{"id":298230,"date":"2025-07-09T21:48:05","date_gmt":"2025-07-09T21:48:05","guid":{"rendered":"https:\/\/pocketoption.com\/blog\/news-events\/data\/compare-stocks-and-bonds-2\/"},"modified":"2025-07-09T21:48:05","modified_gmt":"2025-07-09T21:48:05","slug":"compare-stocks-and-bonds","status":"publish","type":"post","link":"https:\/\/pocketoption.com\/blog\/tr\/interesting\/reviews\/compare-stocks-and-bonds\/","title":{"rendered":"Vietnaml\u0131 yat\u0131r\u0131mc\u0131lar i\u00e7in ak\u0131ll\u0131 yat\u0131r\u0131m stratejisi: Hisse senetleri ve tahvillerin kar\u015f\u0131la\u015ft\u0131r\u0131lmas\u0131 2025"},"content":{"rendered":"<div id=\"root\"><div id=\"wrap-img-root\"><\/div><\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":45,"featured_media":220148,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[25],"tags":[47,28,45],"class_list":["post-298230","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-reviews","tag-beginner","tag-investment","tag-stock"],"acf":{"h1":"Pocket Option - Modern Vietnaml\u0131 yat\u0131r\u0131mc\u0131lar i\u00e7in hisse senetleri ve tahvillerin kar\u015f\u0131la\u015ft\u0131r\u0131lmas\u0131","h1_source":{"label":"H1","type":"text","formatted_value":"Pocket Option - Modern Vietnaml\u0131 yat\u0131r\u0131mc\u0131lar i\u00e7in hisse senetleri ve tahvillerin kar\u015f\u0131la\u015ft\u0131r\u0131lmas\u0131"},"description":"Hisse senetleri ve tahvilleri kar\u015f\u0131la\u015ft\u0131rmak, bug\u00fcn etkili bir yat\u0131r\u0131m portf\u00f6y\u00fc olu\u015fturman\u0131za yard\u0131mc\u0131 olur. Pocket Option, Vietnaml\u0131 yat\u0131r\u0131mc\u0131lar i\u00e7in kapsaml\u0131 analiz ara\u00e7lar\u0131 sunar.","description_source":{"label":"Description","type":"textarea","formatted_value":"Hisse senetleri ve tahvilleri kar\u015f\u0131la\u015ft\u0131rmak, bug\u00fcn etkili bir yat\u0131r\u0131m portf\u00f6y\u00fc olu\u015fturman\u0131za yard\u0131mc\u0131 olur. Pocket Option, Vietnaml\u0131 yat\u0131r\u0131mc\u0131lar i\u00e7in kapsaml\u0131 analiz ara\u00e7lar\u0131 sunar."},"intro":"Vietnam'da ba\u015far\u0131l\u0131 yat\u0131r\u0131m i\u00e7in hisse senetleri ve tahviller aras\u0131ndaki kar\u015f\u0131la\u015ft\u0131rmay\u0131 anlamak \u00f6nemli bir temeldir. Makale, Vietnam ekonomisinin 2025 ba\u011flam\u0131nda bu iki pop\u00fcler yat\u0131r\u0131m arac\u0131n\u0131 birle\u015ftirme stratejileri, avantaj-dezavantajlar ve k\u00e2r potansiyeli hakk\u0131nda detayl\u0131 bir analiz sunmaktad\u0131r.","intro_source":{"label":"Intro","type":"text","formatted_value":"Vietnam'da ba\u015far\u0131l\u0131 yat\u0131r\u0131m i\u00e7in hisse senetleri ve tahviller aras\u0131ndaki kar\u015f\u0131la\u015ft\u0131rmay\u0131 anlamak \u00f6nemli bir temeldir. Makale, Vietnam ekonomisinin 2025 ba\u011flam\u0131nda bu iki pop\u00fcler yat\u0131r\u0131m arac\u0131n\u0131 birle\u015ftirme stratejileri, avantaj-dezavantajlar ve k\u00e2r potansiyeli hakk\u0131nda detayl\u0131 bir analiz sunmaktad\u0131r."},"body_html":"<div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Vietnam'\u0131n finansal piyasas\u0131 ba\u015f d\u00f6nd\u00fcr\u00fcc\u00fc bir h\u0131zla geli\u015fiyor ve yat\u0131r\u0131mc\u0131lar i\u00e7in acil bir soru ortaya \u00e7\u0131k\u0131yor: hisse senetlerini mi yoksa tahvilleri mi se\u00e7meliler? 2024 y\u0131l\u0131nda, VN-Endeksi'nin g\u00fc\u00e7l\u00fc dalgalanmas\u0131 ve kurumsal tahvil piyasas\u0131n\u0131n kriz sonras\u0131 yava\u015f yava\u015f toparlanmas\u0131yla, hisse senetleri ve tahviller aras\u0131ndaki&nbsp;<b>kar\u015f\u0131la\u015ft\u0131rmay\u0131<\/b>&nbsp;anlamak her zamankinden daha \u00f6nemli hale geliyor. Bu makale, modern Vietnaml\u0131 yat\u0131r\u0131mc\u0131lar i\u00e7in pratik bir bak\u0131\u015f a\u00e7\u0131s\u0131 sunarak bu iki yat\u0131r\u0131m arac\u0131n\u0131 kapsaml\u0131 bir \u015fekilde analiz etmenize yard\u0131mc\u0131 olacak.<\/p><\/div><div class='po-container po-container_width_article-sm'><h2 class='po-article-page__title'>Do\u011fas\u0131 ve temel \u00f6zellikleri: Hisse senetleri ile tahvillerin kar\u015f\u0131la\u015ft\u0131r\u0131lmas\u0131<\/h2><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Detayl\u0131 analize dalmadan \u00f6nce, hisse senetleri ile tahvilleri&nbsp;<b>kar\u015f\u0131la\u015ft\u0131r\u0131rken<\/b>&nbsp;her bir yat\u0131r\u0131m arac\u0131n\u0131n do\u011fas\u0131n\u0131 anlamam\u0131z gerekiyor.<\/p><\/div><div class='po-container po-container_width_article-sm'><h3 class='po-article-page__title'>Hisse Senetleri - \u0130\u015fletmelerle Ortakl\u0131k<\/h3><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Hisse senetleri sadece menkul k\u0131ymetler de\u011fildir - bir \u015firkette m\u00fclkiyet sertifikalar\u0131d\u0131r. Vinhomes'un VHM hisselerini veya FPT Corporation'\u0131n FPT hisselerini sat\u0131n ald\u0131\u011f\u0131n\u0131zda, hissedar toplant\u0131lar\u0131nda oy hakk\u0131 ve k\u00e2rdan temett\u00fc alarak i\u015fletmenin ger\u00e7ek sahibi olursunuz. Vietnam'\u0131n borsa piyasas\u0131, HOSE ve HNX olmak \u00fczere iki borsa ile 20 y\u0131l\u0131 a\u015fk\u0131n s\u00fcredir geli\u015fmi\u015f olup, \u015fu anda g\u00fcnl\u00fck olarak i\u015flem g\u00f6ren 1.600'den fazla listelenmi\u015f kod bulunmaktad\u0131r.<\/p><\/div><div class='po-container po-container_width_article-sm'><h3 class='po-article-page__title'>Tahviller - \u0130\u015fletmelere Bor\u00e7 Verme<\/h3><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Tahviller bor\u00e7 ara\u00e7lar\u0131d\u0131r - tahvil sat\u0131n ald\u0131\u011f\u0131n\u0131zda, ihra\u00e7 eden kurulu\u015fa belirli bir s\u00fcre sonunda anapara ve periyodik faiz \u00f6demesi taahh\u00fcd\u00fc ile bor\u00e7 verirsiniz. Vietnam'\u0131n tahvil piyasas\u0131nda \u015fu anda devlet tahvilleri (g\u00fcvenli, %3-5 faiz oran\u0131) ve kurumsal tahviller (daha y\u00fcksek risk, %8-12 faiz oran\u0131) bulunmaktad\u0131r. 2022'deki Tan Hoang Minh ve SCB olaylar\u0131ndan bu yana, tahvil piyasas\u0131 65\/2022\/ND-CP say\u0131l\u0131 Kararname ile daha s\u0131k\u0131 bir \u015fekilde y\u00f6netilmektedir.<\/p><\/div><div class='po-container po-container_width_article po-article-page__table'><div class='po-table'><table><thead><tr><th>Kriterler<\/th><th>Hisse Senetleri<\/th><th>Tahviller<\/th><\/tr><\/thead><tbody><tr><td>Yasal do\u011fa<\/td><td>M\u00fclkiyet sertifikas\u0131 (\u00f6z sermaye)<\/td><td>Bor\u00e7 sertifikas\u0131 (bor\u00e7 arac\u0131)<\/td><\/tr><tr><td>Yat\u0131r\u0131mc\u0131 haklar\u0131<\/td><td>Temett\u00fcler (sabit de\u011fil), oy hakk\u0131<\/td><td>Sabit faiz oran\u0131, oy hakk\u0131 yok<\/td><\/tr><tr><td>Yat\u0131r\u0131m s\u00fcresi<\/td><td>S\u0131n\u0131rs\u0131z s\u00fcre<\/td><td>Belirli s\u00fcre (1-30 y\u0131l)<\/td><\/tr><tr><td>\u00d6deme \u00f6nceli\u011fi<\/td><td>\u0130\u015fletme feshedildi\u011finde en son \u00f6denir<\/td><td>Hissedarlar \u00f6ncesinde \u00f6deme \u00f6nceli\u011fi<\/td><\/tr><\/tbody><\/table><\/div><\/div><div class='po-container po-container_width_article-sm'><h2 class='po-article-page__title'>K\u00e2rlar ve riskler: Hisse senetleri ve tahvillerin kapsaml\u0131 analizi<\/h2><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Hisse senetleri ve tahvilleri&nbsp;<b>kar\u015f\u0131la\u015ft\u0131r\u0131rken<\/b>&nbsp;\u00f6nemli bir y\u00f6n, k\u00e2r potansiyelini ve risk seviyelerini de\u011ferlendirmektir.<\/p><\/div><div class='po-container po-container_width_article-sm'><h3 class='po-article-page__title'>K\u00e2r potansiyeli<\/h3><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Vietnam piyasas\u0131ndan elde edilen tarihsel veriler, belirgin bir fark g\u00f6stermektedir:<\/p><\/div><div class='po-container po-container_width_article-sm article-content po-article-page__text'><ul class='po-article-page-list'><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Hisse Senetleri: S\u0131n\u0131rs\u0131z b\u00fcy\u00fcme potansiyeli. VN-Endeksi son 20 y\u0131lda (2003-2023) %1.075 artt\u0131, bu y\u0131ll\u0131k yakla\u015f\u0131k %13,5'e e\u015fde\u011fer. Baz\u0131 bireysel hisse senetleri daha da etkileyici - The Gioi Di Dong (MWG) gibi, listelendi\u011finden bu yana %1.500'den fazla artt\u0131.<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Tahviller: \u0130stikrarl\u0131, \u00f6ng\u00f6r\u00fclebilir getiriler. Vietnam devlet tahvilleri %3-5 faiz oran\u0131na sahipken, kurumsal tahviller y\u0131ll\u0131k %8-12 getiri sa\u011fl\u0131yor, bu da banka mevduat oranlar\u0131ndan (\u015fu anda yakla\u015f\u0131k %3-4,5) \u00f6nemli \u00f6l\u00e7\u00fcde daha y\u00fcksek.<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>2019-2024 d\u00f6neminde, hisse senetleri bir\u00e7ok ini\u015f-\u00e7\u0131k\u0131\u015f d\u00f6ng\u00fcs\u00fc ile g\u00fc\u00e7l\u00fc dalgalanmas\u0131na ra\u011fmen, ortalama getiri hala tahvillerden daha y\u00fcksekti, ancak b\u00fcy\u00fck dalgalanmalar ve derin d\u00fc\u015f\u00fc\u015f d\u00f6nemleriyle birlikte (\u00f6rne\u011fin, VN-Endeksi'nin %19'dan fazla d\u00fc\u015ft\u00fc\u011f\u00fc 2022'nin ilk \u00e7eyre\u011fi gibi).<\/li><\/ul><\/div><div class='po-container po-container_width_article po-article-page__table'><div class='po-table'><table><thead><tr><th>Y\u0131l<\/th><th>VN-Endeksi<\/th><th>Devlet tahvili faiz oran\u0131 (10 y\u0131l)<\/th><th>Kurumsal tahvil faiz oran\u0131 (ortalama)<\/th><\/tr><\/thead><tbody><tr><td>2020<\/td><td>+%14,9<\/td><td>%3,5<\/td><td>%8,5<\/td><\/tr><tr><td>2021<\/td><td>+%35,7<\/td><td>%3,2<\/td><td>%8,7<\/td><\/tr><tr><td>2022<\/td><td>-%32,8<\/td><td>%4,1<\/td><td>%9,5<\/td><\/tr><tr><td>2023<\/td><td>+%12,2<\/td><td>%4,5<\/td><td>%10,2<\/td><\/tr><tr><td>2024 (Q1-2)<\/td><td>+%5,7<\/td><td>%3,8<\/td><td>%9,8<\/td><\/tr><\/tbody><\/table><\/div><\/div><div class='po-container po-container_width_article-sm'><h2 class='po-article-page__title'>Risk y\u00f6netimi: Tahviller ve hisse senetlerini kar\u015f\u0131la\u015ft\u0131r\u0131rken belirleyici fakt\u00f6r<\/h2><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Tahviller ve hisse senetlerini&nbsp;<b>kar\u015f\u0131la\u015ft\u0131r\u0131rken<\/b>&nbsp;risk fakt\u00f6r\u00fc, her Vietnaml\u0131 yat\u0131r\u0131mc\u0131n\u0131n anlamas\u0131 gereken \u00f6nemli bir farkt\u0131r:<\/p><\/div><div class='po-container po-container_width_article-sm article-content po-article-page__text'><ul class='po-article-page-list'><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Hisse Senetleri: Fiyat dalgalanmalar\u0131 ile y\u00fcksek risk, tek bir i\u015flem g\u00fcn\u00fcnde %5-7'ye ula\u015fabilir. COVID-19 pandemisinden sonra, VN-Endeksi Ocak 2022 zirvesinden Kas\u0131m 2022 dibine %43,15 d\u00fc\u015ft\u00fc ve yat\u0131r\u0131mc\u0131lar i\u00e7in b\u00fcy\u00fck kay\u0131plara neden oldu.