{"id":368500,"date":"2025-09-01T16:05:32","date_gmt":"2025-09-01T16:05:32","guid":{"rendered":"https:\/\/pocketoption.com\/blog\/news-events\/data\/how-to-buy-old-point-financial-corporation\/"},"modified":"2025-09-01T16:05:32","modified_gmt":"2025-09-01T16:05:32","slug":"how-to-buy-old-point-financial-corporation","status":"publish","type":"post","link":"https:\/\/pocketoption.com\/blog\/en\/news-events\/signal\/how-to-buy-old-point-financial-corporation\/","title":{"rendered":"How to buy Old Point Financial Corporation (OPOF) shares &#8211; Investment in Old Point Financial Corporation (OPOF) stock"},"content":{"rendered":"<div id=\"root\"><div id=\"wrap-img-root\">text<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>text<\/p>\n","protected":false},"author":129,"featured_media":334054,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[12837],"tags":[40],"class_list":["post-368500","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-signal","tag-signal"],"acf":{"h1":"How to Buy Old Point Financial Corporation (OPOF) Shares - Investment in Old Point Financial Corporation (OPOF) Stock","h1_source":{"label":"H1","type":"text","formatted_value":"How to Buy Old Point Financial Corporation (OPOF) Shares - Investment in Old Point Financial Corporation (OPOF) Stock"},"description":"Learn how to buy Old Point Financial Corporation (OPOF) shares with our comprehensive investment analysis. Discover current price trends, merger details, and step-by-step guidance for investing in this regional banking stock.","description_source":{"label":"Description","type":"textarea","formatted_value":"Learn how to buy Old Point Financial Corporation (OPOF) shares with our comprehensive investment analysis. Discover current price trends, merger details, and step-by-step guidance for investing in this regional banking stock."},"intro":"Thinking about adding a piece of Virginia's banking history to your portfolio? Old Point Financial Corporation (OPOF) represents a unique opportunity in regional banking with its century-old legacy and recent merger developments. As this established financial institution navigates exciting changes, we'll explore everything you need to know about making this investment work for you.","intro_source":{"label":"Intro","type":"text","formatted_value":"Thinking about adding a piece of Virginia's banking history to your portfolio? Old Point Financial Corporation (OPOF) represents a unique opportunity in regional banking with its century-old legacy and recent merger developments. As this established financial institution navigates exciting changes, we'll explore everything you need to know about making this investment work for you."},"body_html":"<h2>Current Market Position and Price Analysis<\/h2> <p>As of September 1, 2025, Old Point Financial Corporation (OPOF) shares are trading at <strong>$41.65<\/strong> - a crucial price point that reflects both the company's historical performance and its imminent merger transformation. This price represents significant appreciation from the 52-week low of $17.02, showcasing the stock's remarkable recovery and growth trajectory throughout 2025.<\/p> <p><strong>Critical Date Alert: October 2025 Earnings Release<\/strong><br\/> Mark your calendar for early October 2025 when Old Point Financial releases its next quarterly earnings report. Historically, these reports have created substantial price movements. The previous earnings release on July 2, 2025, showed net income of $1.2 million with diluted earnings per share of $0.24, down from $2.5 million and $0.50 per share in the same quarter of 2024 (<a href=\"https:\/\/www.prnewswire.com\/news-releases\/old-point-releases-first-quarter-2025-results-302443223.html\">Q2 2025 Results<\/a>).