho\u1ea3i m\u00e1i (16.8% so v\u1edbi y\u00eau c\u1ea7u quy \u0111\u1ecbnh 11%), v\u00e0 \u00e1p l\u1ef1c ng\u00e0y c\u00e0ng t\u0103ng t\u1eeb c\u00e1c c\u1ed5 \u0111\u00f4ng thi\u1ec3u s\u1ed1 \u0111\u00f2i h\u1ecfi c\u00e1c ph\u00e2n ph\u1ed1i l\u1edbn h\u01a1n ph\u00f9 h\u1ee3p v\u1edbi c\u00e1c th\u1ef1c h\u00e0nh c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng t\u01b0 nh\u00e2n qu\u1ed1c t\u1ebf, th\u01b0\u1eddng xuy\u00ean ph\u00e2n ph\u1ed1i t\u1eeb 50-60% l\u1ee3i nhu\u1eadn.<\/p><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Pocket Option t\u00edch c\u1ef1c gi\u00e1m s\u00e1t c\u00e1c t\u00edn hi\u1ec7u ti\u00ean phong c\u1ee7a k\u1ecbch b\u1ea3n thay th\u1ebf n\u00e0y, ch\u1eb3ng h\u1ea1n nh\u01b0 c\u00e1c tuy\u00ean b\u1ed1 t\u1eeb c\u00e1c th\u00e0nh vi\u00ean m\u1edbi c\u1ee7a H\u1ed9i \u0111\u1ed3ng Qu\u1ea3n tr\u1ecb, thay \u0111\u1ed5i trong th\u00e0nh ph\u1ea7n c\u1ed5 \u0111\u00f4ng, v\u00e0 c\u00e1c s\u1eeda \u0111\u1ed5i trong Ch\u00ednh s\u00e1ch Th\u00f9 lao C\u1ed5 \u0111\u00f4ng, cung c\u1ea5p c\u00e1c c\u1ea3nh b\u00e1o \u0111\u1ed9c quy\u1ec1n cho ng\u01b0\u1eddi d\u00f9ng c\u1ee7a m\u00ecnh khi x\u00e1c su\u1ea5t c\u1ee7a k\u1ecbch b\u1ea3n l\u1ea1c quan n\u00e0y t\u0103ng l\u00ean \u0111\u00e1ng k\u1ec3.<\/p><\/div>[cta_button text=\"\"]<div class='po-container po-container_width_article-sm'><h2 class='po-article-page__title'>K\u1ebft Lu\u1eadn: T\u1ed1i \u01afu H\u00f3a \u0110\u1ea7u T\u01b0 v\u00e0o C\u1ed5 Phi\u1ebfu C\u1ed5 T\u1ee9c BB<\/h2><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>C\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c BB \u0111\u00e3 \u0111\u01b0\u1ee3c c\u1ee7ng c\u1ed1 nh\u01b0 m\u1ed9t tr\u1ee5 c\u1ed9t c\u01a1 b\u1ea3n cho c\u00e1c chi\u1ebfn l\u01b0\u1ee3c thu nh\u1eadp \u1edf Brazil, v\u1edbi t\u1ed5ng l\u1ee3i nhu\u1eadn trung b\u00ecnh 15.5% m\u1ed7i n\u0103m trong giai \u0111o\u1ea1n 2021-2024, k\u1ebft h\u1ee3p l\u1ee3i su\u1ea5t c\u1ed5 t\u1ee9c trung b\u00ecnh 8.1% v\u00e0 s\u1ef1 t\u0103ng gi\u00e1 h\u00e0ng n\u0103m h\u00f3a 7.4%. Ph\u00e2n t\u00edch c\u1ee7a ch\u00fang t\u00f4i \u0111\u00e3 ch\u1ee9ng minh r\u1eb1ng c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 ph\u00e2n b\u1ed5 ngu\u1ed3n l\u1ef1c c\u00f3 h\u1ec7 th\u1ed1ng v\u00e0o t\u00e0i s\u1ea3n n\u00e0y, \u0111\u1eb7c bi\u1ec7t v\u00e0o nh\u1eefng th\u1eddi \u0111i\u1ec3m P\/E d\u01b0\u1edbi 6 (nh\u01b0 \u0111\u00e3 x\u1ea3y ra v\u00e0o th\u00e1ng 3\/2020, th\u00e1ng 10\/2022, v\u00e0 th\u00e1ng 4\/2024), \u0111\u00e3 \u0111\u1ea1t \u0111\u01b0\u1ee3c k\u1ebft qu\u1ea3 cao h\u01a1n 37% so v\u1edbi c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 ch\u1ec9 \u0111\u01a1n gi\u1ea3n theo c\u00e1c chi\u1ebfn l\u01b0\u1ee3c mua v\u00e0 gi\u1eef th\u00f4ng th\u01b0\u1eddng.<\/p><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>S\u1ef1 kh\u00e1c bi\u1ec7t c\u1ea1nh tranh c\u1ee7a Banco do Brasil tr\u00ean th\u1ecb tr\u01b0\u1eddng c\u1ed5 t\u1ee9c xu\u1ea5t ph\u00e1t t\u1eeb v\u1ecb tr\u00ed th\u1ed1ng tr\u1ecb c\u1ee7a m\u00ecnh trong t\u00e0i ch\u00ednh n\u00f4ng nghi\u1ec7p (54.7% th\u1ecb ph\u1ea7n), hi\u1ec7u qu\u1ea3 ho\u1ea1t \u0111\u1ed9ng ng\u00e0y c\u00e0ng t\u0103ng (ch\u1ec9 s\u1ed1 32.5%, t\u1ed1t nh\u1ea5t trong s\u1ed1 c\u00e1c ng\u00e2n h\u00e0ng l\u1edbn), v\u00e0 ch\u00ednh s\u00e1ch ph\u00e2n ph\u1ed1i t\u1ed1i thi\u1ec3u \u0111\u01b0\u1ee3c ch\u00ednh th\u1ee9c h\u00f3a (35% l\u1ee3i nhu\u1eadn r\u00f2ng, v\u1edbi l\u1ecbch s\u1eed li\u00ean t\u1ee5c v\u01b0\u1ee3t qua m\u1ee5c ti\u00eau n\u00e0y). Nh\u1eefng l\u1ee3i th\u1ebf c\u1ea5u tr\u00fac n\u00e0y, k\u1ebft h\u1ee3p v\u1edbi vi\u1ec7c mi\u1ec5n thu\u1ebf c\u1ed5 t\u1ee9c cho c\u00e1 nh\u00e2n, \u0111\u1ecbnh v\u1ecb t\u00e0i s\u1ea3n n\u00e0y nh\u01b0 m\u1ed9t th\u00e0nh ph\u1ea7n chi\u1ebfn l\u01b0\u1ee3c trong c\u00e1c danh m\u1ee5c \u0111\u1ea7u t\u01b0 t\u1eadp trung v\u00e0o vi\u1ec7c t\u1ea1o ra thu nh\u1eadp th\u1ee5 \u0111\u1ed9ng c\u00f3 th\u1ec3 d\u1ef1 \u0111o\u00e1n.<\/p><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>\u0110\u1ec3 t\u1ed1i \u0111a h\u00f3a k\u1ebft qu\u1ea3 v\u1edbi c\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c BB, ch\u00fang t\u00f4i khuy\u1ebfn ngh\u1ecb m\u1ed9t chi\u1ebfn l\u01b0\u1ee3c k\u1ef7 lu\u1eadt d\u1ef1a tr\u00ean c\u00e1c tr\u1ee5 c\u1ed9t sau:<\/p><\/div><div class='po-container po-container_width_article-sm article-content po-article-page__text'><ul class='po-article-page-list'><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Ph\u00e2n b\u1ed5 theo t\u1eebng giai \u0111o\u1ea1n v\u00e0o nh\u1eefng th\u1eddi \u0111i\u1ec3m chi\u1ebfn l\u01b0\u1ee3c: sau khi thanh to\u00e1n c\u1ed5 t\u1ee9c (t\u1eadn d\u1ee5ng c\u00e1c \u0111\u1ee3t gi\u1ea3m trung b\u00ecnh 2.7%), trong c\u00e1c th\u00f4ng b\u00e1o h\u00e0ng qu\u00fd thu\u1eadn l\u1ee3i, v\u00e0 trong c\u00e1c \u0111i\u1ec1u ki\u1ec7n k\u1ef9 thu\u1eadt c\u1ee5 th\u1ec3 (RSI d\u01b0\u1edbi 30 ho\u1eb7c ch\u1ea1m v\u00e0o d\u1ea3i Bollinger d\u01b0\u1edbi)<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>T\u00e1i \u0111\u1ea7u t\u01b0 t\u1ef1 \u0111\u1ed9ng c\u00e1c kho\u1ea3n thu nh\u1eadp nh\u1eadn \u0111\u01b0\u1ee3c th\u00f4ng qua c\u00e1c l\u1ec7nh theo l\u1ecbch tr\u00ecnh cho D+3, lo\u1ea1i b\u1ecf thi\u00ean ki\u1ebfn h\u00e0nh vi v\u00e0 t\u0103ng c\u01b0\u1eddng hi\u1ec7u \u1ee9ng l\u00e3i k\u00e9p<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Gi\u00e1m s\u00e1t t\u00edch c\u1ef1c m\u1ed1i quan h\u1ec7 gi\u1eefa l\u1ee3i su\u1ea5t c\u1ed5 t\u1ee9c\/Selic, t\u0103ng c\u01b0\u1eddng ti\u1ebfp x\u00fac khi s\u1ef1 kh\u00e1c bi\u1ec7t v\u01b0\u1ee3t qu\u00e1 3 \u0111i\u1ec3m ph\u1ea7n tr\u0103m, t\u00edn hi\u1ec7u l\u1ecbch s\u1eed c\u1ee7a s\u1ef1 \u0111\u1ecbnh gi\u00e1 th\u1ea5p v\u1edbi t\u1ef7 l\u1ec7 th\u00e0nh c\u00f4ng cao (82% trong 7 n\u0103m qua)<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>\u0110a d\u1ea1ng h\u00f3a gi\u1eefa c\u00e1c c\u01a1 ch\u1ebf kh\u00e1c nhau \u0111\u1ec3 ti\u1ebfp x\u00fac v\u1edbi c\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c BB, bao g\u1ed3m c\u00e1c v\u1ecb tr\u00ed tr\u1ef1c ti\u1ebfp \u0111\u1ec3 t\u1ed1i \u0111a h\u00f3a l\u1ee3i th\u1ebf thu\u1ebf v\u00e0 c\u00e1c c\u00f4ng c\u1ee5 ph\u00e1i sinh Pocket Option cho c\u00e1c ho\u1ea1t \u0111\u1ed9ng chi\u1ebfn thu\u1eadt v\u00e0o nh\u1eefng th\u1eddi \u0111i\u1ec3m c\u1ee5 th\u1ec3<\/li><\/ul><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>N\u1ec1n t\u1ea3ng Pocket Option \u0111\u00e3 ph\u00e1t tri\u1ec3n m\u1ed9t b\u1ed9 c\u00f4ng c\u1ee5 ho\u00e0n ch\u1ec9nh d\u00e0nh cho nh\u00e0 \u0111\u1ea7u t\u01b0 v\u00e0o c\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c BB, bao g\u1ed3m c\u00e1c c\u1ea3nh b\u00e1o c\u00e1 nh\u00e2n h\u00f3a cho c\u00e1c t\u00ecnh hu\u1ed1ng v\u00e0o chi\u1ebfn l\u01b0\u1ee3c, m\u00e1y t\u00ednh hi\u1ec7u qu\u1ea3 thu\u1ebf \u0111\u1ecbnh l\u01b0\u1ee3ng t\u00e1c \u0111\u1ed9ng th\u1ef1c s\u1ef1 c\u1ee7a vi\u1ec7c mi\u1ec5n thu\u1ebf l\u00ean l\u1ee3i nhu\u1eadn r\u00f2ng, v\u00e0 h\u1ec7 th\u1ed1ng gi\u00e1m s\u00e1t th\u1eddi gian th\u1ef1c c\u1ee7a 37 ch\u1ec9 s\u1ed1 ch\u00ednh \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn ch\u00ednh s\u00e1ch thu nh\u1eadp c\u1ee7a ng\u00e2n h\u00e0ng. Nh\u1eefng c\u00f4ng c\u1ee5 n\u00e0y, k\u1ebft h\u1ee3p v\u1edbi ph\u01b0\u01a1ng ph\u00e1p k\u1ef7 lu\u1eadt \u0111\u01b0\u1ee3c tr\u00ecnh b\u00e0y trong b\u00e0i vi\u1ebft n\u00e0y, \u0111\u00e3 cho ph\u00e9p ng\u01b0\u1eddi d\u00f9ng c\u1ee7a ch\u00fang t\u00f4i li\u00ean t\u1ee5c v\u01b0\u1ee3t tr\u1ed9i so v\u1edbi c\u00e1c ch\u1ec9 s\u1ed1 chu\u1ea9n th\u1ecb tr\u01b0\u1eddng trong c\u00e1c chi\u1ebfn l\u01b0\u1ee3c t\u1eadp trung v\u00e0o vi\u1ec7c t\u1ea1o ra thu nh\u1eadp th\u1ee5 \u0111\u1ed9ng tr\u00ean th\u1ecb tr\u01b0\u1eddng Brazil.<\/p><\/div>","body_html_source":{"label":"Body HTML","type":"wysiwyg","formatted_value":"<div class='po-container po-container_width_article-sm'>\n<h2 class='po-article-page__title'>S\u1ef1 Li\u00ean Quan c\u1ee7a C\u1ed5 Phi\u1ebfu C\u1ed5 T\u1ee9c BB tr\u00ean Th\u1ecb Tr\u01b0\u1eddng Brazil<\/h2>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Trong b\u1ed1i c\u1ea3nh \u0111\u1ea7u t\u01b0 t\u1ea1i Brazil n\u0103m 2025, c\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c BB n\u1ed5i b\u1eadt nh\u01b0 m\u1ed9t ti\u00eau chu\u1ea9n v\u1ec1 l\u1ee3i nhu\u1eadn cho c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 t\u1eadp trung v\u00e0o thu nh\u1eadp: h\u1ecd chi\u1ebfm v\u1ecb tr\u00ed th\u1ee9 3 trong s\u1ed1 c\u00e1c c\u00f4ng ty ph\u00e2n ph\u1ed1i nhi\u1ec1u c\u1ed5 t\u1ee9c nh\u1ea5t tr\u00ean Ibovespa, v\u1edbi 13,8 t\u1ef7 R$ \u0111\u01b0\u1ee3c ph\u00e2n ph\u1ed1i v\u00e0o n\u0103m 2023. Banco do Brasil, m\u1ed9t t\u1ed5 ch\u1ee9c hai th\u1ebf k\u1ef7 \u0111\u01b0\u1ee3c th\u00e0nh l\u1eadp v\u00e0o n\u0103m 1808, kh\u00f4ng ch\u1ec9 duy tr\u00ec ch\u00ednh s\u00e1ch ph\u00e2n ph\u1ed1i l\u1ee3i nhu\u1eadn nh\u1ea5t qu\u00e1n m\u00e0 c\u00f2n t\u0103ng t\u1ef7 l\u1ec7 chi tr\u1ea3 t\u1eeb 33% l\u00ean 39% trong giai \u0111o\u1ea1n 2020-2023, c\u1ee7ng c\u1ed1 m\u00ecnh nh\u01b0 m\u1ed9t l\u1ef1a ch\u1ecdn cao c\u1ea5p cho c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 b\u1ea3o th\u1ee7 t\u00ecm ki\u1ebfm l\u1ee3i nhu\u1eadn d\u1ef1 \u0111o\u00e1n \u0111\u01b0\u1ee3c.