<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Tahviller: Daha g\u00fcvenli kabul edilir, ancak risksiz de\u011fildir. 2022-2023 tahvil krizi, Tan Hoang Minh ve Van Thinh Phat'\u0131n temerr\u00fctleri ile bir\u00e7ok yat\u0131r\u0131mc\u0131n\u0131n her \u015feyini kaybetmesine neden oldu. O zamandan beri, Vietnam 65\/2022\/ND-CP say\u0131l\u0131 Kararname ve de\u011fi\u015ftirilmi\u015f Menkul K\u0131ymetler Kanunu ile yasal \u00e7er\u00e7eveyi iyile\u015ftirdi.<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Enflasyon riski: Enflasyon y\u00fckseldi\u011finde tahviller olumsuz etkilenir, \u00fcr\u00fcnlerini yeniden fiyatland\u0131rabilen \u015firketlerin hisse senetleri ise enflasyona kar\u015f\u0131 etkili \"kalkanlar\" olabilir.<\/li><\/ul><\/div><div class='po-container po-container_width_article po-article-page__table'><div class='po-table'><table><thead><tr><th>Risk t\u00fcr\u00fc<\/th><th>Hisse Senetleri<\/th><th>Tahviller<\/th><th>Kar\u015f\u0131 \u00f6nlemler<\/th><\/tr><\/thead><tbody><tr><td>Piyasa riski<\/td><td>Y\u00fcksek (y\u0131ll\u0131k %30-40 dalgalanma)<\/td><td>Orta (y\u0131ll\u0131k %5-10 dalgalanma)<\/td><td>Ya\u015fa g\u00f6re uygun varl\u0131k da\u011f\u0131l\u0131m\u0131<\/td><\/tr><tr><td>Enflasyon riski<\/td><td>Orta (enflasyona kar\u015f\u0131 kalkan olabilir)<\/td><td>Y\u00fcksek (enflasyon artt\u0131\u011f\u0131nda reel de\u011fer d\u00fc\u015fer)<\/td><td>Temel ihtiya\u00e7 sekt\u00f6rlerine yat\u0131r\u0131m yap\u0131n<\/td><\/tr><tr><td>Likidite riski<\/td><td>D\u00fc\u015f\u00fck (VCB, VHM, FPT gibi mavi \u00e7iplerle)<\/td><td>Y\u00fcksek (\u00f6zellikle kurumsal tahvillerle)<\/td><td>Y\u00fcksek likiditeye sahip ara\u00e7lar\u0131 \u00f6nceliklendirin<\/td><\/tr><tr><td>Temerr\u00fct riski<\/td><td>Do\u011frudan de\u011fil (ancak fiyat 0'a gidebilir)<\/td><td>Do\u011frudan (anapara ve faizin kaybedilme olas\u0131l\u0131\u011f\u0131)<\/td><td>\u0130hra\u00e7 eden kurulu\u015fu dikkatlice de\u011ferlendirin<\/td><\/tr><\/tbody><\/table><\/div><\/div><div class='po-container po-container_width_article-sm'><h2 class='po-article-page__title'>Likidite: Hisse senetleri ve tahvilleri kar\u015f\u0131la\u015ft\u0131rmada belirleyici fakt\u00f6r<\/h2><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Nakit paraya h\u0131zl\u0131 d\u00f6n\u00fc\u015febilme yetene\u011fi, bir\u00e7ok Vietnaml\u0131 yat\u0131r\u0131mc\u0131 i\u00e7in hisse senetleri ve tahvilleri&nbsp;<b>kar\u015f\u0131la\u015ft\u0131r\u0131rken<\/b>&nbsp;\u00f6ncelikli bir konudur:<\/p><\/div><div class='po-container po-container_width_article-sm article-content po-article-page__text'><ul class='po-article-page-list'><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Hisse Senetleri: Y\u00fcksek likidite, \u00f6zellikle b\u00fcy\u00fck sermayeli hisse senetleri (VN30). HOSE'da ortalama i\u015flem hacmi seans ba\u015f\u0131na 15-20 trilyon dong'a (600-800 milyon USD e\u015fde\u011fer) ula\u015farak yat\u0131r\u0131mc\u0131lar\u0131n kolayca al\u0131m\/sat\u0131m yapmas\u0131na olanak tan\u0131r.<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Tahviller: \u00d6nemli \u00f6l\u00e7\u00fcde daha d\u00fc\u015f\u00fck likidite. \u0130kincil i\u015flem piyasas\u0131 geli\u015fmemi\u015f, bir\u00e7ok yat\u0131r\u0131mc\u0131y\u0131 vade sonuna kadar tutmaya zorlar. Acil paraya ihtiyac\u0131n\u0131z varsa, y\u00fcksek bir indirimle satmay\u0131 kabul etmeniz gerekebilir.<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Pocket Option gibi ticaret platformlar\u0131, yat\u0131r\u0131mc\u0131lara daha iyi likidite eri\u015fimi sa\u011flayarak, yat\u0131r\u0131m kararlar\u0131nda esneklik kazand\u0131ran bu varl\u0131k t\u00fcrlerinin her ikisi i\u00e7in de ticaret ara\u00e7lar\u0131 sunar.<\/li><\/ul><\/div><div class='po-container po-container_width_article po-article-page__table'><div class='po-table'><table><thead><tr><th>Likidite kriterleri<\/th><th>Hisse Senetleri<\/th><th>Tahviller<\/th><\/tr><\/thead><tbody><tr><td>\u0130\u015flem s\u00fcresi<\/td><td>T+2.5 (paray\u0131 2.5 g\u00fcn sonra al)<\/td><td>Genellikle 1-7 i\u015f g\u00fcn\u00fc, orta\u011fa ba\u011fl\u0131 olarak<\/td><\/tr><tr><td>\u0130\u015flem hacmi<\/td><td>Y\u00fcksek (g\u00fcnl\u00fck 15-20 trilyon VND)<\/td><td>D\u00fc\u015f\u00fck (g\u00fcnl\u00fck 500-1000 milyar VND)<\/td><\/tr><tr><td>\u0130\u015flem maliyetleri<\/td><td>\u0130\u015flem de\u011ferinin %0.15-0.35'i<\/td><td>\u0130\u015flem de\u011ferinin %0.5-2'si veya sabit \u00fccret<\/td><\/tr><tr><td>K\u0131smi sat\u0131\u015f yapabilme<\/td><td>Kolay (10 hisse senedinden itibaren)<\/td><td>Zor (genellikle t\u00fcm lotu satmak gerekir)<\/td><\/tr><\/tbody><\/table><\/div><\/div><div class='po-container po-container_width_article-sm'><h2 class='po-article-page__title'>Dengeli yat\u0131r\u0131m portf\u00f6y\u00fc: Hisse senetleri ve tahvillerin birle\u015ftirilmesi<\/h2><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Hisse senetleri ile tahvilleri&nbsp;<b>kar\u015f\u0131la\u015ft\u0131rmaya<\/b>&nbsp;odaklanmak yerine, Dragon Capital'den Dominic Scriven veya SSI'den Tran Dang Khoa gibi \u00fcst d\u00fczey Vietnaml\u0131 finans uzmanlar\u0131 her ikisini birle\u015ftirmeyi \u00f6neriyor:<\/p><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Pocket Option'da, Vietnaml\u0131 m\u00fc\u015fterilerin binlerce yat\u0131r\u0131m portf\u00f6y\u00fcn\u00fc analiz ettik ve hisse senetleri ile tahviller aras\u0131nda \u00e7e\u015fitlendirilmi\u015f portf\u00f6ylerin, \u00f6nemli \u00f6l\u00e7\u00fcde daha d\u00fc\u015f\u00fck dalgalanma ile en iyi uzun vadeli performans\u0131 sa\u011flad\u0131\u011f\u0131n\u0131 bulduk.<\/p><\/div><div class='po-container po-container_width_article po-article-page__table'><div class='po-table'><table><thead><tr><th>Ya\u015fam a\u015famas\u0131<\/th><th>Hisse Senetleri<\/th><th>Tahviller<\/th><th>Nakit\/di\u011fer<\/th><th>Neden<\/th><\/tr><\/thead><tbody><tr><td>Gen\u00e7 yat\u0131r\u0131mc\u0131lar (25-35 ya\u015f aras\u0131)<\/td><td>%70-80<\/td><td>%10-20<\/td><td>%5-10<\/td><td>\u00d6nlerinde uzun bir s\u00fcre var, daha y\u00fcksek riski g\u00f6ze alabilirler<\/td><\/tr><tr><td>Orta ya\u015fl\u0131 yat\u0131r\u0131mc\u0131lar (35-50 ya\u015f aras\u0131)<\/td><td>%50-60<\/td><td>%30-40<\/td><td>%5-15<\/td><td>B\u00fcy\u00fcme ve sermaye koruma aras\u0131nda denge<\/td><\/tr><tr><td>Emeklili\u011fe haz\u0131rl\u0131k (50-60 ya\u015f aras\u0131)<\/td><td>%30-40<\/td><td>%50-60<\/td><td>%10-15<\/td><td>Sermaye korumaya \u00f6ncelik verin, riski azalt\u0131n<\/td><\/tr><tr><td>Emekli (60 ya\u015f \u00fcst\u00fc)<\/td><td>%20-30<\/td><td>%60-70<\/td><td>%10-20<\/td><td>\u0130stikrarl\u0131 gelire, sermaye g\u00fcvenli\u011fine odaklan\u0131n<\/td><\/tr><\/tbody><\/table><\/div><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>VFM dan\u0131\u015fmanl\u0131k firmas\u0131ndan Vietnam'da pop\u00fcler varl\u0131k da\u011f\u0131l\u0131m\u0131 form\u00fcl\u00fc: \"115 - Ya\u015f\u0131n\u0131z = % hisse senetleri\", Vietnam'\u0131n geli\u015fen piyasa ko\u015fullar\u0131na ve geli\u015fmi\u015f piyasalara k\u0131yasla daha y\u00fcksek b\u00fcy\u00fcme potansiyeline uyacak \u015fekilde ayarlanm\u0131\u015ft\u0131r.<\/p><\/div><div class='po-container po-container_width_article-sm'><h2 class='po-article-page__title'>Makroekonominin etkisi: Yayg\u0131n hisse senetleri ve tahvillerin kar\u015f\u0131la\u015ft\u0131r\u0131lmas\u0131<\/h2><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Yayg\u0131n hisse senetleri ve tahvilleri&nbsp;<b>kar\u015f\u0131la\u015ft\u0131r\u0131rken<\/b>, \u00f6zellikle Vietnam'\u0131n mevcut ekonomisi ba\u011flam\u0131nda makroekonomik fakt\u00f6rlerin etkisini g\u00f6z ard\u0131 edemeyiz:<\/p><\/div><div class='po-container po-container_width_article-sm'><h3 class='po-article-page__title'>Faiz oranlar\u0131 ve ekonomik d\u00f6ng\u00fcler<\/h3><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Vietnam Merkez Bankas\u0131'n\u0131n para politikas\u0131, iki varl\u0131k t\u00fcr\u00fcn\u00fc farkl\u0131 \u015fekilde etkiler:<\/p><\/div><div class='po-container po-container_width_article-sm article-content po-article-page__text'><ul class='po-article-page-list'><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Faiz oranlar\u0131 y\u00fckseldi\u011finde: 2022-2023 d\u00f6neminde, SBV enflasyonu kontrol alt\u0131na almak i\u00e7in politika faizlerini art\u0131rd\u0131. Sonu\u00e7: mevcut tahvil fiyatlar\u0131 d\u00fc\u015ft\u00fc (yeni al\u0131c\u0131lar daha y\u00fcksek faiz oranlar\u0131 istiyor); borsa da sermaye maliyetleri artt\u0131k\u00e7a ve para banka tasarruflar\u0131na akt\u0131k\u00e7a geriledi.<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Faiz oranlar\u0131 d\u00fc\u015ft\u00fc\u011f\u00fcnde: 2023'\u00fcn 4. \u00e7eyre\u011finden 2024'e kadar, SBV s\u00fcrekli olarak politika faizlerini d\u00fc\u015f\u00fcrd\u00fc. Sonu\u00e7: mevcut tahvil fiyatlar\u0131 artt\u0131; borsa, sermaye maliyetlerinin d\u00fc\u015fmesi ve tasarruflardan yat\u0131r\u0131ma para kaymas\u0131 sayesinde toparland\u0131.<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Y\u00fcksek ekonomik b\u00fcy\u00fcme d\u00f6nemlerinde (2023-2024 gibi Vietnam'\u0131n GSY\u0130H'sinin %6-8 b\u00fcy\u00fcd\u00fc\u011f\u00fc), hisse senetleri genellikle tahvillerden daha iyi performans g\u00f6sterir.<\/li><\/ul><\/div><div class='po-container po-container_width_article po-article-page__table'><div class='po-table'><table><thead><tr><th>Makroekonomik fakt\u00f6r<\/th><th>Hisse senetlerine etkisi<\/th><th>Tahvillere etkisi<\/th><th>Vietnam'da \u00f6rnek<\/th><\/tr><\/thead><tbody><tr><td>Y\u00fcksek GSY\u0130H b\u00fcy\u00fcmesi<\/td><td>G\u00fc\u00e7l\u00fc pozitif (\u2191\u2191)<\/td><td>N\u00f6trden hafif pozitif (\u2192\u2191)<\/td><td>2022-2024: GSY\u0130H %6-8, VN-Endeksi g\u00fc\u00e7l\u00fc bir \u015fekilde toparland\u0131<\/td><\/tr><tr><td>Artan enflasyon<\/td><td>K\u0131sa vadede negatif, uzun vadede n\u00f6tr (\u2193\u2192)<\/td><td>A\u00e7\u0131k\u00e7a negatif (\u2193\u2193)<\/td><td>2022: T\u00dcFE %4,5, tahviller reel de\u011fer kaybetti<\/td><\/tr><tr><td>Azalan faiz oranlar\u0131<\/td><td>Pozitif (\u2191)<\/td><td>Mevcut tahvil fiyatlar\u0131 i\u00e7in pozitif (\u2191)<\/td><td>2023-2024: SBV faiz oranlar\u0131n\u0131 d\u00fc\u015f\u00fcrd\u00fc, borsa toparland\u0131<\/td><\/tr><tr><td>Artan USD\/VND d\u00f6viz kuru<\/td><td>\u0130hracat i\u015fletmeleri i\u00e7in faydal\u0131, ithalat\u00e7\u0131lar i\u00e7in dezavantajl\u0131 (\u2191\u2193)<\/td><td>VND tahvilleri i\u00e7in negatif (\u2193)<\/td><td>2023: USD\/VND %4,5 artt\u0131, tekstil hisseleri g\u00fc\u00e7l\u00fc bir \u015fekilde y\u00fckseldi<\/td><\/tr><\/tbody><\/table><\/div><\/div><div class='po-container po-container_width_article-sm'><h2 class='po-article-page__title'>Pratik yat\u0131r\u0131m stratejileri: Teoriden prati\u011fe<\/h2><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Tahviller ve hisse senetlerini&nbsp;<b>kar\u015f\u0131la\u015ft\u0131rmay\u0131<\/b>&nbsp;tamamen anlad\u0131ktan sonra, \u00f6nemli soru \u015fudur: Bu bilgiyi Vietnam'da pratik yat\u0131r\u0131ma nas\u0131l uygulayabiliriz?