<\/p> <p><strong>Earnings Impact Analysis: Historical Patterns<\/strong><br\/> Looking at recent quarterly reports reveals consistent patterns:<\/p> <ul> <li>Q2 2025: $0.24 EPS (down from $0.50 year-over-year)<\/li> <li>Q1 2025: Strong performance with $2.2 million net income<\/li> <li>Q4 2024: Steady dividend maintenance at $0.14 per share<\/li> <li>Q3 2024: Continued operational stability despite market challenges<\/li> <\/ul> <p>The pattern suggests that while earnings have fluctuated, the company maintains consistent dividend payments and operational stability through various market conditions.<\/p> [cta_green text=\"Start trading\"]<h2>Six-Month Price Performance Deep Dive<\/h2> <p>Old Point Financial has demonstrated exceptional performance over the past six months, transforming from a struggling regional bank to a merger target with substantial shareholder value creation:<\/p> <ul> <li><strong>March 2025<\/strong>: Trading around $25-28 range as merger rumors began circulating<\/li> <li><strong>April 2025<\/strong>: Jump to $32-35 following official merger announcement with TowneBank on April 3, 2025 (<a href=\"https:\/\/investor.townebank.com\/news\/news-details\/2025\/TowneBank-and-Old-Point-Financial-Corporation-Announce-Agreement-to-Merge\/default.aspx\">Merger Announcement<\/a>)<\/li> <li><strong>June 2025<\/strong>: Reached $38-40 range as regulatory approvals progressed<\/li> <li><strong>August 2025<\/strong>: Peaked at $42.45 on August 29, 2025, near all-time highs<\/li> <li><strong>September 1, 2025<\/strong>: Trading at $41.65 on merger closing date<\/li> <\/ul> <p>This represents an approximate <strong>65% gain<\/strong> over six months, significantly outperforming broader banking sector indices and demonstrating the market's positive reception to the strategic merger.<\/p> <h2>Price Forecast: Near-Term and Long-Term Outlook<\/h2> <p><strong>2025 Year-End Target<\/strong>: $43-45<br\/> The merger completion with TowneBank creates immediate synergy potential and operational efficiencies. With the deal closing on September 1, 2025 (<a href=\"https:\/\/www.townebank.com\/about-towne\/news-room\/2025\/townebank-and-old-point-announce-expected-closing\/\">Merger Closing<\/a>), we expect continued positive momentum through year-end as integration progresses smoothly.<\/p> <p><strong>2026 Forecast<\/strong>: $46-50<br\/> Full-year integration benefits should materialize, with projected earnings accretion of approximately 10% according to TowneBank's estimates. The combined entity's strengthened market position in Hampton Roads should drive revenue growth.<\/p> <p><strong>2028 Outlook<\/strong>: $55-60<br\/> By 2028, we expect the merged entity to fully leverage its expanded scale, potentially reaching $60 as operational synergies maximize and market share expands in the Virginia banking landscape.<\/p> <p><strong>2030 Projection<\/strong>: $65-70<br\/> Long-term demographic trends in Virginia, combined with the established branch network and wealth management capabilities, position the company for sustained growth through the decade.<\/p> <p><strong>Verdict<\/strong>: BUY - The merger creates compelling value with immediate accretion and long-term growth potential.<\/p> <h2>Risk Assessment: What Every Investor Should Consider<\/h2> <p><strong>Merger Integration Risks<\/strong><br\/> The success of the TowneBank merger depends on smooth integration of operations, technology systems, and corporate cultures. Any delays or unexpected costs could impact short-term performance.<\/p> <p><strong>Regional Economic Dependence<\/strong><br\/> As a Virginia-focused bank, OPOF remains vulnerable to local economic conditions. Any downturn in the Hampton Roads or Richmond economies could affect loan performance and deposit growth.<\/p> <p><strong>Interest Rate Sensitivity<\/strong><br\/> Like all banks, OPOF faces net interest margin pressure from changing rate environments. The current Federal Reserve policy trajectory creates both opportunities and challenges.<\/p> <p><strong>Competitive Landscape<\/strong><br\/> The Virginia banking market remains highly competitive with both large national banks and other regional players vying for market share.