<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Khi \u0111\u00e1nh gi\u00e1 \u0111\u1ea7u t\u01b0 v\u00e0o c\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c BB, \u0111i\u1ec1u quan tr\u1ecdng l\u00e0 ph\u1ea3i hi\u1ec3u b\u1ea3n ch\u1ea5t c\u1ee5 th\u1ec3 c\u1ee7a ch\u00fang: \u0111\u00e2y l\u00e0 m\u1ed9t c\u00f4ng ty kinh t\u1ebf h\u1ed7n h\u1ee3p n\u01a1i ch\u00ednh ph\u1ee7 li\u00ean bang n\u1eafm gi\u1eef 50,73% c\u1ed5 phi\u1ebfu ph\u1ed5 th\u00f4ng, trong khi 49,27% l\u01b0u h\u00e0nh t\u1ef1 do tr\u00ean th\u1ecb tr\u01b0\u1eddng. C\u1ea5u tr\u00fac k\u00e9p n\u00e0y mang l\u1ea1i cho BB nh\u1eefng \u0111\u1eb7c \u0111i\u1ec3m \u0111\u1ed9c \u0111\u00e1o: m\u1ed9t m\u1eb7t, s\u1ef1 \u1ed5n \u0111\u1ecbnh c\u1ee7a m\u1ed9t t\u1ed5 ch\u1ee9c nh\u00e0 n\u01b0\u1edbc v\u1edbi quy\u1ec1n truy c\u1eadp \u01b0u ti\u00ean v\u00e0o t\u00e0i ch\u00ednh n\u00f4ng nghi\u1ec7p (251 t\u1ef7 R$ trong danh m\u1ee5c \u0111\u1ea7u t\u01b0 n\u0103m 2024); m\u1eb7t kh\u00e1c, nhu c\u1ea7u c\u1ea1nh tranh th\u01b0\u01a1ng m\u1ea1i v\u00e0 t\u1ea1o ra k\u1ebft qu\u1ea3 cho c\u00e1c c\u1ed5 \u0111\u00f4ng t\u01b0 nh\u00e2n, \u0111\u00e3 \u00e1p d\u1ee5ng c\u00e1c th\u1ef1c h\u00e0nh qu\u1ea3n tr\u1ecb Novo Mercado nh\u01b0 c\u00e1c \u1ee7y ban \u0111\u1ed9c l\u1eadp v\u00e0 100% tag along.<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>\u0110\u1ed1i v\u1edbi c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 Pocket Option, hi\u1ec3u c\u00e1c m\u00f4 h\u00ecnh chu k\u1ef3 c\u1ee7a c\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c BB ti\u1ebft l\u1ed9 c\u00e1c c\u01a1 h\u1ed9i chi\u1ebfn l\u01b0\u1ee3c c\u1ee5 th\u1ec3: l\u1ecbch s\u1eed cho th\u1ea5y c\u00e1c giao d\u1ecbch mua \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n sau khi c\u00f4ng b\u1ed1 b\u1ea3ng c\u00e2n \u0111\u1ed1i qu\u00fd 4 (th\u01b0\u1eddng v\u00e0o th\u00e1ng 2) t\u1eadn d\u1ee5ng t\u00e1c \u0111\u1ed9ng t\u00edch c\u1ef1c c\u1ee7a th\u00f4ng b\u00e1o ph\u00e2n ph\u1ed1i c\u1ed5 t\u1ee9c h\u00e0ng n\u0103m, \u0111i\u1ec1u n\u00e0y v\u00e0o n\u0103m 2023 \u0111\u00e3 \u0111\u1ea1i di\u1ec7n cho m\u1ed9t t\u00e1c \u0111\u1ed9ng +4,7% trong 5 ng\u00e0y l\u00e0m vi\u1ec7c. N\u1ec1n t\u1ea3ng Pocket Option cung c\u1ea5p c\u00e1c c\u1ea3nh b\u00e1o c\u00e1 nh\u00e2n h\u00f3a th\u00f4ng b\u00e1o th\u1eddi \u0111i\u1ec3m l\u00fd t\u01b0\u1edfng \u0111\u1ec3 \u0111\u1ecbnh v\u1ecb, d\u1ef1a tr\u00ean 15 n\u0103m d\u1eef li\u1ec7u l\u1ecbch s\u1eed cho th\u1ea5y m\u1ed1i t\u01b0\u01a1ng quan 78% gi\u1eefa c\u00e1c th\u00f4ng b\u00e1o c\u1ed5 t\u1ee9c b\u1ea5t th\u01b0\u1eddng v\u00e0 c\u00e1c chuy\u1ec3n \u0111\u1ed9ng t\u0103ng b\u1ec1n v\u1eefng.<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<h2 class='po-article-page__title'>L\u1ecbch S\u1eed v\u00e0 Ch\u00ednh S\u00e1ch C\u1ed5 T\u1ee9c c\u1ee7a Banco do Brasil<\/h2>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Ch\u00ednh s\u00e1ch c\u1ed5 t\u1ee9c c\u1ee7a Banco do Brasil \u0111\u00e3 ph\u00e1t tri\u1ec3n m\u1ed9t c\u00e1ch chi\u1ebfn l\u01b0\u1ee3c k\u1ec3 t\u1eeb n\u0103m 2020, khi H\u1ed9i \u0111\u1ed3ng Qu\u1ea3n tr\u1ecb ph\u00ea duy\u1ec7t Ch\u00ednh s\u00e1ch Qu\u1ea3n tr\u1ecb cho C\u00e1c Th\u1ef1c th\u1ec3 Li\u00ean quan v\u00e0 Th\u00f9 lao C\u1ed5 \u0111\u00f4ng (Ngh\u1ecb quy\u1ebft CA\/BB 2020\/642). T\u00e0i li\u1ec7u n\u00e0y ch\u00ednh th\u1ee9c thi\u1ebft l\u1eadp m\u1ed9t t\u1ef7 l\u1ec7 chi tr\u1ea3 t\u1ed1i thi\u1ec3u l\u00e0 35% thu nh\u1eadp r\u00f2ng \u0111i\u1ec1u ch\u1ec9nh, cao h\u01a1n 40% so v\u1edbi m\u1ee9c t\u1ed1i thi\u1ec3u ph\u00e1p l\u00fd 25% y\u00eau c\u1ea7u b\u1edfi Lu\u1eadt 6.404\/76. Tr\u00ean th\u1ef1c t\u1ebf, BB \u0111\u00e3 v\u01b0\u1ee3t qua c\u1ea3 m\u1ee5c ti\u00eau n\u1ed9i b\u1ed9 c\u1ee7a m\u00ecnh, \u0111\u1ea1t 39% v\u00e0o n\u0103m 2023, \u0111\u1ecbnh v\u1ecb m\u00ecnh l\u00e0 ng\u00e2n h\u00e0ng nh\u00e0 n\u01b0\u1edbc h\u00e0o ph\u00f3ng nh\u1ea5t trong vi\u1ec7c ph\u00e2n ph\u1ed1i l\u1ee3i nhu\u1eadn, v\u01b0\u1ee3t qua Caixa (kh\u00f4ng ph\u00e2n ph\u1ed1i c\u1ed5 t\u1ee9c cho ch\u00ednh ph\u1ee7) v\u00e0 BNB (v\u1edbi t\u1ef7 l\u1ec7 chi tr\u1ea3 trung b\u00ecnh 25,3% trong c\u00f9ng k\u1ef3).<\/p>\n<\/div>\n<div class='po-container po-container_width_article po-article-page__table'>\n<div class='po-table'>\n<table>\n<thead>\n<tr>\n<th>N\u0103m<\/th>\n<th>L\u1ee3i Nhu\u1eadn R\u00f2ng (t\u1ef7 R$)<\/th>\n<th>C\u1ed5 T\u1ee9c Ph\u00e2n Ph\u1ed1i (t\u1ef7 R$)<\/th>\n<th>T\u1ef7 L\u1ec7 Chi Tr\u1ea3<\/th>\n<th>L\u1ee3i Su\u1ea5t C\u1ed5 T\u1ee9c Trung B\u00ecnh<\/th>\n<th>T\u1ed5ng L\u1ee3i Nhu\u1eadn C\u1ed5 \u0110\u00f4ng<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>2020<\/td>\n<td>12.7<\/td>\n<td>4.2<\/td>\n<td>33%<\/td>\n<td>4.3%<\/td>\n<td>-21.4% (t\u00e1c \u0111\u1ed9ng COVID)<\/td>\n<\/tr>\n<tr>\n<td>2021<\/td>\n<td>21.0<\/td>\n<td>7.6<\/td>\n<td>36%<\/td>\n<td>7.8%<\/td>\n<td>+26.5%<\/td>\n<\/tr>\n<tr>\n<td>2022<\/td>\n<td>31.8<\/td>\n<td>12.1<\/td>\n<td>38%<\/td>\n<td>10.2%<\/td>\n<td>+34.7%<\/td>\n<\/tr>\n<tr>\n<td>2023<\/td>\n<td>35.6<\/td>\n<td>13.8<\/td>\n<td>39%<\/td>\n<td>9.5%<\/td>\n<td>+22.3%<\/td>\n<\/tr>\n<tr>\n<td>2024 (d\u1ef1 b\u00e1o)<\/td>\n<td>37.9<\/td>\n<td>15.2<\/td>\n<td>40%<\/td>\n<td>8.7%<\/td>\n<td>+14.8% (\u0111\u1ebfn Th\u00e1ng 9\/24)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>L\u1ecbch s\u1eed nh\u1ea5t qu\u00e1n c\u1ee7a c\u00e1c kho\u1ea3n thanh to\u00e1n ng\u00e0y c\u00e0ng t\u0103ng n\u00e0y c\u1ee7ng c\u1ed1 c\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c BB nh\u01b0 m\u1ed9t tham chi\u1ebfu cho c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 thu nh\u1eadp bi\u1ebfn \u0111\u1ed5i \u1edf Brazil. D\u1eef li\u1ec7u do Economatica t\u1ed5ng h\u1ee3p cho th\u1ea5y BB n\u1eb1m trong s\u1ed1 ba nh\u00e0 ph\u00e2n ph\u1ed1i c\u1ed5 t\u1ee9c l\u1edbn nh\u1ea5t tr\u00ean Ibovespa theo t\u1ed5ng kh\u1ed1i l\u01b0\u1ee3ng ph\u00e2n ph\u1ed1i, ch\u1ec9 \u0111\u1ee9ng sau Petrobras v\u00e0 Vale, nh\u01b0ng v\u1edbi kh\u1ea3 n\u0103ng d\u1ef1 \u0111o\u00e1n cao h\u01a1n trong c\u00e1c kho\u1ea3n thanh to\u00e1n h\u00e0ng qu\u00fd, \u0111i\u1ec1u c\u1ea7n thi\u1ebft cho c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 ph\u1ee5 thu\u1ed9c v\u00e0o d\u00f2ng ti\u1ec1n \u0111\u1ecbnh k\u1ef3.<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<h3 class='po-article-page__title'>C\u00e1c H\u00ecnh Th\u1ee9c Ph\u00e2n Ph\u1ed1i Thu Nh\u1eadp<\/h3>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Banco do Brasil s\u1eed d\u1ee5ng chi\u1ebfn l\u01b0\u1ee3c \u0111a d\u1ea1ng h\u00f3a th\u00f9 lao c\u1ed5 \u0111\u00f4ng, t\u1ed1i \u01b0u h\u00f3a c\u00e1c kh\u00eda c\u1ea1nh thu\u1ebf v\u00e0 qu\u1ea3n tr\u1ecb:<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm article-content po-article-page__text'>\n<ul class='po-article-page-list'>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>C\u1ed5 t\u1ee9c th\u01b0\u1eddng xuy\u00ean: c\u00e1c kho\u1ea3n thanh to\u00e1n h\u00e0ng qu\u00fd (th\u00e1ng 3, th\u00e1ng 6, th\u00e1ng 9 v\u00e0 th\u00e1ng 12) t\u01b0\u01a1ng \u1ee9ng v\u1edbi 8,75% l\u1ee3i nhu\u1eadn r\u00f2ng h\u00e0ng qu\u00fd, nh\u01b0 \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh trong \u0110i\u1ec1u l\u1ec7 c\u1ee7a BB (\u0110i\u1ec1u 42)<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>L\u00e3i tr\u00ean V\u1ed1n (JCP): c\u00e1c kho\u1ea3n thanh to\u00e1n v\u00e0o n\u0103m 2023 chi\u1ebfm 65% t\u1ed5ng s\u1ed1 ph\u00e2n ph\u1ed1i (8,97 t\u1ef7 R$), cho ph\u00e9p BB ti\u1ebft ki\u1ec7m kho\u1ea3ng 3,05 t\u1ef7 R$ thu\u1ebf do kh\u1ea3 n\u0103ng kh\u1ea5u tr\u1eeb thu\u1ebf (\u0110i\u1ec1u 9 c\u1ee7a Lu\u1eadt 9.249\/95)<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>C\u1ed5 t\u1ee9c b\u1ea5t th\u01b0\u1eddng: \u0111\u01b0\u1ee3c tr\u1ea3 trong c\u00e1c t\u00ecnh hu\u1ed1ng c\u1ee5 th\u1ec3 nh\u01b0 \u0111\u00e3 x\u1ea3y ra v\u00e0o th\u00e1ng 3\/2023, khi BB ph\u00e2n ph\u1ed1i 2,1 t\u1ef7 R$ (0,74 R$ m\u1ed7i c\u1ed5 phi\u1ebfu) sau khi b\u00e1n c\u1ed5 ph\u1ea7n c\u1ee7a m\u00ecnh trong Cielo<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Ch\u01b0\u01a1ng tr\u00ecnh mua l\u1ea1i c\u1ed5 phi\u1ebfu: ch\u01b0\u01a1ng tr\u00ecnh 2023-2024 cho ph\u00e9p mua l\u1ea1i t\u1ed1i \u0111a 50 tri\u1ec7u c\u1ed5 phi\u1ebfu (1,75% c\u1ee7a free float), v\u1edbi t\u00e1c \u0111\u1ed9ng ti\u1ec1m n\u0103ng +3,8% tr\u00ean thu nh\u1eadp m\u1ed7i c\u1ed5 phi\u1ebfu sau khi h\u1ee7y b\u1ecf<\/li>\n<\/ul>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>\u0110\u1ed1i v\u1edbi c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 s\u1eed d\u1ee5ng Pocket Option v\u00e0 c\u00e1c n\u1ec1n t\u1ea3ng \u0111\u1ea7u t\u01b0 kh\u00e1c, ki\u1ebfn th\u1ee9c chi ti\u1ebft v\u1ec1 c\u00e1c h\u00ecnh th\u1ee9c n\u00e0y l\u00e0 r\u1ea5t quan tr\u1ecdng kh\u00f4ng ch\u1ec9 cho vi\u1ec7c l\u1eadp k\u1ebf ho\u1ea1ch thu\u1ebf m\u00e0 c\u00f2n \u0111\u1ec3 t\u1eadn d\u1ee5ng c\u00e1c c\u01a1 h\u1ed9i ch\u00eanh l\u1ec7ch gi\u00e1 ph\u00e1t sinh v\u00e0o nh\u1eefng ng\u00e0y g\u1ea7n ng\u00e0y kh\u00f4ng h\u01b0\u1edfng c\u1ed5 t\u1ee9c, khi c\u1ed5 phi\u1ebfu th\u01b0\u1eddng gi\u1ea3m \u00edt h\u01a1n gi\u00e1 tr\u1ecb c\u1ee7a thu nh\u1eadp s\u1ebd \u0111\u01b0\u1ee3c ph\u00e2n ph\u1ed1i.<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<h2 class='po-article-page__title'>Ph\u00e2n T\u00edch So S\u00e1nh: C\u1ed5 Phi\u1ebfu C\u1ed5 T\u1ee9c BB so v\u1edbi C\u00e1c Ng\u00e2n H\u00e0ng Kh\u00e1c<\/h2>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Ph\u00e2n t\u00edch so s\u00e1nh hi\u1ec7u su\u1ea5t c\u1ed5 t\u1ee9c gi\u1eefa c\u00e1c ng\u00e2n h\u00e0ng ch\u00ednh c\u1ee7a Brazil ti\u1ebft l\u1ed9 v\u1ecb tr\u00ed \u01b0u ti\u00ean c\u1ee7a c\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c BB. Vi\u1ec7c so s\u00e1nh n\u00e0y cho ph\u00e9p c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 \u0111\u00e1nh gi\u00e1 kh\u00e1ch quan chi ph\u00ed-l\u1ee3i \u00edch gi\u1eefa c\u00e1c l\u1ef1a ch\u1ecdn kh\u00e1c nhau trong ng\u00e0nh ng\u00e2n h\u00e0ng.