<\/p><\/div><div class='po-container po-container_width_article-sm'><h3 class='po-article-page__title'>Etkili hisse senedi yat\u0131r\u0131m stratejileri<\/h3><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Vietnam'\u0131n borsa piyasas\u0131 kendi \u00f6zelliklerine sahiptir ve uygun stratejiler gerektirir:<\/p><\/div><div class='po-container po-container_width_article-sm article-content po-article-page__text'><ul class='po-article-page-list'><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>De\u011fer yat\u0131r\u0131m\u0131:&nbsp;D\u00fc\u015f\u00fck F\/K (10'un alt\u0131nda), F\/DD 1.5'in alt\u0131nda ve sa\u011flam varl\u0131klara sahip hisse senetlerini aray\u0131n. VCB, BID, CTG gibi bankalar veya HPG gibi \u00fcretim \u015firketleri, 2023-2024 d\u00f6neminde F\/K oran\u0131 8-12 civar\u0131nda makul de\u011ferlemelere sahiptir.<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>B\u00fcy\u00fcme yat\u0131r\u0131m\u0131:&nbsp;Y\u0131ll\u0131k %20'nin \u00fczerinde gelir ve k\u00e2r b\u00fcy\u00fcme oranlar\u0131na sahip \u015firketleri hedefleyin. FPT (teknoloji), MWG (perakende), VHM (gayrimenkul) gibi \u00f6rnekler, son 5 y\u0131lda %15-25 y\u0131ll\u0131k bile\u015fik gelir b\u00fcy\u00fcmesine sahiptir.<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Temett\u00fc yat\u0131r\u0131m\u0131:&nbsp;Y\u00fcksek ve istikrarl\u0131 temett\u00fc \u00f6deyen hisse senetlerini se\u00e7in, temett\u00fc getirileri y\u0131ll\u0131k %5-8. Enerji sekt\u00f6r\u00fc (POW, NT2), telekom\u00fcnikasyon (VNM) genellikle y\u0131ll\u0131k %6-10 nakit temett\u00fc \u00f6der - tasarruf faiz oranlar\u0131ndan \u00e7ok daha y\u00fcksek.<\/li><\/ul><\/div><div class='po-container po-container_width_article-sm'><h3 class='po-article-page__title'>Ak\u0131ll\u0131 tahvil yat\u0131r\u0131m stratejileri<\/h3><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Vietnam'\u0131n tahvil piyasas\u0131 2022 krizinden sonra yava\u015f yava\u015f toparlan\u0131rken:<\/p><\/div><div class='po-container po-container_width_article-sm article-content po-article-page__text'><ul class='po-article-page-list'><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Vade sonuna kadar tutma:&nbsp;\u0130kincil piyasa geli\u015fmemi\u015fken, bireysel yat\u0131r\u0131mc\u0131lar i\u00e7in en yayg\u0131n strateji. Rehinli, sayg\u0131n \u015firketlerden cazip faiz oranlar\u0131na (%8-12) sahip tahvilleri se\u00e7in.<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Tahvil merdiveni:&nbsp;Farkl\u0131 vade s\u00fcrelerine (1, 3, 5, 7 y\u0131l) sahip tahvillere yat\u0131r\u0131mlar\u0131 da\u011f\u0131tarak, istikrarl\u0131 nakit ak\u0131\u015f\u0131 sa\u011flama ve faiz oran\u0131 riskini azaltma.<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Tahvil fonlar\u0131na yat\u0131r\u0131m yapma:&nbsp;Ara\u015ft\u0131rma i\u00e7in fazla zaman\u0131 olmayan yat\u0131r\u0131mc\u0131lar i\u00e7in uygun \u00e7\u00f6z\u00fcm. VCBF-TBF (Vietcombank), SSIBF (SSI) gibi fonlar, y\u0131ll\u0131k %7-9 NAV b\u00fcy\u00fcmesi ile uzmanlar taraf\u0131ndan y\u00f6netilmektedir.<\/li><\/ul><\/div><div class='po-container po-container_width_article po-article-page__table'><div class='po-table'><table><thead><tr><th>Yat\u0131r\u0131m amac\u0131<\/th><th>Uygun hisse senedi stratejisi<\/th><th>Uygun tahvil stratejisi<\/th><\/tr><\/thead><tbody><tr><td>Sermaye b\u00fcy\u00fcmesi (%20-30\/y\u0131l)<\/td><td>Teknoloji, perakende, k\u00fc\u00e7\u00fck sermayeli sekt\u00f6rlerde hisse senetleri<\/td><td>Rehinli y\u00fcksek faizli kurumsal tahviller<\/td><\/tr><tr><td>D\u00fczenli gelir<\/td><td>Y\u00fcksek temett\u00fc \u00f6deyen hisse senetleri: enerji, telekom\u00fcnikasyon, bankac\u0131l\u0131k sekt\u00f6rleri<\/td><td>Devlet tahvilleri veya periyodik faiz \u00f6demeli kurumsal tahviller<\/td><\/tr><tr><td>Sermaye koruma<\/td><td>Mavi \u00e7ip hisse senetleri, b\u00fcy\u00fck sermayeli, d\u00fc\u015f\u00fck dalgalanma<\/td><td>K\u0131sa vadeli devlet tahvilleri, AAA kurumsal tahviller<\/td><\/tr><tr><td>Risk \u00e7e\u015fitlendirmesi<\/td><td>ETF'ler (E1VFVN30, FUEVN100), a\u00e7\u0131k u\u00e7lu fonlar<\/td><td>Tahvil fonlar\u0131 (VCBF-TBF, SSIBF)<\/td><\/tr><\/tbody><\/table><\/div><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Pocket Option, yat\u0131r\u0131mc\u0131lara hisse senedi ve tahvil yat\u0131r\u0131m f\u0131rsatlar\u0131n\u0131 do\u011fru bir \u015fekilde de\u011ferlendirmelerine yard\u0131mc\u0131 olmak i\u00e7in geli\u015fmi\u015f hisse senedi filtrelerinden piyasa faiz oranlar\u0131na dayal\u0131 tahvil de\u011ferleme modellerine kadar kapsaml\u0131 derinlemesine analiz ara\u00e7lar\u0131 sunar.<\/p><\/div><div class='po-container po-container_width_article-sm'><h2 class='po-article-page__title'>Yeni trendler 2025: Vietnam hisse senetleri ve tahvilleri i\u00e7in de\u011fi\u015fen manzara<\/h2><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Vietnam'\u0131n finansal piyasas\u0131 b\u00fcy\u00fck de\u011fi\u015fiklikler ge\u00e7iriyor ve bu da yak\u0131n gelecekte hisse senetleri ve tahvilleri&nbsp;<b>kar\u015f\u0131la\u015ft\u0131rmay\u0131<\/b>&nbsp;do\u011frudan etkiliyor:<\/p><\/div><div class='po-container po-container_width_article-sm article-content po-article-page__text'><ul class='po-article-page-list'><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Yat\u0131r\u0131mda dijital d\u00f6n\u00fc\u015f\u00fcm:&nbsp;Pocket Option gibi platformlar, Vietnam'da yat\u0131r\u0131m dijitalle\u015fme dalgas\u0131na \u00f6nc\u00fcl\u00fck ediyor, yat\u0131r\u0131mc\u0131lar\u0131n piyasaya 24\/7 d\u00fc\u015f\u00fck maliyetle eri\u015fmelerine yard\u0131mc\u0131 oluyor. Menkul k\u0131ymet i\u015flemlerinin %85'inden fazlas\u0131 art\u0131k \u00e7evrimi\u00e7i olarak ger\u00e7ekle\u015ftiriliyor, bu oran 2020'de %60't\u0131.<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Hisse senetleri ve tahviller aras\u0131nda hibrit \u00fcr\u00fcnler:&nbsp;D\u00f6n\u00fc\u015ft\u00fcr\u00fclebilir tahviller, varantl\u0131 tahviller (Masan, Vingroup gibi) her iki varl\u0131k t\u00fcr\u00fcn\u00fcn avantajlar\u0131n\u0131 birle\u015ftiren yeni trendlerdir. 2023-2024'te d\u00f6n\u00fc\u015ft\u00fcr\u00fclebilir tahvil ihra\u00e7 hacmi, 2020-2022 d\u00f6nemine g\u00f6re %35 artt\u0131.<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>S\u00fcrd\u00fcr\u00fclebilir yat\u0131r\u0131m (ESG):&nbsp;Hem hisse senedi hem de tahvil yat\u0131r\u0131mc\u0131lar\u0131 ESG fakt\u00f6rlerine daha fazla dikkat ediyor. Ye\u015fil ETF'ler ve ye\u015fil tahviller, \u00f6zellikle uluslararas\u0131 finansal kurumlardan b\u00fcy\u00fck sermaye ak\u0131\u015flar\u0131n\u0131 \u00e7ekiyor.<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Yat\u0131r\u0131m\u0131n yayg\u0131nla\u015fmas\u0131:&nbsp;Vietnam'daki menkul k\u0131ymet hesaplar\u0131n\u0131n say\u0131s\u0131 2024'\u00fcn 2. \u00e7eyre\u011finde 7 milyonu a\u015ft\u0131 (n\u00fcfusun %7'sine e\u015fde\u011fer), 2021'den bu yana iki kat\u0131na \u00e7\u0131karak piyasaya yeni yat\u0131r\u0131mc\u0131lar\u0131n girdi\u011fini g\u00f6steriyor.<\/li><\/ul><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Bu trendlerle birlikte, hisse senedi ve tahvil yat\u0131r\u0131m\u0131 aras\u0131ndaki s\u0131n\u0131r giderek bulan\u0131kla\u015f\u0131yor, daha \u00e7e\u015fitli ve karma\u015f\u0131k bir yat\u0131r\u0131m ortam\u0131 yarat\u0131yor ve Vietnaml\u0131 yat\u0131r\u0131mc\u0131lar\u0131n bilgilerini s\u00fcrekli g\u00fcncellemelerini gerektiriyor.<\/p><\/div><div class='po-container po-container_width_article-sm'><h2 class='po-article-page__title'>Sonu\u00e7: Vietnaml\u0131 yat\u0131r\u0131mc\u0131lar i\u00e7in hisse senetleri ve tahviller aras\u0131nda ak\u0131ll\u0131 se\u00e7imler<\/h2><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Bu makale arac\u0131l\u0131\u011f\u0131yla, Vietnam'\u0131n 2025 piyasas\u0131 ba\u011flam\u0131nda hisse senetleri ve tahvilleri&nbsp;<b>kar\u015f\u0131la\u015ft\u0131rarak<\/b>&nbsp;kapsaml\u0131 bir analiz yapt\u0131k. \"Hisse senetlerini mi yoksa tahvilleri mi se\u00e7meliyim?\" sorusu yerine, do\u011fru cevap: \"her ikisini de nas\u0131l uygun bir \u015fekilde birle\u015ftirmeliyim?\"<\/p><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Yat\u0131r\u0131m kararlar\u0131 \u015funlara ba\u011fl\u0131d\u0131r:<\/p><\/div><div class='po-container po-container_width_article-sm article-content po-article-page__text'><ul class='po-article-page-list'><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Finansal hedefler: H\u0131zl\u0131 b\u00fcy\u00fcme mi yoksa istikrarl\u0131 gelir mi?<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Yat\u0131r\u0131m s\u00fcresi: K\u0131sa vadeli (1-2 y\u0131l), orta vadeli (3-5 y\u0131l) veya uzun vadeli (5 y\u0131ldan fazla)?<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Risk i\u015ftah\u0131: Portf\u00f6y\u00fcn\u00fcz\u00fcn k\u0131sa vadede %20-30 azalmas\u0131 durumunda nas\u0131l hissedersiniz?<\/li><li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Bilgi ve deneyim: Piyasay\u0131 g\u00fcnl\u00fck olarak izlemek i\u00e7in zaman\u0131n\u0131z var m\u0131?<\/li><\/ul><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Pocket Option, sadece bir ticaret platformu sa\u011flamakla kalmaz, ayn\u0131 zamanda geli\u015fmi\u015f teknik analiz ara\u00e7lar\u0131, ger\u00e7ek zamanl\u0131 piyasa bilgi kaynaklar\u0131 ve profesyonel 24\/7 Vietnamca destek ekibi ile kapsaml\u0131 bir yat\u0131r\u0131m orta\u011f\u0131 olarak hizmet verir. Vietnaml\u0131 yat\u0131r\u0131mc\u0131lar\u0131n hisse senetleri ve tahviller aras\u0131nda ak\u0131ll\u0131ca kararlar vermelerine yard\u0131mc\u0131 olmay\u0131 taahh\u00fct ediyoruz.<\/p><\/div><div class='po-container po-container_width_article-sm'><p class='po-article-page__text'>Unutmay\u0131n, ba\u015far\u0131l\u0131 yat\u0131r\u0131m, do\u011fru hisse senetlerini veya tahvilleri se\u00e7mekle ilgili de\u011fil, ki\u015fisel hedeflere uygun bir strateji olu\u015fturmak ve piyasa dalgalanmalar\u0131na esnek bir \u015fekilde uyum sa\u011flamakt\u0131r. Vietnam'\u0131n h\u0131zla geli\u015fen ekonomik ba\u011flam\u0131nda, net bilgi ve stratejilere sahip yat\u0131r\u0131mc\u0131lar i\u00e7in f\u0131rsatlar her zaman a\u00e7\u0131kt\u0131r.