<\/p> <h3>Positive Signals for 2025 Investment<\/h3> <ul> <li><strong>Immediate Earnings Accretion<\/strong><br\/> The merger is expected to be approximately 10% accretive to earnings per share with fully phased-in cost savings (<a href=\"https:\/\/investor.townebank.com\/news\/news-details\/2025\/TowneBank-and-Old-Point-Financial-Corporation-Announce-Agreement-to-Merge\/default.aspx\">TowneBank Projections<\/a>).<\/li> <li><strong>Enhanced Scale and Capabilities<\/strong><br\/> The combined entity boasts $19.5 billion in assets, $13.1 billion in loans, and $16.3 billion in deposits, creating a substantially stronger competitive position.<\/li> <li><strong>Stable Dividend History<\/strong><br\/> OPOF has maintained consistent quarterly dividends of $0.14 per share, providing income stability during market transitions.<\/li> <li><strong>Regulatory Approval Success<\/strong><br\/> All necessary approvals from FDIC and Virginia State Corporation Commission were secured by August 14, 2025, reducing regulatory uncertainty (<a href=\"https:\/\/www.ainvest.com\/news\/townebank-point-financial-merger-regulatory-approval-2508\/\">Regulatory Approval<\/a>).<\/li> <\/ul> <h2>Strategic Guidance for Beginner Traders<\/h2> <p><strong>What to Do Today:<\/strong><\/p> <ol> <li><strong>Position Sizing<\/strong>: Allocate no more than 5-7% of your portfolio to regional banking stocks given sector volatility<\/li> <li><strong>Entry Strategy<\/strong>: Consider dollar-cost averaging over the next month rather than lump-sum investing<\/li> <li><strong>Monitoring Points<\/strong>: Watch for successful integration updates and Q3 earnings in October<\/li> <li><strong>Humorous Reality Check<\/strong>: \"Investing in bank stocks is like dating someone who talks about interest rates all the time - sometimes boring, but usually reliable long-term!\"<\/li> <\/ol> <h2>Step-by-Step: How to Buy Old Point Financial Corporation (OPOF) Shares<\/h2> <table> <thead> <tr><th>Step<\/th><th>Action<\/th><th>Why It Matters<\/th><\/tr> <\/thead> <tbody> <tr><td>1<\/td><td>Choose a Trading Platform<\/td><td>Ensure it offers NASDAQ access and competitive commission rates<\/td><\/tr> <tr><td>2<\/td><td>Complete Account Funding<\/td><td>Start with an amount you're comfortable risking on a single position<\/td><\/tr> <tr><td>3<\/td><td>Search for \"OPOF\"<\/td><td>Use the exact ticker symbol, not just the company name<\/td><\/tr> <tr><td>4<\/td><td>Select Order Type<\/td><td>Use limit orders to control entry price rather than market orders<\/td><\/tr> <tr><td>5<\/td><td>Review and Confirm<\/td><td>Double-check order details including quantity and price before executing<\/td><\/tr> <tr><td>6<\/td><td>Set Price Alerts<\/td><td>Monitor key levels around $40 support and $45 resistance<\/td><\/tr> <tr><td>7<\/td><td>Document Your Thesis<\/td><td>Note why you're buying - merger benefits, dividend income, or both<\/td><\/tr> <tr><td>8<\/td><td>Plan Your Exit Strategy<\/td><td>Determine profit-taking levels and stop-loss points in advance<\/td><\/tr> <tr><td>9<\/td><td>Monitor Quarterly Results<\/td><td>Track integration progress through upcoming earnings reports<\/td><\/tr> <tr><td>10<\/td><td>Reinvest Dividends<\/td><td>Consider automatic dividend reinvestment for compounding growth<\/td><\/tr> <\/tbody> <\/table> <h2>Why Pocket Option Makes Sense for OPOF Investors<\/h2> <p>For investors looking to build positions in stocks like Old Point Financial Corporation, Pocket Option offers several advantages that align perfectly with this type of investment strategy:<\/p> <ul> <li><strong>Minimum Deposit Flexibility<\/strong><br\/> With just $5 required to start trading, you can begin building your OPOF position gradually without committing large capital upfront. This is particularly valuable for testing strategies with regional bank stocks.