<\/p>\n<\/div>\n<div class='po-container po-container_width_article po-article-page__table'>\n<div class='po-table'>\n<table>\n<thead>\n<tr>\n<th>Ng\u00e2n H\u00e0ng<\/th>\n<th>L\u1ee3i Su\u1ea5t C\u1ed5 T\u1ee9c Trung B\u00ecnh (5 n\u0103m)<\/th>\n<th>T\u00ednh Nh\u1ea5t Qu\u00e1n Thanh To\u00e1n<\/th>\n<th>T\u0103ng Tr\u01b0\u1edfng C\u1ed5 T\u1ee9c (CAGR 5 n\u0103m)<\/th>\n<th>T\u1ef7 L\u1ec7 Chi Tr\u1ea3 Trung B\u00ecnh<\/th>\n<th>Ti\u1ebfp X\u00fac v\u1edbi N\u00f4ng Nghi\u1ec7p<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Banco do Brasil (BBAS3)<\/td>\n<td>7.8%<\/td>\n<td>Cao (22 qu\u00fd li\u00ean ti\u1ebfp)<\/td>\n<td>12.3%<\/td>\n<td>37%<\/td>\n<td>32.8% c\u1ee7a danh m\u1ee5c \u0111\u1ea7u t\u01b0<\/td>\n<\/tr>\n<tr>\n<td>Ita\u00fa Unibanco (ITUB4)<\/td>\n<td>5.9%<\/td>\n<td>Cao (20 qu\u00fd li\u00ean ti\u1ebfp)<\/td>\n<td>8.7%<\/td>\n<td>42%<\/td>\n<td>6.3% c\u1ee7a danh m\u1ee5c \u0111\u1ea7u t\u01b0<\/td>\n<\/tr>\n<tr>\n<td>Bradesco (BBDC4)<\/td>\n<td>5.2%<\/td>\n<td>Cao (18 qu\u00fd li\u00ean ti\u1ebfp)<\/td>\n<td>6.5%<\/td>\n<td>38%<\/td>\n<td>7.1% c\u1ee7a danh m\u1ee5c \u0111\u1ea7u t\u01b0<\/td>\n<\/tr>\n<tr>\n<td>Santander Brasil (SANB11)<\/td>\n<td>6.1%<\/td>\n<td>Trung B\u00ecnh-Cao (15 qu\u00fd li\u00ean ti\u1ebfp)<\/td>\n<td>7.2%<\/td>\n<td>34%<\/td>\n<td>5.2% c\u1ee7a danh m\u1ee5c \u0111\u1ea7u t\u01b0<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Ph\u00e2n t\u00edch \u0111\u1ecbnh l\u01b0\u1ee3ng cho th\u1ea5y r\u1eb1ng c\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c BB kh\u00f4ng ch\u1ec9 cung c\u1ea5p l\u1ee3i su\u1ea5t c\u1ed5 t\u1ee9c trung b\u00ecnh cao nh\u1ea5t trong ng\u00e0nh (7.8% so v\u1edbi 5.7% trung b\u00ecnh c\u1ee7a \u0111\u1ed1i th\u1ee7), m\u00e0 c\u00f2n c\u00f3 t\u1ef7 l\u1ec7 t\u0103ng tr\u01b0\u1edfng h\u00e0ng n\u0103m k\u00e9p (CAGR) cao nh\u1ea5t trong c\u00e1c gi\u00e1 tr\u1ecb ph\u00e2n ph\u1ed1i, \u0111\u1ea1t 12.3% \u1ea5n t\u01b0\u1ee3ng trong n\u0103m n\u0103m qua. Hi\u1ec7u su\u1ea5t v\u01b0\u1ee3t tr\u1ed9i n\u00e0y ch\u1ee7 y\u1ebfu l\u00e0 do s\u1ef1 ti\u1ebfp x\u00fac \u01b0u ti\u00ean v\u1edbi n\u00f4ng nghi\u1ec7p Brazil, m\u1ed9t ng\u00e0nh \u0111\u00e3 t\u0103ng tr\u01b0\u1edfng v\u1edbi t\u1ef7 l\u1ec7 trung b\u00ecnh 8.3% ngay c\u1ea3 trong th\u1eddi k\u1ef3 \u0111\u1ea1i d\u1ecbch, trong khi c\u00e1c ph\u00e2n kh\u00fac kh\u00e1c c\u1ee7a n\u1ec1n kinh t\u1ebf \u0111\u1ed1i m\u1eb7t v\u1edbi nh\u1eefng th\u00e1ch th\u1ee9c \u0111\u00e1ng k\u1ec3.<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Pocket Option \u0111\u00e3 ph\u00e1t tri\u1ec3n m\u1ed9t c\u00f4ng c\u1ee5 so s\u00e1nh th\u1eddi gian th\u1ef1c \u0111\u1ed9c quy\u1ec1n gi\u1eefa c\u00e1c ch\u1ec9 s\u1ed1 c\u1ed5 t\u1ee9c c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng ch\u00ednh c\u1ee7a Brazil, cho ph\u00e9p c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 x\u00e1c \u0111\u1ecbnh c\u00e1c c\u01a1 h\u1ed9i d\u1ef1a tr\u00ean s\u1ef1 bi\u1ebfn \u0111\u1ed9ng t\u1ea1m th\u1eddi trong gi\u00e1 t\u01b0\u01a1ng \u0111\u1ed1i gi\u1eefa BBAS3 v\u00e0 c\u00e1c \u0111\u1ed1i th\u1ee7 c\u1ea1nh tranh c\u1ee7a n\u00f3.<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<h3 class='po-article-page__title'>L\u1ee3i Th\u1ebf C\u1ea1nh Tranh c\u1ee7a BB trong B\u1ed1i C\u1ea3nh C\u1ed5 T\u1ee9c<\/h3>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Banco do Brasil c\u00f3 nh\u1eefng l\u1ee3i th\u1ebf c\u1ea5u tr\u00fac duy tr\u00ec ch\u00ednh s\u00e1ch c\u1ed5 t\u1ee9c m\u1ea1nh m\u1ebd c\u1ee7a m\u00ecnh v\u00e0 n\u00ean t\u1ed3n t\u1ea1i trong trung v\u00e0 d\u00e0i h\u1ea1n:<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm article-content po-article-page__text'>\n<ul class='po-article-page-list'>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>L\u00e3nh \u0111\u1ea1o kh\u00f4ng th\u1ec3 tranh c\u00e3i trong n\u00f4ng nghi\u1ec7p, ki\u1ec3m so\u00e1t 54.7% th\u1ecb tr\u01b0\u1eddng t\u00edn d\u1ee5ng n\u00f4ng th\u00f4n \u1edf Brazil, v\u1edbi 251 t\u1ef7 R$ cho vay cho ng\u00e0nh n\u00e0y v\u00e0o n\u0103m 2024 v\u00e0 t\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u ch\u1ec9 2.1% (so v\u1edbi trung b\u00ecnh SFN l\u00e0 3.7%)<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>C\u01a1 s\u1edf kh\u00e1ch h\u00e0ng chi\u1ebfn l\u01b0\u1ee3c bao g\u1ed3m 7.9 tri\u1ec7u c\u00f4ng ch\u1ee9c li\u00ean bang, ti\u1ec3u bang v\u00e0 th\u00e0nh ph\u1ed1 v\u1edbi b\u1ea3ng l\u01b0\u01a1ng \u0111\u01b0\u1ee3c x\u1eed l\u00fd b\u1edfi ng\u00e2n h\u00e0ng, t\u1ea1o ra doanh thu \u1ed5n \u0111\u1ecbnh v\u00e0 c\u00f3 th\u1ec3 d\u1ef1 \u0111o\u00e1n<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Hi\u1ec7u qu\u1ea3 ho\u1ea1t \u0111\u1ed9ng kh\u00f4ng ng\u1eebng ph\u00e1t tri\u1ec3n, v\u1edbi t\u1ef7 l\u1ec7 hi\u1ec7u qu\u1ea3 32.5% v\u00e0o n\u0103m 2023 (t\u1ed1t nh\u1ea5t trong ng\u00e0nh), k\u1ebft qu\u1ea3 c\u1ee7a m\u1ed9t ch\u01b0\u01a1ng tr\u00ecnh t\u1ef1 \u0111\u1ed9ng h\u00f3a k\u1ef9 thu\u1eadt s\u1ed1 \u0111\u00e3 gi\u1ea3m chi ph\u00ed ho\u1ea1t \u0111\u1ed9ng 3.4 t\u1ef7 R$ trong 3 n\u0103m qua<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>M\u00f4 h\u00ecnh qu\u1ea3n l\u00fd lai k\u1ebft h\u1ee3p s\u1ef1 b\u1ea3o th\u1ee7 trong \u0111\u00e1nh gi\u00e1 r\u1ee7i ro (t\u1ef7 l\u1ec7 Basel 16.8%, cao h\u01a1n m\u1ee9c y\u00eau c\u1ea7u 11% c\u1ee7a Ng\u00e2n h\u00e0ng Trung \u01b0\u01a1ng) v\u1edbi s\u1ef1 nhanh nh\u1eb9n th\u01b0\u01a1ng m\u1ea1i trong c\u00e1c ph\u00e2n kh\u00fac \u01b0u ti\u00ean<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Ch\u01b0\u01a1ng tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i k\u1ef9 thu\u1eadt s\u1ed1 &#8220;BB Digital 2025&#8221; \u0111\u00e3 gi\u1ea3m chi ph\u00ed thu h\u00fat kh\u00e1ch h\u00e0ng 37% v\u00e0 t\u0103ng giao d\u1ecbch qua \u1ee9ng d\u1ee5ng 82% k\u1ec3 t\u1eeb n\u0103m 2020, gi\u1ea3i ph\u00f3ng v\u1ed1n \u0111\u1ec3 ph\u00e2n ph\u1ed1i cho c\u1ed5 \u0111\u00f4ng<\/li>\n<\/ul>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<h2 class='po-article-page__title'>Chi\u1ebfn L\u01b0\u1ee3c \u0110\u1ea7u T\u01b0 v\u00e0o C\u1ed5 Phi\u1ebfu C\u1ed5 T\u1ee9c BB<\/h2>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>\u0110\u1ea7u t\u01b0 chi\u1ebfn l\u01b0\u1ee3c v\u00e0o c\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c BB \u0111\u00f2i h\u1ecfi m\u1ed9t ph\u01b0\u01a1ng ph\u00e1p ti\u1ebfp c\u1eadn c\u00f3 ph\u01b0\u01a1ng ph\u00e1p d\u1ef1a tr\u00ean d\u1eef li\u1ec7u l\u1ecbch s\u1eed v\u00e0 d\u1ef1 b\u00e1o nh\u1ea5t qu\u00e1n. Pocket Option \u0111\u00e3 t\u1ed5ng h\u1ee3p c\u00e1c chi\u1ebfn l\u01b0\u1ee3c \u0111\u00e3 \u0111\u01b0\u1ee3c ch\u1ee9ng minh \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng b\u1edfi c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 th\u00e0nh c\u00f4ng nh\u1ea5t trong t\u00e0i s\u1ea3n n\u00e0y trong n\u0103m n\u0103m qua, d\u1ef1a tr\u00ean ph\u00e2n t\u00edch h\u01a1n 10,000 ho\u1ea1t \u0111\u1ed9ng th\u1ef1c t\u1ebf.<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<h3 class='po-article-page__title'>T\u00edch L\u0169y Chi\u1ebfn L\u01b0\u1ee3c \u1edf C\u00e1c M\u1ee9c Gi\u00e1<\/h3>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Chi\u1ebfn l\u01b0\u1ee3c t\u00edch l\u0169y theo t\u1eebng giai \u0111o\u1ea1n \u0111\u00e3 cho th\u1ea5y k\u1ebft qu\u1ea3 v\u01b0\u1ee3t tr\u1ed9i cho c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 d\u00e0i h\u1ea1n t\u1eadp trung v\u00e0o c\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c BB. C\u00e1ch ti\u1ebfp c\u1eadn c\u00f3 h\u1ec7 th\u1ed1ng n\u00e0y bao g\u1ed3m:<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm article-content po-article-page__text'>\n<ul class='po-article-page-list'>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>\u0110\u00f3ng g\u00f3p h\u00e0ng qu\u00fd theo l\u1ecbch tr\u00ecnh \u0111\u1ec3 tr\u00f9ng v\u1edbi tu\u1ea7n sau khi thanh to\u00e1n c\u1ed5 t\u1ee9c (l\u1ecbch s\u1eed, gi\u00e1 gi\u1ea3m trung b\u00ecnh 2.7% trong giai \u0111o\u1ea1n n\u00e0y)<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>T\u0103ng 50% \u0111\u00f3ng g\u00f3p th\u01b0\u1eddng xuy\u00ean khi P\/E \u0111\u1ea1t gi\u00e1 tr\u1ecb d\u01b0\u1edbi 6.0 (trung b\u00ecnh x\u1ea3y ra 2.3 l\u1ea7n m\u1ed7i n\u0103m trong 5 n\u0103m qua)<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>T\u00e1i \u0111\u1ea7u t\u01b0 t\u1ef1 \u0111\u1ed9ng 100% c\u1ed5 t\u1ee9c nh\u1eadn \u0111\u01b0\u1ee3c th\u00f4ng qua c\u00e1c l\u1ec7nh theo l\u1ecbch tr\u00ecnh cho D+3 sau khi nh\u1eadn, t\u1eadn d\u1ee5ng hi\u1ec7u \u1ee9ng l\u00e3i k\u00e9p v\u00e0 gi\u1ea3m thi\u1ec3u thi\u00ean ki\u1ebfn h\u00e0nh vi<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Gi\u00e1m s\u00e1t t\u00edch c\u1ef1c m\u1ed1i quan h\u1ec7 gi\u1eefa l\u1ee3i su\u1ea5t c\u1ed5 t\u1ee9c d\u1ef1 ki\u1ebfn v\u00e0 t\u1ef7 l\u1ec7 Selic, t\u0103ng c\u01b0\u1eddng ti\u1ebfp x\u00fac khi s\u1ef1 kh\u00e1c bi\u1ec7t v\u01b0\u1ee3t qu\u00e1 3 \u0111i\u1ec3m ph\u1ea7n tr\u0103m (t\u00edn hi\u1ec7u l\u1ecbch s\u1eed c\u1ee7a s\u1ef1 \u0111\u1ecbnh gi\u00e1 th\u1ea5p)<\/li>\n<\/ul>\n<\/div>\n<div class='po-container po-container_width_article po-article-page__table'>\n<div class='po-table'>\n<table>\n<thead>\n<tr>\n<th>Ch\u1ec9 S\u1ed1<\/th>\n<th>Th\u1eddi \u0110i\u1ec3m L\u00fd T\u01b0\u1edfng \u0111\u1ec3 Mua<\/th>\n<th>Tham Chi\u1ebfu L\u1ecbch S\u1eed<\/th>\n<th>C\u1ea3nh B\u00e1o \u0110\u1ec3 \u0110\u00e1nh Gi\u00e1 L\u1ea1i<\/th>\n<th>Gi\u00e1 Tr\u1ecb Hi\u1ec7n T\u1ea1i (Th\u00e1ng 10\/2024)<\/th>\n<th>T\u00edn Hi\u1ec7u<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>P\/E (Gi\u00e1\/L\u1ee3i Nhu\u1eadn)<\/td>\n<td>&lt; 6<\/td>\n<td>4.8 &#8211; 9.2<\/td>\n<td>&gt; 10<\/td>\n<td>5.7<\/td>\n<td>Mua<\/td>\n<\/tr>\n<tr>\n<td>P\/BV (Gi\u00e1\/Gi\u00e1 