<\/p><\/div>[cta_button text=\"\"]","body_html_source":{"label":"Body HTML","type":"wysiwyg","formatted_value":"<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Vietnam&#8217;\u0131n finansal piyasas\u0131 ba\u015f d\u00f6nd\u00fcr\u00fcc\u00fc bir h\u0131zla geli\u015fiyor ve yat\u0131r\u0131mc\u0131lar i\u00e7in acil bir soru ortaya \u00e7\u0131k\u0131yor: hisse senetlerini mi yoksa tahvilleri mi se\u00e7meliler? 2024 y\u0131l\u0131nda, VN-Endeksi&#8217;nin g\u00fc\u00e7l\u00fc dalgalanmas\u0131 ve kurumsal tahvil piyasas\u0131n\u0131n kriz sonras\u0131 yava\u015f yava\u015f toparlanmas\u0131yla, hisse senetleri ve tahviller aras\u0131ndaki&nbsp;<b>kar\u015f\u0131la\u015ft\u0131rmay\u0131<\/b>&nbsp;anlamak her zamankinden daha \u00f6nemli hale geliyor. Bu makale, modern Vietnaml\u0131 yat\u0131r\u0131mc\u0131lar i\u00e7in pratik bir bak\u0131\u015f a\u00e7\u0131s\u0131 sunarak bu iki yat\u0131r\u0131m arac\u0131n\u0131 kapsaml\u0131 bir \u015fekilde analiz etmenize yard\u0131mc\u0131 olacak.<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<h2 class='po-article-page__title'>Do\u011fas\u0131 ve temel \u00f6zellikleri: Hisse senetleri ile tahvillerin kar\u015f\u0131la\u015ft\u0131r\u0131lmas\u0131<\/h2>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Detayl\u0131 analize dalmadan \u00f6nce, hisse senetleri ile tahvilleri&nbsp;<b>kar\u015f\u0131la\u015ft\u0131r\u0131rken<\/b>&nbsp;her bir yat\u0131r\u0131m arac\u0131n\u0131n do\u011fas\u0131n\u0131 anlamam\u0131z gerekiyor.<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<h3 class='po-article-page__title'>Hisse Senetleri &#8211; \u0130\u015fletmelerle Ortakl\u0131k<\/h3>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Hisse senetleri sadece menkul k\u0131ymetler de\u011fildir &#8211; bir \u015firkette m\u00fclkiyet sertifikalar\u0131d\u0131r. Vinhomes&#8217;un VHM hisselerini veya FPT Corporation&#8217;\u0131n FPT hisselerini sat\u0131n ald\u0131\u011f\u0131n\u0131zda, hissedar toplant\u0131lar\u0131nda oy hakk\u0131 ve k\u00e2rdan temett\u00fc alarak i\u015fletmenin ger\u00e7ek sahibi olursunuz. Vietnam&#8217;\u0131n borsa piyasas\u0131, HOSE ve HNX olmak \u00fczere iki borsa ile 20 y\u0131l\u0131 a\u015fk\u0131n s\u00fcredir geli\u015fmi\u015f olup, \u015fu anda g\u00fcnl\u00fck olarak i\u015flem g\u00f6ren 1.600&#8217;den fazla listelenmi\u015f kod bulunmaktad\u0131r.<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<h3 class='po-article-page__title'>Tahviller &#8211; \u0130\u015fletmelere Bor\u00e7 Verme<\/h3>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Tahviller bor\u00e7 ara\u00e7lar\u0131d\u0131r &#8211; tahvil sat\u0131n ald\u0131\u011f\u0131n\u0131zda, ihra\u00e7 eden kurulu\u015fa belirli bir s\u00fcre sonunda anapara ve periyodik faiz \u00f6demesi taahh\u00fcd\u00fc ile bor\u00e7 verirsiniz. Vietnam&#8217;\u0131n tahvil piyasas\u0131nda \u015fu anda devlet tahvilleri (g\u00fcvenli, %3-5 faiz oran\u0131) ve kurumsal tahviller (daha y\u00fcksek risk, %8-12 faiz oran\u0131) bulunmaktad\u0131r. 2022&#8217;deki Tan Hoang Minh ve SCB olaylar\u0131ndan bu yana, tahvil piyasas\u0131 65\/2022\/ND-CP say\u0131l\u0131 Kararname ile daha s\u0131k\u0131 bir \u015fekilde y\u00f6netilmektedir.<\/p>\n<\/div>\n<div class='po-container po-container_width_article po-article-page__table'>\n<div class='po-table'>\n<table>\n<thead>\n<tr>\n<th>Kriterler<\/th>\n<th>Hisse Senetleri<\/th>\n<th>Tahviller<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Yasal do\u011fa<\/td>\n<td>M\u00fclkiyet sertifikas\u0131 (\u00f6z sermaye)<\/td>\n<td>Bor\u00e7 sertifikas\u0131 (bor\u00e7 arac\u0131)<\/td>\n<\/tr>\n<tr>\n<td>Yat\u0131r\u0131mc\u0131 haklar\u0131<\/td>\n<td>Temett\u00fcler (sabit de\u011fil), oy hakk\u0131<\/td>\n<td>Sabit faiz oran\u0131, oy hakk\u0131 yok<\/td>\n<\/tr>\n<tr>\n<td>Yat\u0131r\u0131m s\u00fcresi<\/td>\n<td>S\u0131n\u0131rs\u0131z s\u00fcre<\/td>\n<td>Belirli s\u00fcre (1-30 y\u0131l)<\/td>\n<\/tr>\n<tr>\n<td>\u00d6deme \u00f6nceli\u011fi<\/td>\n<td>\u0130\u015fletme feshedildi\u011finde en son \u00f6denir<\/td>\n<td>Hissedarlar \u00f6ncesinde \u00f6deme \u00f6nceli\u011fi<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<h2 class='po-article-page__title'>K\u00e2rlar ve riskler: Hisse senetleri ve tahvillerin kapsaml\u0131 analizi<\/h2>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Hisse senetleri ve tahvilleri&nbsp;<b>kar\u015f\u0131la\u015ft\u0131r\u0131rken<\/b>&nbsp;\u00f6nemli bir y\u00f6n, k\u00e2r potansiyelini ve risk seviyelerini de\u011ferlendirmektir.<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<h3 class='po-article-page__title'>K\u00e2r potansiyeli<\/h3>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Vietnam piyasas\u0131ndan elde edilen tarihsel veriler, belirgin bir fark g\u00f6stermektedir:<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm article-content po-article-page__text'>\n<ul class='po-article-page-list'>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Hisse Senetleri: S\u0131n\u0131rs\u0131z b\u00fcy\u00fcme potansiyeli. VN-Endeksi son 20 y\u0131lda (2003-2023) %1.075 artt\u0131, bu y\u0131ll\u0131k yakla\u015f\u0131k %13,5&#8217;e e\u015fde\u011fer. Baz\u0131 bireysel hisse senetleri daha da etkileyici &#8211; The Gioi Di Dong (MWG) gibi, listelendi\u011finden bu yana %1.500&#8217;den fazla artt\u0131.<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Tahviller: \u0130stikrarl\u0131, \u00f6ng\u00f6r\u00fclebilir getiriler. Vietnam devlet tahvilleri %3-5 faiz oran\u0131na sahipken, kurumsal tahviller y\u0131ll\u0131k %8-12 getiri sa\u011fl\u0131yor, bu da banka mevduat oranlar\u0131ndan (\u015fu anda yakla\u015f\u0131k %3-4,5) \u00f6nemli \u00f6l\u00e7\u00fcde daha y\u00fcksek.<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>2019-2024 d\u00f6neminde, hisse senetleri bir\u00e7ok ini\u015f-\u00e7\u0131k\u0131\u015f d\u00f6ng\u00fcs\u00fc ile g\u00fc\u00e7l\u00fc dalgalanmas\u0131na ra\u011fmen, ortalama getiri hala tahvillerden daha y\u00fcksekti, ancak b\u00fcy\u00fck dalgalanmalar ve derin d\u00fc\u015f\u00fc\u015f d\u00f6nemleriyle birlikte (\u00f6rne\u011fin, VN-Endeksi&#8217;nin %19&#8217;dan fazla d\u00fc\u015ft\u00fc\u011f\u00fc 2022&#8217;nin ilk \u00e7eyre\u011fi gibi).<\/li>\n<\/ul>\n<\/div>\n<div class='po-container po-container_width_article po-article-page__table'>\n<div class='po-table'>\n<table>\n<thead>\n<tr>\n<th>Y\u0131l<\/th>\n<th>VN-Endeksi<\/th>\n<th>Devlet tahvili faiz oran\u0131 (10 y\u0131l)<\/th>\n<th>Kurumsal tahvil faiz oran\u0131 (ortalama)<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>2020<\/td>\n<td>+%14,9<\/td>\n<td>%3,5<\/td>\n<td>%8,5<\/td>\n<\/tr>\n<tr>\n<td>2021<\/td>\n<td>+%35,7<\/td>\n<td>%3,2<\/td>\n<td>%8,7<\/td>\n<\/tr>\n<tr>\n<td>2022<\/td>\n<td>-%32,8<\/td>\n<td>%4,1<\/td>\n<td>%9,5<\/td>\n<\/tr>\n<tr>\n<td>2023<\/td>\n<td>+%12,2<\/td>\n<td>%4,5<\/td>\n<td>%10,2<\/td>\n<\/tr>\n<tr>\n<td>2024 (Q1-2)<\/td>\n<td>+%5,7<\/td>\n<td>%3,8<\/td>\n<td>%9,8<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<h2 class='po-article-page__title'>Risk y\u00f6netimi: Tahviller ve hisse senetlerini kar\u015f\u0131la\u015ft\u0131r\u0131rken belirleyici fakt\u00f6r<\/h2>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Tahviller ve hisse senetlerini&nbsp;<b>kar\u015f\u0131la\u015ft\u0131r\u0131rken<\/b>&nbsp;risk fakt\u00f6r\u00fc, her Vietnaml\u0131 yat\u0131r\u0131mc\u0131n\u0131n anlamas\u0131 gereken \u00f6nemli bir farkt\u0131r:<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm article-content po-article-page__text'>\n<ul class='po-article-page-list'>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Hisse Senetleri: Fiyat dalgalanmalar\u0131 ile y\u00fcksek risk, tek bir i\u015flem g\u00fcn\u00fcnde %5-7&#8217;ye ula\u015fabilir. COVID-19 pandemisinden sonra, VN-Endeksi Ocak 2022 zirvesinden Kas\u0131m 2022 dibine %43,15 d\u00fc\u015ft\u00fc ve yat\u0131r\u0131mc\u0131lar i\u00e7in b\u00fcy\u00fck kay\u0131plara neden oldu.<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Tahviller: Daha g\u00fcvenli kabul edilir, ancak risksiz de\u011fildir. 2022-2023 tahvil krizi, Tan Hoang Minh ve Van Thinh Phat&#8217;\u0131n temerr\u00fctleri ile bir\u00e7ok yat\u0131r\u0131mc\u0131n\u0131n her \u015feyini kaybetmesine neden oldu. O zamandan beri, Vietnam 65\/2022\/ND-CP say\u0131l\u0131 Kararname ve de\u011fi\u015ftirilmi\u015f Menkul K\u0131ymetler Kanunu ile yasal \u00e7er\u00e7eveyi iyile\u015ftirdi.<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Enflasyon riski: Enflasyon y\u00fckseldi\u011finde tahviller olumsuz etkilenir, \u00fcr\u00fcnlerini yeniden fiyatland\u0131rabilen \u015firketlerin hisse senetleri ise enflasyona kar\u015f\u0131 etkili &#8220;kalkanlar&#8221; olabilir.<\/li>\n<\/ul>\n<\/div>\n<div class='po-container po-container_width_article po-article-page__table'>\n<div class='po-table'>\n<table>\n<thead>\n<tr>\n<th>Risk t\u00fcr\u00fc<\/th>\n<th>Hisse Senetleri<\/th>\n<th>Tahviller<\/th>\n<th>Kar\u015f\u0131 \u00f6nlemler<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Piyasa riski<\/td>\n<td>Y\u00fcksek (y\u0131ll\u0131k %30-40 dalgalanma)<\/td>\n<td>Orta (y\u0131ll\u0131k %5-10 dalgalanma)<\/td>\n<td>Ya\u015fa g\u00f6re uygun varl\u0131k da\u011f\u0131l\u0131m\u0131<\/td>\n<\/tr>\n<tr>\n<td>Enflasyon riski<\/td>\n<td>Orta (enflasyona kar\u015f\u0131 kalkan olabilir)<\/td>\n<td>Y\u00fcksek (enflasyon artt\u0131\u011f\u0131nda reel de\u011fer d\u00fc\u015fer)<\/td>\n<td>Temel ihtiya\u00e7 sekt\u00f6rlerine yat\u0131r\u0131m yap\u0131n<\/td>\n<\/tr>\n<tr>\n<td>Likidite riski<\/td>\n<td>D\u00fc\u015f\u00fck (VCB, VHM, FPT gibi mavi \u00e7iplerle)<\/td>\n<td>Y\u00fcksek (\u00f6zellikle kurumsal tahvillerle)<\/td>\n<td>Y\u00fcksek likiditeye sahip ara\u00e7lar\u0131 \u00f6nceliklendirin<\/td>\n<\/tr>\n<tr>\n<td>Temerr\u00fct riski<\/td>\n<td>Do\u011frudan de\u011fil (ancak fiyat 0&#8217;a gidebilir)<\/td>\n<td>Do\u011frudan (anapara ve faizin kaybedilme olas\u0131l\u0131\u011f\u0131)<\/td>\n<td>\u0130hra\u00e7 eden kurulu\u015fu dikkatlice de\u011ferlendirin<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<h2 class='po-article-page__title'>Likidite: Hisse senetleri ve tahvilleri kar\u015f\u0131la\u015ft\u0131rmada belirleyici fakt\u00f6r<\/h2>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Nakit paraya h\u0131zl\u0131 d\u00f6n\u00fc\u015febilme yetene\u011fi, bir\u00e7ok Vietnaml\u0131 yat\u0131r\u0131mc\u0131 i\u00e7in hisse senetleri ve tahvilleri&nbsp;<b>kar\u015f\u0131la\u015ft\u0131r\u0131rken<\/b>&nbsp;\u00f6ncelikli bir konudur:<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm article-content po-article-page__text'>\n<ul class='po-article-page-list'>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Hisse Senetleri: Y\u00fcksek likidite, \u00f6zellikle b\u00fcy\u00fck sermayeli hisse senetleri (VN30). HOSE&#8217;da ortalama i\u015flem hacmi seans ba\u015f\u0131na 15-20 trilyon dong&#8217;a (600-800 milyon USD e\u015fde\u011fer) ula\u015farak yat\u0131r\u0131mc\u0131lar\u0131n kolayca al\u0131m\/sat\u0131m yapmas\u0131na olanak tan\u0131r.