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How to Buy B. Riley Financial, Inc. (RILYP) Shares - Investment in B. Riley Financial, Inc. (RILYP) Stock

31 August 2025
5 min to read
How to buy B. Riley Financial, Inc. (RILYP) shares – Investment in B. Riley Financial, Inc. (RILYP) stock

Thinking about adding preferred shares to your portfolio? B. Riley Financial's RILYP offers a unique opportunity with its 6.875% dividend rate and dramatic 2025 turnaround story. This financial services company has transformed from heavy losses to impressive profitability—perfect for investors seeking recovery plays with income potential.

📈 Current Stock Performance and Key Dates

As of August 31, 2025, B. Riley Financial, Inc. preferred stock (RILYP) trades at $6.18. This represents depositary shares of the company’s Series A Cumulative Perpetual Preferred Stock with a $25.00 liquidation preference.

Mark your calendar: February 24, 2026 is critical—that’s when B. Riley Financial releases its next earnings report. Historically, these announcements create significant price movements.

How Earnings Reports Impact RILYP

The company’s August 2025 preliminary results caused substantial investor interest. When B. Riley Financial shared its dramatic turnaround story—shifting from a $772.3 million 2024 loss to projected $125-145 million net income for first half 2025—the market responded positively to this financial rehabilitation.

Previous earnings patterns show that B. Riley’s preferred stock reacts strongly to debt reduction announcements and profitability improvements. The company’s successful $600 million debt reduction between September 2024 and June 2025 created renewed confidence in the preferred shares’ security.

🔄 6-Month Price Journey: From Crisis to Recovery

RILYP has experienced one of the most dramatic transformations in recent financial markets:

  • March 2025: $6.01-6.70 – The beginning of the recovery phase
  • April 2025: $3.63-3.84 – The absolute bottom, down nearly 50% from January highs
  • August 2025: $6.18 – Remarkable recovery, up over 70% from April lows

This incredible 130.62% three-month gain from May through August 2025 represents one of the most impressive preferred stock recoveries in recent memory. The turnaround was driven by strategic divestitures, including the $66 million GlassRatner sale and $45 million in debt restructuring gains.

Why the Spectacular Comeback?

The recovery wasn’t accidental—it resulted from deliberate corporate actions:

  • Aggressive debt reduction of $600 million
  • Strategic business carve-outs (B. Riley Securities separation)
  • Non-recurring gains from asset sales
  • Improved operational efficiency

🔮 Price Forecast: 2025-2030 Outlook

Based on the company’s restructuring success and current momentum:

  • 2025 Year-End: $7.50-8.50 → BUY
    The continued debt reduction and operational improvements should support further appreciation
  • 2026 Forecast: $8.00-9.50
    Assuming dividend reinstatement and sustained profitability
  • 2028 Projection: $10.00-12.00
    Long-term value creation from streamlined operations
  • 2030 Outlook: $12.00-15.00
    Full recovery to fundamental value based on $25 liquidation preference

Verdict: STRONG BUY for recovery investors and income seekers once dividends resume.

⚠️ Key Risks vs. Positive Signals

Risks to Consider

  • Dividend Suspension: The January 2025 dividend halt remains in effect, though unpaid dividends accumulate
  • Liquidity Concerns: Preferred shares can experience low trading volume, increasing volatility
  • Debt Load: Despite reductions, $1.46 billion total debt remains substantial
  • Market Sensitivity: Financial services stocks remain vulnerable to economic cycles

Green Lights for 2025

  • Debt Reduction Success: $600 million eliminated in 9 months shows management commitment
  • Profitability Return: $125-145 million H1 2025 net income vs. massive 2024 losses
  • Strategic Focus: B. Riley Securities carve-out creating leaner, focused operations
  • Asset Sales Completion: Major divestitures (GlassRatner, Atlantic Coast Recycling) generating $187 million cash

🛡️ What Should a Beginner Trader Do Today?

  1. Start Small: Begin with a minimal position—preferred stocks require patience
  2. Monitor Earnings: Watch February 2026 results for dividend reinstatement clues
  3. Diversify: Keep RILYP under 5% of your total portfolio due to specialty nature
  4. Set Alerts: Track any news about dividend resumption or additional debt reduction

Humorous take: “Trading RILYP is like watching a financial phoenix rise from ashes—just make sure you have enough popcorn for the volatility show!”

✅ How to Buy B. Riley Financial, Inc. (RILYP) Shares – Step by Step

Step Action Why It Matters
1 Choose a brokerage platform Ensure it offers preferred stock trading and OTC market access
2 Complete account funding Start with small amounts to test your strategy
3 Search “RILYP” Use the exact ticker symbol for preferred shares
4 Select order type Use limit orders to control entry price in volatile markets
5 Review fees Preferred stocks often have different commission structures
6 Confirm purchase Double-check it’s the preferred stock, not common (RILY)
7 Monitor position Set price alerts for this lower-volume security
8 Track dividends Watch for announcement of dividend reinstatement
9 Review quarterly Follow earnings reports for financial health updates
10 Rebalance periodically Adjust position size based on overall portfolio goals

💡 Why Pocket Option Fits New Investors

Pocket Option revolutionizes stock access for beginners:

  • Minimum deposit just $5—perfect for testing preferred stock strategies without significant capital commitment
  • Lightning-fast verification—start trading within minutes with simple document upload
  • Diverse withdrawal options—over 100 methods including cryptocurrencies and e-wallets
  • User-friendly platform—intuitive interface designed for new investors exploring different security types

The platform’s low barrier to entry makes it ideal for investors wanting to experiment with preferred stocks like RILYP while learning about fixed income alternatives to common stocks.

🌍 B. Riley Financial in 2025: The Turnaround Specialist

B. Riley Financial has transformed itself from a struggling financial services company into a lean, focused operation. The company now operates through two main segments: the carved-out B. Riley Securities investment banking unit and the remaining financial services businesses.

The August 2025 restructuring success story has become a case study in corporate rehabilitation. By reducing debt by $600 million, selling non-core assets, and focusing on profitable operations, management has demonstrated remarkable turnaround execution.

2025 Interesting Fact: B. Riley Securities helped clients raise over $8 billion for AI infrastructure investments while the parent company was executing its own financial transformation—literally funding the future while fixing the present.

FAQ

What exactly is RILYP stock?

RILYP represents depositary shares of B. Riley Financial's Series A Cumulative Perpetual Preferred Stock with a 6.875% dividend rate and $25.00 liquidation preference.

Why are the dividends currently suspended?

The company temporarily suspended dividends in January 2025 to preserve cash during restructuring, though unpaid dividends continue to accumulate.

How does RILYP differ from RILY common stock?

RILYP offers fixed dividends and priority in bankruptcy but no voting rights, while RILY common stock has variable dividends and voting rights but lower priority.

What caused the dramatic price recovery in 2025?

Aggressive debt reduction ($600 million), successful asset sales, and operational restructuring drove the remarkable turnaround from April lows.

Is now a good time to invest in RILYP?

The current price offers attractive recovery potential, but investors should be prepared for volatility and monitor dividend reinstatement announcements closely.

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