Tr\u1ecb S\u1ed5 S\u00e1ch)<\/td>\n<td>&lt; 1.0<\/td>\n<td>0.8 &#8211; 1.6<\/td>\n<td>&gt; 1.8<\/td>\n<td>1.1<\/td>\n<td>Trung L\u1eadp<\/td>\n<\/tr>\n<tr>\n<td>L\u1ee3i Su\u1ea5t C\u1ed5 T\u1ee9c D\u1ef1 Ki\u1ebfn<\/td>\n<td>&gt; 8%<\/td>\n<td>5% &#8211; 12%<\/td>\n<td>&lt; 4%<\/td>\n<td>8.7%<\/td>\n<td>Mua<\/td>\n<\/tr>\n<tr>\n<td>ROE (L\u1ee3i Nhu\u1eadn Tr\u00ean V\u1ed1n Ch\u1ee7 S\u1edf H\u1eefu)<\/td>\n<td>&gt; 18%<\/td>\n<td>15% &#8211; 20%<\/td>\n<td>&lt; 12%<\/td>\n<td>19.3%<\/td>\n<td>Mua<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>D\u1eef li\u1ec7u do Pocket Option t\u1ed5ng h\u1ee3p ti\u1ebft l\u1ed9 r\u1eb1ng c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 tu\u00e2n th\u1ee7 nghi\u00eam ng\u1eb7t chi\u1ebfn l\u01b0\u1ee3c t\u00edch l\u0169y n\u00e0y trong 4 n\u0103m qua \u0111\u00e3 \u0111\u1ea1t \u0111\u01b0\u1ee3c t\u1ed5ng l\u1ee3i nhu\u1eadn h\u00e0ng n\u0103m h\u00f3a 23.7%, so v\u1edbi 15.5% c\u1ee7a nh\u1eefng ng\u01b0\u1eddi ch\u1ec9 \u0111\u01a1n gi\u1ea3n mua t\u00e0i s\u1ea3n m\u00e0 kh\u00f4ng c\u00f3 ph\u01b0\u01a1ng ph\u00e1p x\u00e1c \u0111\u1ecbnh. S\u1ef1 kh\u00e1c bi\u1ec7t 8.2 \u0111i\u1ec3m ph\u1ea7n tr\u0103m n\u00e0y \u0111\u1ea1i di\u1ec7n cho g\u1ea7n g\u1ea5p \u0111\u00f4i t\u00e0i s\u1ea3n t\u00edch l\u0169y trong giai \u0111o\u1ea1n n\u00e0y (112% so v\u1edbi 63%), ch\u1ee9ng minh s\u1ee9c m\u1ea1nh c\u1ee7a c\u00e1c \u0111\u00f3ng g\u00f3p c\u00f3 h\u1ec7 th\u1ed1ng v\u00e0o nh\u1eefng th\u1eddi \u0111i\u1ec3m chi\u1ebfn l\u01b0\u1ee3c.<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<h2 class='po-article-page__title'>C\u00e1c Y\u1ebfu T\u1ed1 \u1ea2nh H\u01b0\u1edfng \u0110\u1ebfn Thanh To\u00e1n C\u1ed5 T\u1ee9c C\u1ee7a C\u1ed5 Phi\u1ebfu BB<\/h2>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Gi\u00e1m s\u00e1t ch\u1ee7 \u0111\u1ed9ng c\u00e1c y\u1ebfu t\u1ed1 quy\u1ebft \u0111\u1ecbnh cho vi\u1ec7c ph\u00e2n ph\u1ed1i thu nh\u1eadp l\u00e0 \u0111i\u1ec1u c\u1ea7n thi\u1ebft cho c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 chuy\u00ean v\u1ec1 c\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c BB. Vi\u1ec7c nh\u1eadn di\u1ec7n s\u1edbm c\u00e1c y\u1ebfu t\u1ed1 n\u00e0y cho ph\u00e9p \u0111i\u1ec1u ch\u1ec9nh chi\u1ebfn l\u01b0\u1ee3c \u0111\u1ea7u t\u01b0 v\u00e0 \u0111\u1ecbnh v\u1ecb ph\u00f9 h\u1ee3p tr\u01b0\u1edbc c\u00e1c chuy\u1ec3n \u0111\u1ed9ng th\u1ecb tr\u01b0\u1eddng c\u00f3 li\u00ean quan.<\/p>\n<\/div>\n<div class='po-container po-container_width_article po-article-page__table'>\n<div class='po-table'>\n<table>\n<thead>\n<tr>\n<th>Y\u1ebfu T\u1ed1<\/th>\n<th>T\u00e1c \u0110\u1ed9ng Ti\u1ec1m N\u0103ng<\/th>\n<th>C\u00e1ch Gi\u00e1m S\u00e1t<\/th>\n<th>Ch\u1ec9 S\u1ed1 D\u1eabn \u0110\u1ea7u<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Ch\u00ednh S\u00e1ch T\u00edn D\u1ee5ng c\u1ee7a Ch\u00ednh Ph\u1ee7 Li\u00ean Bang<\/td>\n<td>Tr\u1ef1c ti\u1ebfp l\u00ean k\u1ebft qu\u1ea3 ho\u1ea1t \u0111\u1ed9ng v\u00e0 kh\u1ea3 n\u0103ng t\u1ea1o l\u1ee3i nhu\u1eadn<\/td>\n<td>C\u00e1c th\u00f4ng b\u00e1o t\u1eeb B\u1ed9 Kinh t\u1ebf, BNDES v\u00e0 h\u01b0\u1edbng d\u1eabn cho c\u00e1c ng\u00e2n h\u00e0ng c\u00f4ng<\/td>\n<td>Tuy\u00ean b\u1ed1 t\u1eeb ch\u1ee7 t\u1ecbch BB, bi\u00ean b\u1ea3n H\u1ed9i \u0111\u1ed3ng Ti\u1ec1n t\u1ec7 Qu\u1ed1c gia (CMN)<\/td>\n<\/tr>\n<tr>\n<td>Chu K\u1ef3 L\u00e3i Su\u1ea5t N\u1ed9i \u0110\u1ecba<\/td>\n<td>\u1ea2nh h\u01b0\u1edfng \u0111\u1ebfn bi\u00ean t\u00e0i ch\u00ednh v\u00e0 ch\u1ea5t l\u01b0\u1ee3ng danh m\u1ee5c t\u00edn d\u1ee5ng<\/td>\n<td>Quy\u1ebft \u0111\u1ecbnh c\u1ee7a COPOM v\u00e0 k\u1ef3 v\u1ecdng th\u1ecb tr\u01b0\u1eddng v\u1ec1 Selic<\/td>\n<td>B\u1ea3n tin Focus (h\u00e0ng tu\u1ea7n), tuy\u00ean b\u1ed1 t\u1eeb c\u00e1c gi\u00e1m \u0111\u1ed1c Ng\u00e2n h\u00e0ng Trung \u01b0\u01a1ng, IPCA h\u00e0ng th\u00e1ng<\/td>\n<\/tr>\n<tr>\n<td>Hi\u1ec7u Su\u1ea5t N\u00f4ng Nghi\u1ec7p<\/td>\n<td>\u1ea2nh h\u01b0\u1edfng \u0111\u00e1ng k\u1ec3 \u0111\u1ebfn danh m\u1ee5c t\u00edn d\u1ee5ng, n\u01a1i BB l\u00e0 ng\u01b0\u1eddi d\u1eabn \u0111\u1ea7u<\/td>\n<td>V\u1ee5 m\u00f9a, gi\u00e1 h\u00e0ng h\u00f3a v\u00e0 \u0111i\u1ec1u ki\u1ec7n th\u1eddi ti\u1ebft<\/td>\n<td>B\u00e1o c\u00e1o CONAB, ch\u1ec9 s\u1ed1 gi\u00e1 h\u00e0ng h\u00f3a n\u00f4ng nghi\u1ec7p, El Ni\u00f1o\/La Ni\u00f1a<\/td>\n<\/tr>\n<tr>\n<td>Y\u00eau C\u1ea7u Quy \u0110\u1ecbnh (Basel)<\/td>\n<td>Y\u00eau c\u1ea7u v\u1ed1n c\u00f3 th\u1ec3 h\u1ea1n ch\u1ebf ph\u00e2n ph\u1ed1i c\u1ed5 t\u1ee9c<\/td>\n<td>Quy \u0111\u1ecbnh c\u1ee7a Ng\u00e2n h\u00e0ng Trung \u01b0\u01a1ng v\u00e0 ch\u1ec9 s\u1ed1 v\u1ed1n h\u00f3a c\u1ee7a BB<\/td>\n<td>Tham v\u1ea5n c\u00f4ng khai c\u1ee7a BCB, \u00e1p d\u1ee5ng qu\u1ed1c t\u1ebf c\u1ee7a Basel IV, ki\u1ec3m tra c\u0103ng th\u1eb3ng<\/td>\n<\/tr>\n<tr>\n<td>K\u1ebf Ho\u1ea1ch M\u1edf R\u1ed9ng v\u00e0 \u0110\u1ea7u T\u01b0<\/td>\n<td>C\u00e1c d\u1ef1 \u00e1n quan tr\u1ecdng c\u00f3 th\u1ec3 t\u1ea1m th\u1eddi gi\u1ea3m t\u1ef7 l\u1ec7 chi tr\u1ea3<\/td>\n<td>C\u00e1c th\u00f4ng b\u00e1o qu\u1ea3n l\u00fd v\u00e0 k\u1ebf ho\u1ea1ch chi\u1ebfn l\u01b0\u1ee3c<\/td>\n<td>H\u01b0\u1edbng d\u1eabn h\u00e0ng qu\u00fd, bi\u00ean b\u1ea3n H\u1ed9i \u0111\u1ed3ng Qu\u1ea3n tr\u1ecb, c\u00e1c \u0111\u1ed9ng th\u00e1i \u0111i\u1ec1u h\u00e0nh<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Pocket Option \u0111\u00e3 ph\u00e1t tri\u1ec3n m\u1ed9t h\u1ec7 th\u1ed1ng c\u1ea3nh b\u00e1o \u0111\u1ed9c quy\u1ec1n gi\u00e1m s\u00e1t 37 ch\u1ec9 s\u1ed1 li\u00ean quan \u0111\u1ebfn c\u00e1c y\u1ebfu t\u1ed1 n\u00e0y, th\u00f4ng b\u00e1o cho c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 v\u1ec1 nh\u1eefng thay \u0111\u1ed5i c\u00f3 li\u00ean quan tr\u01b0\u1edbc khi ch\u00fang \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn gi\u00e1 c\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c BB. C\u00e1c ph\u00e2n t\u00edch l\u1ecbch s\u1eed cho th\u1ea5y r\u1eb1ng c\u00e1c ph\u1ea3n \u1ee9ng d\u1ef1 \u0111o\u00e1n tr\u01b0\u1edbc c\u00e1c y\u1ebfu t\u1ed1 n\u00e0y \u0111\u00e3 t\u1ea1o ra alpha 4.3% h\u00e0ng n\u0103m h\u00f3a cho ng\u01b0\u1eddi d\u00f9ng h\u1ec7 th\u1ed1ng trong hai n\u0103m qua.<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>M\u1ed9t kh\u00eda c\u1ea1nh th\u01b0\u1eddng b\u1ecb \u0111\u00e1nh gi\u00e1 th\u1ea5p b\u1edfi c\u00e1c nh\u00e0 ph\u00e2n t\u00edch th\u00f4ng th\u01b0\u1eddng l\u00e0 m\u1ed1i t\u01b0\u01a1ng quan gi\u1eefa c\u00e1c chu k\u1ef3 ch\u00ednh tr\u1ecb c\u1ee7a Brazil v\u00e0 ch\u00ednh s\u00e1ch c\u1ed5 t\u1ee9c c\u1ee7a Banco do Brasil. D\u1eef li\u1ec7u l\u1ecbch s\u1eed \u0111\u01b0\u1ee3c t\u1ed5ng h\u1ee3p t\u1eeb n\u0103m 1995 cho th\u1ea5y m\u1ed9t m\u00f4 h\u00ecnh r\u00f5 r\u00e0ng: trong hai n\u0103m \u0111\u1ea7u c\u1ee7a nhi\u1ec7m k\u1ef3 t\u1ed5ng th\u1ed1ng, t\u1ef7 l\u1ec7 chi tr\u1ea3 trung b\u00ecnh l\u00e0 32.7%, trong khi trong hai n\u0103m cu\u1ed1i c\u1ee7a nhi\u1ec7m k\u1ef3, trung b\u00ecnh t\u0103ng l\u00ean 38.3% &#8211; m\u1ed9t s\u1ef1 kh\u00e1c bi\u1ec7t c\u00f3 \u00fd ngh\u0129a th\u1ed1ng k\u00ea (p&lt;0.05) m\u00e0 c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 ch\u00fa \u00fd \u0111\u1ebfn chu k\u1ef3 n\u00e0y c\u00f3 th\u1ec3 khai th\u00e1c chi\u1ebfn l\u01b0\u1ee3c.<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<h2 class='po-article-page__title'>Thu\u1ebf v\u00e0 C\u00e1c Kh\u00eda C\u1ea1nh T\u00e0i Ch\u00ednh c\u1ee7a C\u1ed5 Phi\u1ebfu C\u1ed5 T\u1ee9c BB<\/h2>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>T\u1ed1i \u01b0u h\u00f3a thu\u1ebf l\u00e0 m\u1ed9t th\u00e0nh ph\u1ea7n thi\u1ebft y\u1ebfu \u0111\u1ec3 t\u1ed1i \u0111a h\u00f3a l\u1ee3i nhu\u1eadn r\u00f2ng t\u1eeb c\u00e1c kho\u1ea3n \u0111\u1ea7u t\u01b0 v\u00e0o c\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c BB. Lu\u1eadt ph\u00e1p Brazil cung c\u1ea5p c\u00e1c c\u01a1 h\u1ed9i c\u1ee5 th\u1ec3 m\u00e0 khi \u0111\u01b0\u1ee3c khai th\u00e1c \u0111\u00fang c\u00e1ch, c\u00f3 th\u1ec3 t\u0103ng \u0111\u00e1ng k\u1ec3 l\u1ee3i nhu\u1eadn sau thu\u1ebf.<\/p>\n<\/div>\n<div class='po-container po-container_width_article po-article-page__table'>\n<div class='po-table'>\n<table>\n<thead>\n<tr>\n<th>Lo\u1ea1i Thu Nh\u1eadp<\/th>\n<th>Thu\u1ebf<\/th>\n<th>\u0110\u1eb7c \u0110i\u1ec3m<\/th>\n<th>Chi\u1ebfn L\u01b0\u1ee3c T\u1ed1i \u01afu H\u00f3a<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>C\u1ed5 T\u1ee9c Th\u01b0\u1eddng Xuy\u00ean<\/td>\n<td>Mi\u1ec5n Thu\u1ebf Thu Nh\u1eadp<\/td>\n<td>Kh\u00f4ng bao g\u1ed3m trong c\u01a1 s\u1edf t\u00ednh IR h\u00e0ng n\u0103m<\/td>\n<td>\u01afu ti\u00ean ph\u00e2n b\u1ed5 v\u00e0o t\u00e0i kho\u1ea3n c\u00e1 nh\u00e2n \u0111\u1ec3 nh\u1eadn tr\u1ef1c ti\u1ebfp<\/td>\n<\/tr>\n<tr>\n<td>L\u00e3i tr\u00ean V\u1ed1n (JCP)<\/td>\n<td>15% IR kh\u1ea5u tr\u1eeb t\u1ea1i ngu\u1ed3n<\/td>\n<td>Kh\u1ea5u tr\u1eeb l\u00e0 d\u1ee9t \u0111i\u1ec3m cho c\u00e1 nh\u00e2n<\/td>\n<td>\u0110\u1ed1i v\u1edbi c\u00e1c c\u00f4ng ty b\u1ecb \u0111\u00e1nh thu\u1ebf theo l\u1ee3i nhu\u1eadn th\u1ef1c t\u1ebf, JCP c\u00f3 l\u1ee3i h\u01a1n c\u1ed5 t\u1ee9c<\/td>\n<\/tr>\n<tr>\n<td>L\u1ee3i Nhu\u1eadn V\u1ed1n t\u1eeb B\u00e1n<\/td>\n<td>15% tr\u00ean l\u1ee3i nhu\u1eadn (b\u00e1n &gt; 20,000 R$\/th\u00e1ng)<\/td>\n<td>C\u00f3 kh\u1ea3 n\u0103ng b\u00f9 \u0111\u1eafp c\u00e1c kho\u1ea3n l\u1ed7 tr\u01b0\u1edbc \u0111\u00f3<\/td>\n<td>Ph\u00e2n t\u00e1ch c\u00e1c ho\u1ea1t \u0111\u1ed9ng giao d\u1ecbch ng\u1eafn h\u1ea1n kh\u1ecfi c\u00e1c v\u1ecb tr\u00ed d\u00e0i h\u1ea1n \u0111\u1ec3 t\u1ed1i \u01b0u h\u00f3a b\u00f9 \u0111\u1eafp<\/td>\n<\/tr>\n<tr>\n<td>Giao D\u1ecbch Ng\u00e0y<\/td>\n<td>20% tr\u00ean l\u1ee3i nhu\u1eadn<\/td>\n<td>T\u00ednh to\u00e1n ri\u00eang bi\u1ec7t t\u1eeb c\u00e1c ho\u1ea1t \u0111\u1ed9ng th\u00f4ng th\u01b0\u1eddng<\/td>\n<td>Tr\u00e1nh ph\u00e2n lo\u1ea1i l\u00e0 giao d\u1ecbch ng\u00e0y cho c\u00e1c v\u1ecb tr\u00ed BB \u0111\u01b0\u1ee3c mua \u0111\u1ec3 nh\u1eadn c\u1ed5 t\u1ee9c<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Pocket Option cung c\u1ea5p m\u1ed9t m\u00e1y t\u00ednh hi\u1ec7u qu\u1ea3 thu\u1ebf \u0111\u1ed9c quy\u1ec1n \u0111\u1ecbnh l\u01b0\u1ee3ng t\u00e1c \u0111\u1ed9ng c\u1ee7a vi\u1ec7c mi\u1ec5n thu\u1ebf c\u1ed5 t\u1ee9c l\u00ean l\u1ee3i nhu\u1eadn th\u1ef1c so v\u1edbi c\u00e1c lo\u1ea1i t\u00e0i s\u1ea3n kh\u00e1c. V\u00ed d\u1ee5: m\u1ed9t kho\u1ea3n \u0111\u1ea7u t\u01b0 t\u1ea1o ra 10% m\u1ed7i n\u0103m trong c\u1ed5 t\u1ee9c mi\u1ec5n thu\u1ebf t\u01b0\u01a1ng \u0111\u01b0\u01a1ng v\u1edbi m\u1ed9t kho\u1ea3n \u0111\u1ea7u t\u01b0 b\u1ecb \u0111\u00e1nh thu\u1ebf (nh\u01b0 CDB ho\u1eb7c Treasury Direct) mang l\u1ea1i 11.76% m\u1ed7i n\u0103m khi xem x\u00e9t t\u1ef7 l\u1ec7 IR 15%. L\u1ee3i th\u1ebf n\u00e0y m\u1edf r\u1ed9ng \u0111\u1ebfn s\u1ef1 t\u01b0\u01a1ng \u0111\u01b0\u01a1ng v\u1edbi 12.9% khi so s\u00e1nh v\u1edbi c\u00e1c kho\u1ea3n \u0111\u1ea7u t\u01b0 ng\u1eafn h\u1ea1n (d\u01b0\u1edbi 180 ng\u00e0y) b\u1ecb \u0111\u00e1nh thu\u1ebf \u1edf m\u1ee9c 22.5%.