<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Tahviller: \u00d6nemli \u00f6l\u00e7\u00fcde daha d\u00fc\u015f\u00fck likidite. \u0130kincil i\u015flem piyasas\u0131 geli\u015fmemi\u015f, bir\u00e7ok yat\u0131r\u0131mc\u0131y\u0131 vade sonuna kadar tutmaya zorlar. Acil paraya ihtiyac\u0131n\u0131z varsa, y\u00fcksek bir indirimle satmay\u0131 kabul etmeniz gerekebilir.<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Pocket Option gibi ticaret platformlar\u0131, yat\u0131r\u0131mc\u0131lara daha iyi likidite eri\u015fimi sa\u011flayarak, yat\u0131r\u0131m kararlar\u0131nda esneklik kazand\u0131ran bu varl\u0131k t\u00fcrlerinin her ikisi i\u00e7in de ticaret ara\u00e7lar\u0131 sunar.<\/li>\n<\/ul>\n<\/div>\n<div class='po-container po-container_width_article po-article-page__table'>\n<div class='po-table'>\n<table>\n<thead>\n<tr>\n<th>Likidite kriterleri<\/th>\n<th>Hisse Senetleri<\/th>\n<th>Tahviller<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u0130\u015flem s\u00fcresi<\/td>\n<td>T+2.5 (paray\u0131 2.5 g\u00fcn sonra al)<\/td>\n<td>Genellikle 1-7 i\u015f g\u00fcn\u00fc, orta\u011fa ba\u011fl\u0131 olarak<\/td>\n<\/tr>\n<tr>\n<td>\u0130\u015flem hacmi<\/td>\n<td>Y\u00fcksek (g\u00fcnl\u00fck 15-20 trilyon VND)<\/td>\n<td>D\u00fc\u015f\u00fck (g\u00fcnl\u00fck 500-1000 milyar VND)<\/td>\n<\/tr>\n<tr>\n<td>\u0130\u015flem maliyetleri<\/td>\n<td>\u0130\u015flem de\u011ferinin %0.15-0.35&#8217;i<\/td>\n<td>\u0130\u015flem de\u011ferinin %0.5-2&#8217;si veya sabit \u00fccret<\/td>\n<\/tr>\n<tr>\n<td>K\u0131smi sat\u0131\u015f yapabilme<\/td>\n<td>Kolay (10 hisse senedinden itibaren)<\/td>\n<td>Zor (genellikle t\u00fcm lotu satmak gerekir)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<h2 class='po-article-page__title'>Dengeli yat\u0131r\u0131m portf\u00f6y\u00fc: Hisse senetleri ve tahvillerin birle\u015ftirilmesi<\/h2>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Hisse senetleri ile tahvilleri&nbsp;<b>kar\u015f\u0131la\u015ft\u0131rmaya<\/b>&nbsp;odaklanmak yerine, Dragon Capital&#8217;den Dominic Scriven veya SSI&#8217;den Tran Dang Khoa gibi \u00fcst d\u00fczey Vietnaml\u0131 finans uzmanlar\u0131 her ikisini birle\u015ftirmeyi \u00f6neriyor:<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Pocket Option&#8217;da, Vietnaml\u0131 m\u00fc\u015fterilerin binlerce yat\u0131r\u0131m portf\u00f6y\u00fcn\u00fc analiz ettik ve hisse senetleri ile tahviller aras\u0131nda \u00e7e\u015fitlendirilmi\u015f portf\u00f6ylerin, \u00f6nemli \u00f6l\u00e7\u00fcde daha d\u00fc\u015f\u00fck dalgalanma ile en iyi uzun vadeli performans\u0131 sa\u011flad\u0131\u011f\u0131n\u0131 bulduk.<\/p>\n<\/div>\n<div class='po-container po-container_width_article po-article-page__table'>\n<div class='po-table'>\n<table>\n<thead>\n<tr>\n<th>Ya\u015fam a\u015famas\u0131<\/th>\n<th>Hisse Senetleri<\/th>\n<th>Tahviller<\/th>\n<th>Nakit\/di\u011fer<\/th>\n<th>Neden<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Gen\u00e7 yat\u0131r\u0131mc\u0131lar (25-35 ya\u015f aras\u0131)<\/td>\n<td>%70-80<\/td>\n<td>%10-20<\/td>\n<td>%5-10<\/td>\n<td>\u00d6nlerinde uzun bir s\u00fcre var, daha y\u00fcksek riski g\u00f6ze alabilirler<\/td>\n<\/tr>\n<tr>\n<td>Orta ya\u015fl\u0131 yat\u0131r\u0131mc\u0131lar (35-50 ya\u015f aras\u0131)<\/td>\n<td>%50-60<\/td>\n<td>%30-40<\/td>\n<td>%5-15<\/td>\n<td>B\u00fcy\u00fcme ve sermaye koruma aras\u0131nda denge<\/td>\n<\/tr>\n<tr>\n<td>Emeklili\u011fe haz\u0131rl\u0131k (50-60 ya\u015f aras\u0131)<\/td>\n<td>%30-40<\/td>\n<td>%50-60<\/td>\n<td>%10-15<\/td>\n<td>Sermaye korumaya \u00f6ncelik verin, riski azalt\u0131n<\/td>\n<\/tr>\n<tr>\n<td>Emekli (60 ya\u015f \u00fcst\u00fc)<\/td>\n<td>%20-30<\/td>\n<td>%60-70<\/td>\n<td>%10-20<\/td>\n<td>\u0130stikrarl\u0131 gelire, sermaye g\u00fcvenli\u011fine odaklan\u0131n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>VFM dan\u0131\u015fmanl\u0131k firmas\u0131ndan Vietnam&#8217;da pop\u00fcler varl\u0131k da\u011f\u0131l\u0131m\u0131 form\u00fcl\u00fc: &#8220;115 &#8211; Ya\u015f\u0131n\u0131z = % hisse senetleri&#8221;, Vietnam&#8217;\u0131n geli\u015fen piyasa ko\u015fullar\u0131na ve geli\u015fmi\u015f piyasalara k\u0131yasla daha y\u00fcksek b\u00fcy\u00fcme potansiyeline uyacak \u015fekilde ayarlanm\u0131\u015ft\u0131r.<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<h2 class='po-article-page__title'>Makroekonominin etkisi: Yayg\u0131n hisse senetleri ve tahvillerin kar\u015f\u0131la\u015ft\u0131r\u0131lmas\u0131<\/h2>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Yayg\u0131n hisse senetleri ve tahvilleri&nbsp;<b>kar\u015f\u0131la\u015ft\u0131r\u0131rken<\/b>, \u00f6zellikle Vietnam&#8217;\u0131n mevcut ekonomisi ba\u011flam\u0131nda makroekonomik fakt\u00f6rlerin etkisini g\u00f6z ard\u0131 edemeyiz:<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<h3 class='po-article-page__title'>Faiz oranlar\u0131 ve ekonomik d\u00f6ng\u00fcler<\/h3>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Vietnam Merkez Bankas\u0131&#8217;n\u0131n para politikas\u0131, iki varl\u0131k t\u00fcr\u00fcn\u00fc farkl\u0131 \u015fekilde etkiler:<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm article-content po-article-page__text'>\n<ul class='po-article-page-list'>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Faiz oranlar\u0131 y\u00fckseldi\u011finde: 2022-2023 d\u00f6neminde, SBV enflasyonu kontrol alt\u0131na almak i\u00e7in politika faizlerini art\u0131rd\u0131. Sonu\u00e7: mevcut tahvil fiyatlar\u0131 d\u00fc\u015ft\u00fc (yeni al\u0131c\u0131lar daha y\u00fcksek faiz oranlar\u0131 istiyor); borsa da sermaye maliyetleri artt\u0131k\u00e7a ve para banka tasarruflar\u0131na akt\u0131k\u00e7a geriledi.<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Faiz oranlar\u0131 d\u00fc\u015ft\u00fc\u011f\u00fcnde: 2023&#8217;\u00fcn 4. \u00e7eyre\u011finden 2024&#8217;e kadar, SBV s\u00fcrekli olarak politika faizlerini d\u00fc\u015f\u00fcrd\u00fc. Sonu\u00e7: mevcut tahvil fiyatlar\u0131 artt\u0131; borsa, sermaye maliyetlerinin d\u00fc\u015fmesi ve tasarruflardan yat\u0131r\u0131ma para kaymas\u0131 sayesinde toparland\u0131.<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Y\u00fcksek ekonomik b\u00fcy\u00fcme d\u00f6nemlerinde (2023-2024 gibi Vietnam&#8217;\u0131n GSY\u0130H&#8217;sinin %6-8 b\u00fcy\u00fcd\u00fc\u011f\u00fc), hisse senetleri genellikle tahvillerden daha iyi performans g\u00f6sterir.<\/li>\n<\/ul>\n<\/div>\n<div class='po-container po-container_width_article po-article-page__table'>\n<div class='po-table'>\n<table>\n<thead>\n<tr>\n<th>Makroekonomik fakt\u00f6r<\/th>\n<th>Hisse senetlerine etkisi<\/th>\n<th>Tahvillere etkisi<\/th>\n<th>Vietnam&#8217;da \u00f6rnek<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Y\u00fcksek GSY\u0130H b\u00fcy\u00fcmesi<\/td>\n<td>G\u00fc\u00e7l\u00fc pozitif (\u2191\u2191)<\/td>\n<td>N\u00f6trden hafif pozitif (\u2192\u2191)<\/td>\n<td>2022-2024: GSY\u0130H %6-8, VN-Endeksi g\u00fc\u00e7l\u00fc bir \u015fekilde toparland\u0131<\/td>\n<\/tr>\n<tr>\n<td>Artan enflasyon<\/td>\n<td>K\u0131sa vadede negatif, uzun vadede n\u00f6tr (\u2193\u2192)<\/td>\n<td>A\u00e7\u0131k\u00e7a negatif (\u2193\u2193)<\/td>\n<td>2022: T\u00dcFE %4,5, tahviller reel de\u011fer kaybetti<\/td>\n<\/tr>\n<tr>\n<td>Azalan faiz oranlar\u0131<\/td>\n<td>Pozitif (\u2191)<\/td>\n<td>Mevcut tahvil fiyatlar\u0131 i\u00e7in pozitif (\u2191)<\/td>\n<td>2023-2024: SBV faiz oranlar\u0131n\u0131 d\u00fc\u015f\u00fcrd\u00fc, borsa toparland\u0131<\/td>\n<\/tr>\n<tr>\n<td>Artan USD\/VND d\u00f6viz kuru<\/td>\n<td>\u0130hracat i\u015fletmeleri i\u00e7in faydal\u0131, ithalat\u00e7\u0131lar i\u00e7in dezavantajl\u0131 (\u2191\u2193)<\/td>\n<td>VND tahvilleri i\u00e7in negatif (\u2193)<\/td>\n<td>2023: USD\/VND %4,5 artt\u0131, tekstil hisseleri g\u00fc\u00e7l\u00fc bir \u015fekilde y\u00fckseldi<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<h2 class='po-article-page__title'>Pratik yat\u0131r\u0131m stratejileri: Teoriden prati\u011fe<\/h2>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Tahviller ve hisse senetlerini&nbsp;<b>kar\u015f\u0131la\u015ft\u0131rmay\u0131<\/b>&nbsp;tamamen anlad\u0131ktan sonra, \u00f6nemli soru \u015fudur: Bu bilgiyi Vietnam&#8217;da pratik yat\u0131r\u0131ma nas\u0131l uygulayabiliriz?<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<h3 class='po-article-page__title'>Etkili hisse senedi yat\u0131r\u0131m stratejileri<\/h3>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Vietnam&#8217;\u0131n borsa piyasas\u0131 kendi \u00f6zelliklerine sahiptir ve uygun stratejiler gerektirir:<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm article-content po-article-page__text'>\n<ul class='po-article-page-list'>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>De\u011fer yat\u0131r\u0131m\u0131:&nbsp;D\u00fc\u015f\u00fck F\/K (10&#8217;un alt\u0131nda), F\/DD 1.5&#8217;in alt\u0131nda ve sa\u011flam varl\u0131klara sahip hisse senetlerini aray\u0131n. VCB, BID, CTG gibi bankalar veya HPG gibi \u00fcretim \u015firketleri, 2023-2024 d\u00f6neminde F\/K oran\u0131 8-12 civar\u0131nda makul de\u011ferlemelere sahiptir.<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>B\u00fcy\u00fcme yat\u0131r\u0131m\u0131:&nbsp;Y\u0131ll\u0131k %20&#8217;nin \u00fczerinde gelir ve k\u00e2r b\u00fcy\u00fcme oranlar\u0131na sahip \u015firketleri hedefleyin. FPT (teknoloji), MWG (perakende), VHM (gayrimenkul) gibi \u00f6rnekler, son 5 y\u0131lda %15-25 y\u0131ll\u0131k bile\u015fik gelir b\u00fcy\u00fcmesine sahiptir.<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Temett\u00fc yat\u0131r\u0131m\u0131:&nbsp;Y\u00fcksek ve istikrarl\u0131 temett\u00fc \u00f6deyen hisse senetlerini se\u00e7in, temett\u00fc getirileri y\u0131ll\u0131k %5-8. Enerji sekt\u00f6r\u00fc (POW, NT2), telekom\u00fcnikasyon (VNM) genellikle y\u0131ll\u0131k %6-10 nakit temett\u00fc \u00f6der &#8211; tasarruf faiz oranlar\u0131ndan \u00e7ok daha y\u00fcksek.