<\/li> <li><strong>Rapid Account Verification<\/strong><br\/> The 1-minute KYC process using any single document means you can move quickly when opportunities arise - crucial for timing entries around earnings reports or merger developments.<\/li> <li><strong>Diverse Withdrawal Options<\/strong><br\/> With hundreds of withdrawal methods available, you have flexibility in how you manage profits from successful investments, whether through traditional banking channels or modern digital options.<\/li> <\/ul> <h2>Company Overview: Old Point Financial in 2025<\/h2> <p>Old Point Financial Corporation stands as a century-old financial institution serving Virginia's Hampton Roads and Richmond regions through its subsidiary, The Old Point National Bank of Phoebus. The company operates 13 branch offices and has built a reputation for community-focused banking combined with sophisticated wealth management services through Old Point Trust &amp; Financial Services.<\/p> <p>The company's business model encompasses retail banking, commercial lending, mortgage services, insurance products, and comprehensive wealth management - creating a diversified revenue stream across financial services.<\/p> <p><strong>Interesting Fact 2025<\/strong>: In a unique blend of tradition and technology, Old Point Financial's headquarters features historical banking artifacts alongside AI-powered customer service kiosks, symbolizing their commitment to honoring heritage while embracing innovation in community banking.<\/p>","body_html_source":{"label":"Body HTML","type":"wysiwyg","formatted_value":"<h2>Current Market Position and Price Analysis<\/h2>\n<p>As of September 1, 2025, Old Point Financial Corporation (OPOF) shares are trading at <strong>$41.65<\/strong> &#8211; a crucial price point that reflects both the company&#8217;s historical performance and its imminent merger transformation. This price represents significant appreciation from the 52-week low of $17.02, showcasing the stock&#8217;s remarkable recovery and growth trajectory throughout 2025.<\/p>\n<p><strong>Critical Date Alert: October 2025 Earnings Release<\/strong><br \/> Mark your calendar for early October 2025 when Old Point Financial releases its next quarterly earnings report. Historically, these reports have created substantial price movements. The previous earnings release on July 2, 2025, showed net income of $1.2 million with diluted earnings per share of $0.24, down from $2.5 million and $0.50 per share in the same quarter of 2024 (<a href=\"https:\/\/www.prnewswire.com\/news-releases\/old-point-releases-first-quarter-2025-results-302443223.html\">Q2 2025 Results<\/a>).<\/p>\n<p><strong>Earnings Impact Analysis: Historical Patterns<\/strong><br \/> Looking at recent quarterly reports reveals consistent patterns:<\/p>\n<ul>\n<li>Q2 2025: $0.24 EPS (down from $0.50 year-over-year)<\/li>\n<li>Q1 2025: Strong performance with $2.2 million net income<\/li>\n<li>Q4 2024: Steady dividend maintenance at $0.14 per share<\/li>\n<li>Q3 2024: Continued operational stability despite market challenges<\/li>\n<\/ul>\n<p>The pattern suggests that while earnings have fluctuated, the company maintains consistent dividend payments and operational stability through various market conditions.<\/p>\n<div class=\"po-container po-container_width_article\">\n   <div class=\"po-cta-green__wrap\">\n      <a href=\"https:\/\/pocketoption.com\/en\/register\/\" class=\"po-cta-green\">Start trading\n         <span class=\"po-cta-green__icon\">\n            <svg width=\"24\" height=\"24\" fill=\"none\" aria-hidden=\"true\">\n               <use href=\"#svg-arrow-cta\"><\/use>\n            <\/svg>\n         <\/span>\n      <\/a>\n   <\/div>\n<\/div>\n<h2>Six-Month Price Performance Deep Dive<\/h2>\n<p>Old Point Financial has demonstrated exceptional performance over the past six months, transforming from a struggling regional bank to a merger target with substantial shareholder value creation:<\/p>\n<ul>\n<li><strong>March 2025<\/strong>: Trading around $25-28 range as merger rumors