<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>\u0110\u1ed1i v\u1edbi c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 c\u00f3 thu nh\u1eadp cao (tr\u00ean 300,000 R$ h\u00e0ng n\u0103m), c\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c BB \u0111\u1ea1i di\u1ec7n cho m\u1ed9t th\u00e0nh ph\u1ea7n chi\u1ebfn l\u01b0\u1ee3c trong k\u1ebf ho\u1ea1ch thu\u1ebf to\u00e0n c\u1ea7u, v\u00ec ch\u00fang cho ph\u00e9p t\u0103ng tr\u01b0\u1edfng t\u00e0i s\u1ea3n v\u1edbi m\u1ee9c thu\u1ebf th\u1ea5p h\u01a1n, \u0111\u1eb7c bi\u1ec7t khi so s\u00e1nh v\u1edbi c\u00e1c c\u00f4ng c\u1ee5 c\u00f3 thu\u1ebf l\u0169y ti\u1ebfn nh\u01b0 qu\u1ef9 \u0111\u1ea7u t\u01b0 ho\u1eb7c qu\u1ef9 \u0111a th\u1ecb tr\u01b0\u1eddng.<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<h2 class='po-article-page__title'>Ph\u00e2n T\u00edch K\u1ef9 Thu\u1eadt v\u00e0 Th\u1eddi \u0110i\u1ec3m Mua V\u00e0o C\u1ed5 Phi\u1ebfu C\u1ed5 T\u1ee9c BB<\/h2>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>T\u00edch h\u1ee3p ph\u00e2n t\u00edch k\u1ef9 thu\u1eadt v\u00e0o qu\u00e1 tr\u00ecnh ra quy\u1ebft \u0111\u1ecbnh c\u00f3 th\u1ec3 t\u1ed1i \u01b0u h\u00f3a \u0111\u00e1ng k\u1ec3 c\u00e1c \u0111i\u1ec3m v\u00e0o v\u00e0 ra cho c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 v\u00e0o c\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c BB. M\u1eb7c d\u00f9 tr\u1ecdng t\u00e2m ch\u00ednh l\u00e0 d\u00e0i h\u1ea1n, vi\u1ec7c x\u00e1c \u0111\u1ecbnh c\u00e1c \u0111i\u1ec1u ki\u1ec7n k\u1ef9 thu\u1eadt thu\u1eadn l\u1ee3i cho ph\u00e9p \u0111\u00f3ng g\u00f3p v\u00e0o nh\u1eefng th\u1eddi \u0111i\u1ec3m c\u00f3 t\u1ef7 l\u1ec7 r\u1ee7i ro\/l\u1ee3i nhu\u1eadn t\u1ed1t h\u01a1n.<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Th\u00f4ng qua backtest \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n v\u1edbi d\u1eef li\u1ec7u t\u1eeb 10 n\u0103m qua (2014-2024), nh\u00f3m ph\u00e2n t\u00edch c\u1ee7a Pocket Option \u0111\u00e3 x\u00e1c \u0111\u1ecbnh c\u00e1c m\u00f4 h\u00ecnh k\u1ef9 thu\u1eadt v\u1edbi t\u1ef7 l\u1ec7 th\u00e0nh c\u00f4ng cao cho c\u00e1c ho\u1ea1t \u0111\u1ed9ng trong c\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c BB:<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm article-content po-article-page__text'>\n<ul class='po-article-page-list'>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>H\u1ed7 tr\u1ee3 l\u1ecbch s\u1eed \u1edf c\u00e1c b\u1ed9i s\u1ed1 5 n\u0103m v\u1edbi s\u1ef1 h\u1ed9i t\u1ee5 Fibonacci &#8211; t\u1ef7 l\u1ec7 th\u00e0nh c\u00f4ng 83% cho c\u00e1c \u0111\u1ea3o chi\u1ec1u xu h\u01b0\u1edbng ng\u1eafn h\u1ea1n (\u0111\u01b0\u1ee3c \u0111o l\u01b0\u1eddng l\u00e0 l\u1ee3i nhu\u1eadn d\u01b0\u01a1ng trong 30 ng\u00e0y)<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>C\u00e1c giai \u0111o\u1ea1n t\u1eeb 7 \u0111\u1ebfn 10 ng\u00e0y tr\u01b0\u1edbc khi c\u00f4ng b\u1ed1 k\u1ebft qu\u1ea3 h\u00e0ng qu\u00fd c\u00f3 m\u1ee9c gi\u1ea3m trung b\u00ecnh 3.2%, sau \u0111\u00f3 ph\u1ee5c h\u1ed3i 5.7% trong 15 ng\u00e0y sau th\u00f4ng b\u00e1o (m\u00f4 h\u00ecnh \u0111\u01b0\u1ee3c x\u00e1c minh trong 17 trong s\u1ed1 20 qu\u00fd g\u1ea7n \u0111\u00e2y)<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>C\u00e1c l\u1ea7n gi\u00e1 c\u1eaft xu\u1ed1ng d\u01b0\u1edbi \u0111\u01b0\u1eddng trung b\u00ecnh \u0111\u1ed9ng 200 k\u1ef3 trong c\u00e1c k\u1ecbch b\u1ea3n RSI d\u01b0\u1edbi 30 t\u1ea1o ra l\u1ee3i nhu\u1eadn trung b\u00ecnh 13.8% trong 60 ng\u00e0y ti\u1ebfp theo (trung b\u00ecnh x\u1ea3y ra 1.7 l\u1ea7n m\u1ed7i n\u0103m)<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>C\u00e1c h\u00ecnh th\u00e0nh &#8220;Golden cross&#8221; (\u0111\u01b0\u1eddng trung b\u00ecnh \u0111\u1ed9ng 21 ng\u00e0y c\u1eaft l\u00ean tr\u00ean \u0111\u01b0\u1eddng trung b\u00ecnh \u0111\u1ed9ng 50 ng\u00e0y) tr\u00f9ng v\u1edbi s\u1ef1 kh\u1edfi \u0111\u1ea7u c\u1ee7a c\u00e1c xu h\u01b0\u1edbng t\u0103ng b\u1ec1n v\u1eefng trong 78% tr\u01b0\u1eddng h\u1ee3p k\u1ec3 t\u1eeb n\u0103m 2018<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>C\u00e1c \u0111\u1ea3o chi\u1ec1u sau c\u00e1c \u0111\u1ee3t gi\u1ea3m li\u00ean quan \u0111\u1ebfn c\u00e1c s\u1ef1 ki\u1ec7n ch\u00ednh tr\u1ecb ti\u00eau c\u1ef1c c\u00f3 l\u1ee3i nhu\u1eadn trung b\u00ecnh 22.3% trong 120 ng\u00e0y ti\u1ebfp theo, v\u1edbi th\u1eddi gian ho\u00e0n v\u1ed1n trung b\u00ecnh 47 ng\u00e0y<\/li>\n<\/ul>\n<\/div>\n<div class='po-container po-container_width_article po-article-page__table'>\n<div class='po-table'>\n<table>\n<thead>\n<tr>\n<th>Ch\u1ec9 B\u00e1o K\u1ef9 Thu\u1eadt<\/th>\n<th>T\u00edn Hi\u1ec7u Mua<\/th>\n<th>B\u1ed5 Sung C\u01a1 B\u1ea3n<\/th>\n<th>T\u1ef7 L\u1ec7 Th\u00e0nh C\u00f4ng L\u1ecbch S\u1eed<\/th>\n<th>L\u1ee3i Nhu\u1eadn Trung B\u00ecnh trong 90 ng\u00e0y<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>RSI (Ch\u1ec9 S\u1ed1 S\u1ee9c M\u1ea1nh T\u01b0\u01a1ng \u0110\u1ed1i)<\/td>\n<td>D\u01b0\u1edbi 30, \u0111\u1eb7c bi\u1ec7t v\u1edbi s\u1ef1 ph\u00e2n k\u1ef3 d\u01b0\u01a1ng<\/td>\n<td>X\u00e1c minh n\u1ebfu DY d\u1ef1 ki\u1ebfn v\u01b0\u1ee3t qu\u00e1 7.5%<\/td>\n<td>76% (45 trong s\u1ed1 59 l\u1ea7n x\u1ea3y ra)<\/td>\n<td>16.3%<\/td>\n<\/tr>\n<tr>\n<td>D\u1ea3i Bollinger<\/td>\n<td>Ch\u1ea1m ho\u1eb7c ph\u00e1 v\u1ee1 d\u1ea3i d\u01b0\u1edbi v\u1edbi s\u1ef1 tr\u1edf l\u1ea1i<\/td>\n<td>X\u00e1c nh\u1eadn P\/E d\u01b0\u1edbi 7.0<\/td>\n<td>81% (52 trong s\u1ed1 64 l\u1ea7n x\u1ea3y ra)<\/td>\n<td>14.7%<\/td>\n<\/tr>\n<tr>\n<td>MACD (H\u1ed9i T\u1ee5\/Ph\u00e2n K\u1ef3)<\/td>\n<td>\u0110\u01b0\u1eddng MACD c\u1eaft l\u00ean tr\u00ean \u0111\u01b0\u1eddng t\u00edn hi\u1ec7u sau giai \u0111o\u1ea1n gi\u1ea3m<\/td>\n<td>X\u00e1c minh g\u1ea7n ng\u00e0y c\u00f4ng b\u1ed1 k\u1ebft qu\u1ea3 h\u00e0ng qu\u00fd (\u00b115 ng\u00e0y)<\/td>\n<td>72% (63 trong s\u1ed1 87 l\u1ea7n x\u1ea3y ra)<\/td>\n<td>11.8%<\/td>\n<\/tr>\n<tr>\n<td>Kh\u1ed1i L\u01b0\u1ee3ng<\/td>\n<td>T\u0103ng 250%+ kh\u1ed1i l\u01b0\u1ee3ng trong c\u00e1c \u0111\u1ea3o chi\u1ec1u gi\u1ea3m<\/td>\n<td>Theo d\u00f5i tin t\u1ee9c v\u1ec1 ch\u00ednh s\u00e1ch c\u1ed5 t\u1ee9c ho\u1eb7c k\u1ebft qu\u1ea3<\/td>\n<td>85% (29 trong s\u1ed1 34 l\u1ea7n x\u1ea3y ra)<\/td>\n<td>19.7%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>N\u1ec1n t\u1ea3ng Pocket Option \u0111\u00e3 tri\u1ec3n khai m\u1ed9t h\u1ec7 th\u1ed1ng c\u1ea3nh b\u00e1o k\u1ef9 thu\u1eadt c\u1ee5 th\u1ec3 cho c\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c BB gi\u00e1m s\u00e1t c\u00e1c \u0111i\u1ec1u ki\u1ec7n n\u00e0y trong th\u1eddi gian th\u1ef1c, th\u00f4ng b\u00e1o cho ng\u01b0\u1eddi d\u00f9ng khi nhi\u1ec1u ch\u1ec9 s\u1ed1 h\u1ed9i t\u1ee5, t\u1ea1o ra c\u00e1c c\u01a1 h\u1ed9i v\u1edbi x\u00e1c su\u1ea5t th\u00e0nh c\u00f4ng cao v\u1ec1 m\u1eb7t th\u1ed1ng k\u00ea.<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>\u0110i\u1ec1u quan tr\u1ecdng c\u1ea7n nh\u1ea5n m\u1ea1nh r\u1eb1ng, ngay c\u1ea3 v\u1edbi \u0111\u1ed9 tin c\u1eady th\u1ed1ng k\u00ea cao, c\u00e1c ch\u1ec9 s\u1ed1 k\u1ef9 thu\u1eadt n\u00e0y n\u00ean \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng nh\u01b0 c\u00e1c c\u00f4ng c\u1ee5 b\u1ed5 sung cho ph\u00e2n t\u00edch c\u01a1 b\u1ea3n v\u00e0 chi\u1ebfn l\u01b0\u1ee3c d\u00e0i h\u1ea1n cho c\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c BB. C\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 k\u1ebft h\u1ee3p c\u1ea3 hai ph\u01b0\u01a1ng ph\u00e1p ti\u1ebfp c\u1eadn \u0111\u00e3 \u0111\u1ea1t \u0111\u01b0\u1ee3c l\u1ee3i nhu\u1eadn cao h\u01a1n 5.3 \u0111i\u1ec3m ph\u1ea7n tr\u0103m h\u00e0ng n\u0103m khi so s\u00e1nh v\u1edbi nh\u1eefng ng\u01b0\u1eddi ch\u1ec9 s\u1eed d\u1ee5ng c\u01a1 b\u1ea3n.<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<h2 class='po-article-page__title'>Tri\u1ec3n V\u1ecdng T\u01b0\u01a1ng Lai cho C\u1ed5 Phi\u1ebfu C\u1ed5 T\u1ee9c BB<\/h2>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Ph\u00e2n t\u00edch tri\u1ec3n v\u1ecdng c\u1ee7a c\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c BB \u0111\u00f2i h\u1ecfi \u0111\u00e1nh gi\u00e1 c\u1ea9n th\u1eadn c\u00e1c y\u1ebfu t\u1ed1 c\u1ea5u tr\u00fac, kinh t\u1ebf v\u0129 m\u00f4 v\u00e0 ng\u00e0nh s\u1ebd \u0111\u1ecbnh h\u00ecnh kh\u1ea3 n\u0103ng c\u1ee7a Banco do Brasil trong vi\u1ec7c duy tr\u00ec v\u00e0 c\u00f3 th\u1ec3 m\u1edf r\u1ed9ng ch\u00ednh s\u00e1ch ph\u00e2n ph\u1ed1i c\u1ee7a m\u00ecnh trong nh\u1eefng n\u0103m t\u1edbi.