<\/li>\n<\/ul>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<h3 class='po-article-page__title'>Ak\u0131ll\u0131 tahvil yat\u0131r\u0131m stratejileri<\/h3>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Vietnam&#8217;\u0131n tahvil piyasas\u0131 2022 krizinden sonra yava\u015f yava\u015f toparlan\u0131rken:<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm article-content po-article-page__text'>\n<ul class='po-article-page-list'>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Vade sonuna kadar tutma:&nbsp;\u0130kincil piyasa geli\u015fmemi\u015fken, bireysel yat\u0131r\u0131mc\u0131lar i\u00e7in en yayg\u0131n strateji. Rehinli, sayg\u0131n \u015firketlerden cazip faiz oranlar\u0131na (%8-12) sahip tahvilleri se\u00e7in.<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Tahvil merdiveni:&nbsp;Farkl\u0131 vade s\u00fcrelerine (1, 3, 5, 7 y\u0131l) sahip tahvillere yat\u0131r\u0131mlar\u0131 da\u011f\u0131tarak, istikrarl\u0131 nakit ak\u0131\u015f\u0131 sa\u011flama ve faiz oran\u0131 riskini azaltma.<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Tahvil fonlar\u0131na yat\u0131r\u0131m yapma:&nbsp;Ara\u015ft\u0131rma i\u00e7in fazla zaman\u0131 olmayan yat\u0131r\u0131mc\u0131lar i\u00e7in uygun \u00e7\u00f6z\u00fcm. VCBF-TBF (Vietcombank), SSIBF (SSI) gibi fonlar, y\u0131ll\u0131k %7-9 NAV b\u00fcy\u00fcmesi ile uzmanlar taraf\u0131ndan y\u00f6netilmektedir.<\/li>\n<\/ul>\n<\/div>\n<div class='po-container po-container_width_article po-article-page__table'>\n<div class='po-table'>\n<table>\n<thead>\n<tr>\n<th>Yat\u0131r\u0131m amac\u0131<\/th>\n<th>Uygun hisse senedi stratejisi<\/th>\n<th>Uygun tahvil stratejisi<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Sermaye b\u00fcy\u00fcmesi (%20-30\/y\u0131l)<\/td>\n<td>Teknoloji, perakende, k\u00fc\u00e7\u00fck sermayeli sekt\u00f6rlerde hisse senetleri<\/td>\n<td>Rehinli y\u00fcksek faizli kurumsal tahviller<\/td>\n<\/tr>\n<tr>\n<td>D\u00fczenli gelir<\/td>\n<td>Y\u00fcksek temett\u00fc \u00f6deyen hisse senetleri: enerji, telekom\u00fcnikasyon, bankac\u0131l\u0131k sekt\u00f6rleri<\/td>\n<td>Devlet tahvilleri veya periyodik faiz \u00f6demeli kurumsal tahviller<\/td>\n<\/tr>\n<tr>\n<td>Sermaye koruma<\/td>\n<td>Mavi \u00e7ip hisse senetleri, b\u00fcy\u00fck sermayeli, d\u00fc\u015f\u00fck dalgalanma<\/td>\n<td>K\u0131sa vadeli devlet tahvilleri, AAA kurumsal tahviller<\/td>\n<\/tr>\n<tr>\n<td>Risk \u00e7e\u015fitlendirmesi<\/td>\n<td>ETF&#8217;ler (E1VFVN30, FUEVN100), a\u00e7\u0131k u\u00e7lu fonlar<\/td>\n<td>Tahvil fonlar\u0131 (VCBF-TBF, SSIBF)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Pocket Option, yat\u0131r\u0131mc\u0131lara hisse senedi ve tahvil yat\u0131r\u0131m f\u0131rsatlar\u0131n\u0131 do\u011fru bir \u015fekilde de\u011ferlendirmelerine yard\u0131mc\u0131 olmak i\u00e7in geli\u015fmi\u015f hisse senedi filtrelerinden piyasa faiz oranlar\u0131na dayal\u0131 tahvil de\u011ferleme modellerine kadar kapsaml\u0131 derinlemesine analiz ara\u00e7lar\u0131 sunar.<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<h2 class='po-article-page__title'>Yeni trendler 2025: Vietnam hisse senetleri ve tahvilleri i\u00e7in de\u011fi\u015fen manzara<\/h2>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Vietnam&#8217;\u0131n finansal piyasas\u0131 b\u00fcy\u00fck de\u011fi\u015fiklikler ge\u00e7iriyor ve bu da yak\u0131n gelecekte hisse senetleri ve tahvilleri&nbsp;<b>kar\u015f\u0131la\u015ft\u0131rmay\u0131<\/b>&nbsp;do\u011frudan etkiliyor:<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm article-content po-article-page__text'>\n<ul class='po-article-page-list'>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Yat\u0131r\u0131mda dijital d\u00f6n\u00fc\u015f\u00fcm:&nbsp;Pocket Option gibi platformlar, Vietnam&#8217;da yat\u0131r\u0131m dijitalle\u015fme dalgas\u0131na \u00f6nc\u00fcl\u00fck ediyor, yat\u0131r\u0131mc\u0131lar\u0131n piyasaya 24\/7 d\u00fc\u015f\u00fck maliyetle eri\u015fmelerine yard\u0131mc\u0131 oluyor. Menkul k\u0131ymet i\u015flemlerinin %85&#8217;inden fazlas\u0131 art\u0131k \u00e7evrimi\u00e7i olarak ger\u00e7ekle\u015ftiriliyor, bu oran 2020&#8217;de %60&#8217;t\u0131.<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Hisse senetleri ve tahviller aras\u0131nda hibrit \u00fcr\u00fcnler:&nbsp;D\u00f6n\u00fc\u015ft\u00fcr\u00fclebilir tahviller, varantl\u0131 tahviller (Masan, Vingroup gibi) her iki varl\u0131k t\u00fcr\u00fcn\u00fcn avantajlar\u0131n\u0131 birle\u015ftiren yeni trendlerdir. 2023-2024&#8217;te d\u00f6n\u00fc\u015ft\u00fcr\u00fclebilir tahvil ihra\u00e7 hacmi, 2020-2022 d\u00f6nemine g\u00f6re %35 artt\u0131.<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>S\u00fcrd\u00fcr\u00fclebilir yat\u0131r\u0131m (ESG):&nbsp;Hem hisse senedi hem de tahvil yat\u0131r\u0131mc\u0131lar\u0131 ESG fakt\u00f6rlerine daha fazla dikkat ediyor. Ye\u015fil ETF&#8217;ler ve ye\u015fil tahviller, \u00f6zellikle uluslararas\u0131 finansal kurumlardan b\u00fcy\u00fck sermaye ak\u0131\u015flar\u0131n\u0131 \u00e7ekiyor.<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Yat\u0131r\u0131m\u0131n yayg\u0131nla\u015fmas\u0131:&nbsp;Vietnam&#8217;daki menkul k\u0131ymet hesaplar\u0131n\u0131n say\u0131s\u0131 2024&#8217;\u00fcn 2. \u00e7eyre\u011finde 7 milyonu a\u015ft\u0131 (n\u00fcfusun %7&#8217;sine e\u015fde\u011fer), 2021&#8217;den bu yana iki kat\u0131na \u00e7\u0131karak piyasaya yeni yat\u0131r\u0131mc\u0131lar\u0131n girdi\u011fini g\u00f6steriyor.<\/li>\n<\/ul>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Bu trendlerle birlikte, hisse senedi ve tahvil yat\u0131r\u0131m\u0131 aras\u0131ndaki s\u0131n\u0131r giderek bulan\u0131kla\u015f\u0131yor, daha \u00e7e\u015fitli ve karma\u015f\u0131k bir yat\u0131r\u0131m ortam\u0131 yarat\u0131yor ve Vietnaml\u0131 yat\u0131r\u0131mc\u0131lar\u0131n bilgilerini s\u00fcrekli g\u00fcncellemelerini gerektiriyor.<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<h2 class='po-article-page__title'>Sonu\u00e7: Vietnaml\u0131 yat\u0131r\u0131mc\u0131lar i\u00e7in hisse senetleri ve tahviller aras\u0131nda ak\u0131ll\u0131 se\u00e7imler<\/h2>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Bu makale arac\u0131l\u0131\u011f\u0131yla, Vietnam&#8217;\u0131n 2025 piyasas\u0131 ba\u011flam\u0131nda hisse senetleri ve tahvilleri&nbsp;<b>kar\u015f\u0131la\u015ft\u0131rarak<\/b>&nbsp;kapsaml\u0131 bir analiz yapt\u0131k. &#8220;Hisse senetlerini mi yoksa tahvilleri mi se\u00e7meliyim?&#8221; sorusu yerine, do\u011fru cevap: &#8220;her ikisini de nas\u0131l uygun bir \u015fekilde birle\u015ftirmeliyim?&#8221;<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Yat\u0131r\u0131m kararlar\u0131 \u015funlara ba\u011fl\u0131d\u0131r:<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm article-content po-article-page__text'>\n<ul class='po-article-page-list'>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Finansal hedefler: H\u0131zl\u0131 b\u00fcy\u00fcme mi yoksa istikrarl\u0131 gelir mi?<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Yat\u0131r\u0131m s\u00fcresi: K\u0131sa vadeli (1-2 y\u0131l), orta vadeli (3-5 y\u0131l) veya uzun vadeli (5 y\u0131ldan fazla)?<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Risk i\u015ftah\u0131: Portf\u00f6y\u00fcn\u00fcz\u00fcn k\u0131sa vadede %20-30 azalmas\u0131 durumunda nas\u0131l hissedersiniz?<\/li>\n<li class='po-article-page__text po-article-page__text_no-margin po-list-lvl_1'>Bilgi ve deneyim: Piyasay\u0131 g\u00fcnl\u00fck olarak izlemek i\u00e7in zaman\u0131n\u0131z var m\u0131?<\/li>\n<\/ul>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Pocket Option, sadece bir ticaret platformu sa\u011flamakla kalmaz, ayn\u0131 zamanda geli\u015fmi\u015f teknik analiz ara\u00e7lar\u0131, ger\u00e7ek zamanl\u0131 piyasa bilgi kaynaklar\u0131 ve profesyonel 24\/7 Vietnamca destek ekibi ile kapsaml\u0131 bir yat\u0131r\u0131m orta\u011f\u0131 olarak hizmet verir. Vietnaml\u0131 yat\u0131r\u0131mc\u0131lar\u0131n hisse senetleri ve tahviller aras\u0131nda ak\u0131ll\u0131ca kararlar vermelerine yard\u0131mc\u0131 olmay\u0131 taahh\u00fct ediyoruz.<\/p>\n<\/div>\n<div class='po-container po-container_width_article-sm'>\n<p class='po-article-page__text'>Unutmay\u0131n, ba\u015far\u0131l\u0131 yat\u0131r\u0131m, do\u011fru hisse senetlerini veya tahvilleri se\u00e7mekle ilgili de\u011fil, ki\u015fisel hedeflere uygun bir strateji olu\u015fturmak ve piyasa dalgalanmalar\u0131na esnek bir \u015fekilde uyum sa\u011flamakt\u0131r. Vietnam&#8217;\u0131n h\u0131zla geli\u015fen ekonomik ba\u011flam\u0131nda, net bilgi ve stratejilere sahip yat\u0131r\u0131mc\u0131lar i\u00e7in f\u0131rsatlar her zaman a\u00e7\u0131kt\u0131r.<\/p>\n<\/div>\n    <div class=\"po-container po-container_width_article\">\n        <a href=\"\/en\/quick-start\/\" class=\"po-line-banner po-article-page__line-banner\">\n            <svg class=\"svg-image po-line-banner__logo\" fill=\"currentColor\" width=\"auto\" height=\"auto\"\n                 aria-hidden=\"true\">\n                <use href=\"#svg-img-logo-white\"><\/use>\n            <\/svg>\n            <span class=\"po-line-banner__btn\"><\/span>\n        <\/a>\n    <\/div>\n    \n"},"faq":[{"question":"Vietnam'daki yeni yat\u0131r\u0131mc\u0131lar i\u00e7in hangisi daha g\u00fcvenlidir: hisse senetleri mi yoksa tahviller mi?","answer":"Vietnam h\u00fck\u00fcmet tahvilleri, d\u00fc\u015f\u00fck fiyat dalgalanmas\u0131 ve %3-5\/y\u0131l sabit faiz oranlar\u0131 ile yeni ba\u015flayanlar i\u00e7in kesinlikle daha g\u00fcvenlidir. Ancak, yeni yat\u0131r\u0131mc\u0131lar hisse senetlerini tamamen g\u00f6z ard\u0131 etmemelidir. Makul bir ba\u015flang\u0131\u00e7 portf\u00f6y\u00fc, %70 h\u00fck\u00fcmet tahvilleri veya tahvil fonlar\u0131 (VCBF-TBF gibi) ve %30 hisse senedi ETF'leri (E1VFVN30 gibi, en b\u00fcy\u00fck 30 hisse senedini izleyen) olabilir. Bu yakla\u015f\u0131m, uzun vadeli tahsis kararlar\u0131 vermeden \u00f6nce s\u0131n\u0131rl\u0131 riskle piyasay\u0131 \u00f6\u011frenmenize yard\u0131mc\u0131 olur."},{"question":"Vietnam'da tahvil nas\u0131l sat\u0131n al\u0131n\u0131r?","answer":"Vietnam'da tahvil sat\u0131n alman\u0131n 4 ana yolu vard\u0131r: (1) Hanoi Menkul K\u0131ymetler Borsas\u0131'ndaki a\u00e7\u0131k art\u0131rmalar yoluyla devlet tahvili sat\u0131n almak (bir \u00fcye bankada hesap gerektirir); (2) Genellikle minimum 100 milyon dong yat\u0131r\u0131mla menkul k\u0131ymet \u015firketleri (SSI, VPS, VCSC) veya bankalar (Techcombank, VPBank) arac\u0131l\u0131\u011f\u0131yla \u015firket tahvili sat\u0131n almak; (3) SSIBF, VCBF-TBF gibi tahvil fonlar\u0131na 1 milyon dong'dan ba\u015flayan tutarlarla yat\u0131r\u0131m yapmak; (4) Pocket Option arac\u0131l\u0131\u011f\u0131yla tahvil faiz oranlar\u0131na dayal\u0131 t\u00fcrev \u00fcr\u00fcnleri 100,000 dong'dan ba\u015flayan esnek yat\u0131r\u0131mlarla ticaret yapmak."