began circulating<\/li>\n<li><strong>April 2025<\/strong>: Jump to $32-35 following official merger announcement with TowneBank on April 3, 2025 (<a href=\"https:\/\/investor.townebank.com\/news\/news-details\/2025\/TowneBank-and-Old-Point-Financial-Corporation-Announce-Agreement-to-Merge\/default.aspx\">Merger Announcement<\/a>)<\/li>\n<li><strong>June 2025<\/strong>: Reached $38-40 range as regulatory approvals progressed<\/li>\n<li><strong>August 2025<\/strong>: Peaked at $42.45 on August 29, 2025, near all-time highs<\/li>\n<li><strong>September 1, 2025<\/strong>: Trading at $41.65 on merger closing date<\/li>\n<\/ul>\n<p>This represents an approximate <strong>65% gain<\/strong> over six months, significantly outperforming broader banking sector indices and demonstrating the market&#8217;s positive reception to the strategic merger.<\/p>\n<h2>Price Forecast: Near-Term and Long-Term Outlook<\/h2>\n<p><strong>2025 Year-End Target<\/strong>: $43-45<br \/> The merger completion with TowneBank creates immediate synergy potential and operational efficiencies. With the deal closing on September 1, 2025 (<a href=\"https:\/\/www.townebank.com\/about-towne\/news-room\/2025\/townebank-and-old-point-announce-expected-closing\/\">Merger Closing<\/a>), we expect continued positive momentum through year-end as integration progresses smoothly.<\/p>\n<p><strong>2026 Forecast<\/strong>: $46-50<br \/> Full-year integration benefits should materialize, with projected earnings accretion of approximately 10% according to TowneBank&#8217;s estimates. The combined entity&#8217;s strengthened market position in Hampton Roads should drive revenue growth.<\/p>\n<p><strong>2028 Outlook<\/strong>: $55-60<br \/> By 2028, we expect the merged entity to fully leverage its expanded scale, potentially reaching $60 as operational synergies maximize and market share expands in the Virginia banking landscape.<\/p>\n<p><strong>2030 Projection<\/strong>: $65-70<br \/> Long-term demographic trends in Virginia, combined with the established branch network and wealth management capabilities, position the company for sustained growth through the decade.<\/p>\n<p><strong>Verdict<\/strong>: BUY &#8211; The merger creates compelling value with immediate accretion and long-term growth potential.<\/p>\n<h2>Risk Assessment: What Every Investor Should Consider<\/h2>\n<p><strong>Merger Integration Risks<\/strong><br \/> The success of the TowneBank merger depends on smooth integration of operations, technology systems, and corporate cultures. Any delays or unexpected costs could impact short-term performance.<\/p>\n<p><strong>Regional Economic Dependence<\/strong><br \/> As a Virginia-focused bank, OPOF remains vulnerable to local economic conditions. Any downturn in the Hampton Roads or Richmond economies could affect loan performance and deposit growth.<\/p>\n<p><strong>Interest Rate Sensitivity<\/strong><br \/> Like all banks, OPOF faces net interest margin pressure from changing rate environments. The current Federal Reserve policy trajectory creates both opportunities and challenges.<\/p>\n<p><strong>Competitive Landscape<\/strong><br \/> The Virginia banking market remains highly competitive with both large national banks and other regional players vying for market share.<\/p>\n<h3>Positive Signals for 2025 Investment<\/h3>\n<ul>\n<li><strong>Immediate Earnings Accretion<\/strong><br \/> The merger is expected to be approximately 10% accretive to earnings per share with fully phased-in cost savings (<a href=\"https:\/\/investor.townebank.com\/news\/news-details\/2025\/TowneBank-and-Old-Point-Financial-Corporation-Announce-Agreement-to-Merge\/default.aspx\">TowneBank Projections<\/a>).<\/li>\n<li><strong>Enhanced Scale and Capabilities<\/strong><br \/> The combined entity boasts $19.5 billion in assets, $13.1 billion in loans, and $16.3 billion in deposits, creating a substantially stronger competitive position.