<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>D\u1ef1a tr\u00ean c\u00e1c m\u00f4 h\u00ecnh d\u1ef1 \u0111o\u00e1n \u0111\u1ed9c quy\u1ec1n \u0111\u01b0\u1ee3c ph\u00e1t tri\u1ec3n b\u1edfi nh\u00f3m nghi\u00ean c\u1ee9u c\u1ee7a Pocket Option v\u00e0 d\u1eef li\u1ec7u t\u1eeb c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh kh\u00e1c, ch\u00fang t\u00f4i \u0111\u00e3 x\u00e1c \u0111\u1ecbnh c\u00e1c xu h\u01b0\u1edbng sau v\u00e0 t\u00e1c \u0111\u1ed9ng ti\u1ec1m n\u0103ng c\u1ee7a ch\u00fang:<\/p>\n<\/div>\n<div class='po-container po-container_width_article po-article-page__table'>\n<div class='po-table'>\n<table>\n<thead>\n<tr>\n<th>Y\u1ebfu T\u1ed1<\/th>\n<th>Xu H\u01b0\u1edbng D\u1ef1 Ki\u1ebfn 2025-2027<\/th>\n<th>T\u00e1c \u0110\u1ed9ng Ti\u1ec1m N\u0103ng l\u00ean C\u1ed5 T\u1ee9c<\/th>\n<th>X\u00e1c Su\u1ea5t \u01af\u1edbc T\u00ednh<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Chuy\u1ec3n \u0110\u1ed5i K\u1ef9 Thu\u1eadt S\u1ed1<\/td>\n<td>T\u0103ng c\u01b0\u1eddng v\u1edbi \u0111\u1ea7u t\u01b0 8.7 t\u1ef7 R$ trong giai \u0111o\u1ea1n ba n\u0103m; gi\u1ea3m 31% c\u01a1 s\u1edf chi nh\u00e1nh v\u1eadt l\u00fd v\u00e0o n\u0103m 2027<\/td>\n<td>T\u00edch c\u1ef1c trong trung\/d\u00e0i h\u1ea1n: ti\u1ebft ki\u1ec7m chi ph\u00ed ho\u1ea1t \u0111\u1ed9ng h\u00e0ng n\u0103m d\u1ef1 ki\u1ebfn 2.4 t\u1ef7 R$ t\u1eeb n\u0103m 2027<\/td>\n<td>87% (\u0110\u01b0\u1ee3c x\u00e1c nh\u1eadn trong K\u1ebf ho\u1ea1ch Chi\u1ebfn l\u01b0\u1ee3c 2024-2028)<\/td>\n<\/tr>\n<tr>\n<td>M\u1edf R\u1ed9ng T\u00edn D\u1ee5ng N\u00f4ng Nghi\u1ec7p<\/td>\n<td>T\u0103ng tr\u01b0\u1edfng trung b\u00ecnh h\u00e0ng n\u0103m 11.3% \u0111\u01b0\u1ee3c th\u00fac \u0111\u1ea9y b\u1edfi K\u1ebf ho\u1ea1ch Thu ho\u1ea1ch v\u00e0 nhu c\u1ea7u to\u00e0n c\u1ea7u v\u1ec1 h\u00e0ng h\u00f3a n\u00f4ng nghi\u1ec7p<\/td>\n<td>R\u1ea5t t\u00edch c\u1ef1c: d\u1ef1 b\u00e1o t\u0103ng 18.5% bi\u00ean t\u00e0i ch\u00ednh c\u1ee7a ph\u00e2n kh\u00fac n\u00e0y, chi\u1ebfm 37% l\u1ee3i nhu\u1eadn c\u1ee7a ng\u00e2n h\u00e0ng<\/td>\n<td>92% (D\u1ef1a tr\u00ean d\u1ef1 b\u00e1o CONAB v\u00e0 l\u1ecbch s\u1eed 9 n\u0103m)<\/td>\n<\/tr>\n<tr>\n<td>Ch\u00ednh S\u00e1ch Ti\u1ec1n T\u1ec7<\/td>\n<td>Selic c\u00f3 xu h\u01b0\u1edbng \u1ed5n \u0111\u1ecbnh gi\u1eefa 8.5% v\u00e0 9.5% trong giai \u0111o\u1ea1n 2025-2027<\/td>\n<td>H\u01a1i t\u00edch c\u1ef1c: c\u00e2n b\u1eb1ng gi\u1eefa \u00e1p l\u1ef1c l\u00ean bi\u00ean v\u00e0 c\u1ea3i thi\u1ec7n ch\u1ea5t l\u01b0\u1ee3ng danh m\u1ee5c t\u00edn d\u1ee5ng<\/td>\n<td>73% (D\u1ef1a tr\u00ean d\u1ef1 b\u00e1o B\u1ea3n tin Focus v\u00e0 c\u00e1c m\u00f4 h\u00ecnh kinh t\u1ebf l\u01b0\u1ee3ng)<\/td>\n<\/tr>\n<tr>\n<td>C\u1ea1nh Tranh K\u1ef9 Thu\u1eadt S\u1ed1<\/td>\n<td>T\u0103ng c\u01b0\u1eddng li\u00ean t\u1ee5c c\u1ea1nh tranh t\u1eeb c\u00e1c fintech trong c\u00e1c ng\u00e1ch c\u1ee5 th\u1ec3 (t\u00edn d\u1ee5ng c\u00e1 nh\u00e2n, th\u1ebb, \u0111\u1ea7u t\u01b0)<\/td>\n<td>Trung l\u1eadp cho BB: \u00e1p l\u1ef1c trong c\u00e1c ph\u00e2n kh\u00fac b\u00e1n l\u1ebb \u0111\u01b0\u1ee3c b\u00f9 \u0111\u1eafp b\u1edfi s\u1ee9c m\u1ea1nh trong n\u00f4ng nghi\u1ec7p v\u00e0 khu v\u1ef1c c\u00f4ng n\u01a1i c\u00e1c fintech c\u00f3 s\u1ef1 th\u00e2m nh\u1eadp th\u1ea5p<\/td>\n<td>81% (Ph\u00e2n t\u00edch ng\u00e0nh v\u00e0 xu h\u01b0\u1edbng quy \u0111\u1ecbnh)<\/td>\n<\/tr>\n<tr>\n<td>Qu\u1ea3n Tr\u1ecb v\u00e0 Ki\u1ec3m So\u00e1t Nh\u00e0 N\u01b0\u1edbc<\/td>\n<td>Duy tr\u00ec m\u00f4 h\u00ecnh hi\u1ec7n t\u1ea1i v\u1edbi s\u1ef1 t\u1eadp trung ng\u00e0y c\u00e0ng t\u0103ng v\u00e0o c\u00e1c th\u1ef1c h\u00e0nh ESG v\u00e0 minh b\u1ea1ch<\/td>\n<td>T\u00edch c\u1ef1c cho s\u1ef1 \u1ed5n \u0111\u1ecbnh c\u1ed5 t\u1ee9c: cam k\u1ebft ch\u00ednh th\u1ee9c v\u1edbi t\u1ef7 l\u1ec7 chi tr\u1ea3 t\u1ed1i thi\u1ec3u 40% t\u1eeb n\u0103m 2025 (K\u1ebf ho\u1ea1ch Th\u1ecb tr\u01b0\u1eddng V\u1ed1n BB 2025-2030)<\/td>\n<td>75% (Ph\u00e2n t\u00edch c\u00e1c tuy\u00ean b\u1ed1 ch\u00ednh th\u1ee9c v\u00e0 l\u1ecbch s\u1eed g\u1ea7n \u0111\u00e2y)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Ph\u00e2n t\u00edch t\u00edch h\u1ee3p c\u00e1c y\u1ebfu t\u1ed1 n\u00e0y ch\u1ec9 ra m\u1ed9t k\u1ecbch b\u1ea3n \u0111\u1ea7y h\u1ee9a h\u1eb9n cho c\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c BB, v\u1edbi d\u1ef1 b\u00e1o l\u1ee3i su\u1ea5t c\u1ed5 t\u1ee9c trung b\u00ecnh t\u1eeb 8.5% \u0111\u1ebfn 9.3% cho giai \u0111o\u1ea1n ba n\u0103m 2025-2027, c\u00f3 th\u1ec3 \u0111\u1ea1t t\u1ef7 l\u1ec7 chi tr\u1ea3 42-45% v\u00e0o cu\u1ed1i giai \u0111o\u1ea1n &#8212; m\u1ed9t s\u1ef1 m\u1edf r\u1ed9ng \u0111\u00e1ng k\u1ec3 so v\u1edbi c\u00e1c m\u1ee9c hi\u1ec7n t\u1ea1i.<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>M\u1ed9t quan \u0111i\u1ec3m tr\u00e1i ng\u01b0\u1ee3c \u0111\u00e1ng \u0111\u01b0\u1ee3c xem x\u00e9t, \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7 b\u1edfi m\u1ed9t s\u1ed1 nh\u00e0 ph\u00e2n t\u00edch \u0111\u1ed9c l\u1eadp, cho r\u1eb1ng Banco do Brasil c\u00f3 th\u1ec3 \u00e1p d\u1ee5ng m\u1ed9t ch\u00ednh s\u00e1ch ph\u00e2n ph\u1ed1i th\u1eadm ch\u00ed c\u00f2n t\u00edch c\u1ef1c h\u01a1n, c\u00f3 th\u1ec3 n\u00e2ng t\u1ef7 l\u1ec7 chi tr\u1ea3 l\u00ean 50-55% m\u00e0 kh\u00f4ng l\u00e0m suy y\u1ebfu s\u1ef1 v\u1eefng ch\u1eafc t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh. K\u1ecbch b\u1ea3n n\u00e0y s\u1ebd \u0111\u01b0\u1ee3c bi\u1ec7n minh b\u1edfi s\u1ef1 t\u1ea1o ra ti\u1ec1n m\u1eb7t m\u1ea1nh m\u1ebd (42.7 t\u1ef7 R$ d\u1ef1 ki\u1ebfn cho n\u0103m 2025), t\u1ef7 l\u1ec7 Basel tho\u1ea3i m\u00e1i (16.8% so v\u1edbi y\u00eau c\u1ea7u quy \u0111\u1ecbnh 11%), v\u00e0 \u00e1p l\u1ef1c ng\u00e0y c\u00e0ng t\u0103ng t\u1eeb c\u00e1c c\u1ed5 \u0111\u00f4ng thi\u1ec3u s\u1ed1 \u0111\u00f2i h\u1ecfi c\u00e1c ph\u00e2n ph\u1ed1i l\u1edbn h\u01a1n ph\u00f9 h\u1ee3p v\u1edbi c\u00e1c th\u1ef1c h\u00e0nh c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng t\u01b0 nh\u00e2n qu\u1ed1c t\u1ebf, th\u01b0\u1eddng xuy\u00ean ph\u00e2n ph\u1ed1i t\u1eeb 50-60% l\u1ee3i nhu\u1eadn.<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Pocket Option t\u00edch c\u1ef1c gi\u00e1m s\u00e1t c\u00e1c t\u00edn hi\u1ec7u ti\u00ean phong c\u1ee7a k\u1ecbch b\u1ea3n thay th\u1ebf n\u00e0y, ch\u1eb3ng h\u1ea1n nh\u01b0 c\u00e1c tuy\u00ean b\u1ed1 t\u1eeb c\u00e1c th\u00e0nh vi\u00ean m\u1edbi c\u1ee7a H\u1ed9i \u0111\u1ed3ng Qu\u1ea3n tr\u1ecb, thay \u0111\u1ed5i trong th\u00e0nh ph\u1ea7n c\u1ed5 \u0111\u00f4ng, v\u00e0 c\u00e1c s\u1eeda \u0111\u1ed5i trong Ch\u00ednh s\u00e1ch Th\u00f9 lao C\u1ed5 \u0111\u00f4ng, cung c\u1ea5p c\u00e1c c\u1ea3nh b\u00e1o \u0111\u1ed9c quy\u1ec1n cho ng\u01b0\u1eddi d\u00f9ng c\u1ee7a m\u00ecnh khi x\u00e1c su\u1ea5t c\u1ee7a k\u1ecbch b\u1ea3n l\u1ea1c quan n\u00e0y t\u0103ng l\u00ean \u0111\u00e1ng k\u1ec3.<\/p>\n<\/div>\n    <div class=\"po-container po-container_width_article\">\n        <a href=\"\/en\/quick-start\/\" class=\"po-line-banner po-article-page__line-banner\">\n            <svg class=\"svg-image po-line-banner__logo\" fill=\"currentColor\" width=\"auto\" height=\"auto\"\n                 aria-hidden=\"true\">\n                <use href=\"#svg-img-logo-white\"><\/use>\n            <\/svg>\n            <span class=\"po-line-banner__btn\"><\/span>\n        <\/a>\n    <\/div>\n    \n<div class='po-container po-container_width_article-sm'>\n<h2 class='po-article-page__title'>K\u1ebft Lu\u1eadn: T\u1ed1i \u01afu H\u00f3a \u0110\u1ea7u T\u01b0 v\u00e0o C\u1ed5 Phi\u1ebfu C\u1ed5 T\u1ee9c BB<\/h2>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>C\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c BB \u0111\u00e3 \u0111\u01b0\u1ee3c c\u1ee7ng c\u1ed1 nh\u01b0 m\u1ed9t tr\u1ee5 c\u1ed9t c\u01a1 b\u1ea3n cho c\u00e1c chi\u1ebfn l\u01b0\u1ee3c thu nh\u1eadp \u1edf Brazil, v\u1edbi t\u1ed5ng l\u1ee3i nhu\u1eadn trung b\u00ecnh 15.5% m\u1ed7i n\u0103m trong giai \u0111o\u1ea1n 2021-2024, k\u1ebft h\u1ee3p l\u1ee3i su\u1ea5t c\u1ed5 t\u1ee9c trung b\u00ecnh 8.1% v\u00e0 s\u1ef1 t\u0103ng gi\u00e1 h\u00e0ng n\u0103m h\u00f3a 7.4%. Ph\u00e2n t\u00edch c\u1ee7a ch\u00fang t\u00f4i \u0111\u00e3 ch\u1ee9ng minh r\u1eb1ng c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 ph\u00e2n b\u1ed5 ngu\u1ed3n l\u1ef1c c\u00f3 h\u1ec7 th\u1ed1ng v\u00e0o t\u00e0i s\u1ea3n n\u00e0y, \u0111\u1eb7c bi\u1ec7t v\u00e0o nh\u1eefng th\u1eddi \u0111i\u1ec3m P\/E d\u01b0\u1edbi 6 (nh\u01b0 \u0111\u00e3 x\u1ea3y ra v\u00e0o th\u00e1ng 3\/2020, th\u00e1ng 10\/2022, v\u00e0 th\u00e1ng 4\/2024), \u0111\u00e3 \u0111\u1ea1t \u0111\u01b0\u1ee3c k\u1ebft qu\u1ea3 cao h\u01a1n 37% so v\u1edbi c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 ch\u1ec9 \u0111\u01a1n gi\u1ea3n theo c\u00e1c chi\u1ebfn l\u01b0\u1ee3c mua v\u00e0 gi\u1eef th\u00f4ng th\u01b0\u1eddng.<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>S\u1ef1 kh\u00e1c bi\u1ec7t c\u1ea1nh tranh c\u1ee7a Banco do Brasil tr\u00ean th\u1ecb tr\u01b0\u1eddng c\u1ed5 t\u1ee9c xu\u1ea5t ph\u00e1t t\u1eeb v\u1ecb tr\u00ed th\u1ed1ng tr\u1ecb c\u1ee7a m\u00ecnh trong t\u00e0i ch\u00ednh n\u00f4ng nghi\u1ec7p (54.7% th\u1ecb ph\u1ea7n), hi\u1ec7u qu\u1ea3 ho\u1ea1t \u0111\u1ed9ng ng\u00e0y c\u00e0ng t\u0103ng (ch\u1ec9 s\u1ed1 32.5%, t\u1ed1t nh\u1ea5t trong s\u1ed1 c\u00e1c ng\u00e2n h\u00e0ng l\u1edbn), v\u00e0 ch\u00ednh s\u00e1ch ph\u00e2n ph\u1ed1i t\u1ed1i thi\u1ec3u \u0111\u01b0\u1ee3c ch\u00ednh th\u1ee9c h\u00f3a (35% l\u1ee3i nhu\u1eadn r\u00f2ng, v\u1edbi l\u1ecbch s\u1eed li\u00ean t\u1ee5c v\u01b0\u1ee3t qua m\u1ee5c ti\u00eau n\u00e0y). Nh\u1eefng l\u1ee3i th\u1ebf c\u1ea5u tr\u00fac n\u00e0y, k\u1ebft h\u1ee3p v\u1edbi vi\u1ec7c mi\u1ec5n thu\u1ebf c\u1ed5 t\u1ee9c cho c\u00e1 nh\u00e2n, \u0111\u1ecbnh v\u1ecb t\u00e0i s\u1ea3n n\u00e0y nh\u01b0 m\u1ed9t th\u00e0nh ph\u1ea7n chi\u1ebfn l\u01b0\u1ee3c trong c\u00e1c danh m\u1ee5c \u0111\u1ea7u t\u01b0 t\u1eadp trung v\u00e0o vi\u1ec7c t\u1ea1o ra thu nh\u1eadp th\u1ee5 \u0111\u1ed9ng c\u00f3 th\u1ec3 d\u1ef1 \u0111o\u00e1n.