},{"question":"Bir yat\u0131r\u0131m portf\u00f6y\u00fcnde hisse senetleri ve tahviller aras\u0131ndaki uygun oran nedir?","answer":"Geli\u015fmi\u015f piyasalardan gelen kat\u0131 bir form\u00fcl\u00fc (100 - ya\u015f = % hisse senedi) uygulamak yerine, Vietnaml\u0131 yat\u0131r\u0131mc\u0131lar, geli\u015fmekte olan piyasalar\u0131n daha y\u00fcksek b\u00fcy\u00fcme potansiyelini yans\u0131tan \"115 - ya\u015f = % hisse senedi\" \u015feklinde ayarlanm\u0131\u015f form\u00fcl\u00fc dikkate almal\u0131d\u0131r. \u00d6rne\u011fin, 35 ya\u015f\u0131ndaki bir yat\u0131r\u0131mc\u0131, geleneksel form\u00fcle g\u00f6re %65 yerine %80 hisse senedi (115-35) d\u00fc\u015f\u00fcnebilir. Ancak, en \u00f6nemli fakt\u00f6r ki\u015fisel risk i\u015ftah\u0131d\u0131r - e\u011fer portf\u00f6y\u00fcn\u00fcz\u00fcn k\u0131sa vadede %30 azalmas\u0131n\u0131 g\u00f6rmekten rahats\u0131zsan\u0131z, hisse senedi tahsisinizi azalt\u0131n ve tahvilleri art\u0131r\u0131n."},{"question":"Kurumsal tahvillere mi yoksa Vietnam h\u00fck\u00fcmet tahvillerine mi yat\u0131r\u0131m yapmal\u0131y\u0131m?","answer":"Bu karar, yat\u0131r\u0131m hedeflerine ve risk kabul\u00fcne ba\u011fl\u0131d\u0131r. Vietnam devlet tahvilleri (%3-5 faiz) h\u00fck\u00fcmet taraf\u0131ndan garanti edilir, neredeyse hi\u00e7 temerr\u00fct riski yoktur, ancak ger\u00e7ek getiriler (enflasyondan sonra) yaln\u0131zca %0-1 olabilir. Kurumsal tahviller (%8-12 faiz) \u00f6nemli \u00f6l\u00e7\u00fcde daha y\u00fcksek gelir sa\u011flar ancak risklerle birlikte gelir. 2022'deki Tan Hoang Minh ve Van Thinh Phat krizinden sonra, yaln\u0131zca sayg\u0131n kurulu\u015flardan (Vinhomes, Masan gibi), iyi kredi notlar\u0131na sahip ve net teminatl\u0131 kurumsal tahvilleri d\u00fc\u015f\u00fcnmelisiniz. Ak\u0131ll\u0131 bir strateji, %70'i devlet tahvillerine\/tahvil fonlar\u0131na ve %30'u se\u00e7ilmi\u015f kurumsal tahvillere tahsis etmektir."},{"question":"Vietnam'da faiz oranlar\u0131 de\u011fi\u015fti\u011finde hisse senetleri ve tahviller nas\u0131l tepki verir?","answer":"Bu ili\u015fki, 2022-2024 y\u0131llar\u0131 aras\u0131nda Vietnam'da a\u00e7\u0131k\u00e7a g\u00f6sterilmi\u015ftir. SBV, 2022'de enflasyonu kontrol alt\u0131na almak i\u00e7in faiz oranlar\u0131n\u0131 art\u0131rd\u0131\u011f\u0131nda, VN-Index zirvesinden %32,8 d\u00fc\u015ft\u00fc ve mevcut tahvil fiyatlar\u0131 da %5-10 azald\u0131. Tersine, SBV, 2023'\u00fcn 4. \u00e7eyre\u011finden 2024'e kadar politika faizlerini d\u00fc\u015f\u00fcrd\u00fc\u011f\u00fcnde, borsa %20 oran\u0131nda g\u00fc\u00e7l\u00fc bir \u015fekilde toparland\u0131 ve tahvil fiyatlar\u0131 %3-7 artt\u0131. \u015eunu anlamak \u00f6nemlidir: tahvillerde, faiz oranlar\u0131yla ili\u015fki do\u011frudan ve anl\u0131kt\u0131r (faiz oranlar\u0131 artar \u2192 tahvil fiyatlar\u0131 d\u00fc\u015fer); hisse senetlerinde ise ili\u015fki daha karma\u015f\u0131kt\u0131r ve i\u015f operasyonlar\u0131 \u00fczerindeki etkiden ge\u00e7mesi gerekti\u011fi i\u00e7in gecikmelidir. Faiz oranlar\u0131n\u0131n y\u00fckseldi\u011fi bir ortamda, tahvil vadelerini k\u0131saltmay\u0131 ve genellikle daha y\u00fcksek faiz marjlar\u0131ndan fayda sa\u011flayan bankac\u0131l\u0131k sekt\u00f6r\u00fc hisselerinin oran\u0131n\u0131 art\u0131rmay\u0131 d\u00fc\u015f\u00fcn\u00fcn."}],"faq_source":{"label":"FAQ","type":"repeater","formatted_value":[{"question":"Vietnam'daki yeni yat\u0131r\u0131mc\u0131lar i\u00e7in hangisi daha g\u00fcvenlidir: hisse senetleri mi yoksa tahviller mi?","answer":"Vietnam h\u00fck\u00fcmet tahvilleri, d\u00fc\u015f\u00fck fiyat dalgalanmas\u0131 ve %3-5\/y\u0131l sabit faiz oranlar\u0131 ile yeni ba\u015flayanlar i\u00e7in kesinlikle daha g\u00fcvenlidir. Ancak, yeni yat\u0131r\u0131mc\u0131lar hisse senetlerini tamamen g\u00f6z ard\u0131 etmemelidir. Makul bir ba\u015flang\u0131\u00e7 portf\u00f6y\u00fc, %70 h\u00fck\u00fcmet tahvilleri veya tahvil fonlar\u0131 (VCBF-TBF gibi) ve %30 hisse senedi ETF'leri (E1VFVN30 gibi, en b\u00fcy\u00fck 30 hisse senedini izleyen) olabilir. Bu yakla\u015f\u0131m, uzun vadeli tahsis kararlar\u0131 vermeden \u00f6nce s\u0131n\u0131rl\u0131 riskle piyasay\u0131 \u00f6\u011frenmenize yard\u0131mc\u0131 olur."},{"question":"Vietnam'da tahvil nas\u0131l sat\u0131n al\u0131n\u0131r?","answer":"Vietnam'da tahvil sat\u0131n alman\u0131n 4 ana yolu vard\u0131r: (1) Hanoi Menkul K\u0131ymetler Borsas\u0131'ndaki a\u00e7\u0131k art\u0131rmalar yoluyla devlet tahvili sat\u0131n almak (bir \u00fcye bankada hesap gerektirir); (2) Genellikle minimum 100 milyon dong yat\u0131r\u0131mla menkul k\u0131ymet \u015firketleri (SSI, VPS, VCSC) veya bankalar (Techcombank, VPBank) arac\u0131l\u0131\u011f\u0131yla \u015firket tahvili sat\u0131n almak; (3) SSIBF, VCBF-TBF gibi tahvil fonlar\u0131na 1 milyon dong'dan ba\u015flayan tutarlarla yat\u0131r\u0131m yapmak; (4) Pocket Option arac\u0131l\u0131\u011f\u0131yla tahvil faiz oranlar\u0131na dayal\u0131 t\u00fcrev \u00fcr\u00fcnleri 100,000 dong'dan ba\u015flayan esnek yat\u0131r\u0131mlarla ticaret yapmak."},{"question":"Bir yat\u0131r\u0131m portf\u00f6y\u00fcnde hisse senetleri ve tahviller aras\u0131ndaki uygun oran nedir?","answer":"Geli\u015fmi\u015f piyasalardan gelen kat\u0131 bir form\u00fcl\u00fc (100 - ya\u015f = % hisse senedi) uygulamak yerine, Vietnaml\u0131 yat\u0131r\u0131mc\u0131lar, geli\u015fmekte olan piyasalar\u0131n daha y\u00fcksek b\u00fcy\u00fcme potansiyelini yans\u0131tan \"115 - ya\u015f = % hisse senedi\" \u015feklinde ayarlanm\u0131\u015f form\u00fcl\u00fc dikkate almal\u0131d\u0131r. \u00d6rne\u011fin, 35 ya\u015f\u0131ndaki bir yat\u0131r\u0131mc\u0131, geleneksel form\u00fcle g\u00f6re %65 yerine %80 hisse senedi (115-35) d\u00fc\u015f\u00fcnebilir. Ancak, en \u00f6nemli fakt\u00f6r ki\u015fisel risk i\u015ftah\u0131d\u0131r - e\u011fer portf\u00f6y\u00fcn\u00fcz\u00fcn k\u0131sa vadede %30 azalmas\u0131n\u0131 g\u00f6rmekten rahats\u0131zsan\u0131z, hisse senedi tahsisinizi azalt\u0131n ve tahvilleri art\u0131r\u0131n."},{"question":"Kurumsal tahvillere mi yoksa Vietnam h\u00fck\u00fcmet tahvillerine mi yat\u0131r\u0131m yapmal\u0131y\u0131m?","answer":"Bu karar, yat\u0131r\u0131m hedeflerine ve risk kabul\u00fcne ba\u011fl\u0131d\u0131r. Vietnam devlet tahvilleri (%3-5 faiz) h\u00fck\u00fcmet taraf\u0131ndan garanti edilir, neredeyse hi\u00e7 temerr\u00fct riski yoktur, ancak ger\u00e7ek getiriler (enflasyondan sonra) yaln\u0131zca %0-1 olabilir. Kurumsal tahviller (%8-12 faiz) \u00f6nemli \u00f6l\u00e7\u00fcde daha y\u00fcksek gelir sa\u011flar ancak risklerle birlikte gelir. 2022'deki Tan Hoang Minh ve Van Thinh Phat krizinden sonra, yaln\u0131zca sayg\u0131n kurulu\u015flardan (Vinhomes, Masan gibi), iyi kredi notlar\u0131na sahip ve net teminatl\u0131 kurumsal tahvilleri d\u00fc\u015f\u00fcnmelisiniz. Ak\u0131ll\u0131 bir strateji, %70'i devlet tahvillerine\/tahvil fonlar\u0131na ve %30'u se\u00e7ilmi\u015f kurumsal tahvillere tahsis etmektir."},{"question":"Vietnam'da faiz oranlar\u0131 de\u011fi\u015fti\u011finde hisse senetleri ve tahviller nas\u0131l tepki verir?","answer":"Bu ili\u015fki, 2022-2024 y\u0131llar\u0131 aras\u0131nda Vietnam'da a\u00e7\u0131k\u00e7a g\u00f6sterilmi\u015ftir. SBV, 2022'de enflasyonu kontrol alt\u0131na almak i\u00e7in faiz oranlar\u0131n\u0131 art\u0131rd\u0131\u011f\u0131nda, VN-Index zirvesinden %32,8 d\u00fc\u015ft\u00fc ve mevcut tahvil fiyatlar\u0131 da %5-10 azald\u0131. Tersine, SBV, 2023'\u00fcn 4. \u00e7eyre\u011finden 2024'e kadar politika faizlerini d\u00fc\u015f\u00fcrd\u00fc\u011f\u00fcnde, borsa %20 oran\u0131nda g\u00fc\u00e7l\u00fc bir \u015fekilde toparland\u0131 ve tahvil fiyatlar\u0131 %3-7 artt\u0131. \u015eunu anlamak \u00f6nemlidir: tahvillerde, faiz oranlar\u0131yla ili\u015fki do\u011frudan ve anl\u0131kt\u0131r (faiz oranlar\u0131 artar \u2192 tahvil fiyatlar\u0131 d\u00fc\u015fer); hisse senetlerinde ise ili\u015fki daha karma\u015f\u0131kt\u0131r ve i\u015f operasyonlar\u0131 \u00fczerindeki etkiden ge\u00e7mesi gerekti\u011fi i\u00e7in gecikmelidir. Faiz oranlar\u0131n\u0131n y\u00fckseldi\u011fi bir ortamda, tahvil vadelerini k\u0131saltmay\u0131 ve genellikle daha y\u00fcksek faiz marjlar\u0131ndan fayda sa\u011flayan bankac\u0131l\u0131k sekt\u00f6r\u00fc hisselerinin oran\u0131n\u0131 art\u0131rmay\u0131 d\u00fc\u015f\u00fcn\u00fcn."}]}},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.8 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Vietnaml\u0131 yat\u0131r\u0131mc\u0131lar i\u00e7in ak\u0131ll\u0131 yat\u0131r\u0131m stratejisi: Hisse senetleri ve tahvillerin kar\u015f\u0131la\u015ft\u0131r\u0131lmas\u0131 2025<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/pocketoption.com\/blog\/tr\/interesting\/reviews\/compare-stocks-and-bonds\/\" \/>\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Vietnaml\u0131 yat\u0131r\u0131mc\u0131lar i\u00e7in ak\u0131ll\u0131 yat\u0131r\u0131m stratejisi: Hisse senetleri ve tahvillerin kar\u015f\u0131la\u015ft\u0131r\u0131lmas\u0131 2025\" \/>\n<meta property=\"og:url\" content=\"https:\/\/pocketoption.com\/blog\/tr\/interesting\/reviews\/compare-stocks-and-bonds\/\" \/>\n<meta property=\"og:site_name\" content=\"Pocket Option blog\" \/>\n<meta property=\"article:published_time\" content=\"2025-07-09T21:48:05+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/pocketoption.com\/blog\/wp-content\/uploads\/2025\/04\/1742023367770-535036011-8.