<\/li>\n<li><strong>Stable Dividend History<\/strong><br \/> OPOF has maintained consistent quarterly dividends of $0.14 per share, providing income stability during market transitions.<\/li>\n<li><strong>Regulatory Approval Success<\/strong><br \/> All necessary approvals from FDIC and Virginia State Corporation Commission were secured by August 14, 2025, reducing regulatory uncertainty (<a href=\"https:\/\/www.ainvest.com\/news\/townebank-point-financial-merger-regulatory-approval-2508\/\">Regulatory Approval<\/a>).<\/li>\n<\/ul>\n<h2>Strategic Guidance for Beginner Traders<\/h2>\n<p><strong>What to Do Today:<\/strong><\/p>\n<ol>\n<li><strong>Position Sizing<\/strong>: Allocate no more than 5-7% of your portfolio to regional banking stocks given sector volatility<\/li>\n<li><strong>Entry Strategy<\/strong>: Consider dollar-cost averaging over the next month rather than lump-sum investing<\/li>\n<li><strong>Monitoring Points<\/strong>: Watch for successful integration updates and Q3 earnings in October<\/li>\n<li><strong>Humorous Reality Check<\/strong>: &#8220;Investing in bank stocks is like dating someone who talks about interest rates all the time &#8211; sometimes boring, but usually reliable long-term!&#8221;<\/li>\n<\/ol>\n<h2>Step-by-Step: How to Buy Old Point Financial Corporation (OPOF) Shares<\/h2>\n<table>\n<thead>\n<tr>\n<th>Step<\/th>\n<th>Action<\/th>\n<th>Why It Matters<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>1<\/td>\n<td>Choose a Trading Platform<\/td>\n<td>Ensure it offers NASDAQ access and competitive commission rates<\/td>\n<\/tr>\n<tr>\n<td>2<\/td>\n<td>Complete Account Funding<\/td>\n<td>Start with an amount you&#8217;re comfortable risking on a single position<\/td>\n<\/tr>\n<tr>\n<td>3<\/td>\n<td>Search for &#8220;OPOF&#8221;<\/td>\n<td>Use the exact ticker symbol, not just the company name<\/td>\n<\/tr>\n<tr>\n<td>4<\/td>\n<td>Select Order Type<\/td>\n<td>Use limit orders to control entry price rather than market orders<\/td>\n<\/tr>\n<tr>\n<td>5<\/td>\n<td>Review and Confirm<\/td>\n<td>Double-check order details including quantity and price before executing<\/td>\n<\/tr>\n<tr>\n<td>6<\/td>\n<td>Set Price Alerts<\/td>\n<td>Monitor key levels around $40 support and $45 resistance<\/td>\n<\/tr>\n<tr>\n<td>7<\/td>\n<td>Document Your Thesis<\/td>\n<td>Note why you&#8217;re buying &#8211; merger benefits, dividend income, or both<\/td>\n<\/tr>\n<tr>\n<td>8<\/td>\n<td>Plan Your Exit Strategy<\/td>\n<td>Determine profit-taking levels and stop-loss points in advance<\/td>\n<\/tr>\n<tr>\n<td>9<\/td>\n<td>Monitor Quarterly Results<\/td>\n<td>Track integration progress through upcoming earnings reports<\/td>\n<\/tr>\n<tr>\n<td>10<\/td>\n<td>Reinvest Dividends<\/td>\n<td>Consider automatic dividend reinvestment for compounding growth<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2>Why Pocket Option Makes Sense for OPOF Investors<\/h2>\n<p>For investors looking to build positions in stocks like Old Point Financial Corporation, Pocket Option offers several advantages that align perfectly with this type of investment strategy:<\/p>\n<ul>\n<li><strong>Minimum Deposit Flexibility<\/strong><br \/> With just $5 required to start trading, you can begin building your OPOF position gradually without committing large capital upfront. This is particularly valuable for testing strategies with regional bank stocks.<\/li>\n<li><strong>Rapid Account Verification<\/strong><br \/> The 1-minute KYC process using any single document means you can move quickly when opportunities arise &#8211; crucial for timing entries around earnings reports or merger developments.<\/li>\n<li><strong>Diverse Withdrawal Options<\/strong><br \/> With hundreds of withdrawal methods available, you have flexibility in how you manage profits from successful investments, whether through traditional banking channels or modern digital options.