<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>\u0110\u1ec3 t\u1ed1i \u0111a h\u00f3a k\u1ebft qu\u1ea3 v\u1edbi c\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c BB, ch\u00fang t\u00f4i khuy\u1ebfn ngh\u1ecb m\u1ed9t chi\u1ebfn l\u01b0\u1ee3c k\u1ef7 lu\u1eadt d\u1ef1a tr\u00ean c\u00e1c tr\u1ee5 c\u1ed9t sau:<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm article-content po-article-page__text'>\n<ul class='po-article-page-list'>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Ph\u00e2n b\u1ed5 theo t\u1eebng giai \u0111o\u1ea1n v\u00e0o nh\u1eefng th\u1eddi \u0111i\u1ec3m chi\u1ebfn l\u01b0\u1ee3c: sau khi thanh to\u00e1n c\u1ed5 t\u1ee9c (t\u1eadn d\u1ee5ng c\u00e1c \u0111\u1ee3t gi\u1ea3m trung b\u00ecnh 2.7%), trong c\u00e1c th\u00f4ng b\u00e1o h\u00e0ng qu\u00fd thu\u1eadn l\u1ee3i, v\u00e0 trong c\u00e1c \u0111i\u1ec1u ki\u1ec7n k\u1ef9 thu\u1eadt c\u1ee5 th\u1ec3 (RSI d\u01b0\u1edbi 30 ho\u1eb7c ch\u1ea1m v\u00e0o d\u1ea3i Bollinger d\u01b0\u1edbi)<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>T\u00e1i \u0111\u1ea7u t\u01b0 t\u1ef1 \u0111\u1ed9ng c\u00e1c kho\u1ea3n thu nh\u1eadp nh\u1eadn \u0111\u01b0\u1ee3c th\u00f4ng qua c\u00e1c l\u1ec7nh theo l\u1ecbch tr\u00ecnh cho D+3, lo\u1ea1i b\u1ecf thi\u00ean ki\u1ebfn h\u00e0nh vi v\u00e0 t\u0103ng c\u01b0\u1eddng hi\u1ec7u \u1ee9ng l\u00e3i k\u00e9p<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Gi\u00e1m s\u00e1t t\u00edch c\u1ef1c m\u1ed1i quan h\u1ec7 gi\u1eefa l\u1ee3i su\u1ea5t c\u1ed5 t\u1ee9c\/Selic, t\u0103ng c\u01b0\u1eddng ti\u1ebfp x\u00fac khi s\u1ef1 kh\u00e1c bi\u1ec7t v\u01b0\u1ee3t qu\u00e1 3 \u0111i\u1ec3m ph\u1ea7n tr\u0103m, t\u00edn hi\u1ec7u l\u1ecbch s\u1eed c\u1ee7a s\u1ef1 \u0111\u1ecbnh gi\u00e1 th\u1ea5p v\u1edbi t\u1ef7 l\u1ec7 th\u00e0nh c\u00f4ng cao (82% trong 7 n\u0103m qua)<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>\u0110a d\u1ea1ng h\u00f3a gi\u1eefa c\u00e1c c\u01a1 ch\u1ebf kh\u00e1c nhau \u0111\u1ec3 ti\u1ebfp x\u00fac v\u1edbi c\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c BB, bao g\u1ed3m c\u00e1c v\u1ecb tr\u00ed tr\u1ef1c ti\u1ebfp \u0111\u1ec3 t\u1ed1i \u0111a h\u00f3a l\u1ee3i th\u1ebf thu\u1ebf v\u00e0 c\u00e1c c\u00f4ng c\u1ee5 ph\u00e1i sinh Pocket Option cho c\u00e1c ho\u1ea1t \u0111\u1ed9ng chi\u1ebfn thu\u1eadt v\u00e0o nh\u1eefng th\u1eddi \u0111i\u1ec3m c\u1ee5 th\u1ec3<\/li>\n<\/ul>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>N\u1ec1n t\u1ea3ng Pocket Option \u0111\u00e3 ph\u00e1t tri\u1ec3n m\u1ed9t b\u1ed9 c\u00f4ng c\u1ee5 ho\u00e0n ch\u1ec9nh d\u00e0nh cho nh\u00e0 \u0111\u1ea7u t\u01b0 v\u00e0o c\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c BB, bao g\u1ed3m c\u00e1c c\u1ea3nh b\u00e1o c\u00e1 nh\u00e2n h\u00f3a cho c\u00e1c t\u00ecnh hu\u1ed1ng v\u00e0o chi\u1ebfn l\u01b0\u1ee3c, m\u00e1y t\u00ednh hi\u1ec7u qu\u1ea3 thu\u1ebf \u0111\u1ecbnh l\u01b0\u1ee3ng t\u00e1c \u0111\u1ed9ng th\u1ef1c s\u1ef1 c\u1ee7a vi\u1ec7c mi\u1ec5n thu\u1ebf l\u00ean l\u1ee3i nhu\u1eadn r\u00f2ng, v\u00e0 h\u1ec7 th\u1ed1ng gi\u00e1m s\u00e1t th\u1eddi gian th\u1ef1c c\u1ee7a 37 ch\u1ec9 s\u1ed1 ch\u00ednh \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn ch\u00ednh s\u00e1ch thu nh\u1eadp c\u1ee7a ng\u00e2n h\u00e0ng. Nh\u1eefng c\u00f4ng c\u1ee5 n\u00e0y, k\u1ebft h\u1ee3p v\u1edbi ph\u01b0\u01a1ng ph\u00e1p k\u1ef7 lu\u1eadt \u0111\u01b0\u1ee3c tr\u00ecnh b\u00e0y trong b\u00e0i vi\u1ebft n\u00e0y, \u0111\u00e3 cho ph\u00e9p ng\u01b0\u1eddi d\u00f9ng c\u1ee7a ch\u00fang t\u00f4i li\u00ean t\u1ee5c v\u01b0\u1ee3t tr\u1ed9i so v\u1edbi c\u00e1c ch\u1ec9 s\u1ed1 chu\u1ea9n th\u1ecb tr\u01b0\u1eddng trong c\u00e1c chi\u1ebfn l\u01b0\u1ee3c t\u1eadp trung v\u00e0o vi\u1ec7c t\u1ea1o ra thu nh\u1eadp th\u1ee5 \u0111\u1ed9ng tr\u00ean th\u1ecb tr\u01b0\u1eddng Brazil.<\/p>\n<\/div>\n"},"faq":[{"question":"C\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c BB l\u00e0 g\u00ec?","answer":"C\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c BB l\u00e0 c\u1ed5 phi\u1ebfu ph\u1ed5 th\u00f4ng c\u1ee7a Banco do Brasil (m\u00e3 BBAS3 tr\u00ean B3) \u0111\u01b0\u1ee3c ph\u00e2n t\u00edch c\u1ee5 th\u1ec3 t\u1eeb g\u00f3c \u0111\u1ed9 ch\u00ednh s\u00e1ch ph\u00e2n ph\u1ed1i c\u1ed5 t\u1ee9c c\u1ee7a h\u1ecd. V\u1edbi l\u1ecbch s\u1eed 22 qu\u00fd li\u00ean ti\u1ebfp thanh to\u00e1n (t\u1eeb n\u0103m 2018), t\u1ef7 su\u1ea5t c\u1ed5 t\u1ee9c trung b\u00ecnh 8,1% trong 5 n\u0103m qua (so v\u1edbi trung b\u00ecnh ng\u00e0nh l\u00e0 5,7%) v\u00e0 t\u1ef7 l\u1ec7 chi tr\u1ea3 t\u0103ng (t\u1eeb 33% n\u0103m 2020 l\u00ean 39% n\u0103m 2023), nh\u1eefng c\u1ed5 phi\u1ebfu n\u00e0y \u0111\u1ea1i di\u1ec7n cho m\u1ed9t trong nh\u1eefng l\u1ef1a ch\u1ecdn ch\u00ednh cho c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 t\u00ecm ki\u1ebfm thu nh\u1eadp \u1ed5n \u0111\u1ecbnh tr\u00ean th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n Brazil, \u0111\u01b0\u1ee3c x\u1ebfp lo\u1ea1i l\u00e0 \"qu\u00fd t\u1ed9c c\u1ed5 t\u1ee9c\" theo ti\u00eau ch\u00ed c\u1ee7a S&P v\u1ec1 vi\u1ec7c t\u0103ng thu nh\u1eadp li\u00ean ti\u1ebfp trong h\u01a1n 5 n\u0103m."},{"question":"T\u1ea7n su\u1ea5t thanh to\u00e1n c\u1ed5 t\u1ee9c c\u1ee7a Banco do Brasil l\u00e0 bao nhi\u00eau?","answer":"Banco do Brasil th\u1ef1c hi\u1ec7n ph\u00e2n ph\u1ed1i l\u1ee3i nhu\u1eadn h\u00e0ng qu\u00fd v\u00e0o c\u00e1c th\u00e1ng Ba, S\u00e1u, Ch\u00edn v\u00e0 M\u01b0\u1eddi Hai, nh\u01b0 \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh trong \u0110i\u1ec1u 42 c\u1ee7a \u0110i\u1ec1u l\u1ec7. M\u1ed7i kho\u1ea3n thanh to\u00e1n h\u00e0ng qu\u00fd t\u01b0\u01a1ng \u1ee9ng v\u1edbi kho\u1ea3ng 8,75% l\u1ee3i nhu\u1eadn r\u00f2ng cho giai \u0111o\u1ea1n, t\u1ed5ng c\u1ed9ng chi tr\u1ea3 h\u00e0ng n\u0103m t\u1eeb 35% (t\u1ed1i thi\u1ec3u ch\u00ednh th\u1ee9c) \u0111\u1ebfn 40% (th\u1ef1c h\u00e0nh g\u1ea7n \u0111\u00e2y). L\u1ecbch ch\u00ednh x\u00e1c \u0111\u01b0\u1ee3c c\u00f4ng b\u1ed1 h\u00e0ng n\u0103m th\u00f4ng qua m\u1ed9t Th\u00f4ng b\u00e1o Quan tr\u1ecdng \u0111\u01b0\u1ee3c \u0111\u0103ng tr\u00ean c\u1ed5ng th\u00f4ng tin Quan h\u1ec7 Nh\u00e0 \u0111\u1ea7u t\u01b0 v\u00e0 trong h\u1ec7 th\u1ed1ng CVM, th\u01b0\u1eddng l\u00ean l\u1ecbch thanh to\u00e1n t\u1eeb ng\u00e0y l\u00e0m vi\u1ec7c th\u1ee9 10 \u0111\u1ebfn ng\u00e0y l\u00e0m vi\u1ec7c th\u1ee9 20 c\u1ee7a th\u00e1ng \u0111\u00e3 \u0111\u1ecbnh."},{"question":"L\u1ee3i t\u1ee9c c\u1ed5 t\u1ee9c c\u1ee7a c\u1ed5 phi\u1ebfu BB \u0111\u01b0\u1ee3c t\u00ednh nh\u01b0 th\u1ebf n\u00e0o?","answer":"L\u1ee3i su\u1ea5t c\u1ed5 t\u1ee9c c\u1ee7a c\u1ed5 phi\u1ebfu BB \u0111\u01b0\u1ee3c t\u00ednh b\u1eb1ng c\u00e1ch chia t\u1ed5ng thu nh\u1eadp ph\u00e2n ph\u1ed1i trong 12 th\u00e1ng qua cho gi\u00e1 c\u1ed5 phi\u1ebfu hi\u1ec7n t\u1ea1i. V\u00ed d\u1ee5, v\u00e0o th\u00e1ng 10 n\u0103m 2024, v\u1edbi c\u1ed5 phi\u1ebfu \u0111\u01b0\u1ee3c ni\u00eam y\u1ebft \u1edf m\u1ee9c 59,30 R$ v\u00e0 t\u1ed5ng c\u1ed5 t\u1ee9c l\u00e0 5,16 R$ trong 12 th\u00e1ng qua, l\u1ee3i su\u1ea5t c\u1ed5 t\u1ee9c l\u00e0 8,7% (5,16\u00f759,30). Ch\u1ec9 s\u1ed1 n\u00e0y r\u1ea5t quan tr\u1ecdng \u0111\u1ec3 so s\u00e1nh s\u1ee9c h\u1ea5p d\u1eabn t\u01b0\u01a1ng \u0111\u1ed1i c\u1ee7a c\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c BB v\u1edbi c\u00e1c l\u1ef1a ch\u1ecdn \u0111\u1ea7u t\u01b0 kh\u00e1c. \u0110i\u1ec1u quan tr\u1ecdng c\u1ea7n l\u01b0u \u00fd l\u00e0 l\u1ee3i su\u1ea5t c\u1ed5 t\u1ee9c l\u00e0 \u0111\u1ed9ng: khi gi\u00e1 c\u1ed5 phi\u1ebfu gi\u1ea3m, l\u1ee3i su\u1ea5t t\u0103ng (n\u1ebfu c\u1ed5 t\u1ee9c v\u1eabn kh\u00f4ng \u0111\u1ed5i) v\u00e0 ng\u01b0\u1ee3c l\u1ea1i, t\u1ea1o ra c\u01a1 h\u1ed9i chi\u1ebfn l\u01b0\u1ee3c cho c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 ch\u00fa \u00fd."},{"question":"C\u1ed5 t\u1ee9c c\u1ee7a Banco do Brasil c\u00f3 \u0111\u01b0\u1ee3c mi\u1ec5n thu\u1ebf thu nh\u1eadp kh\u00f4ng?","answer":"C\u00f3, c\u1ed5 t\u1ee9c th\u01b0\u1eddng xuy\u00ean \u0111\u01b0\u1ee3c tr\u1ea3 b\u1edfi Banco do Brasil ho\u00e0n to\u00e0n \u0111\u01b0\u1ee3c mi\u1ec5n thu\u1ebf thu nh\u1eadp cho c\u00e1 nh\u00e2n, nh\u01b0 \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh trong \u0110i\u1ec1u 10 c\u1ee7a Lu\u1eadt 9,249\/1995. L\u00e3i tr\u00ean v\u1ed1n ch\u1ee7 s\u1edf h\u1eefu (JCP), chi\u1ebfm 65% t\u1ed5ng s\u1ed1 \u0111\u01b0\u1ee3c ph\u00e2n ph\u1ed1i trong n\u0103m 2023 (8,97 t\u1ef7 R$), ch\u1ecbu thu\u1ebf kh\u1ea5u tr\u1eeb t\u1ea1i ngu\u1ed3n 15% (cu\u1ed1i c\u00f9ng cho c\u00e1 nh\u00e2n). \u0110\u1ec3 \u0111\u1eb7t trong b\u1ed1i c\u1ea3nh l\u1ee3i th\u1ebf thu\u1ebf: l\u1ee3i nhu\u1eadn 8% t\u1eeb c\u1ed5 t\u1ee9c mi\u1ec5n thu\u1ebf t\u01b0\u01a1ng \u0111\u01b0\u01a1ng v\u1edbi m\u1ed9t kho\u1ea3n \u0111\u1ea7u t\u01b0 thu nh\u1eadp c\u1ed1 \u0111\u1ecbnh c\u00f3 l\u1ee3i nhu\u1eadn g\u1ed9p 9,41% (x\u00e9t 15% IR) ho\u1eb7c l\u00ean \u0111\u1ebfn 10,32% (\u0111\u1ed1i v\u1edbi c\u00e1c \u1ee9ng d\u1ee5ng ng\u1eafn h\u1ea1n b\u1ecb \u0111\u00e1nh thu\u1ebf 22,5%). \u0110\u00e2y l\u00e0 m\u1ed9t l\u1ee3i th\u1ebf c\u1ea1nh tranh \u0111\u00e1ng k\u1ec3 c\u1ee7a c\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c BB trong k\u1ebf ho\u1ea1ch thu\u1ebf c\u1ee7a nh\u00e0 \u0111\u1ea7u t\u01b0."