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1840\" \/>\n\t<meta property=\"og:image:height\" content=\"700\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Andrew OK\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Yazan:\" \/>\n\t<meta name=\"twitter:data1\" content=\"Andrew OK\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/pocketoption.com\/blog\/tr\/interesting\/reviews\/compare-stocks-and-bonds\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/pocketoption.com\/blog\/tr\/interesting\/reviews\/compare-stocks-and-bonds\/\"},\"author\":{\"name\":\"Andrew OK\",\"@id\":\"https:\/\/pocketoption.com\/blog\/tr\/#\/schema\/person\/8c927d60ff98b0ebe00861e922a035d3\"},\"headline\":\"Vietnaml\u0131 yat\u0131r\u0131mc\u0131lar i\u00e7in ak\u0131ll\u0131 yat\u0131r\u0131m stratejisi: Hisse senetleri ve tahvillerin kar\u015f\u0131la\u015ft\u0131r\u0131lmas\u0131 2025\",\"datePublished\":\"2025-07-09T21:48:05+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/pocketoption.com\/blog\/tr\/interesting\/reviews\/compare-stocks-and-bonds\/\"},\"wordCount\":22,\"commentCount\":0,\"image\":{\"@id\":\"https:\/\/pocketoption.com\/blog\/tr\/interesting\/reviews\/compare-stocks-and-bonds\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/pocketoption.com\/blog\/wp-content\/uploads\/2025\/04\/1742023367770-535036011-8.webp\",\"keywords\":[\"beginner\",\"investment\",\"stock\"],\"articleSection\":[\"Reviews\"],\"inLanguage\":\"tr\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/pocketoption.com\/blog\/tr\/interesting\/reviews\/compare-stocks-and-bonds\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/pocketoption.com\/blog\/tr\/interesting\/reviews\/compare-stocks-and-bonds\/\",\"url\":\"https:\/\/pocketoption.com\/blog\/tr\/interesting\/reviews\/compare-stocks-and-bonds\/\",\"name\":\"Vietnaml\u0131 yat\u0131r\u0131mc\u0131lar i\u00e7in ak\u0131ll\u0131 yat\u0131r\u0131m stratejisi: Hisse senetleri ve tahvillerin kar\u015f\u0131la\u015ft\u0131r\u0131lmas\u0131 2025\",\"isPartOf\":{\"@id\":\"https:\/\/pocketoption.com\/blog\/tr\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/pocketoption.com\/blog\/tr\/interesting\/reviews\/compare-stocks-and-bonds\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/pocketoption.com\/blog\/tr\/interesting\/reviews\/compare-stocks-and-bonds\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/pocketoption.com\/blog\/wp-content\/uploads\/2025\/04\/1742023367770-535036011-8.webp\",\"datePublished\":\"2025-07-09T21:48:05+00:00\",\"author\":{\"@id\":\"https:\/\/pocketoption.com\/blog\/tr\/#\/schema\/person\/8c927d60ff98b0ebe00861e922a035d3\"},\"breadcrumb\":{\"@id\":\"https:\/\/pocketoption.com\/blog\/tr\/interesting\/reviews\/compare-stocks-and-bonds\/#breadcrumb\"},\"inLanguage\":\"tr\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/pocketoption.com\/blog\/tr\/interesting\/reviews\/compare-stocks-and-bonds\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"tr\",\"@id\":\"https:\/\/pocketoption.com\/blog\/tr\/interesting\/reviews\/compare-stocks-and-bonds\/#primaryimage\",\"url\":\"https:\/\/pocketoption.com\/blog\/wp-content\/uploads\/2025\/04\/1742023367770-535036011-8.webp\",\"contentUrl\":\"https:\/\/pocketoption.com\/blog\/wp-content\/uploads\/2025\/04\/1742023367770-535036011-8.webp\",\"width\":1840,\"height\":700},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/pocketoption.com\/blog\/tr\/interesting\/reviews\/compare-stocks-and-bonds\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/pocketoption.com\/blog\/tr\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Vietnaml\u0131 yat\u0131r\u0131mc\u0131lar i\u00e7in ak\u0131ll\u0131 yat\u0131r\u0131m stratejisi: Hisse senetleri ve tahvillerin kar\u015f\u0131la\u015ft\u0131r\u0131lmas\u0131 2025\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/pocketoption.com\/blog\/tr\/#website\",\"url\":\"https:\/\/pocketoption.com\/blog\/tr\/\",\"name\":\"Pocket Option blog\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/pocketoption.com\/blog\/tr\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"tr\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/pocketoption.com\/blog\/tr\/#\/schema\/person\/8c927d60ff98b0ebe00861e922a035d3\",\"name\":\"Andrew OK\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"tr\",\"@id\":\"https:\/\/secure.gravatar.com\/avatar\/383d2c0dd4b219f690be51029697edeb43831adb70c4cbf4f9500ec37448a792?s=96&d=mm&r=g\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/383d2c0dd4b219f690be51029697edeb43831adb70c4cbf4f9500ec37448a792?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/383d2c0dd4b219f690be51029697edeb43831adb70c4cbf4f9500ec37448a792?s=96&d=mm&r=g\",\"caption\":\"Andrew OK\"},\"url\":\"https:\/\/pocketoption.com\/blog\/tr\/author\/andrew-ok\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Vietnaml\u0131 yat\u0131r\u0131mc\u0131lar i\u00e7in ak\u0131ll\u0131 yat\u0131r\u0131m stratejisi: Hisse senetleri ve tahvillerin kar\u015f\u0131la\u015ft\u0131r\u0131lmas\u0131 2025","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/pocketoption.com\/blog\/tr\/interesting\/reviews\/compare-stocks-and-bonds\/","og_locale":"tr_TR","og_type":"article","og_title":"Vietnaml\u0131 yat\u0131r\u0131mc\u0131lar i\u00e7in ak\u0131ll\u0131 yat\u0131r\u0131m stratejisi: Hisse senetleri ve tahvillerin kar\u015f\u0131la\u015ft\u0131r\u0131lmas\u0131 2025","og_url":"https:\/\/pocketoption.com\/blog\/tr\/interesting\/reviews\/compare-stocks-and-bonds\/","og_site_name":"Pocket Option blog","article_published_time":"2025-07-09T21:48:05+00:00","og_image":[{"width":1840,"height":700,"url":"https:\/\/pocketoption.com\/blog\/wp-content\/uploads\/2025\/04\/1742023367770-535036011-8.webp","type":"image\/webp"}],"author":"Andrew OK","twitter_card":"summary_large_image","twitter_misc":{"Yazan:":"Andrew OK"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/pocketoption.com\/blog\/tr\/interesting\/reviews\/compare-stocks-and-bonds\/#article","isPartOf":{"@id":"https:\/\/pocketoption.com\/blog\/tr\/interesting\/reviews\/compare-stocks-and-bonds\/"},"author":{"name":"Andrew OK","@id":"https:\/\/pocketoption.com\/blog\/tr\/#\/schema\/person\/8c927d60ff98b0ebe00861e922a035d3"},"headline":"Vietnaml\u0131 yat\u0131r\u0131mc\u0131lar i\u00e7in ak\u0131ll\u0131 yat\u0131r\u0131m stratejisi: Hisse senetleri ve tahvillerin kar\u015f\u0131la\u015ft\u0131r\u0131lmas\u0131 2025","datePublished":"2025-07-09T21:48:05+00:00","mainEntityOfPage":{"@id":"https:\/\/pocketoption.com\/blog\/tr\/interesting\/reviews\/compare-stocks-and-bonds\/"},"wordCount":22,"commentCount":0,"image":{"@id":"https:\/\/pocketoption.com\/blog\/tr\/interesting\/reviews\/compare-stocks-and-bonds\/#primaryimage"},"thumbnailUrl":"https:\/\/pocketoption.com\/blog\/wp-content\/uploads\/2025\/04\/1742023367770-535036011-8.webp","keywords":["beginner","investment","stock"],"articleSection":["Reviews"],"inLanguage":"tr","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/pocketoption.com\/blog\/tr\/interesting\/reviews\/compare-stocks-and-bonds\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/pocketoption.com\/blog\/tr\/interesting\/reviews\/compare-stocks-and-bonds\/","url":"https:\/\/pocketoption.com\/blog\/tr\/interesting\/reviews\/compare-stocks-and-bonds\/","name":"Vietnaml\u0131 yat\u0131r\u0131mc\u0131lar i\u00e7in ak\u0131ll\u0131 yat\u0131r\u0131m stratejisi: Hisse senetleri ve tahvillerin kar\u015f\u0131la\u015ft\u0131r\u0131lmas\u0131 2025","isPartOf":{"@id":"https:\/\/pocketoption.com\/blog\/tr\/#website"},"primaryImageOfPage":{"@id":"https:\/\/pocketoption.com\/blog\/tr\/interesting\/reviews\/compare-stocks-and-bonds\/#primaryimage"},"image":{"@id":"https:\/\/pocketoption.com\/blog\/tr\/interesting\/reviews\/compare-stocks-and-bonds\/#primaryimage"},"thumbnailUrl":"https:\/\/pocketoption.com\/blog\/wp-content\/uploads\/2025\/04\/1742023367770-535036011-8.webp","datePublished":"2025-07-09T21:48:05+00:00","author":{"@id":"https:\/\/pocketoption.com\/blog\/tr\/#\/schema\/person\/8c927d60ff98b0ebe00861e922a035d3"},"breadcrumb":{"@id":"https:\/\/pocketoption.com\/blog\/tr\/interesting\/reviews\/compare-stocks-and-bonds\/#breadcrumb"},"inLanguage":"tr","potentialAction":[{"@type":"ReadAction","target":["https:\/\/pocketoption.com\/blog\/tr\/interesting\/reviews\/compare-stocks-and-bonds\/"]}]},{"@type":"ImageObject","inLanguage":"tr","@id":"https:\/\/pocketoption.com\/blog\/tr\/interesting\/reviews\/compare-stocks-and-bonds\/#primaryimage","url":"https:\/\/pocketoption.com\/blog\/wp-content\/uploads\/2025\/04\/1742023367770-535036011-8.webp","contentUrl":"https:\/\/pocketoption.com\/blog\/wp-content\/uploads\/2025\/04\/1742023367770-535036011-8.webp","width":1840,"height":700},{"@type":"BreadcrumbList","@id":"https:\/\/pocketoption.com\/blog\/tr\/interesting\/reviews\/compare-stocks-and-bonds\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/pocketoption.com\/blog\/tr\/"},{"@type":"ListItem","position":2,"name":"Vietnaml\u0131 yat\u0131r\u0131mc\u0131lar i\u00e7in ak\u0131ll\u0131 yat\u0131r\u0131m stratejisi: Hisse senetleri ve tahvillerin kar\u015f\u0131la\u015ft\u0131r\u0131lmas\u0131 2025"}]},{"@type":"WebSite","@id":"https:\/\/pocketoption.com\/blog\/tr\/#website","url":"https:\/\/pocketoption.com\/blog\/tr\/","name":"Pocket Option blog","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/pocketoption.com\/blog\/tr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"tr"},{"@type":"Person","@id":"https:\/\/pocketoption.com\/blog\/tr\/#\/schema\/person\/8c927d60ff98b0ebe00861e922a035d3","name":"Andrew OK","image":{"@type":"ImageObject","inLanguage":"tr","@id":"https:\/\/secure.gravatar.com\/avatar\/383d2c0dd4b219f690be51029697edeb43831adb70c4cbf4f9500ec37448a792?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/383d2c0dd4b219f690be51029697edeb43831adb70c4cbf4f9500ec37448a792?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/383d2c0dd4b219f690be51029697edeb43831adb70c4cbf4f9500ec37448a792?s=96&d=mm&r=g","caption":"Andrew OK"},"url":"https:\/\/pocketoption.com\/blog\/tr\/author\/andrew-ok\/"}]}},"po_author":null,"po__editor":null,"po_last_edited":null,"wpml_current_locale":"tr_TR","wpml_translations":{"vt_VT":{"locale":"vt_VT","id":298232,"slug":"compare-stocks-and-bonds","post_title":"So s\u00e1nh c\u1ed5 phi\u1ebfu v\u00e0 tr\u00e1i phi\u1ebfu: Chi\u1ebfn l\u01b0\u1ee3c \u0111\u1ea7u t\u01b0 th\u00f4ng minh cho nh\u00e0 \u0111\u1ea7u t\u01b0 Vi\u1ec7t Nam n\u0103m 2025","href":"https:\/\/pocketoption.com\/blog\/vt\/interesting\/reviews\/compare-stocks-and-bonds\/"},"pt_AA":{"locale":"pt_AA","id":298227,"slug":"compare-stocks-and-bonds","post_title":"Comparando a\u00e7\u00f5es e t\u00edtulos: Estrat\u00e9gia de investimento inteligente para investidores vietnamitas 2025","href":"https:\/\/pocketoption.com\/blog\/pt\/interesting\/reviews\/compare-stocks-and-bonds\/"}},"_links":{"self":[{"href":"https:\/\/pocketoption.com\/blog\/tr\/wp-json\/wp\/v2\/posts\/298230","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pocketoption.com\/blog\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pocketoption.com\/blog\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pocketoption.com\/blog\/tr\/wp-json\/wp\/v2\/users\/45"}],"replies":[{"embeddable":true,"href":"https:\/\/pocketoption.com\/blog\/tr\/wp-json\/wp\/v2\/comments?post=298230"}],"version-history":[{"count":0,"href":"https:\/\/pocketoption.com\/blog\/tr\/wp-json\/wp\/v2\/posts\/298230\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pocketoption.com\/blog\/tr\/wp-json\/wp\/v2\/media\/220148"}],"wp:attachment":[{"href":"https:\/\/pocketoption.com\/blog\/tr\/wp-json\/wp\/v2\/media?parent=298230"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pocketoption.com\/blog\/tr\/wp-json\/wp\/v2\/categories?post=298230"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pocketoption.com\/blog\/tr\/wp-json\/wp\/v2\/tags?post=298230"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}