<\/li>\n<\/ul>\n<h2>Company Overview: Old Point Financial in 2025<\/h2>\n<p>Old Point Financial Corporation stands as a century-old financial institution serving Virginia&#8217;s Hampton Roads and Richmond regions through its subsidiary, The Old Point National Bank of Phoebus. The company operates 13 branch offices and has built a reputation for community-focused banking combined with sophisticated wealth management services through Old Point Trust &amp; Financial Services.<\/p>\n<p>The company&#8217;s business model encompasses retail banking, commercial lending, mortgage services, insurance products, and comprehensive wealth management &#8211; creating a diversified revenue stream across financial services.<\/p>\n<p><strong>Interesting Fact 2025<\/strong>: In a unique blend of tradition and technology, Old Point Financial&#8217;s headquarters features historical banking artifacts alongside AI-powered customer service kiosks, symbolizing their commitment to honoring heritage while embracing innovation in community banking.<\/p>\n"},"faq":[{"question":"What happens to my OPOF shares after the TowneBank merger?","answer":"Shareholders received either $41.00 in cash or 1.14 shares of TowneBank common stock per OPOF share, depending on their election choice before the August 26, 2025 deadline."},{"question":"How often does OPOF pay dividends?","answer":"The company has historically paid quarterly dividends of $0.14 per share, typically in March, June, September, and December."},{"question":"What makes OPOF different from other regional banks?","answer":"Their century-long history in Virginia, combined with strong wealth management capabilities and recent successful merger execution, creates a unique value proposition."},{"question":"Should I be concerned about the earnings decrease in Q2 2025?","answer":"The decrease was primarily due to merger-related expenses and one-time costs. The underlying business remained stable with adjusted operating earnings unchanged year-over-year."},{"question":"How can I track the success of the TowneBank integration?","answer":"Monitor quarterly earnings reports for synergy realization, customer retention metrics, and any guidance updates from TowneBank management about integration progress."}],"faq_source":{"label":"FAQ","type":"repeater","formatted_value":[{"question":"What happens to my OPOF shares after the TowneBank merger?","answer":"Shareholders received either $41.00 in cash or 1.14 shares of TowneBank common stock per OPOF share, depending on their election choice before the August 26, 2025 deadline."},{"question":"How often does OPOF pay dividends?","answer":"The company has historically paid quarterly dividends of $0.14 per share, typically in March, June, September, and December."},{"question":"What makes OPOF different from other regional banks?","answer":"Their century-long history in Virginia, combined with strong wealth management capabilities and recent successful merger execution, creates a unique value proposition."},{"question":"Should I be concerned about the earnings decrease in Q2 2025?","answer":"The decrease was primarily due to merger-related expenses and one-time costs. The underlying business remained stable with adjusted operating earnings unchanged year-over-year."},{"question":"How can I track the success of the TowneBank integration?","answer":"Monitor quarterly earnings reports for synergy realization, customer retention metrics, and any guidance updates from TowneBank management about integration progress."}]}},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.8 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>How to buy Old Point Financial Corporation (OPOF) shares - Investment in Old Point Financial Corporation (OPOF) stock<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/pocketoption.com\/blog\/en\/news-events\/signal\/how-to-buy-old-point-financial-corporation\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to buy Old Point Financial Corporation (OPOF) shares - 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