},{"question":"Ch\u00ednh s\u00e1ch c\u1ee7a ch\u00ednh ph\u1ee7 c\u00f3 th\u1ec3 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn c\u1ed5 t\u1ee9c c\u1ee7a Banco do Brasil nh\u01b0 th\u1ebf n\u00e0o?","answer":"B\u1ea3n ch\u1ea5t kinh t\u1ebf h\u1ed7n h\u1ee3p c\u1ee7a Banco do Brasil (50,73% c\u1ed5 ph\u1ea7n ph\u1ed5 th\u00f4ng thu\u1ed9c v\u1ec1 ch\u00ednh ph\u1ee7 li\u00ean bang) khi\u1ebfn ch\u00ednh s\u00e1ch c\u1ed5 t\u1ee9c c\u1ee7a ng\u00e2n h\u00e0ng n\u00e0y c\u00f3 th\u1ec3 b\u1ecb \u1ea3nh h\u01b0\u1edfng b\u1edfi ch\u00ednh ph\u1ee7. Ph\u00e2n t\u00edch l\u1ecbch s\u1eed t\u1eeb 1995-2024 cho th\u1ea5y c\u00e1c m\u00f4 h\u00ecnh r\u00f5 r\u00e0ng: trong hai n\u0103m \u0111\u1ea7u c\u1ee7a nhi\u1ec7m k\u1ef3 t\u1ed5ng th\u1ed1ng, t\u1ef7 l\u1ec7 chi tr\u1ea3 trung b\u00ecnh l\u00e0 32,7%, trong khi trong hai n\u0103m cu\u1ed1i t\u0103ng l\u00ean 38,3% - m\u1ed9t s\u1ef1 kh\u00e1c bi\u1ec7t c\u00f3 \u00fd ngh\u0129a th\u1ed1ng k\u00ea (p<0,05). C\u00e1c y\u1ebfu t\u1ed1 t\u00e1c \u0111\u1ed9ng c\u1ee5 th\u1ec3 bao g\u1ed3m: h\u01b0\u1edbng d\u1eabn t\u00e0i tr\u1ee3 \u01b0u ti\u00ean (nh\u01b0 trong n\u0103m 2015-2016, khi BB gi\u1ea3m c\u1ed5 t\u1ee9c \u0111\u1ec3 m\u1edf r\u1ed9ng t\u00edn d\u1ee5ng nh\u00e0 \u1edf), nhu c\u1ea7u t\u00e0i ch\u00ednh c\u1ee7a B\u1ed9 T\u00e0i ch\u00ednh (l\u1ecbch s\u1eed g\u00e2y \u00e1p l\u1ef1c cho vi\u1ec7c ph\u00e2n ph\u1ed1i l\u1edbn h\u01a1n trong th\u1eddi k\u1ef3 th\u1eaft ch\u1eb7t t\u00e0i ch\u00ednh) v\u00e0 c\u00e1c cu\u1ed9c b\u1ed5 nhi\u1ec7m ch\u00ednh tr\u1ecb v\u00e0o H\u1ed9i \u0111\u1ed3ng Qu\u1ea3n tr\u1ecb (c\u00e1c th\u00e0nh vi\u00ean c\u00f3 h\u1ed3 s\u01a1 k\u1ef9 thu\u1eadt c\u00f3 xu h\u01b0\u1edbng ph\u00ea duy\u1ec7t chi tr\u1ea3 cao h\u01a1n 3,4 \u0111i\u1ec3m ph\u1ea7n tr\u0103m so v\u1edbi c\u00e1c gi\u00e1m \u0111\u1ed1c c\u00f3 h\u1ed3 s\u01a1 ch\u00ednh tr\u1ecb)."}],"faq_source":{"label":"FAQ","type":"repeater","formatted_value":[{"question":"C\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c BB l\u00e0 g\u00ec?","answer":"C\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c BB l\u00e0 c\u1ed5 phi\u1ebfu ph\u1ed5 th\u00f4ng c\u1ee7a Banco do Brasil (m\u00e3 BBAS3 tr\u00ean B3) \u0111\u01b0\u1ee3c ph\u00e2n t\u00edch c\u1ee5 th\u1ec3 t\u1eeb g\u00f3c \u0111\u1ed9 ch\u00ednh s\u00e1ch ph\u00e2n ph\u1ed1i c\u1ed5 t\u1ee9c c\u1ee7a h\u1ecd. V\u1edbi l\u1ecbch s\u1eed 22 qu\u00fd li\u00ean ti\u1ebfp thanh to\u00e1n (t\u1eeb n\u0103m 2018), t\u1ef7 su\u1ea5t c\u1ed5 t\u1ee9c trung b\u00ecnh 8,1% trong 5 n\u0103m qua (so v\u1edbi trung b\u00ecnh ng\u00e0nh l\u00e0 5,7%) v\u00e0 t\u1ef7 l\u1ec7 chi tr\u1ea3 t\u0103ng (t\u1eeb 33% n\u0103m 2020 l\u00ean 39% n\u0103m 2023), nh\u1eefng c\u1ed5 phi\u1ebfu n\u00e0y \u0111\u1ea1i di\u1ec7n cho m\u1ed9t trong nh\u1eefng l\u1ef1a ch\u1ecdn ch\u00ednh cho c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 t\u00ecm ki\u1ebfm thu nh\u1eadp \u1ed5n \u0111\u1ecbnh tr\u00ean th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n Brazil, \u0111\u01b0\u1ee3c x\u1ebfp lo\u1ea1i l\u00e0 \"qu\u00fd t\u1ed9c c\u1ed5 t\u1ee9c\" theo ti\u00eau ch\u00ed c\u1ee7a S&P v\u1ec1 vi\u1ec7c t\u0103ng thu nh\u1eadp li\u00ean ti\u1ebfp trong h\u01a1n 5 n\u0103m."},{"question":"T\u1ea7n su\u1ea5t thanh to\u00e1n c\u1ed5 t\u1ee9c c\u1ee7a Banco do Brasil l\u00e0 bao nhi\u00eau?","answer":"Banco do Brasil th\u1ef1c hi\u1ec7n ph\u00e2n ph\u1ed1i l\u1ee3i nhu\u1eadn h\u00e0ng qu\u00fd v\u00e0o c\u00e1c th\u00e1ng Ba, S\u00e1u, Ch\u00edn v\u00e0 M\u01b0\u1eddi Hai, nh\u01b0 \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh trong \u0110i\u1ec1u 42 c\u1ee7a \u0110i\u1ec1u l\u1ec7. M\u1ed7i kho\u1ea3n thanh to\u00e1n h\u00e0ng qu\u00fd t\u01b0\u01a1ng \u1ee9ng v\u1edbi kho\u1ea3ng 8,75% l\u1ee3i nhu\u1eadn r\u00f2ng cho giai \u0111o\u1ea1n, t\u1ed5ng c\u1ed9ng chi tr\u1ea3 h\u00e0ng n\u0103m t\u1eeb 35% (t\u1ed1i thi\u1ec3u ch\u00ednh th\u1ee9c) \u0111\u1ebfn 40% (th\u1ef1c h\u00e0nh g\u1ea7n \u0111\u00e2y). L\u1ecbch ch\u00ednh x\u00e1c \u0111\u01b0\u1ee3c c\u00f4ng b\u1ed1 h\u00e0ng n\u0103m th\u00f4ng qua m\u1ed9t Th\u00f4ng b\u00e1o Quan tr\u1ecdng \u0111\u01b0\u1ee3c \u0111\u0103ng tr\u00ean c\u1ed5ng th\u00f4ng tin Quan h\u1ec7 Nh\u00e0 \u0111\u1ea7u t\u01b0 v\u00e0 trong h\u1ec7 th\u1ed1ng CVM, th\u01b0\u1eddng l\u00ean l\u1ecbch thanh to\u00e1n t\u1eeb ng\u00e0y l\u00e0m vi\u1ec7c th\u1ee9 10 \u0111\u1ebfn ng\u00e0y l\u00e0m vi\u1ec7c th\u1ee9 20 c\u1ee7a th\u00e1ng \u0111\u00e3 \u0111\u1ecbnh."},{"question":"L\u1ee3i t\u1ee9c c\u1ed5 t\u1ee9c c\u1ee7a c\u1ed5 phi\u1ebfu BB \u0111\u01b0\u1ee3c t\u00ednh nh\u01b0 th\u1ebf n\u00e0o?","answer":"L\u1ee3i su\u1ea5t c\u1ed5 t\u1ee9c c\u1ee7a c\u1ed5 phi\u1ebfu BB \u0111\u01b0\u1ee3c t\u00ednh b\u1eb1ng c\u00e1ch chia t\u1ed5ng thu nh\u1eadp ph\u00e2n ph\u1ed1i trong 12 th\u00e1ng qua cho gi\u00e1 c\u1ed5 phi\u1ebfu hi\u1ec7n t\u1ea1i. V\u00ed d\u1ee5, v\u00e0o th\u00e1ng 10 n\u0103m 2024, v\u1edbi c\u1ed5 phi\u1ebfu \u0111\u01b0\u1ee3c ni\u00eam y\u1ebft \u1edf m\u1ee9c 59,30 R$ v\u00e0 t\u1ed5ng c\u1ed5 t\u1ee9c l\u00e0 5,16 R$ trong 12 th\u00e1ng qua, l\u1ee3i su\u1ea5t c\u1ed5 t\u1ee9c l\u00e0 8,7% (5,16\u00f759,30). Ch\u1ec9 s\u1ed1 n\u00e0y r\u1ea5t quan tr\u1ecdng \u0111\u1ec3 so s\u00e1nh s\u1ee9c h\u1ea5p d\u1eabn t\u01b0\u01a1ng \u0111\u1ed1i c\u1ee7a c\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c BB v\u1edbi c\u00e1c l\u1ef1a ch\u1ecdn \u0111\u1ea7u t\u01b0 kh\u00e1c. \u0110i\u1ec1u quan tr\u1ecdng c\u1ea7n l\u01b0u \u00fd l\u00e0 l\u1ee3i su\u1ea5t c\u1ed5 t\u1ee9c l\u00e0 \u0111\u1ed9ng: khi gi\u00e1 c\u1ed5 phi\u1ebfu gi\u1ea3m, l\u1ee3i su\u1ea5t t\u0103ng (n\u1ebfu c\u1ed5 t\u1ee9c v\u1eabn kh\u00f4ng \u0111\u1ed5i) v\u00e0 ng\u01b0\u1ee3c l\u1ea1i, t\u1ea1o ra c\u01a1 h\u1ed9i chi\u1ebfn l\u01b0\u1ee3c cho c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 ch\u00fa \u00fd."},{"question":"C\u1ed5 t\u1ee9c c\u1ee7a Banco do Brasil c\u00f3 \u0111\u01b0\u1ee3c mi\u1ec5n thu\u1ebf thu nh\u1eadp kh\u00f4ng?","answer":"C\u00f3, c\u1ed5 t\u1ee9c th\u01b0\u1eddng xuy\u00ean \u0111\u01b0\u1ee3c tr\u1ea3 b\u1edfi Banco do Brasil ho\u00e0n to\u00e0n \u0111\u01b0\u1ee3c mi\u1ec5n thu\u1ebf thu nh\u1eadp cho c\u00e1 nh\u00e2n, nh\u01b0 \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh trong \u0110i\u1ec1u 10 c\u1ee7a Lu\u1eadt 9,249\/1995. L\u00e3i tr\u00ean v\u1ed1n ch\u1ee7 s\u1edf h\u1eefu (JCP), chi\u1ebfm 65% t\u1ed5ng s\u1ed1 \u0111\u01b0\u1ee3c ph\u00e2n ph\u1ed1i trong n\u0103m 2023 (8,97 t\u1ef7 R$), ch\u1ecbu thu\u1ebf kh\u1ea5u tr\u1eeb t\u1ea1i ngu\u1ed3n 15% (cu\u1ed1i c\u00f9ng cho c\u00e1 nh\u00e2n). \u0110\u1ec3 \u0111\u1eb7t trong b\u1ed1i c\u1ea3nh l\u1ee3i th\u1ebf thu\u1ebf: l\u1ee3i nhu\u1eadn 8% t\u1eeb c\u1ed5 t\u1ee9c mi\u1ec5n thu\u1ebf t\u01b0\u01a1ng \u0111\u01b0\u01a1ng v\u1edbi m\u1ed9t kho\u1ea3n \u0111\u1ea7u t\u01b0 thu nh\u1eadp c\u1ed1 \u0111\u1ecbnh c\u00f3 l\u1ee3i nhu\u1eadn g\u1ed9p 9,41% (x\u00e9t 15% IR) ho\u1eb7c l\u00ean \u0111\u1ebfn 10,32% (\u0111\u1ed1i v\u1edbi c\u00e1c \u1ee9ng d\u1ee5ng ng\u1eafn h\u1ea1n b\u1ecb \u0111\u00e1nh thu\u1ebf 22,5%). \u0110\u00e2y l\u00e0 m\u1ed9t l\u1ee3i th\u1ebf c\u1ea1nh tranh \u0111\u00e1ng k\u1ec3 c\u1ee7a c\u1ed5 phi\u1ebfu c\u1ed5 t\u1ee9c BB trong k\u1ebf ho\u1ea1ch thu\u1ebf c\u1ee7a nh\u00e0 \u0111\u1ea7u t\u01b0."},{"question":"Ch\u00ednh s\u00e1ch c\u1ee7a ch\u00ednh ph\u1ee7 c\u00f3 th\u1ec3 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn c\u1ed5 t\u1ee9c c\u1ee7a Banco do Brasil nh\u01b0 th\u1ebf n\u00e0o?","answer":"B\u1ea3n ch\u1ea5t kinh t\u1ebf h\u1ed7n h\u1ee3p c\u1ee7a Banco do Brasil (50,73% c\u1ed5 ph\u1ea7n ph\u1ed5 th\u00f4ng thu\u1ed9c v\u1ec1 ch\u00ednh ph\u1ee7 li\u00ean bang) khi\u1ebfn ch\u00ednh s\u00e1ch c\u1ed5 t\u1ee9c c\u1ee7a ng\u00e2n h\u00e0ng n\u00e0y c\u00f3 th\u1ec3 b\u1ecb \u1ea3nh h\u01b0\u1edfng b\u1edfi ch\u00ednh ph\u1ee7. Ph\u00e2n t\u00edch l\u1ecbch s\u1eed t\u1eeb 1995-2024 cho th\u1ea5y c\u00e1c m\u00f4 h\u00ecnh r\u00f5 r\u00e0ng: trong hai n\u0103m \u0111\u1ea7u c\u1ee7a nhi\u1ec7m k\u1ef3 t\u1ed5ng th\u1ed1ng, t\u1ef7 l\u1ec7 chi tr\u1ea3 trung b\u00ecnh l\u00e0 32,7%, trong khi trong hai n\u0103m cu\u1ed1i t\u0103ng l\u00ean 38,3% - m\u1ed9t s\u1ef1 kh\u00e1c bi\u1ec7t c\u00f3 \u00fd ngh\u0129a th\u1ed1ng k\u00ea (p<0,05). C\u00e1c y\u1ebfu t\u1ed1 t\u00e1c \u0111\u1ed9ng c\u1ee5 th\u1ec3 bao g\u1ed3m: h\u01b0\u1edbng d\u1eabn t\u00e0i tr\u1ee3 \u01b0u ti\u00ean (nh\u01b0 trong n\u0103m 2015-2016, khi BB gi\u1ea3m c\u1ed5 t\u1ee9c \u0111\u1ec3 m\u1edf r\u1ed9ng t\u00edn d\u1ee5ng nh\u00e0 \u1edf), nhu c\u1ea7u t\u00e0i ch\u00ednh c\u1ee7a B\u1ed9 T\u00e0i ch\u00ednh (l\u1ecbch s\u1eed g\u00e2y \u00e1p l\u1ef1c cho vi\u1ec7c ph\u00e2n ph\u1ed1i l\u1edbn h\u01a1n trong th\u1eddi k\u1ef3 th\u1eaft ch\u1eb7t t\u00e0i ch\u00ednh) v\u00e0 c\u00e1c cu\u1ed9c b\u1ed5 nhi\u1ec7m ch\u00ednh tr\u1ecb v\u00e0o H\u1ed9i \u0111\u1ed3ng Qu\u1ea3n tr\u1ecb (c\u00e1c th\u00e0nh vi\u00ean c\u00f3 h\u1ed3 s\u01a1 k\u1ef9 thu\u1eadt c\u00f3 xu h\u01b0\u1edbng ph\u00ea duy\u1ec7t chi tr\u1ea3 cao h\u01a1n 3,4 \u0111i\u1ec3m ph\u1ea7n tr\u0103m so v\u1edbi c\u00e1c gi\u00e1m \u0111\u1ed1c c\u00f3 h\u1ed3 s\u01a1 ch\u00ednh tr\u1ecb)."}]}},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.8 (Yoast 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class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/pocketoption.com\/blog\/vt\/knowledge-base\/trading\/bb-stocks-dividends\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/pocketoption.com\/blog\/vt\/knowledge-base\/trading\/bb-stocks-dividends\/\"},\"author\":{\"name\":\"Andrew OK\",\"@id\":\"https:\/\/pocketoption.com\/blog\/vt\/#\/schema\/person\/8c927d60ff98b0ebe00861e922a035d3\"},\"headline\":\"C\u1ed5 phi\u1ebfu C\u1ed5 t\u1ee9c BB: Chi\u1ebfn l\u01b0\u1ee3c \u0110\u00e3 \u0111\u01b0\u1ee3c Ch\u1ee9ng minh cho Thu nh\u1eadp Th\u1ee5 \u0111\u1ed9ng t\u1ea1i 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